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The Citizens Bank Enterprise, AL

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The Citizens Bank Enterprise, AL Rates & Review March 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, The Citizens Bank Enterprise, AL provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: March 15, 2026

The Citizens Bank Enterprise, AL's 6-Month CD Special - Limited Time Offer! rates are at 4.20%. MonitorBankRates evaluates the financial stability of The Citizens Bank Enterprise, AL with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.27%. Rates were last updated on 03/15/2026.

The Citizens Bank Enterprise, AL money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at The Citizens Bank Enterprise, AL? Share your experience about The Citizens Bank Enterprise, AL by leaving a review below, or read customer reviews before you decide to use The Citizens Bank Enterprise, AL.

Overall Health & Safety Grade

Excellent Health Score: 97/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

6.27%

Excellent Higher than avg

The Citizens Bank Enterprise, AL

301 S Edwards St
Enterprise, AL 36330

https://www.tcbenterprise.com

The Citizens Bank Enterprise, AL CD Rates

Product	Rate	APY	Term	View More
6-Month CD Special - Limited Time Offer!	-	4.20%	6-Month
Details Withdrawals will reduce earnings. A penalty will be imposed for early withdrawal. Last Updated 03/15/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.27%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for The Citizens Bank Enterprise, AL is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather The Citizens Bank Enterprise, AL rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with The Citizens Bank Enterprise, AL's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name The Citizens Bank Enterprise, AL

Bank Holding Company ENTERPRISE CAPITAL CORP INC

Address 301 S Edwards St, Enterprise, AL 36330 · Coffee

Website https://www.tcbenterprise.com

FDIC Certificate # 16369

Established 02/05/1946

FDIC Insurance Date 02/05/1946

Domestic Offices 2

Total Branches 2

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

Overall Health Grade Score: 97/100

5.0

Exceptional Out of 5.0 Stars

6.27%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.7599%

Return on Equity (ROE) 12.2300%

Non-Performing Loans (NPL) 0.36%

Total Assets $241,802,000

Total Deposits $190,968,000

Equity Capital $21,713,000

Net Income $2,448,000

Headquarters Enterprise

Total Offices 2

Source: FDIC | Last Updated 12/31/2025

Customer Reviews

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Frequently Asked Questions About The Citizens Bank Enterprise, AL

Is The Citizens Bank Enterprise, AL a safe place to deposit money?

Yes, The Citizens Bank Enterprise, AL is considered a safe financial institution. With a Texas Ratio of 6.2691131498471%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does The Citizens Bank Enterprise, AL operate?

The Citizens Bank Enterprise, AL currently maintains approximately 2 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, The Citizens Bank Enterprise, AL does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, The Citizens Bank Enterprise, AL provides members with tools to manage their accounts and build a solid financial history.

Does The Citizens Bank Enterprise, AL offer online and mobile banking?

Most modern institutions like The Citizens Bank Enterprise, AL provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.tcbenterprise.com.