MonitorBankRates
Quick Poll The Fed raised rates 0.25% on Sept. 16. Will you move money into a higher-yield account?
  1. Home
  2. Banks
  3. Community State Bank Union Grove, WI
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

Community State Bank Union Grove, WI Rates & Review September 2026

Community State Bank Union Grove, WI's 7-Month CD Special rates are at 2.88%, 48-Month Certificate rates are at 1.30%, 60-Month Certificate rates are at 1.30%, 48-Month Certificate rates are at 1.20%, 60-Month Certificate rates are at 1.20%. MonitorBankRates evaluates the financial stability of Community State Bank Union Grove, WI with a 4.1 Star Rating, an B+ Overall Health Grade, and a Texas Ratio of 2.52%. Rates last updated and verified on 09/19/2026.

Community State Bank Union Grove, WI money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Community State Bank Union Grove, WI? Share your experience about Community State Bank Union Grove, WI by leaving a review below, or read customer reviews before you decide to use Community State Bank Union Grove, WI.

Overall Health & Safety Grade ?
B+
Good Health Score: 90/100
MonitorBankRates Rating ?
4.1
Excellent Out of 5.0 Stars
Texas Ratio ?
2.52%
Excellent Lower than avg
Health Trend ?
Improving 12 quarters
Full history ›
Community State Bank
1500 Main St
Union Grove, WI 53182
https://csb.bank/
Member FDIC

