What are the current interest rates at The Huntington National Bank?

Current rates for The Huntington National Bank include: Savings: 2.40%, MMA: 3.35%

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Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of savers say their bank still has not raised their rate since the Fed funds rate increase. See the full results

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The Huntington National Bank

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The Huntington National Bank Rates & Review October 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, The Huntington National Bank provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 7, 2026

The Huntington National Bank's top rates as of October 7, 2026 are 2.40% APY on savings, 3.35% APY on money market accounts, and credit cards from 26.74% APR, according to rates verified by MonitorBankRates. MonitorBankRates evaluates the financial stability of The Huntington National Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.66%. Rates last updated and verified on 10/07/2026.

The Huntington National Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at The Huntington National Bank? Share your experience about The Huntington National Bank by leaving a review below, or read customer reviews before you decide to use The Huntington National Bank.

Verified Healthy Q2 2026 Use This Badge on Your Bank Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

3.66%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

The Huntington National Bank

17 S High St
Columbus, OH 43215

https://www.huntington.com

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Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.

The Huntington National Bank Savings Rates

Product	Rate	APY
High-Yield Savings	2.40%	2.40%
Min Deposit $5,000 Min Balance $5,000 Details Published APY range: 2.40%-4.00%; Published rate range: 2.40%-4.00%. Rates based on zip code and with a minimum of $5,000 not currently deposited at Huntington. Get your variable rate after opening a Huntington Relationship Savings Account when you maintain deposits of $5,000.00 - $2,000,000.99. Balances $2,000,001.00 and above will earn 0.01% (0.01% APY). Balances below $5,000.00 will earn 0.01% (0.01% APY). Balances below $2,500 may be subject to a $10.00 per month maintenance fee. Fees may reduce earnings. When your balance falls into a specific rate tier, your entire balance will earn the applicable rate in effect for that tier. Initial minimum opening deposit to earn the higher interest rate on the HRSA is $5,000.00 and must be "New Money" which is defined as money that is not currently on deposit in any Huntington account (except maturing CDs). Last Updated 10/07/2026 Rate History No change since Sep 14, 2026 · 2.40% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.66%
Relationship Savings Account	0.01%	0.01%
Min Balance $0 Details Balance: $0.01 to $4,999.99 Last Updated 10/07/2026 Rate History No change since Sep 14, 2026 · 0.01% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.66%
Relationship Savings Account	0.01%	0.01%
Min Balance $2,000,001 Details Balance: $2,000,001.00 to $99,999,999,999.99 Last Updated 10/07/2026 Rate History No change since Sep 14, 2026 · 0.01% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.66%
Relationship Savings Account	0.01%	0.01%
Min Balance $5,000 Details Balance: $5,000.00 to $2,000,000.99 Last Updated 10/07/2026 Rate History 1 change since Sep 14, 2026 · 3.15% → 0.01% ▼ 3.14 pts · high 3.15% / low 0.01% Sep 24, 20260.01%▼ from 3.15% Sep 14, 20263.15%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.66%

