The MINT National Bank Rates and Review February 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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The MINT National Bank's 180 Days Certificate of Deposit rates are at 3.40%, 12-Month Certificate of Deposit rates are at 3.10%, 12-Month IRA Certificate 12-Month Variable rates are at 3.10%, 18-Month Certificate of Deposit rates are at 2.85%, 24-Month Certificate of Deposit rates are at 2.60%. The MINT National Bank's savings rates are at 1.00%. The MINT National Bank's money market rates are at 2.10%.
Rate Updates and AvailabilityThe MINT National Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at The MINT National Bank? Share your experience about The MINT National Bank by leaving a review below, or read customer reviews before you decide to use The MINT National Bank. The MINT National Bank Texas RatioThe MINT National Bank's Texas Ratio is at 3.27%, which is considered excellent. The Texas Ratio for The MINT National Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. MonitorBankRates Rating
5.0
Excellent
Out of 5.0 Stars
The MINT National Bank has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Overall, The MINT National Bank is a excellent bank worth considering, with an overall rating of 5.0 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs. Avg
"N/A" indicates the product is not offered or the rate is unavailable. 
The MINT National Bank CD Rates
The MINT National Bank Savings Rates
The MINT National Bank Money Market Rates
The MINT National Bank Checking Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for The MINT National Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather The MINT National Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with The MINT National Bank's official website for the most current offers and terms.
Bank Profile & OverviewThe MINT National Bank
1213 Kingwood DrKingwood, TX 77339 Harris Established Date: 01/05/2009 FDIC Certificate #: 58764 Date of FDIC Deposit Insurance: 01/05/2009 Bank Holding Company: MINT HOLDINGS INC THE How Many Domestic U.S. Offices? 1 How Many Branches are There? 1 Website: https://www.themint.bank/
Is The MINT National Bank FDIC Insured? Yes
What is The MINT National Bank's Cert number? 58764
What is the maximum amount for insured deposits? $250,000 per holder, per account
Financial Health & AssetsTotal Assets:
$432,485,000
Total Deposits:
$359,114,000
Equity Capital:
$60,050,000
Net Income:
$1,356,000
Return on Assets (ROA):
1.0337%
Return on Equity (ROE):
7.1700%
Headquarters:
Kingwood
Regulator:
OCC
# of Offices:
1
Source: FDIC | Last Updated 03/31/2024
Frequently Asked Questions About The MINT National BankHow do I open an account at The MINT National Bank?You can typically open an account at The MINT National Bank by visiting a local branch or applying through their official website. Is there a first-time homebuyer program?Currently, The MINT National Bank provides a range of mortgage and home equity products. Is The MINT National Bank a safe place to deposit money?Yes, The MINT National Bank is considered a safe financial institution. Your accounts are federally insured by the FDIC up to $250,000 per depositor. Does The MINT National Bank offer online and mobile banking?Most modern institutions like The MINT National Bank provide digital access including online balance checks and transfers. Compare to other Banks |
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