New ReportFall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%.Read the report
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
Greylock Federal Credit Union Rates & Review November 2026
Content reviewed by
Brian McKay
Brian McKay
Founder & Data Architect
Expertise
Automated Online Rate Data Aggregation
Location-Based Rate Tables
Bank & Credit Union Health Safety Ratings
Bank & Credit Union Star Ratings
Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
|✓Fact Checked|Rates Last Updated and Verified: October 29, 2026
Greylock Federal Credit Union's Term CD - 24-Month rates are at 3.51%, Term CD - 36-Month rates are at 3.51%, Term CD - 18-Month rates are at 3.46%, Term CD - 12-Month rates are at 3.41%, Term CD - 9-Month rates are at 3.35%. Greylock Federal Credit Union's money market rates are at 0.95%. Greylock Federal Credit Union's checking rates are as high as 0.10%. Greylock Federal Credit Union's Personal Loan Rates are as low as 7.75%. Greylock Federal Credit Union's CD rates are 15% higher than the MonitorBankRates national average, and it has an A health rating. MonitorBankRates evaluates the financial stability of Greylock Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 7.93%. Rates last updated and verified on 10/29/2026.
Greylock Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Greylock Federal Credit Union? Share your experience about Greylock Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Greylock Federal Credit Union.
Greylock Federal Credit Union has earned an overall safety grade of A (Excellent, Score: 96/100).
This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability.
Grades range from A+ (Exceptional) to F (High Risk) based on objective NCUA regulatory data.
MonitorBankRates Rating
?
5.0
ExceptionalOut of 5.0 Stars
MonitorBankRates Star Rating
Greylock Federal Credit Union has earned a Star Rating of 5.0 out of 5 stars (Exceptional).
Our proprietary rating system evaluates financial stability including the Texas Ratio and capitalization and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
?
7.93%
ExcellentHigher than avg
Greylock Federal Credit Union Texas Ratio
Greylock Federal Credit Union's Texas Ratio is 7.93%, which is considered excellent and is higher than the national average of 6.13%.
Greylock Federal Credit Union has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet.
The Texas Ratio compares non-performing assets to tangible common equity and loan loss reserves. Lower is better.
4.26% to 7.93% over 12 quarters, steadyFull history
Star Rating 5.0 to 5.0, Health Grade A+ to A
The Texas Ratio for this credit union has held steady at a healthy level since Q3 2023. Lower is healthier; the amber line is the 15% level required for the MBR Verified Healthy badge.
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.
No change since Sep 29, 2026 · 0.05% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.93%
Round Up Checking
0.00%
0.00%
Min Deposit$15
DetailsBonus on roundups*; 10% bonus on round ups credited monthly; minimum balance N/A
Last Updated10/29/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.93%
Greylock Federal Credit Union Auto Loan Rates
Product
Rate
Points
APR
Term
View More
Auto Loan - 2023 and newer vehicles
-
-
5.54%
7 Years
DetailsAs Low As; Model Year: 2023 and newer vehicles; Subject to credit approval; 0.50% discount for new and used Electronic Vehicles (excluding Hybrids)
Last Updated10/29/2026
Rate History
No change since Oct 29, 2026 · 5.54% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.93%
Auto Loan - 2019-2022
-
-
6.29%
7 Years
DetailsAs Low As; Model Year: 2019-2022; Subject to credit approval; 0.50% discount for new and used Electronic Vehicles (excluding Hybrids)
Last Updated10/29/2026
Rate History
No change since Oct 29, 2026 · 6.29% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.93%
Auto Loan - 2016-2018
-
-
7.54%
6 Years
DetailsAs Low As; Model Year: 2016-2018; Subject to credit approval; 0.50% discount for new and used Electronic Vehicles (excluding Hybrids)
Last Updated10/29/2026
Rate History
No change since Oct 29, 2026 · 7.54% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.93%
Auto Loan - 2015 and older vehicles
-
-
8.79%
5 Years
DetailsModel Year: 2015 and older vehicles; Subject to credit approval; 0.50% discount for new and used Electronic Vehicles (excluding Hybrids)
Last Updated10/29/2026
Rate History
No change since Oct 29, 2026 · 8.79% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.93%
Greylock Federal Credit Union RV, Boat and Powersport Loan Rates
