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The Huntington National Bank Rates & Review June 2026

The Huntington National Bank's savings rates are at 3.00%. The Huntington National Bank's money market rates are at 3.20%. MonitorBankRates evaluates the financial stability of The Huntington National Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.60%. Rates were last updated on 06/03/2026.

The Huntington National Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at The Huntington National Bank? Share your experience about The Huntington National Bank by leaving a review below, or read customer reviews before you decide to use The Huntington National Bank.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
4.60%
Excellent Lower than avg
The Huntington National Bank
17 S High St
Columbus, OH 43215
https://www.huntington.com
Member FDIC

The Huntington National Bank Savings Rates

Product Rate APY View More
High-Yield Savings - 3.00%
Min Deposit $5,000
Min Balance $5,000
Details Variable rate; Balances $2,000,001.00 and above will earn 0.01% (0.01% APY). Balances below $5,000.00 will earn 0.01% (0.01% APY). Fees may reduce earnings. When your balance falls into a specific rate tier, your entire balance will earn the applicable rate in effect for that tier. Offer is limited to one per household. We also reserve the right to limit acceptance of deposits greater than $2,000,000.00. Not valid with any other offer. Initial minimum opening deposit to earn the higher interest rate on the HRSA is $5,000.00 and must be "New Money" which is defined as money that is not currently on deposit in any Huntington account (except maturing CDs).
Last Updated 06/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.60%

The Huntington National Bank Money Market Rates

Product Rate APY View More
High-Yield Money Market - 3.20%
Min Deposit $25,000
Min Balance $25,000
Details Variable rate; Balances $2,000,001.00 and above currently earn 0.25% (0.25% APY). Balances below $25,000.00 do not earn interest. Fees may reduce earnings. When your balance falls into a specific rate tier, your entire balance will earn the applicable rate in effect for that tier. For instance, if your balance reaches $2,000,001.00 or more, your entire balance would currently earn 0.25% APY. Initial minimum opening deposit to earn interest on the HRMMA is $25,000.00 and must be "New Money" which is defined as money that is not currently on deposit in any Huntington account (except maturing CDs). Offer is limited to one per household. We also reserve the right to limit acceptance of deposits greater than $2,000,000.00. Not valid with any other offer.
Last Updated 06/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.60%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for The Huntington National Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather The Huntington National Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with The Huntington National Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name The Huntington National Bank
Bank Holding Company HUNTINGTON BANCSHARES INC
Address 17 S High St, Columbus, OH 43215  ·  Franklin
FDIC Certificate # 6560
Established 01/06/1866
FDIC Insurance Date 01/01/1934
Domestic Offices 1,057
Total Branches 1,207
Regulator OCC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 98/100
5.0
Exceptional Out of 5.0 Stars
4.60%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.3514%
Return on Equity (ROE) 14.5400%
Non-Performing Loans (NPL) 0.35%
Total Assets $224,047,234,000
Total Deposits $180,595,114,000
Equity Capital $24,293,048,000
Net Income $2,524,076,000
Headquarters Columbus
Total Offices 1059
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Frequently Asked Questions About The Huntington National Bank

How many branches does The Huntington National Bank operate?

The Huntington National Bank currently maintains approximately 1,207 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, The Huntington National Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, The Huntington National Bank provides members with tools to manage their accounts and build a solid financial history.

Does The Huntington National Bank offer online and mobile banking?

Most modern institutions like The Huntington National Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.huntington.com.

Current The Huntington National Bank Rates

  • Savings3.00%
  • MMA3.20%
Retrieved from our database of financial products. Rates subject to change.