Bank of Vernon CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
To see how these rates compare to Bank of Vernon CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Bank of Vernon, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Bank of Vernon CD rates. You can also compare Bank of Vernon savings rates, MMA rates and mortgage rates using our other rate lists. Bank of Vernon money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bank of Vernon? Share your experience about Bank of Vernon by leaving a review below, or read customer reviews before you decide to use Bank of Vernon. Bank of Vernon Texas Ratio Bank of Vernon's Texas Ratio is at 0.00%, which is considered excellent. The Texas Ratio for Bank of Vernon is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Bank of Vernon is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars. Compare Bank of Vernon Rates with Other Competitive Bank and Credit Union Rates
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates July 12, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Our apologies, we do not have Bank of Vernon rate data right now, check back for updates, we are adding rates all the time. Bank of Vernon InformationBank of Vernon
44825 Highway 17Vernon, AL 35592 Lamar Established Date: 11/11/1911 FDIC Certificate #: 51 Date of FDIC Deposit Insurance: 01/01/1934 Bank Holding Company: FIRST VERNON BANCSHARES INC How Many Domestic U.S. Offices? 5 How Many Branches are There? 5 Website: https://www.bankofvernon.bank
Is Bank of Vernon FDIC Insured? Yes
What is Bank of Vernon's Cert number? 51
What is the maximum amount for insured deposits? $250,000 per holder, per account
Bank of Vernon FinancialsTotal Assets:
$335,638,000
Total Deposits:
$277,398,000
Equity Capital:
$56,321,000
Domestic Deposits:
$277,398,000
Net Income:
$1,110,000
Return on Assets:
3.5507%
Quarterly Return on Assets:
1.3400%
Pretax Return on Assets:
1.8307%
Pretax Quarterly Return on Assets:
1.8300%
Return on Equity:
21.6400%
Quarterly Return on Equity:
7.9400%
Leverage Tier 1 (Core Capital) Ratio:
19.4697%
Total Interest Income (YTD):
5.5688%
Headquarters:
Vernon
FDIC Field Office:
Shelby
Regulator:
FDIC
County:
Lamar
# of Offices:
5
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC Last Updated 03/31/2024
Explore Other Rate Deals We have been searching for the elusive 5.00% APY for a 1 year CD from a national bank, Washington Mutual's offer is over and it appears none of the major national banks are offering 5.00% APY for a 1 year certificate of deposit.
Are you saving enough money in an emergency savings account for the next crisis or recession? If you're like most Americans, probably not. During the last recession, which was dubbed the "Great Recession," the U.S. national savings rate soared even though savings rates hit record lows. The U.S. savings rate, not to be confused with savings rates, is the rate at which Americans save their money.
Current refinance rates declined as 10 year bond yields are down by 3 basis points on weak economic news on China's trade growth. Average refinance rates on 30 year loans are at 3.63 percent, down from yesterday's average refinance rate of 3.65 percent.
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Today's 12-month CD rates can be found at 4.04%, 6-month CD rates at 4.41% and 3-month CD rates at 3.96%. Current savings rates are at 0.50% and money market rates are at 3.56%. Mortgage rates today on 30-year fixed loans are around 6.54%. Credit Card rates are at 18.00%. Personal Loan rates are at 16.24%. All these rates, and more, can be found in our database of rates. 