Product
Rate
APR
Term
View More
Recreational Vehicle Loan
-
8.39%
6 Years
DetailsAs Low As; Model Year: 2023 and newer vehicles; Subject to credit approval; For campers and RV's, add 1% to the rate for every additional 12 months of term (maximum term 120 months); Loan rates available up to 110% LTV
Last Updated10/29/2026
Rate History
1 change since Sep 17, 2026 · 8.14% → 8.39% ▲ 0.25 pts · high 8.39% / low 8.14%
Oct 29, 20268.39%▲ from 8.14%
Sep 17, 20268.14%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.93%
Recreational Vehicle Loan
-
9.14%
6 Years
DetailsAs Low As; Model Year: 2019-2022; Subject to credit approval; For campers and RV's, add 1% to the rate for every additional 12 months of term (maximum term 120 months); Loan rates available up to 110% LTV
Last Updated10/29/2026
Rate History
1 change since Sep 17, 2026 · 8.64% → 9.14% ▲ 0.50 pts · high 9.14% / low 8.64%
Oct 29, 20269.14%▲ from 8.64%
Sep 17, 20268.64%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.93%
Recreational Vehicle Loan
-
10.39%
5 Years
DetailsAs Low As; Model Year: 2016-2018; Subject to credit approval; For campers and RV's, add 1% to the rate for every additional 12 months of term (maximum term 120 months); Loan rates available up to 110% LTV
Last Updated10/29/2026
Rate History
No change since Oct 29, 2026 · 10.39% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.93%
Recreational Vehicle Loan
-
11.64%
4 Years
DetailsAs Low As; Model Year: 2015 and older vehicles; Subject to credit approval; For campers and RV's, add 1% to the rate for every additional 12 months of term (maximum term 120 months); Loan rates available up to 110% LTV
Last Updated10/29/2026
Rate History
No change since Oct 29, 2026 · 11.64% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.93%
Greylock Federal Credit Union Personal Loan Rates
Product
APR
Term
View More
Unsecured Personal Loan
7.75%
15 year
Detailsup to $25,000; As Low As; Green Loan; Subject to credit approval. Borrower must qualify for Greylock Federal Credit Union Membership. Primary residences only. 1-2 unit homes, condos, mobile homes (not in parks). Bill or invoice is required. Check(s) to be made payable to borrower and contractor.
Last Updated10/29/2026
Rate History
No change since Sep 14, 2026 · 7.75% APR · checked 10 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.93%
Personal Loan
9.99%
Up to 5 years
Detailsup to $2500; As Low As; Subject to credit approval
Last Updated10/29/2026
Rate History
No change since Sep 14, 2026 · 9.99% APR · checked 12 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.93%
Personal Loan to $5000
10.99%
Up to 5 years
Details$2501; As Low As; Subject to credit approval
Last Updated10/29/2026
Rate History
No change since Sep 14, 2026 · 10.99% APR · checked 11 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.93%
Greylock Federal Credit Union Other Rates
Product
Rate
Points
APY/APR
Term
View More
Fuel Loan
-
-
6.00%
Up to 10 Months
DetailsSpecial Loan Program; Maximum Loan Amount = $3,000; Subject to credit approval
Last Updated10/29/2026
Rate History
No change since Sep 14, 2026 · 6.00% APR · checked 12 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.93%
Wealth Builders Certificate - 1 Year College Savings
3.35%
-
3.41%
1 Year
Min Deposit$100
Min Balance$100
DetailsAvailable to Wealth Builders members ages 0-22; Dividends compounded Daily, credited Monthly
Last Updated10/29/2026
Rate History
No change since Oct 23, 2026 · 3.41% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.93%
Financial Health History
Greylock Federal Credit Union’s Texas Ratio rose from 4.26% in Q3 2023 to 7.93% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A+ to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.
Show the quarterly figures
Quarter
Total assets
Texas Ratio
Star Rating
Health Grade
June 30, 2026
$1.8B
7.93%
5.0
A
March 31, 2026
$1.7B
6.78%
5.0
A
December 31, 2025
$1.7B
9.19%
5.0
A
September 30, 2025
$1.7B
9.81%
5.0
A
June 30, 2025
$1.6B
8.62%
5.0
A
March 31, 2025
$1.6B
5.61%
5.0
A+
December 31, 2024
$1.6B
7.40%
5.0
A
September 30, 2024
$1.6B
6.43%
5.0
A
June 30, 2024
$1.6B
5.00%
5.0
A+
March 31, 2024
$1.6B
2.51%
5.0
A+
December 31, 2023
$1.6B
3.62%
5.0
A+
September 30, 2023
$1.6B
4.26%
5.0
A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data Sources
MonitorBankRates Star Rating
Our rating for Greylock Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Greylock Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Greylock Federal Credit Union's official website for the most current offers and terms.
