Gainey Business Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

  1. Home
  2. Banks
  3. Gainey Business Bank Deposit Rates
Today's 12-month CD rates can be found at 3.90%, 6-month CD rates at 1.75% and 3-month CD rates at 0.50%. Current savings rates are at 0.05% and money market rates are at 0.16%. Mortgage rates today on 30-year fixed loans are around 6.12%. Credit Card rates are at 18.00%. Personal Loan rates are at 12.74%. All these rates, and more, can be found in our database of rates. Gainey Business Bank's 60-Month CD rates are at 4.07%, 48-Month CD rates are at 3.81%, 36-Month CD rates are at 3.66%, 24-Month CD rates are at 3.60%, 18-Month CD rates are at 3.50%. Gainey Business Bank's savings rates are at 1.00%. Gainey Business Bank's money market rates are at 4.00%.

Gainey Business Bank

To see how these rates compare to Gainey Business Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Gainey Business Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Gainey Business Bank CD rates. You can also compare Gainey Business Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Gainey Business Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Gainey Business Bank? Share your experience about Gainey Business Bank by leaving a review below, or read customer reviews before you decide to use Gainey Business Bank.

Gainey Business Bank Texas Ratio

Gainey Business Bank's Texas Ratio is at 0.00%, which is considered excellent. The Texas Ratio for Gainey Business Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Gainey Business Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.45%
18-Month CD
3.50%
24-Month CD
3.60%
36-Month CD
3.66%
48-Month CD
3.81%
60-Month CD
4.07%
Savings
1.00%
MMA
4.00%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Gainey Business Bank
8501 N Scottsdale Rd
Scottsdale, AZ 85253
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Gainey Business Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Gainey Business Bank
Gainey Business Bank
60-Month CD
4.07%
$5,000
Gainey Business Bank
Gainey Business Bank
Money Market
4.00%
$500,000
Gainey Business Bank
Gainey Business Bank
48-Month CD
3.81%
$5,000
Gainey Business Bank
Gainey Business Bank
36-Month CD
3.66%
$5,000
Gainey Business Bank
Gainey Business Bank
24-Month CD
3.60%
$5,000
Gainey Business Bank
Gainey Business Bank
18-Month CD
3.50%
$5,000
Gainey Business Bank
Gainey Business Bank
12-Month CD
3.45%
$5,000
Gainey Business Bank
Gainey Business Bank
6-Month CD
3.04%
$5,000
Gainey Business Bank
Gainey Business Bank
Personal Savings
1.00%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Gainey Business Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Aroostook County FS&L Assoc.
Aroostook County FS&L Assoc.
12-Month CD
5.00%
$500
Citizens Access
Citizens Access
12-Month CD
4.50%
$5,000
A+ Federal Credit Union
A+ Federal Credit Union
12-Month CD
4.28%
$1,000
Maspeth Federal S&L
Maspeth Federal S&L
12-Month CD
4.25%
$1,500
CNB Bank Direct, a div of Citizens National Bank
CNB Bank Direct, a div of Citizens National Bank
High Yield Savings
4.01%
$100
Citizens Bank & Trust Company KY
Citizens Bank & Trust Company KY
12-Month CD
4.00%
$500
StonehamBank
StonehamBank
36-Month CD
4.00%
$1,000
First National Bank of America (FNBA)
First National Bank of America (FNBA)
48-Month CD
3.85%
$1,000
Raymond James
48-Month CD (brokered)
3.85%
$1,000
