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Priority One Credit Union South Pasadena, CA Rates & Review November 2026

Priority One Credit Union South Pasadena, CA's Long Term CD Accounts - 60 month rates are at 0.83%, Term CD Account - 36 month rates are at 0.68%, 36 Month Term CD Account rates are at 0.63%, Long Term CD Accounts - 48 month rates are at 0.63%, 36 Month Term CD rates are at 0.58%. Priority One Credit Union South Pasadena, CA's money market rates are at 0.45%. Priority One Credit Union South Pasadena, CA's checking rates are as high as 0.01%. Priority One Credit Union South Pasadena, CA's Personal Loan Rates are as low as 12.49%. Priority One Credit Union South Pasadena, CA's Credit Card Rates are at 12.75%. Priority One Credit Union South Pasadena, CA's CD rates are 80% lower than the MonitorBankRates national average, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Priority One Credit Union South Pasadena, CA with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.81%. Rates last updated and verified on 10/29/2026.

Priority One Credit Union South Pasadena, CA money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Priority One Credit Union South Pasadena, CA? Share your experience about Priority One Credit Union South Pasadena, CA by leaving a review below, or read customer reviews before you decide to use Priority One Credit Union South Pasadena, CA.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.81%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
Priority One Credit Union South Pasadena, CA
Main Office
1631 Huntington Dr
South Pasadena, CA 91030-4746
https://www.priorityonecu.org
Member NCUA
Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Priority One Credit Union South Pasadena, CA CD Rates

Product Rate APY Term View More
IRA Term Share Accounts - 60 month 0.98% 0.98% 60 Months
Min Deposit $2,500
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 0.98% APY · checked 10 times
0.48%0.98%1.48%Sep 14, 2026: 0.98% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.81%
Long Term Certificate Accounts - 60 month 0.83% 0.83% 60 Months
Min Deposit $2,500
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 0.83% APY · checked 10 times
0.33%0.83%1.33%Sep 14, 2026: 0.83% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.81%
IRA Term Share Accounts - 48 month 0.78% 0.78% 48 Months
Min Deposit $2,500
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 0.78% APY · checked 10 times
0.28%0.78%1.28%Sep 14, 2026: 0.78% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.81%
Term Share Certificate Account - 36 month 0.68% 0.68% 36 Months
Min Deposit $25,000
Min Balance $25,000
Details Balance: $25,000+
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 0.68% APY · checked 10 times
0.18%0.68%1.18%Sep 14, 2026: 0.68% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.81%
36 Month Term Share Certificate Account 0.63% 0.63% 36 Months
Min Balance $10,000
Details Balance: $10,000 - $24,999
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 0.63% APY · checked 10 times
0.13%0.63%1.13%Sep 14, 2026: 0.63% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.81%
IRA Term Share Accounts - 12 month 0.63% 0.63% 12 Months
Min Deposit $2,500
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 0.63% APY · checked 10 times
0.13%0.63%1.13%Sep 14, 2026: 0.63% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.81%
Long Term Certificate Accounts - 48 month 0.63% 0.63% 48 Months
Min Deposit $2,500
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 0.63% APY · checked 10 times
0.13%0.63%1.13%Sep 14, 2026: 0.63% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.81%
36 Month Term Share Certificate 0.58% 0.58% 36 Months
Min Deposit $1,000
Min Balance $1,000
Details Balance: $1,000 - $9,999
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 0.58% APY · checked 10 times
0.08%0.58%1.08%Sep 14, 2026: 0.58% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.81%
Term Share Certificate Account - 24 month 0.53% 0.53% 24 Months
Min Deposit $25,000
Min Balance $25,000
Details Balance: $25,000+
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 0.53% APY · checked 10 times
0.03%0.53%1.03%Sep 14, 2026: 0.53% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.81%
24 Month Term Share Certificate Account 0.48% 0.48% 24 Months
Min Balance $10,000
Details Balance: $10,000 - $24,999
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 0.48% APY · checked 10 times
0.00%0.49%0.98%Sep 14, 2026: 0.48% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.81%
24 Month Term Share Certificate 0.43% 0.43% 24 Months
Min Deposit $1,000
Min Balance $1,000
Details Balance: $1,000 - $9,999
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 0.43% APY · checked 10 times
0.00%0.46%0.93%Sep 14, 2026: 0.43% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.81%
Term Share Certificate Account - 12 month 0.43% 0.43% 12 Months
Min Deposit $25,000
Min Balance $25,000
Details Balance: $25,000+
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 0.43% APY · checked 10 times
0.00%0.46%0.93%Sep 14, 2026: 0.43% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.81%
12 Month Term Share Certificate Account 0.38% 0.38% 12 Months
Min Balance $10,000
Details Balance: $10,000 - $24,999
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 0.38% APY · checked 10 times
0.00%0.44%0.88%Sep 14, 2026: 0.38% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.81%
Term Share Certificate Account - 6 month 0.38% 0.38% 6 Months
Min Deposit $25,000
Min Balance $25,000
Details Balance: $25,000+
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 0.38% APY · checked 10 times
0.00%0.44%0.88%Sep 14, 2026: 0.38% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.81%
12 Month Term Share Certificate 0.33% 0.33% 12 Months
Min Deposit $1,000
Min Balance $1,000
Details Balance: $1,000 - $9,999
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 0.33% APY · checked 10 times
0.00%0.42%0.83%Sep 14, 2026: 0.33% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.81%
6 Month Term Share Certificate Account 0.33% 0.33% 6 Months
Min Balance $10,000
Details Balance: $10,000 - $24,999
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 0.33% APY · checked 10 times
0.00%0.42%0.83%Sep 14, 2026: 0.33% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.81%
Term Share Certificate Account - 3 month 0.33% 0.33% 3 Months
Min Deposit $25,000
Min Balance $25,000
Details Balance: $25,000+
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 0.33% APY · checked 10 times
0.00%0.42%0.83%Sep 14, 2026: 0.33% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.81%
3 Month Term Share Certificate Account 0.28% 0.28% 3 Months
Min Balance $10,000
Details Balance: $10,000 - $24,999
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 0.28% APY · checked 10 times
0.00%0.39%0.78%Sep 14, 2026: 0.28% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.81%
6 Month Term Share Certificate 0.28% 0.28% 6 Months
Min Deposit $1,000
Min Balance $1,000
Details Balance: $1,000 - $9,999
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 0.28% APY · checked 10 times
0.00%0.39%0.78%Sep 14, 2026: 0.28% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.81%
3 Month Term Share Certificate 0.23% 0.23% 3 Months
Min Deposit $1,000
Min Balance $1,000
Details Balance: $1,000 - $9,999
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 0.23% APY · checked 10 times
0.00%0.37%0.73%Sep 14, 2026: 0.23% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.81%
Certificate Builder Account - 9 month 0.15% 0.15% 9 Months
Min Deposit $500
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 0.15% APY · checked 10 times
0.00%0.33%0.65%Sep 14, 2026: 0.15% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.81%

