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Community Bank and Trust Company Rates & Review May 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
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  • Location-Based Rate Tables
  • Bank & Credit Union Health Safety Ratings
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated: May 16, 2026

You can compare Community Bank and Trust Company rates to other rates in our database, including 12-month CD rates currently at 3.25%, 6-month CD rates at 0.05% and 3-month CD rates at 4.16%. Savings rates are at 0.25% and money market rates are at 0.20%. Mortgage rates on 30-year fixed loans are around 6.04%. All these rates can be compared to Community Bank and Trust Company rates. MonitorBankRates evaluates the financial stability of Community Bank and Trust Company with a 4.8 Star Rating, an A Overall Health Grade, and a Texas Ratio of 3.56%. Rates were last updated on 05/16/2026.

Community Bank and Trust Company money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Community Bank and Trust Company? Share your experience about Community Bank and Trust Company by leaving a review below, or read customer reviews before you decide to use Community Bank and Trust Company.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy Use This Badge on Your Bank Website
Overall Health & Safety Grade ?
A
Excellent Health Score: 96/100
MonitorBankRates Rating ?
4.8
Excellent Out of 5.0 Stars
Texas Ratio ?
3.56%
Excellent Lower than avg
Community Bank and Trust Company
2609 2nd Ave
Muscatine, IA 52761
https://www.commbk.net
Member FDIC

Current Rate Availability

We do not have Community Bank and Trust Company rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Community Bank and Trust Company is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Community Bank and Trust Company rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Community Bank and Trust Company's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Community Bank and Trust Company
Bank Holding Company C-B-G INC
Address 2609 2nd Ave, Muscatine, IA 52761  ·  Muscatine
Website https://www.commbk.net
FDIC Certificate # 23189
Established 08/11/1980
FDIC Insurance Date 08/11/1980
Domestic Offices 5
Total Branches 5
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A
Overall Health Grade Score: 96/100
4.8
Excellent Out of 5.0 Stars
3.56%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.0191%
Return on Equity (ROE) 21.3500%
Non-Performing Loans (NPL) 0.14%
Total Assets $319,052,000
Total Deposits $296,426,000
Equity Capital $21,557,000
Net Income $3,274,000
Headquarters Muscatine
Total Offices 5
Source: FDIC  |  Last Updated 12/31/2025
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Community Bank and Trust Company earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

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  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
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Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for Community Bank and Trust Company yet. Feel free to create one below.
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Frequently Asked Questions About Community Bank and Trust Company

How many branches does Community Bank and Trust Company operate?

Community Bank and Trust Company currently maintains approximately 5 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Community Bank and Trust Company does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Community Bank and Trust Company provides members with tools to manage their accounts and build a solid financial history.

Does Community Bank and Trust Company offer online and mobile banking?

Most modern institutions like Community Bank and Trust Company provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.commbk.net.

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