Compass Savings Bank
Compass Savings Bank
18-Month CD
3.82%
$500
Evergreen Bank Group
Evergreen Bank Group
36-Month CD
3.75%
$500
Hatboro Federal Savings
Hatboro Federal Savings
Money Market
3.75%
$1,000
The Bank of the West
The Bank of the West
12-Month CD
3.56%
$1,000
Central Bank of Kansas City
Central Bank of Kansas City
12-Month CD
3.55%
$500
4U Federal Credit Union
4U Federal Credit Union
18-Month CD
3.55%
$1,000
Agility Bank
Agility Bank
60-Month CD
3.29%
$1,000
FSB of Burnet
FSB of Burnet
6-Month CD
3.28%
$1,000
InFirst Bank
InFirst Bank
12-Month CD
3.25%
$500
Bank First, NA
Bank First, NA
6-Month CD
3.02%
$1,000
First Security Bank Mackinaw, IL
First Security Bank Mackinaw, IL
18-Month CD
3.00%
$1,000
Port Richmond Savings
Port Richmond Savings
12-Month CD
2.75%
$500
CSB Norwood Young America
CSB Norwood Young America
Prime Money Market
2.68%
$500,000
First Bank Hampton
First Bank Hampton
48-Month CD
2.65%
$1,000
Canton Co-operative Bank
Canton Co-operative Bank
48-Month CD
2.53%
$1,000
Saco & Biddeford Savings
Saco & Biddeford Savings
12-Month CD
2.22%
$500
Denison State Bank
Denison State Bank
18-Month CD
2.00%
$500
Presence Bank
Presence Bank
36-Month CD
1.79%
$250
Monroe Savings Bank
Monroe Savings Bank
24-Month CD
1.75%
$500
Bank of Lake Mills
Bank of Lake Mills
30-Month CD
1.55%
$500
Capon Valley Bank
Capon Valley Bank
12-Month CD
1.51%
$500
Cornerstone State Bank
Cornerstone State Bank
Money Market
1.50%
$1,000
Bank of Easton
Bank of Easton
36-Month CD
1.41%
$500
Parkway Bank and Trust Company
Parkway Bank and Trust Company
18-Month CD
1.25%
$1,000
Grand Valley Bank
Grand Valley Bank
Savings
1.20%
$0
Piedmont FSB
Piedmont FSB
36-Month CD
1.20%
$500
ValleyDirect
ValleyDirect
Money Market
1.05%
$10,000
William Penn Bank
William Penn Bank
18-Month CD
1.01%
$500
Westbury Bank
Westbury Bank
Daily Savings
0.50%
$0
First Bank Hampton
First Bank Hampton
Savings
0.45%
$100
First National Bank of Steeleville
First National Bank of Steeleville
Savings
0.30%
$1
Reading Co-op Bank
Reading Co-op Bank
36-Month CD
0.30%
$500
F&M Bank & Trust Burlington, IA
F&M Bank & Trust Burlington, IA
18-Month CD
0.25%
$500
Texana Bank
Texana Bank
Savings
0.20%
$100
North Valley Bank Zanesville, OH
North Valley Bank Zanesville, OH
Statement Savings
0.15%
$0
Pillar Bank
Pillar Bank
12-Month CD
0.15%
$500
Keen Bank
Keen Bank
Classic Savings
0.10%
$0
Ponce Bank
Ponce Bank
Ponce Savings
0.10%
$0
FNB of South Carolina
FNB of South Carolina
Golden Secure Checking
0.05%
$0
Bank of America
Bank of America
36-Month CD
0.03%
$1,000
Citizens Bank Mukwonago, WI
Citizens Bank Mukwonago, WI
Advantage Plus Checking
0.02%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates October 5, 2024

Lender
Product
Rate
APR
Points
4.500%
4.664%
0.750
4.375%
4.670%
1.000
4.750%
4.790%
0.000
4.750%
4.885%
0.000
4.875%
4.930%
0.000
4.750%
4.936%
0.461
4.875%
4.938%
0.000
4.750%
4.940%
0.250
4.875%
4.953%
0.000
4.875%
4.953%
0.000
15-Year Fixed
4.875%
4.973%
0.875
5.000%
5.000%
0.000
15-Year Fixed Jumbo
5.000%
5.028%
0.000
4.750%
5.066%
1.000
4.875%
5.074%
1.000
15 Year Fixed
4.750%
5.077%
1.000
4.870%
5.077%
0.000
4.875%
5.129%
0.000
4.875%
5.130%
1.000
5.125%
5.133%
0.055
5.000%
5.150%
0.000
15-Year Fixed
5.000%
5.153%
0.875
5.125%
5.162%
0.000
5.000%
5.165%
0.000
15-Year Fixed
5.125%
5.174%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Gainey Business Bank Information