Community State Bank Union Grove, WI CD Rates

Product Rate APY Term View More
7 Month CD Special 2.85% 2.88% 7 Month
Min Balance $500
Details Interest Compounding: Quarterly
Last Updated 09/19/2026
Institution Ratings
4.1
Star Rating
B+
Health Grade
Texas Ratio: 2.52%
48 Month Certificate 1.30% 1.30% 48 Month
Min Deposit $100,000
Min Balance $100,000
Details Interest Compounding: Quarterly
Last Updated 09/19/2026
Institution Ratings
4.1
Star Rating
B+
Health Grade
Texas Ratio: 2.52%
60 Month Certificate 1.30% 1.30% 60 Month
Min Deposit $100,000
Min Balance $100,000
Details Interest Compounding: Quarterly
Last Updated 09/19/2026
Institution Ratings
4.1
Star Rating
B+
Health Grade
Texas Ratio: 2.52%
48 Month Certificate 1.20% 1.20% 48 Month
Min Deposit $50,000
Min Balance $50,000
Details Interest Compounding: Quarterly
Last Updated 09/19/2026
Institution Ratings
4.1
Star Rating
B+
Health Grade
Texas Ratio: 2.52%
60 Month Certificate 1.20% 1.20% 60 Month
Min Deposit $50,000
Min Balance $50,000
Details Interest Compounding: Quarterly
Last Updated 09/19/2026
Institution Ratings
4.1
Star Rating
B+
Health Grade
Texas Ratio: 2.52%
12 Month Certificate 1.00% 1.00% 12 Month
Min Balance $100,000
Details Interest Compounding: Quarterly
Last Updated 09/19/2026
Institution Ratings
4.1
Star Rating
B+
Health Grade
Texas Ratio: 2.52%
18 Month Certificate 1.00% 1.00% 18 Month
Min Balance $100,000
Details Interest Compounding: Quarterly
Last Updated 09/19/2026
Institution Ratings
4.1
Star Rating
B+
Health Grade
Texas Ratio: 2.52%
24 Month Certificate 1.00% 1.00% 24 Month
Min Balance $100,000
Details Interest Compounding: Quarterly
Last Updated 09/19/2026
Institution Ratings
4.1
Star Rating
B+
Health Grade
Texas Ratio: 2.52%
36 Month Certificate 1.00% 1.00% 36 Month
Min Deposit $100,000
Min Balance $100,000
Details Interest Compounding: Quarterly
Last Updated 09/19/2026
Institution Ratings
4.1
Star Rating
B+
Health Grade
Texas Ratio: 2.52%
6 Month Certificate 1.00% 1.00% 6 Months
Min Balance $100,000
Details Interest Compounding: Quarterly
Last Updated 09/19/2026
Institution Ratings
4.1
Star Rating
B+
Health Grade
Texas Ratio: 2.52%
12 Month Certificate 0.90% 0.90% 12 Month
Min Balance $50,000
Details Interest Compounding: Quarterly
Last Updated 09/19/2026
Institution Ratings
4.1
Star Rating
B+
Health Grade
Texas Ratio: 2.52%
18 Month Certificate 0.90% 0.90% 18 Month
Min Balance $50,000
Details Interest Compounding: Quarterly
Last Updated 09/19/2026
Institution Ratings
4.1
Star Rating
B+
Health Grade
Texas Ratio: 2.52%
24 Month Certificate 0.90% 0.90% 24 Month
Min Balance $50,000
Details Interest Compounding: Quarterly
Last Updated 09/19/2026
Institution Ratings
4.1
Star Rating
B+
Health Grade
Texas Ratio: 2.52%
36 Month Certificate 0.90% 0.90% 36 Month
Min Deposit $50,000
Min Balance $50,000
Details Interest Compounding: Quarterly
Last Updated 09/19/2026
Institution Ratings
4.1
Star Rating
B+
Health Grade
Texas Ratio: 2.52%
48 Month Certificate 0.90% 0.90% 48 Month
Min Deposit $500
Min Balance $500
Details Interest Compounding: Annually
Last Updated 09/19/2026
Institution Ratings
4.1
Star Rating
B+
Health Grade
Texas Ratio: 2.52%
48 Month Certificate 0.90% 0.90% 48 Month
Min Deposit $5,000
Min Balance $5,000
Details Interest Compounding: Quarterly
Last Updated 09/19/2026
Institution Ratings
4.1
Star Rating
B+
Health Grade
Texas Ratio: 2.52%
6 Month Certificate 0.90% 0.90% 6 Months
Min Balance $50,000
Details Interest Compounding: Quarterly
Last Updated 09/19/2026
Institution Ratings
4.1
Star Rating
B+
Health Grade
Texas Ratio: 2.52%
60 Month Certificate 0.90% 0.90% 60 Month
Min Deposit $500
Min Balance $500
Details Interest Compounding: Annually
Last Updated 09/19/2026
Institution Ratings
4.1
Star Rating
B+
Health Grade
Texas Ratio: 2.52%
60 Month Certificate 0.90% 0.90% 60 Month
Min Deposit $5,000
Min Balance $5,000
Details Interest Compounding: Quarterly
Last Updated 09/19/2026
Institution Ratings
4.1
Star Rating
B+
Health Grade
Texas Ratio: 2.52%
12 Month Certificate 0.80% 0.80% 12 Month
Min Balance $500
Details Interest Compounding: At Maturity
Last Updated 09/19/2026
Institution Ratings
4.1
Star Rating
B+
Health Grade
Texas Ratio: 2.52%
12 Month Certificate 0.80% 0.80% 12 Month
Min Balance $5,000
Details Interest Compounding: Quarterly
Last Updated 09/19/2026
Institution Ratings
4.1
Star Rating
B+
Health Grade
Texas Ratio: 2.52%
18 Month Certificate 0.80% 0.80% 18 Month
Min Balance $500
Details Interest Compounding: Annually
Last Updated 09/19/2026
Institution Ratings
4.1
Star Rating
B+
Health Grade
Texas Ratio: 2.52%
18 Month Certificate 0.80% 0.80% 18 Month
Min Balance $5,000
Details Interest Compounding: Quarterly
Last Updated 09/19/2026
Institution Ratings
4.1
Star Rating
B+
Health Grade
Texas Ratio: 2.52%
24 Month Certificate 0.80% 0.80% 24 Month
Min Balance $500
Details Interest Compounding: Annually
Last Updated 09/19/2026
Institution Ratings
4.1
Star Rating
B+
Health Grade
Texas Ratio: 2.52%
24 Month Certificate 0.80% 0.80% 24 Month
Min Balance $5,000
Details Interest Compounding: Quarterly
Last Updated 09/19/2026
Institution Ratings
4.1
Star Rating
B+
Health Grade
Texas Ratio: 2.52%
36 Month Certificate 0.80% 0.80% 36 Month
Min Deposit $500
Min Balance $500
Details Interest Compounding: Annually
Last Updated 09/19/2026
Institution Ratings
4.1
Star Rating
B+
Health Grade
Texas Ratio: 2.52%
36 Month Certificate 0.80% 0.80% 36 Month
Min Deposit $5,000
Min Balance $5,000
Details Interest Compounding: Quarterly
Last Updated 09/19/2026
Institution Ratings
4.1
Star Rating
B+
Health Grade
Texas Ratio: 2.52%
6 Month Certificate 0.80% 0.80% 6 Months
Min Balance $500
Details Interest Compounding: At Maturity
Last Updated 09/19/2026
Institution Ratings
4.1
Star Rating
B+
Health Grade
Texas Ratio: 2.52%
6 Month Certificate 0.80% 0.80% 6 Months
Min Balance $5,000
Details Interest Compounding: Quarterly
Last Updated 09/19/2026
Institution Ratings
4.1
Star Rating
B+
Health Grade
Texas Ratio: 2.52%

