Heritage Bank N.A. CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
Today's 12-month CD rates can be found at 3.85%, 6-month CD rates at 4.70% and 3-month CD rates at 4.27%. Current savings rates are at 0.75% and money market rates are at 1.00%. Mortgage rates today on 30-year fixed loans are around 6.50%. Credit Card rates are at 18.00%. Personal Loan rates are at 10.25%. All these rates, and more, can be found in our database of rates. Heritage Bank N.A.'s 12-Month CD rates are at 3.60%, 60-Month CD rates are at 2.95%, 48-Month CD rates are at 2.90%, 36-Month CD rates are at 2.85%, 24-Month CD rates are at 2.80%. Heritage Bank N.A.'s savings rates are at 0.05%.
To see how these rates compare to Heritage Bank N.A. CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Heritage Bank N.A., savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Heritage Bank N.A. CD rates. You can also compare Heritage Bank N.A. savings rates, MMA rates and mortgage rates using our other rate lists. Heritage Bank N.A. money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Heritage Bank N.A.? Share your experience about Heritage Bank N.A. by leaving a review below, or read customer reviews before you decide to use Heritage Bank N.A.. Heritage Bank N.A. Texas Ratio Heritage Bank N.A.'s Texas Ratio is at 7.33%, which is considered excellent. The Texas Ratio for Heritage Bank N.A. is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Heritage Bank N.A. is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Heritage Bank N.A. CD Rates and Interest Rates
Heritage Bank N.A.
Payroll Plus Checking
4.04%
$100
Heritage Bank N.A.
12-Month CD
3.60%
$75,000
Heritage Bank N.A.
60-Month CD
2.95%
$75,000
Heritage Bank N.A.
48-Month CD
2.90%
$75,000
Heritage Bank N.A.
36-Month CD
2.85%
$75,000
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare Heritage Bank N.A. Rates with Other Competitive Bank and Credit Union Rates
Coastal Heritage Bank
24-Month CD
4.25%
$1,000
Acadia Federal Credit Union
12-Month CD
4.11%
$1,000
OBC Bank
9-Month CD
4.07%
$5,000
Seattle Bank
24-Month CD
3.90%
$1,000
Westside State Bank
18-Month CD
3.76%
$500
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates March 28, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Heritage Bank N.A. InformationHeritage Bank N.A.
110 W South StSpicer, MN 56288 Kandiyohi Established Date: 10/08/1964 FDIC Certificate #: 19254 Date of FDIC Deposit Insurance: 10/08/1964 Bank Holding Company: HERITAGE BANCSHARES GROUP EMPLOYEE STK OWNERSHIP PLAN&TR How Many Domestic U.S. Offices? 6 How Many Branches are There? 6 Website: https://www.heritagebankna.com
Is Heritage Bank N.A. FDIC Insured? Yes
What is Heritage Bank N.A.'s Cert number? 19254
What is the maximum amount for insured deposits? $250,000 per holder, per account
Heritage Bank N.A. FinancialsTotal Assets:
$584,154,000
Total Deposits:
$469,655,000
Equity Capital:
$39,015,000
Domestic Deposits:
$469,655,000
Net Income:
$884,000
Return on Assets:
-1.1740%
Quarterly Return on Assets:
0.6100%
Pretax Return on Assets:
0.6169%
Pretax Quarterly Return on Assets:
0.6200%
Return on Equity:
-14.2000%
Quarterly Return on Equity:
9.1700%
Common Equity Tier 1 Capital Ratio:
9.6468%
Tier 1 Risk-Based Capital Ratio:
9.6468%
Leverage Tier 1 (Core Capital) Ratio:
7.6930%
Total Risk-Based Capital Ratio (YTD):
10.8983%
Total Interest Income (YTD):
6.5235%
Headquarters:
Spicer
FDIC Field Office:
Mankato
Regulator:
OCC
County:
Kandiyohi
# of Offices:
6
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024
Explore Other Rate Deals Citibank will give you $25.00 for opening an "Ultimate Savings Account". All you have to do to take advantage to this promotional checking offer is open an account with a minimum deposit of $1,000. Use Citibank promo offer code CYA8.
2016 will be a better year for deposit rates after many years of watching rates decline to historic lows. The Fed will most likely increase the fed funds rate at least 3 or 4 times in 2016, on top of the 1 rate increase in 2015. While banks and credit unions haven't increased rates yet, it's only a matter of time before they do.
30 year mortgage refinance rates were slightly this week over last. The current average 30 year mortgage refinance rate is down to 5.03 percent this week, down from the prior week's average refinance mortgage rate of 5.07 percent. 30 year refinance rates have been heading down the past couple of weeks after running up early in April when the Fed completed its purchases of mortgage-backed securities (MBS).
Bank or Credit Union Offers and DealsFall River Five Cents Savings Bank Mortgage RatesPNC Bank High Yield Savings Account Mortgage Rates at Lowest Level in 2010: 30 Year Mortgage Rates at 4.93% Fixed Home Mortgage Rates Continue to Fall Feddie Mac: 30 Year Mortgage Rates at 4.27%, 15 Year Mortgage Rates at 3.72% USAA CD Rates Move Higher Mortgage Rates Slightly Higher this Week on Strong Economic News Mortgage Rates Decline: Current Fixed 15 Year Refinance Rates as Low as 2.25 Percent Top 12 Month CD Rates This Week October 10, 2012 Highest CD Rates are Offered by AloStar Bank of Commerce Mortgage Rates: Current Mortgage Rates August 15, 2010, 30 Year Mortgage Rates at 4.52%, 15 Year Mortgage Rates at 3.95% Alternative Bank and Credit Union Offers to ExploreTop Savings Account Rates Above 1.00%Wells Fargo Mortgage Rates Auto Loan Rates San Jose First Jersey Credit Union CD Rates & IRA CD Rates Paper Social Security Checks Stop After February 2013 12 Month CD Rates: PenFed Tops Our 1 Year CD Rates List at 1.16% APY 5.00% 3-Year Bonus CD Rate from Third Federal Savings & Loan: Best 3-Year Deal Mortgage Rates Mixed This Week Freddie Mac: 30 Year Mortgage Rates Higher Averaging 4.37%, 15 Year Mortgage Rates Lower Averaging 3.82% Bangor Savings Bank CD Rates: Best Rate 4.08% APY 15-Month Special CD Benefit Plus Mortgage Rates Today are Mixed After the Election but Just Above Record Lows Heritage Bank N.A. ReviewsThere are no reviews for Heritage Bank N.A. yet. Feel free to create one below.
Add Your Rating and Review for Heritage Bank N.A.
See how Heritage Bank N.A. Compares to other banks |
