Howard State Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
To see how these rates compare to Howard State Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Howard State Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Howard State Bank CD rates. You can also compare Howard State Bank savings rates, MMA rates and mortgage rates using our other rate lists. Howard State Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Howard State Bank? Share your experience about Howard State Bank by leaving a review below, or read customer reviews before you decide to use Howard State Bank. Howard State Bank Texas Ratio Howard State Bank's Texas Ratio is at 2.19%, which is considered excellent. The Texas Ratio for Howard State Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Howard State Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Compare Howard State Bank Rates with Other Competitive Bank and Credit Union Rates
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates April 22, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Our apologies, we do not have Howard State Bank rate data right now, check back for updates, we are adding rates all the time. Howard State Bank InformationHoward State Bank
100 S WabashHoward, KS 67349 Elk Established Date: 08/30/1877 FDIC Certificate #: 4693 Date of FDIC Deposit Insurance: 01/01/1934 Bank Holding Company: ELK COUNTY BANCSHARES INC How Many Domestic U.S. Offices? 4 How Many Branches are There? 4 Website: https://www.howardstatebank.com
Is Howard State Bank FDIC Insured? Yes
What is Howard State Bank's Cert number? 4693
What is the maximum amount for insured deposits? $250,000 per holder, per account
Howard State Bank FinancialsTotal Assets:
$72,079,000
Total Deposits:
$67,174,000
Equity Capital:
$4,766,000
Domestic Deposits:
$67,174,000
Net Income:
$351,000
Return on Assets:
1.2486%
Quarterly Return on Assets:
1.8500%
Pretax Return on Assets:
1.9382%
Pretax Quarterly Return on Assets:
1.9400%
Return on Equity:
27.9800%
Quarterly Return on Equity:
30.5500%
Common Equity Tier 1 Capital Ratio:
15.5301%
Tier 1 Risk-Based Capital Ratio:
15.5301%
Leverage Tier 1 (Core Capital) Ratio:
10.8023%
Total Risk-Based Capital Ratio (YTD):
16.7805%
Total Interest Income (YTD):
4.1544%
Headquarters:
Howard
FDIC Field Office:
Wichita
Regulator:
FDIC
County:
Elk
# of Offices:
4
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsThe housing market and home prices are continuing to rebound due to low mortgage rates and high home affordability. Mortgage rates hit record lows earlier this year and after rising sharply over the summer are heading back down again. Low rates and rising home prices have brought buyers back into the marketplace.
This week didn't bring any real changes in average CD rates or the best CD rates available. Current 12 month bank CD rates are averaging 0.71 percent which is higher from the previous week's average of 0.69 percent. As long as the economy is trudging along and the Fed keeps interest rates at record lows there won't be any big moves in average CD rates higher or lower.
As the end of the month rolls around, the deadline for home buyer tax credits is quickly approaching. These credits include the first time home buyer credit of up to $8,000 and the repeat home buyer credit of up to $6,500. When combined with a tax credit, a home purchase financed with a low rate mortgage can yield maximum benefits of home ownership. Informa Research Services, a subsidiary of Informa plc (LSE: INF), suggests home buyers use online rate tables to find a low rate mortgage.
Bank or Credit Union Offers and DealsMortgage Rates Fall - Average 30 Year Mortgage Rates Today at 3.74 PercentMost Americans Confused Over the Purpose of a Budget Mortgage Loan Rates Continue to Climb in Mortgage Survey: 30 Year Mortgage Interest Rates Averaged 4.83%, 15 Year Mortgage Interest Rates Averaged 4.17% Bread Savings Rates at 4.65% APY PNC Bank Promotional Certificates of Deposit Ally Bank CD Rates: Comparing Options Mortgage Rates Remain Low but Will Head Higher in 2015 Savings Account Rates in California: Best Savings Rate at 1.10 Percent Recent CD Rate Changes Are Mostly Lower Mortgage Rates Mixed in Mortgage Survey: 30 Year Mortgage Rates at 4.74% and 15 Year Mortgage Rates at 4.05% Alternative Bank and Credit Union Offers to ExploreShoreBank Direct Online Savings AccountHighest CD Rates on 12 Month CDs Decline as 2012 Comes to an End (But not the World) Mortgage Rates: Best 30 Year Mortgage Rates and 15 Year Mortgage Rates Best 12 Month CD Rates California Mortgage Rates Head Lower After Run Up Of The Past Month: 30 Year Mortgage Rates & Refinance Rates Averaging 4.77% Mortgage Rates Today are Mixed After the Election but Just Above Record Lows Heritage Bank 3 Month Jumbo CD Rates now at 0.10% Citizens Trust Bank 3 Month $25K CD Rates now at 0.03% Current Mortgage Rates on Fixed Conforming Loans Hit Record Lows Car Tax Rebate: Government Car Allowance Rebate System Howard State Bank ReviewsThere are no reviews for Howard State Bank yet. Feel free to create one below.
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Today's 12-month CD rates can be found at 0.50%, 6-month CD rates at 0.76% and 3-month CD rates at 4.35%. Current savings rates are at 0.05% and money market rates are at 0.05%. Mortgage rates today on 30-year fixed loans are around 7.01%. Credit Card rates are at 3.99%. Personal Loan rates are at 9.99%. All these rates, and more, can be found in our database of rates. 
