American Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
Today's 12-month CD rates can be found at 2.47%, 6-month CD rates at 4.25% and 3-month CD rates at 4.50%. Current savings rates are at 0.25% and money market rates are at 0.50%. Mortgage rates today on 30-year fixed loans are around 6.56%. Credit Card rates are at 12.74%. Personal Loan rates are at 10.25%. All these rates, and more, can be found in our database of rates. American Bank's 12-Month CD rates are at 5.00%, 48-Month CD rates are at 4.00%, 36-Month CD rates are at 4.00%, 30-Month CD rates are at 4.00%, 24-Month CD rates are at 4.00%. American Bank's savings rates are at 1.50%. American Bank's money market rates are at 1.25%. American Bank's 30-Year Fixed Jumbo rates are at 7.00%, 30-Year Fixed rates are at 6.38%, 15-Year Fixed Jumbo rates are at 6.38%, 15-Year Fixed rates are at 5.75%.
To see how these rates compare to American Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from American Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with American Bank CD rates. You can also compare American Bank savings rates, MMA rates and mortgage rates using our other rate lists. American Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at American Bank? Share your experience about American Bank by leaving a review below, or read customer reviews before you decide to use American Bank. American Bank Texas Ratio American Bank's Texas Ratio is at 3.56%, which is considered excellent. The Texas Ratio for American Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, American Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. American Bank CD Rates and Interest Rates
American Bank
12-Month CD
5.00%
$500
American Bank
18-Month CD
4.00%
$500
American Bank
24-Month CD
4.00%
$500
American Bank
30-Month CD
4.00%
$500
American Bank
36-Month CD
4.00%
$500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. American Bank Mortgage Rates
American Bank
15-Year Fixed
5.750%
5.990%
0.000
American Bank
15-Year Fixed Jumbo
6.375%
6.496%
0.000
American Bank
30-Year Fixed
6.375%
6.529%
0.000
American Bank
30-Year Fixed Jumbo
7.000%
7.081%
0.000
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Compare American Bank Rates with Other Competitive Bank and Credit Union Rates
FSB of St. Charles, MO
5-Month CD (special)
5.15%
$5,000
Heartland State Bank Edgeley, ND
6-Month CD
5.00%
$10,000
North Valley Bank Thornton, CO
6-Month CD
4.50%
$1,000
Acadia Federal Credit Union
36-Month CD
4.27%
$1,000
Raymond James Bank
18-Month CD
4.15%
$1,000
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. American Bank Mortgage RatesShow More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. American Bank InformationAmerican Bank
4029 W Tilghman StAllentown, PA 18104 Lehigh Established Date: 06/02/1997 FDIC Certificate #: 34422 Date of FDIC Deposit Insurance: 06/02/1997 Bank Holding Company: AMERICAN BANK INC How Many Domestic U.S. Offices? 1 How Many Branches are There? 1 Website: https://www.ambk.com
Is American Bank FDIC Insured? Yes
What is American Bank's Cert number? 34422
What is the maximum amount for insured deposits? $250,000 per holder, per account
American Bank FinancialsTotal Assets:
$899,144,000
Total Deposits:
$706,708,000
Equity Capital:
$104,053,000
Domestic Deposits:
$706,708,000
Net Income:
$2,084,000
Return on Assets:
1.0893%
Quarterly Return on Assets:
0.9200%
Pretax Return on Assets:
1.1460%
Pretax Quarterly Return on Assets:
1.1500%
Return on Equity:
11.4000%
Quarterly Return on Equity:
8.0800%
Common Equity Tier 1 Capital Ratio:
11.4976%
Tier 1 Risk-Based Capital Ratio:
11.4976%
Leverage Tier 1 (Core Capital) Ratio:
10.3692%
Total Risk-Based Capital Ratio (YTD):
12.4558%
Total Interest Income (YTD):
4.5234%
Headquarters:
Allentown
FDIC Field Office:
Philadelphia
Regulator:
FED
County:
Lehigh
# of Offices:
1
Metropolitan Statistical Area (MSA):
Allentown-Bethlehem-Easton, PA-NJ
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC Last Updated 03/31/2024
Explore Other Rate Deals Mortgage rates are higher in the latest Primary Mortgage Market Survey released by Freddie Mac. 30 year fixed mortgage rates are currently at 4.81 percent for the week ending December 10, 2009, up from last week's average mortgage rate of 4.71 percent. A year ago 30 year mortgage interest rates were a lot higher at 5.47 percent. Average mortgage discount points remained unchanged at 0.7 points.
 Mortgage Rates: In the latest survey, today's mortgage interest rates continue to come back down from the recent highs set last month. The decline in home mortgage rates has been brought on by a decline in 10-year Treasury prices now at 3.33 percent, also down from a recent high nearing 4.00 percent.