Priority One Credit Union South Pasadena, CA Savings Rates

Product Rate APY View More
Holiday Club 0.05% 0.05%
Min Deposit $50
Last Updated 10/29/2026
Rate History
No change since Oct 9, 2026 · 0.05% APY · checked 6 times
0.00%0.28%0.55%Oct 9, 2026: 0.05% APYOct 9, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.81%
Primary Shares 0.05% 0.05%
Min Deposit $150
Last Updated 10/29/2026
Rate History
No change since Oct 9, 2026 · 0.05% APY · checked 6 times
0.00%0.28%0.55%Oct 9, 2026: 0.05% APYOct 9, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.81%
Priority Youth Club 0.01% 0.01%
Min Deposit $5
Last Updated 10/29/2026
Rate History
No change since Oct 9, 2026 · 0.01% APY · checked 6 times
0.00%0.26%0.51%Oct 9, 2026: 0.01% APYOct 9, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.81%

Priority One Credit Union South Pasadena, CA Money Market Rates

Product Rate APY View More
Money Market Tier 3 0.45% 0.45%
Min Deposit $25,000
Last Updated 10/29/2026
Rate History
No change since Oct 19, 2026 · 0.45% APY · checked 3 times
0.00%0.48%0.95%Oct 19, 2026: 0.45% APYOct 19, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.81%
Money Market Tier 2 0.40% 0.40%
Min Deposit $10,000
Last Updated 10/29/2026
Rate History
No change since Oct 19, 2026 · 0.40% APY · checked 3 times
0.00%0.45%0.90%Oct 19, 2026: 0.40% APYOct 19, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.81%
Money Market Tier 1 0.35% 0.35%
Min Deposit $1,000
Last Updated 10/29/2026
Rate History
No change since Oct 19, 2026 · 0.35% APY · checked 3 times
0.00%0.43%0.85%Oct 19, 2026: 0.35% APYOct 19, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.81%

Priority One Credit Union South Pasadena, CA Checking Rates

Product Rate APY View More
Premier Checking 0.01% 0.01%
Min Deposit $1,000
Last Updated 10/29/2026
Rate History
No change since Oct 26, 2026 · 0.01% APY · checked 2 times
0.00%0.26%0.51%Oct 26, 2026: 0.01% APYOct 26, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.81%

