Bank of Grandin Rates and Review March 2026

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Bank of GrandinYou can compare Bank of Grandin rates to other rates in our database, including 12-month CD rates currently at 1.25%, 6-month CD rates at 0.20% and 3-month CD rates at 3.00%. Savings rates are at 0.01% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 6.14%. All these rates, and more, can be found in our database of rates which you can compare to Bank of Grandin rates. MonitorBankRates evaluates the financial stability of Bank of Grandin with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.29%. Rates were last updated on 03/06/2026.

Rate Updates and Availability

Bank of Grandin money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bank of Grandin? Share your experience about Bank of Grandin by leaving a review below, or read customer reviews before you decide to use Bank of Grandin.

Bank of Grandin Texas Ratio

Bank of Grandin's Texas Ratio is at 3.29%, which is considered excellent. The Texas Ratio for Bank of Grandin is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

MonitorBankRates Rating

5.0
Exceptional
Out of 5.0 Stars

Bank of Grandin has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Overall, Bank of Grandin is a exceptional bank worth considering, with an overall rating of 5.0 stars out of 5 stars.

Overall Health & Safety Grade

A+
Exceptional Health
Score: 98/100

Bank of Grandin has earned an overall safety grade of A+. This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability.

Current Interest Rates

Rate
APY/APR
vs. Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Rates Last Updated: 03/06/2026

Bank of Grandin
403 W 5th St
Grandin, MO 63943
Member FDIC
MonitorBankRates
Official Financial Rating
5.0
★★★★★
EXCEPTIONAL
🏆

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Current Rate Availability

We do not have Bank of Grandin rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Bank of Grandin is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Bank of Grandin rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Bank of Grandin's official website for the most current offers and terms.

Bank Profile & Overview

Bank of Grandin
403 W 5th St
Grandin, MO 63943
Carter
Established Date: 01/13/1913
FDIC Certificate #: 9392
Date of FDIC Deposit Insurance: 01/01/1934
How Many Domestic U.S. Offices? 5
How Many Branches are There? 5
Is Bank of Grandin FDIC Insured? Yes
What is Bank of Grandin's Cert number? 9392
What is the maximum amount for insured deposits? $250,000 per holder, per account

Financial Health & Assets

MonitorBankRates Star Rating:
5.0 / 5.0 ★
Overall Health & Safety Grade:
A+ (98/100)
Texas Ratio:
3.29%
Return on Assets (ROA):
0.5754%
Return on Equity (ROE):
4.0500%
Non-Performing Loans (NPL):
0.31%
Total Assets:
$234,655,000
Total Deposits:
$200,193,000
Equity Capital:
$33,224,000
Net Income:
$3,677,000
Headquarters:
Grandin
Regulator:
FDIC
# of Offices:
5
Source: FDIC | Last Updated 12/31/2025

Customer Reviews

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Frequently Asked Questions About Bank of Grandin

How do I open an account at Bank of Grandin?

You can typically open an account at Bank of Grandin by visiting a local branch or applying through their official website.

Is there a first-time homebuyer program?

Currently, Bank of Grandin provides a range of mortgage and home equity products.

Is Bank of Grandin a safe place to deposit money?

Yes, Bank of Grandin is considered a safe financial institution. Your accounts are federally insured by the FDIC up to $250,000 per depositor.

Does Bank of Grandin offer online and mobile banking?

Most modern institutions like Bank of Grandin provide digital access including online balance checks and transfers.

Current Bank of Grandin Rates

ProductAPY

Rates subject to change.