The Huntington National Bank Money Market Rates

Product	Rate	APY
High-Yield Money Market	2.70%	2.70%
Min Deposit $25,000 Min Balance $25,000 Details Published APY range: 2.70%-3.75%; Published rate range: 2.70%-3.75%. Rates based on zip code and with a minimum of $25,000 not currently deposited at Huntington. Get your variable rate after opening a Huntington Relationship Money Market Account when you maintain deposits of $25,000.00 - $2,000,000.99. Balances $2,000,001.00 and above currently earn 0.25% (0.25% APY). Balances below $25,000.00 do not earn interest and may be subject to a $25.00 per month maintenance fee. Fees may reduce earnings. When your balance falls into a specific rate tier, your entire balance will earn the applicable rate in effect for that tier. Initial minimum opening deposit to earn interest on the HRMMA is $25,000.00 and must be "New Money" which is defined as money that is not currently on deposit in any Huntington account (except maturing CDs). Last Updated 10/07/2026 Rate History No change since Sep 14, 2026 · 2.70% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.66%
Relationship Money Market Account	0.25%	0.25%
Min Balance $2,000,001 Details Balance: $2,000,001.00 to $99,999,999,999.99 Last Updated 10/07/2026 Rate History 2 changes since Sep 14, 2026 · 0.25% → 0.25% ▼ 0.00 pts · high 0.25% / low 0.05% Oct 7, 20260.25%▲ from 0.05% Sep 27, 20260.05%▼ from 0.25% Sep 14, 20260.25%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.66%
Relationship Money Market Account	0.05%	0.05%
Min Balance $25,000 Details Balance: $25,000.00 to $99,999.99 Last Updated 10/07/2026 Rate History 1 change since Sep 14, 2026 · 3.25% → 0.05% ▼ 3.20 pts · high 3.25% / low 0.05% Sep 27, 20260.05%▼ from 3.25% Sep 14, 20263.25%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.66%
Relationship Money Market Account	0.05%	0.05%
Min Balance $100,000 Details Balance: $100,000.00 to $249,999.99 Last Updated 10/07/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.66%
Relationship Money Market Account	0.05%	0.05%
Min Balance $250,000 Details Balance: $250,000.00 to $499,999.99 Last Updated 10/07/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.66%
Relationship Money Market Account	0.05%	0.05%
Min Balance $500,000 Details Balance: $500,000.00 to $999,999.99 Last Updated 10/07/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.66%
Relationship Money Market Account	0.05%	0.05%
Min Balance $1,000,000 Details Balance: $1,000,000.00 to $2,000,000.99 Last Updated 10/07/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.66%
Relationship Money Market Account	0.05%	0.05%
Min Balance $2,000,001 Details Balance: $2,000,001.00 to $99,999,999,999.99 Last Updated 10/07/2026 Rate History 1 change since Sep 14, 2026 · 0.25% → 0.05% ▼ 0.20 pts · high 0.25% / low 0.05% Sep 27, 20260.05%▼ from 0.25% Sep 14, 20260.25%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.66%

The Huntington National Bank Checking Rates

Product	Rate	APY
Relationship Money Market Account - With Huntington Perks Checking	3.30%	3.35%
Min Balance $25,000 Details Balance: $25,000.00 to $2,000,000.99 Last Updated 10/07/2026 Rate History No change since Sep 18, 2026 · 3.35% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.66%
Relationship Money Market Account - With Huntington Platinum Perks Checking	3.30%	3.35%
Min Balance $25,000 Details Balance: $25,000.00 to $2,000,000.99 Last Updated 10/07/2026 Rate History No change since Sep 18, 2026 · 3.35% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.66%

The Huntington National Bank Credit Card Rates

Product	Rate	APR	View More
Huntington Secured Credit Card	-	26.74%
Details APR for purchases & balance transfers: 26.74% These APRs will vary with the market based the Prime Rate; APR for cash advances: 27.74% This APR will vary with the market based the Prime Rate; Minimum interest charge: $1.00 If interest is charged; Annual fee: $0; Foreign transaction fee: $0; Secured Card Terms and Conditions; Secured Card Rewards Terms and Conditions Last Updated 10/07/2026 Rate History 1 change since Sep 14, 2026 · 26.49% → 26.74% ▲ 0.25 pts · high 26.74% / low 26.49% Sep 27, 202626.74%▲ from 26.49% Sep 14, 202626.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.66%

