Gainey Business Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
Today's 12-month CD rates can be found at 0.20%, 6-month CD rates at 1.76% and 3-month CD rates at 1.50%. Current savings rates are at 0.20% and money market rates are at 0.05%. Mortgage rates today on 30-year fixed loans are around 6.96%. Credit Card rates are at 13.74%. Personal Loan rates are at 11.24%. All these rates, and more, can be found in our database of rates. Gainey Business Bank's 60-Month CD rates are at 3.92%, 48-Month CD rates are at 3.66%, 36-Month CD rates are at 3.51%, 24-Month CD rates are at 3.45%, 18-Month CD rates are at 3.35%. Gainey Business Bank's savings rates are at 1.00%. Gainey Business Bank's money market rates are at 1.36%.
To see how these rates compare to Gainey Business Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Gainey Business Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Gainey Business Bank CD rates. You can also compare Gainey Business Bank savings rates, MMA rates and mortgage rates using our other rate lists. Gainey Business Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Gainey Business Bank? Share your experience about Gainey Business Bank by leaving a review below, or read customer reviews before you decide to use Gainey Business Bank. Gainey Business Bank Texas Ratio Gainey Business Bank's Texas Ratio is at 0.00%, which is considered excellent. The Texas Ratio for Gainey Business Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Gainey Business Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Gainey Business Bank CD Rates and Interest Rates
Gainey Business Bank
60-Month CD
3.92%
$5,000
Gainey Business Bank
48-Month CD
3.66%
$5,000
Gainey Business Bank
36-Month CD
3.51%
$5,000
Gainey Business Bank
24-Month CD
3.45%
$5,000
Gainey Business Bank
18-Month CD
3.35%
$5,000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare Gainey Business Bank Rates with Other Competitive Bank and Credit Union Rates
Kennett Trust Bank
18-Month CD
4.33%
$500
Home Savings Bank Salt Lake City, UT
18-Month
4.25%
$25,000
Newtek Bank
18-Month CD
4.20%
$2,500
Bank Five Nine
60-Month CD
4.00%
$1,000
Citizens Independent Bank
9-Month CD
3.90%
$10,000
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates June 15, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Gainey Business Bank InformationGainey Business Bank
8501 N Scottsdale RdScottsdale, AZ 85253 Maricopa Established Date: 06/08/2022 FDIC Certificate #: 59273 Date of FDIC Deposit Insurance: 06/08/2022 How Many Domestic U.S. Offices? 1 How Many Branches are There? 1 Website: https://www.gaineybusinessbank.com
Is Gainey Business Bank FDIC Insured? Yes
What is Gainey Business Bank's Cert number? 59273
What is the maximum amount for insured deposits? $250,000 per holder, per account
Gainey Business Bank FinancialsTotal Assets:
$46,803,000
Total Deposits:
$34,667,000
Equity Capital:
$10,990,000
Domestic Deposits:
$34,667,000
Net Income:
$-568,000
Return on Assets:
-10.9921%
Quarterly Return on Assets:
-5.2500%
Pretax Return on Assets:
-5.2478%
Pretax Quarterly Return on Assets:
-5.2500%
Return on Equity:
-23.3500%
Quarterly Return on Equity:
-20.1700%
Leverage Tier 1 (Core Capital) Ratio:
42.3762%
Total Interest Income (YTD):
5.4750%
Headquarters:
Scottsdale
FDIC Field Office:
Phoenix
Regulator:
FDIC
County:
Maricopa
# of Offices:
1
Metropolitan Statistical Area (MSA):
Phoenix-Mesa-Chandler, AZ
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
San Francisco
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsThe current national average 30 year mortgage rate is at 4.87 percent this morning, down from over 5.00 percent several weeks ago. Mortgage rates have been heading down despite the fact the Fed stopped buying mortgage backed securities in March. Mortgage interest rate declines in the U.S. have accelerated recently because of the debt trouble in Europe and a declining euro.  President Obama's stimulus package is making it's way through the House, through the Senate, back through the House and through the Senate for a final vote. The final stimulus bill will probably end up costing $787 billion dollars, pushing the nation's debt level higher. There are $281 billion in tax cuts for business and individuals and over $500 billion in government spending.
 Converting a traditional IRA to a Roth IRA makes sense if you believe you will be in the same or higher tax bracket when you retire. Considering the current budget deficit and the Bush tax cuts expiring in 2011, we all might see higher tax rates in the future.
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