Gainey Business Bank
8501 N Scottsdale Rd
Scottsdale, AZ 85253
Maricopa
Established Date: 06/08/2022
FDIC Certificate #: 59273
Date of FDIC Deposit Insurance: 06/08/2022
How Many Domestic U.S. Offices? 1
How Many Branches are There? 1
Is Gainey Business Bank FDIC Insured? Yes
What is Gainey Business Bank's Cert number? 59273
What is the maximum amount for insured deposits? $250,000 per holder, per account

Gainey Business Bank Financials

Total Assets:
$46,803,000
Total Deposits:
$34,667,000
Equity Capital:
$10,990,000
Domestic Deposits:
$34,667,000
Net Income:
$-568,000
Return on Assets:
-10.9921%
Quarterly Return on Assets:
-5.2500%
Pretax Return on Assets:
-5.2478%
Pretax Quarterly Return on Assets:
-5.2500%
Return on Equity:
-23.3500%
Quarterly Return on Equity:
-20.1700%
Leverage Tier 1 (Core Capital) Ratio:
42.3762%
Total Interest Income (YTD):
5.4750%
 
 
Headquarters:
Scottsdale
FDIC Field Office:
Phoenix
Regulator:
FDIC
County:
Maricopa
# of Offices:
1
Metropolitan Statistical Area (MSA):
Phoenix-Mesa-Chandler, AZ
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
San Francisco
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

The likelihood of savings rates and money market rates moving higher has increased as a result of some recent Fed comments. The Fed Chairperson, Janet Yellen, and the NY Fed President, William Dudley, both made comments this week that a fed fund rate hike is possible soon.

Average 30 year conforming mortgage rates edged slightly higher this week after staying flat for the past three weeks. 30 year mortgage rates increased 3 basis points to 3.56 percent with 0.7 mortgage points in Freddie Mac's Primary Mortgage Market Survey this week. Average 30 year mortgage rates are up from last week's average 30 year mortgage rate of 3.53 percent.

Bank or Credit Union Offers and Deals

Current Average Mortgage Rates by State
My Bank Converted My Savings Account to a Checking Account
Mutual of Omaha Bank Money Market Account 25K Rates now at 0.85%
Sovereign Bank CD Rates
Current Wells Fargo Mortgage Rates
Fixed Mortgage Rates Decline The First Week of 2016
Online Savings Rates Increase in 2019
Auto Finance 101: Tips on Auto Financing
BankPurely CD Rates
Tompkins Mahopac Bank CD Rates

Alternative Bank and Credit Union Offers to Explore

Mortgage Rates Mixed in Mortgage Survey: Average 30 Year Contract Rates at 4.93%
NewDominion Bank 3 Month $50K CD Rates now at 0.25%
Doral Bank Direct High Yield Savings Account
Forbright Bank CD Rates: Maximize Your Savings with High Forbright Bank Rates!
Why Do Away with Freddie Mac and Fannie Mac? They are Finally Making Money Again
Discover Bank 5 Year Certificate of Deposit
Top 12 Month CD Rates This Week October 10, 2012
Mortgage Rates Tuesday November 30, 2010: 30 Year Mortgage Rates at 4.44 percent, 15 Year Jumbo Mortgage Loan Rates at 4.16%
Mortgage Rates 15 Year Mortgage Rates at 3.38%
Best Car Insurance Rates

Gainey Business Bank Reviews

There are no reviews for Gainey Business Bank yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Gainey Business Bank
Your Name:
Your Rating:

See how Gainey Business Bank Compares to other banks