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Greylock Federal Credit Union Rates & Review April 2026

Greylock Federal Credit Union's Personal Loan Rates are at 7.75%. MonitorBankRates evaluates the financial stability of Greylock Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 10.17%. Rates were last updated on 04/06/2026.

Greylock Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Greylock Federal Credit Union? Share your experience about Greylock Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Greylock Federal Credit Union.

Overall Health & Safety Grade ?
A
Excellent Health Score: 95/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
10.17%
Excellent Higher than avg
Greylock Federal Credit Union
West Street
150 West St
Pittsfield, MA 01201
https://www.greylock.org
Member NCUA

Greylock Federal Credit Union Checking Rates

Product Rate APY View More
IOLTA Checking 3.19% 3.24%
No additional details.
Last Updated 04/06/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.17%
High Yield Business Checking 0.65% 0.65%
Min Balance $100,000
Last Updated 04/06/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.17%
High Yield Business Checking 0.45% 0.45%
Min Balance $50,000
Last Updated 04/06/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.17%
High Yield Business Checking 0.40% 0.40%
No additional details.
Last Updated 04/06/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.17%
Basic Business Checking 0.05% 0.05%
Min Balance $15
Last Updated 04/06/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.17%
Free Business Checking - 0.00%
No additional details.
Last Updated 04/06/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.17%

Greylock Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
12-Month Intro Rate HELOC - - 5.49%
Details Intro rate expires: 12 months; NO closing costs.
Last Updated 04/06/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.17%

Greylock Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loans - - 5.29%
Details As Low As
Last Updated 04/06/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.17%

Greylock Federal Credit Union Personal Loan Rates

Product Rate APR View More
Unsecured Personal Loan - 7.75%
Details up to $25,000; As Low As
Last Updated 04/06/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.17%
Personal Loan - 9.99%
Details up to $2500
Last Updated 04/06/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.17%
Personal Loan to $5000) - 10.99%
Details $2501
Last Updated 04/06/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.17%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Greylock Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Greylock Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Greylock Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Greylock Federal Credit Union
Address 150 West St, Pittsfield, MA 01201
Phone 413-236-4000
Fax 413-443-0292
President Pete Lopez
CEO John Bissell
Full-Time Employees 267
Part-Time Employees 13
Branch Locations 14
ATM Locations 14
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (95/100)
Texas Ratio
10.17%
Return on Assets (ROA)
0.4872%
Return on Equity (ROE)
3.9270%
Non-Performing Loans Ratio (NPL)
1.57%
Total Assets
1,652,773,188
Total Amount of Shares and Deposits
1,403,518,370
Total Shares and Deposits < 1 Year
1,359,224,749
Total Shares and Deposits 1 3 Years
43,870,368
Total Shares and Deposits > 3 Years
423,253
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
135,928,021
Total Uninsured Shares and Deposits > $250K (F+J)
135,928,021
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,267,590,349
Total Interest Expense (Sum of items 6 8)
17,096,616
Share Certificates
10,409
Number of Accounts for Share Drafts
65,640
IRA KEOGH Accounts
4,625
Number of Accounts for Regular Shares
131,086
Non Member Deposits
830
Money Market Shares
4,436
Net Income (unless the amount is already included in Undivided Earnings)
8,052,993
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
23,888,019
Total Liabilities
1,491,188,939
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About Greylock Federal Credit Union

Is Greylock Federal Credit Union a safe place to deposit money?

Yes, Greylock Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 10.166265135045%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Greylock Federal Credit Union operate?

Greylock Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Greylock Federal Credit Union?

Yes, to access services at Greylock Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Greylock Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Greylock Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Greylock Federal Credit Union offer online and mobile banking?

Most modern institutions like Greylock Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.greylock.org.