 Mortgage rates are barely changed this week over last. Today's mortgage rates on 30 year mortgage loans are averaging 4.13%, a slight increase from last week’s average 30 year mortgage rate of 4.11%. Average mortgage rates on 15 year mortgages are higher this week averaging 3.42%, an increase from last week’s average 15 year mortgage rate of 3.39%.
Bank or Credit Union Offers and Deals"Unbanked" and "Underbanked" U.S. HouseholdsGet $50 from TradeKing Home Mortgage Rates: 30 Year Mortgage Rates Higher, 15 Year Mortgage Rates Lower - MBA Citizens Trust Bank 6 Month Jumbo CD Rates now at 0.05% ableBanking CD Rates: Best Rate at 5.30% APY 12-Month CD Mortgage Rates Hit New Lows: Best 15 Year Mortgage Rates at 2.25% Today 30-Year Mortgage vs 15-Year Mortgage Mortgage Interest Rate: Current Mortgage Rates July 13, 2009 Vio Bank CD Rates Tinker FCU Premium Plus Share Savings Account Rates Alternative Bank and Credit Union Offers to ExploreCitibank 18-Month CD Rate of 4.00%Fidelity Homestead Savings Bank Savings Rates and Money Market Account Rates Synchrony Bank CD Rates Customers Bank Money Market Rates CBI Bank & Trust Mortgage Rates Today 9/30/15 Deposit Rate Report Ohio CD Interest Rates: 3 Month CD Interest Rates and CD Yields Captial One Savings Rates: 3.40% APY on 360 Performance Savings for 2023 Mortgage Rates Sunday 3/13: 30 Year Mortgage Rates and Refinance Rates Averaging 4.81% Flagstar Bank CD Rates American Bank ReviewsThere are no reviews for American Bank yet. Feel free to create one below.
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Luana Savings Bank CD rates were recently decreased but are still some of the best CD rates available today. Luana Savings Bank is headquarted in Luana, Iowa, with five brick and mortar branches, soon to be six. The largest decreases in CD rates from Luana Savings Bank was by 25 basis points on 3 year and 5 year certificates of deposit.3 year CD rates from Luana Savings Bank were lowered to 2.37 percent from 2.62 percent. 5 year CD rates from Luana Savings Bank are at 2.42 percent, down from 2.67 percent. 30 month CD rates at Luana Savings are at 2.32 percent, down from 2.52 percent.Shorter term CD rates from Luana Savings were lowered by less. 2 year CD rates from Luana Savings are now at 2.27 percent, down 15 basis points from 2.42 percent. 1 year CD rates at Luana are now at 2.16 percent, down from 2.26 percent. 6 month CD rates were lowered 5 basis points to 1.96 percent and 3 month CD rates were also lowered 5 basis points to 1.76 percent. 
OneWest Bank of Pasadena, CA is offering a special online promotional 18 month CD rate that currently has an annual percentage rate (APR) of 2.57 percent with an annual yield (APY) of 2.60 percent. One of the best CD rates around today.OneWest Bank was formerly IndyMac Bank, then IndyMac Federal Bank when the bank went into receivership.The 2.60 percent yield is well above the national average for 18-month certificate of deposit rates. OneWest bank is offering one of the highest CD rates for an 18-month CD. 
Ally Bank has lowered their CD Rates, bowing to pressure from the American Bankers Association and the FDIC. Ally was offering some of the best CD rates around recently. Their 12 month certificate of deposit had a yield of 2.80 percent until today, the bank lowered it to an annual percentage yield of 2.48 percent. The new rate and yield is still one of the highest CD rates around with the national average this week for a 12 month CD is 1.39 percent.Ally Bank's no penalty 9 month CD has also been lowered - the annual percentage rate is now 2.27 percent, down from 2.47 percent, with a new annual percentage yield of 2.30 percent, down from 2.50 percent.Depositors who use a certificate of deposit as a safe investment option are going to lose out, not only because Ally Bank has lowered their bank CD rates, now other banks will feel less pressure to raise their CD rates to a level to compete with Ally. 
Believe it or not there is a fight brewing over CD Rates. The American Bankers Association's (ABA) President & CEO, Edward Yingling, sent a letter to the FDIC's Chairwoman, Sheila Bair, basically saying the FDIC needs to do it's job and stop Ally Bank (formally GMAC Bank) from offering some of the highest CD rates in the nation. Bank CD rates which are more than double the national average for some CD depositsWhy should this bother the ABA? Their contention is Ally Bank is a troubled bank that is using a strategy of aggressively growing deposit funds to grow its way out of problems. When this strategy was used in the past by troubled banks, like in the 1980's, deposit interest rates were driven up because healthy banks had to competitive with rates to entice and keep depositors. This strategy was known as the "Texas Premium" because most of the troubled banks resided in the Southwest.Ally Bank's chief executive officer, Alvaro de Molina, fired back at the ABA saying "Ally Bank has capital well in excess of Federal Deposit Insurance Corp. requirements and is better capitalized than many of your members". 