Community State Bank Union Grove, WI Checking Rates

Product Rate APY View More
Simple Checking with Interest 0.20% 0.20%
Min Balance $1
Details Interest Compounding: Monthly
Last Updated 09/19/2026
Institution Ratings
4.1
Star Rating
B+
Health Grade
Texas Ratio: 2.52%

Financial Health History

Community State Bank Union Grove, WI’s Texas Ratio fell from 18.58% in Q3 2023 to 2.52% in Q2 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 1.0 to 4.1 and its Health Grade from F to B+. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a bank must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 6% 2.0★ 13% 3.0★ 19% 4.0★ 25% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 18.58% F Q3 2023 F Q4 2023 D Q1 2024 D Q2 2024 B Q3 2024 C- Q4 2024 B- Q1 2025 B Q2 2025 A- Q3 2025 A- Q4 2025 A- Q1 2026 2.52% B+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$667M2.52%4.1B+
March 31, 2026$652M1.13%4.2A-
December 31, 2025$639M1.48%4.2A-
September 30, 2025$614M2.51%4.1A-
June 30, 2025$617M3.10%3.6B
March 31, 2025$617M3.41%3.2B-
December 31, 2024$612M5.54%2.5C-
September 30, 2024$606M4.75%3.6B
June 30, 2024$587M7.75%2.4D
March 31, 2024$596M7.14%2.0D
December 31, 2023$598M17.88%1.0F
September 30, 2023$601M18.58%1.0F
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Community State Bank Union Grove, WI is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Community State Bank Union Grove, WI rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Community State Bank Union Grove, WI's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Community State Bank Union Grove, WI
Bank Holding Company UNION BCORP INC
Address 1500 Main St, Union Grove, WI 53182  ·  Racine
FDIC Certificate # 9536
Established 19030101
FDIC Insurance Date 19340101
Domestic Offices 7
Total Branches 7
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

B+
Overall Health Grade Score: 90/100
4.1
Excellent Out of 5.0 Stars
2.52%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.3950%
Return on Equity (ROE) 22.6800%
Non-Performing Loans (NPL) 0.15%
Total Assets $667,468,000
Total Deposits $621,257,000
Equity Capital $40,667,000
Net Income $4,554,000
Headquarters Union Grove
Total Branches and Offices 7
Source: FDIC  |  Last Updated 06/30/2026

Customer Reviews

There are no reviews for Community State Bank Union Grove, WI yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Community State Bank Union Grove, WI
Your Name:
Your Rating:

Frequently Asked Questions About Community State Bank Union Grove, WI

How many branches does Community State Bank Union Grove, WI operate?

Community State Bank Union Grove, WI currently maintains approximately 7 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Community State Bank Union Grove, WI does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Community State Bank Union Grove, WI provides members with tools to manage their accounts and build a solid financial history.

Does Community State Bank Union Grove, WI offer online and mobile banking?

Most modern institutions like Community State Bank Union Grove, WI provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://csb.bank/.

Current Community State Bank Union Grove, WI Rates

  • 12-Month CD0.80%
  • 18-Month CD0.80%
  • 24-Month CD0.80%
  • 36-Month CD0.80%
  • 48-Month CD0.90%
  • 60-Month CD0.90%
Retrieved from our database of financial products. Rates subject to change.