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iAdvertiser Disclosure
Advertiser Disclosure
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 Addition Financial Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 22, 2026
Addition Financial Credit Union's 6-11 Month CD rates are at 3.27%, 12-23 Month CD rates are at 3.20%, 60 Month CD rates are at 3.04%, 48-59 Month CD rates are at 2.99%, 36-47 Month CD rates are at 2.89%. Addition Financial Credit Union's savings rates are at 0.01%. Addition Financial Credit Union's money market rates are at 0.05%. MonitorBankRates evaluates the financial stability of Addition Financial Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.12%. Rates were last updated on 04/22/2026. Addition Financial Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Addition Financial Credit Union? Share your experience about Addition Financial Credit Union by leaving a review below, or read customer reviews before you decide to use Addition Financial Credit Union. Addition Financial Credit Union
Lake Mary Branch 1000 Primera Blvd
https://www.additionfi.com Lake Mary, FL 32746 
Addition Financial Credit Union CD Rates
Addition Financial Credit Union Savings Rates
Addition Financial Credit Union Money Market Rates
Addition Financial Credit Union Checking Rates
Addition Financial Credit Union Mortgage Rates
Addition Financial Credit Union Home Equity & HELOC
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Addition Financial Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Addition Financial Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Addition Financial Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Addition Financial Credit Union
Website
https://www.additionfi.com
Address
1000 Primera Blvd,
Lake Mary, FL 32746
Phone
407-896-9411
Fax
407-893-5730
President
Richard Collins
CEO
Kevin Miller
Full-Time Employees
452
Part-Time Employees
97
Branch Locations
26
ATM Locations
25
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.12%
Return on Assets (ROA)
0.5946%
Return on Equity (ROE)
5.9933%
Non-Performing Loans Ratio (NPL)
0.74%
Total Assets
2,975,541,418
Total Amount of Shares and Deposits
2,670,606,202
Total Shares and Deposits < 1 Year
2,611,346,304
Total Shares and Deposits 1 3 Years
52,815,342
Total Shares and Deposits > 3 Years
6,444,556
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
406,643,714
Total Uninsured Shares and Deposits > $250K (F+J)
651,617,997
Total Insured Shares and Deposits > $250K (item 17 less item K)
2,018,988,205
Total Interest Expense (Sum of items 6 8)
31,581,625
Share Certificates
20,509
Number of Accounts for Share Drafts
131,721
IRA KEOGH Accounts
6,613
Number of Accounts for Regular Shares
201,338
All other shares
70,023
Non Member Deposits
44
Money Market Shares
15,541
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
192,358,528
Total Liabilities
2,708,419,404
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Addition Financial Credit UnionIs Addition Financial Credit Union a safe place to deposit money?Yes, Addition Financial Credit Union is considered a safe financial institution. With a Texas Ratio of 4.119575469633%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Addition Financial Credit Union operate?Addition Financial Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Addition Financial Credit Union?Yes, to access services at Addition Financial Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Addition Financial Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Addition Financial Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Addition Financial Credit Union offer online and mobile banking?Most modern institutions like Addition Financial Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.additionfi.com. Current Addition Financial Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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