Legacy Bank Colwich, KS Rates and Review March 2026
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Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Legacy Bank Colwich, KS's savings rates are at 0.45%. Legacy Bank Colwich, KS's money market rates are at 0.60%. MonitorBankRates evaluates the financial stability of Legacy Bank Colwich, KS with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.85%. Rates were last updated on 03/02/2026.
Rate Updates and AvailabilityLegacy Bank Colwich, KS money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Legacy Bank Colwich, KS? Share your experience about Legacy Bank Colwich, KS by leaving a review below, or read customer reviews before you decide to use Legacy Bank Colwich, KS. Legacy Bank Colwich, KS Texas RatioLegacy Bank Colwich, KS's Texas Ratio is at 1.85%, which is considered excellent. The Texas Ratio for Legacy Bank Colwich, KS is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. MonitorBankRates Rating
5.0
Exceptional
Out of 5.0 Stars
Legacy Bank Colwich, KS has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Overall, Legacy Bank Colwich, KS is a exceptional bank worth considering, with an overall rating of 5.0 stars out of 5 stars. Overall Health & Safety Grade
A+
Exceptional Health
Score: 99/100
Legacy Bank Colwich, KS has earned an overall safety grade of A+. This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability. Current Interest RatesRate
APY/APR
vs. Avg
"N/A" indicates the product is not offered or the rate is unavailable. Rates Last Updated: 03/02/2026 
Legacy Bank Colwich, KS Savings Rates
Legacy Bank Colwich, KS Money Market Rates
Legacy Bank Colwich, KS Checking Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Legacy Bank Colwich, KS is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Legacy Bank Colwich, KS rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Legacy Bank Colwich, KS's official website for the most current offers and terms.
Bank Profile & OverviewLegacy Bank Colwich, KS
123 E Chicago AveColwich, KS 67030 Sedgwick Established Date: 02/22/1886 FDIC Certificate #: 17676 Date of FDIC Deposit Insurance: 10/04/1956 Bank Holding Company: COLWICH FINANCIAL CORP How Many Domestic U.S. Offices? 9 How Many Branches are There? 9 Website: https://www.legacy.bank
Is Legacy Bank Colwich, KS FDIC Insured? Yes
What is Legacy Bank Colwich, KS's Cert number? 17676
What is the maximum amount for insured deposits? $250,000 per holder, per account
Financial Health & AssetsMonitorBankRates Star Rating:
5.0 / 5.0 ★
Overall Health & Safety Grade:
A+ (99/100)
Texas Ratio:
1.85%
Return on Assets (ROA):
1.1556%
Return on Equity (ROE):
13.0500%
Non-Performing Loans (NPL):
0.12%
Total Assets:
$825,888,000
Total Deposits:
$703,652,000
Equity Capital:
$81,282,000
Net Income:
$10,105,000
Headquarters:
Colwich
Regulator:
FDIC
# of Offices:
9
Source: FDIC | Last Updated 12/31/2025
Customer ReviewsThere are no reviews for Legacy Bank Colwich, KS yet. Feel free to create one below.
Add Your Rating and Review for Legacy Bank Colwich, KS
Frequently Asked Questions About Legacy Bank Colwich, KSHow do I open an account at Legacy Bank Colwich, KS?You can typically open an account at Legacy Bank Colwich, KS by visiting a local branch or applying through their official website. Is there a first-time homebuyer program?Currently, Legacy Bank Colwich, KS provides a range of mortgage and home equity products. Is Legacy Bank Colwich, KS a safe place to deposit money?Yes, Legacy Bank Colwich, KS is considered a safe financial institution. Your accounts are federally insured by the FDIC up to $250,000 per depositor. Does Legacy Bank Colwich, KS offer online and mobile banking?Most modern institutions like Legacy Bank Colwich, KS provide digital access including online balance checks and transfers. Compare to other Banks |
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