The Huntington National Bank Other Rates

Product	Rate	Points	APY/APR
Relationship Savings Account - With Huntington Perks Checking	0.02%	-	0.02%
Min Balance $0 Details Balance: $0.01 to $4,999.99 Last Updated 10/07/2026 Rate History No change since Oct 7, 2026 · 0.02% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.66%
Relationship Savings Account - With Huntington Perks Checking	3.21%	-	3.25%
Min Balance $5,000 Details Balance: $5,000.00 to $2,000,000.99 Last Updated 10/07/2026 Rate History No change since Oct 7, 2026 · 3.25% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.66%
Relationship Savings Account - With Huntington Perks Checking	0.02%	-	0.02%
Min Balance $2,000,001 Details Balance: $2,000,001.00 to $99,999,999,999.99 Last Updated 10/07/2026 Rate History No change since Oct 7, 2026 · 0.02% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.66%
Relationship Savings Account - With Huntington Perks Checking	0.02%	-	0.02%
Min Balance $5,000 Details Balance: $5,000.00 to $2,000,000.99 Last Updated 10/07/2026 Rate History No change since Oct 7, 2026 · 0.02% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.66%
Relationship Savings Account - With Huntington Platinum Perks Checking	0.02%	-	0.02%
Min Balance $0 Details Balance: $0.01 to $4,999.99 Last Updated 10/07/2026 Rate History No change since Oct 7, 2026 · 0.02% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.66%
Relationship Savings Account - With Huntington Platinum Perks Checking	3.21%	-	3.25%
Min Balance $5,000 Details Balance: $5,000.00 to $2,000,000.99 Last Updated 10/07/2026 Rate History No change since Oct 7, 2026 · 3.25% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.66%
Relationship Savings Account - With Huntington Platinum Perks Checking	0.02%	-	0.02%
Min Balance $2,000,001 Details Balance: $2,000,001.00 to $99,999,999,999.99 Last Updated 10/07/2026 Rate History No change since Oct 7, 2026 · 0.02% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.66%
Relationship Savings Account - With Huntington Platinum Perks Checking	0.02%	-	0.02%
Min Balance $5,000 Details Balance: $5,000.00 to $2,000,000.99 Last Updated 10/07/2026 Rate History No change since Oct 7, 2026 · 0.02% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.66%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

The Huntington National Bank’s Texas Ratio stayed near 3.47% in Q3 2023 to 3.66% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this bank’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$283.1B	3.66%	5.0	A+
March 31, 2026	$284.1B	2.76%	5.0	A+
December 31, 2025	$224.0B	2.79%	5.0	A+
September 30, 2025	$209.5B	2.79%	5.0	A+
June 30, 2025	$206.6B	3.24%	5.0	A+
March 31, 2025	$208.2B	3.08%	5.0	A+
December 31, 2024	$203.4B	3.57%	5.0	A+
September 30, 2024	$199.2B	3.80%	5.0	A+
June 30, 2024	$195.9B	3.94%	5.0	A+
March 31, 2024	$192.9B	3.80%	5.0	A+
December 31, 2023	$188.7B	3.65%	5.0	A+
September 30, 2023	$186.4B	3.47%	5.0	A+

Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for The Huntington National Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather The Huntington National Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with The Huntington National Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name The Huntington National Bank

Bank Holding Company HUNTINGTON BANCSHARES INC

Address 17 S High St, Columbus, OH 43215 · Franklin

Website https://www.huntington.com

FDIC Certificate # 6560

Established 18660106

FDIC Insurance Date 19340101

Domestic Offices 1,477

Total Branches 1,627

Regulator OCC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 98/100

5.0

Exceptional Out of 5.0 Stars

3.66%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 1.0857%

Return on Equity (ROE) 9.4700%

Non-Performing Loans (NPL) 0.72%

Total Assets $283,073,605,000

Total Deposits $227,123,103,000

Equity Capital $33,284,616,000

Net Income $1,431,831,000

Headquarters Columbus

Total Branches and Offices 1479

Source: FDIC | Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

The Huntington National Bank earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

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Frequently Asked Questions About The Huntington National Bank

How many branches does The Huntington National Bank operate?

The Huntington National Bank currently maintains approximately 1,627 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, The Huntington National Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, The Huntington National Bank provides members with tools to manage their accounts and build a solid financial history.

Does The Huntington National Bank offer online and mobile banking?

Most modern institutions like The Huntington National Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.huntington.com.