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
153,106,743
Total Uninsured Shares and Deposits > $250K (F+J)
153,106,743
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,370,040,863
Total Interest Expense (Sum of items 6 8)
10,730,975
Share Certificates
10,848
Number of Accounts for Share Drafts
70,813
IRA KEOGH Accounts
4,699
Number of Accounts for Regular Shares
139,466
Non Member Deposits
857
Money Market Shares
5,364
Net Income (unless the amount is already included in Undivided Earnings)
7,631,185
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
62,686,863
Total Liabilities
1,603,577,457
Source: NCUA — Last Updated 06/30/2026
2026 MBR Health & Safety Badge
Greylock Federal Credit Union earned the Verified Healthy badge
Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.
Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter, and this profile page always shows the latest results, so the code never needs to change.
Learn more about the MBR Health & Safety Badge program on our methodology page.
Customer Reviews
There are no reviews for Greylock Federal Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Greylock Federal Credit Union
Frequently Asked Questions About Greylock Federal Credit Union
Does Greylock Federal Credit Union offer CDs?
Yes. Greylock Federal Credit Union current CD rates include its Term CD - 24-Month at 3.51% APY, its Term CD - 36-Month at 3.51% APY and its Term CD - 18-Month at 3.46% APY, verified by MonitorBankRates as of October 29, 2026.
Are CDs from Greylock Federal Credit Union NCUA insured?
Yes. Greylock Federal Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.
What is the highest CD rate at Greylock Federal Credit Union?
The highest Greylock Federal Credit Union CD rate is its IRA Term CD - 24-Month IRA CD at 3.51% APY, verified by MonitorBankRates as of October 29, 2026.
What CD terms does Greylock Federal Credit Union offer?
Greylock Federal Credit Union CD rates are 3.35% APY for a 9 month CD, 3.41% APY for a 12 month CD, 3.46% APY for an 18 month CD, 3.51% APY for a 2 year CD, 3.51% APY for a 3 year CD and 2.79% APY for a 5 year CD, verified by MonitorBankRates as of October 29, 2026. The institution may offer other terms or specials that are not listed here, so check with Greylock Federal Credit Union for its full lineup.
What is the highest money market rate at Greylock Federal Credit Union?
The highest Greylock Federal Credit Union money market rate is its Advantage Money Market at 0.95% APY, verified by MonitorBankRates as of October 29, 2026.
What is the highest checking rate at Greylock Federal Credit Union?
The highest Greylock Federal Credit Union checking rate is its Relationship Dividend Checking (Share Draft) at 0.10% APY, verified by MonitorBankRates as of October 29, 2026.
What is the lowest auto loan rate at Greylock Federal Credit Union?
The lowest Greylock Federal Credit Union auto loan rate is its Auto Loan - 2023 and newer vehicles at 5.54% APR, verified by MonitorBankRates as of October 29, 2026.
What is the lowest personal loan rate at Greylock Federal Credit Union?
The lowest Greylock Federal Credit Union personal loan rate is its Unsecured Personal Loan at 7.75% APR, verified by MonitorBankRates as of October 29, 2026.
How many branches does Greylock Federal Credit Union operate?
Greylock Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.
Is a member application needed to join Greylock Federal Credit Union?
Yes, to access services at Greylock Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.
Is there a first-time homebuyer program?
Currently, Greylock Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.
Are credit management and repair services offered?
While formal credit repair services are not currently listed, Greylock Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.
Does Greylock Federal Credit Union offer online and mobile banking?
Most modern institutions like Greylock Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.greylock.org.
Are all CD rates listed on MonitorBankRates federally insured?
Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.
I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?
You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.
If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?
Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.
Why are some CD offers not available for me to open?
Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.
How do Greylock Federal Credit Union rates compare?
Greylock Federal Credit Union's CD rates are 15% higher than the MonitorBankRates national average, and it has an A health rating. Greylock Federal Credit Union's top rates are its IRA Term CD - 24-Month IRA CD at 3.51% APY, its Advantage Money Market at 0.95% APY, its Relationship Dividend Checking (Share Draft) at 0.10% APY and its Unsecured Personal Loan at 7.75% APR, verified by MonitorBankRates on October 29, 2026.
Current Greylock Federal Credit Union Rates
12-Month CD3.35%
18-Month CD3.20%
24-Month CD2.94%
60-Month CD2.79%
MMA0.95%
Retrieved from our database of financial products. Rates subject to change.
Brian McKay