Priority One Credit Union South Pasadena, CA Auto Loan Rates

Product Rate Points APR Term View More
Used Auto Loan - - 5.00% Up to 48 Months
Details Discounted APR; Maximum Financing: 100% of MSRP + tax, lic, GAP; Used vehicles: models up to 11 years old
Last Updated 10/29/2026
Rate History
2 changes since Sep 14, 2026 · 5.00% → 5.00% ▼ 0.00 pts · high 5.59% / low 5.00%
4.41%5.30%6.18%Sep 14, 2026: 5.00% APROct 9, 2026: 5.59% APROct 19, 2026: 5.00% APRSep 14, 2026Nov 2, 2026
  • Oct 19, 20265.00%▼ from 5.59%
  • Oct 9, 20265.59%▲ from 5.00%
  • Sep 14, 20265.00%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.81%
New Auto Loan - Standard APR - - 5.25% Up to 48 Months
Details As Low As; Maximum Financing: 100% of MSRP + tax, lic, GAP; New Vehicles: models up to 3 years old; Discount Available (Max 0.50%): 0.25% for Automatic Payment + 0.25% for Checking/Direct Deposit or Loyalty Rewards
Last Updated 10/29/2026
Rate History
No change since Oct 26, 2026 · 5.25% APR · checked 2 times
4.75%5.25%5.75%Oct 26, 2026: 5.25% APROct 26, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.81%
Used Auto Loan - - 5.49% Up to 66 Months
Details Discounted APR; Maximum Financing: 100% of MSRP + tax, lic, GAP; Used vehicles: models up to 11 years old
Last Updated 10/29/2026
Rate History
2 changes since Sep 14, 2026 · 5.49% → 5.49% ▼ 0.00 pts · high 5.99% / low 5.49%
4.99%5.74%6.49%Sep 14, 2026: 5.49% APROct 9, 2026: 5.99% APROct 19, 2026: 5.49% APRSep 14, 2026Nov 2, 2026
  • Oct 19, 20265.49%▼ from 5.99%
  • Oct 9, 20265.99%▲ from 5.49%
  • Sep 14, 20265.49%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.81%
Used Auto Loan - - 5.59% Up to 48 Months
Details As Low As; Standard APR; Maximum Financing: 100% of MSRP + tax, lic, GAP; Used vehicles: models up to 11 years old
Last Updated 10/29/2026
Rate History
1 change since Sep 14, 2026 · 5.00% → 5.59% ▲ 0.59 pts · high 5.59% / low 5.00%
4.41%5.30%6.18%Sep 14, 2026: 5.00% APROct 9, 2026: 5.59% APRSep 14, 2026Nov 2, 2026
  • Oct 9, 20265.59%▲ from 5.00%
  • Sep 14, 20265.00%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.81%
New Auto Loan - Standard APR - - 5.74% Up to 66 Months
Details As Low As; Maximum Financing: 100% of MSRP + tax, lic, GAP; New Vehicles: models up to 3 years old; Discount Available (Max 0.50%): 0.25% for Automatic Payment + 0.25% for Checking/Direct Deposit or Loyalty Rewards
Last Updated 10/29/2026
Rate History
No change since Oct 26, 2026 · 5.74% APR · checked 2 times
5.24%5.74%6.24%Oct 26, 2026: 5.74% APROct 26, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.81%
Used Auto Loan - - 5.74% Up to 84 Months
Details Discounted APR; Maximum Financing: 100% of KBB Retail + tax, lic, GAP; Used vehicles: models up to 11 years old
Last Updated 10/29/2026
Rate History
2 changes since Sep 14, 2026 · 5.74% → 5.74% ▼ 0.00 pts · high 6.24% / low 5.74%
5.24%5.99%6.74%Sep 14, 2026: 5.74% APROct 9, 2026: 6.24% APROct 19, 2026: 5.74% APRSep 14, 2026Nov 2, 2026
  • Oct 19, 20265.74%▼ from 6.24%
  • Oct 9, 20266.24%▲ from 5.74%
  • Sep 14, 20265.74%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.81%
New Auto Loan - Standard APR - - 5.99% Up to 84 Months
Details As Low As; Maximum Financing: 100% of MSRP + tax, lic, GAP; New Vehicles: models up to 3 years old; Discount Available (Max 0.50%): 0.25% for Automatic Payment + 0.25% for Checking/Direct Deposit or Loyalty Rewards
Last Updated 10/29/2026
Rate History
No change since Oct 26, 2026 · 5.99% APR · checked 2 times
5.49%5.99%6.49%Oct 26, 2026: 5.99% APROct 26, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.81%
Used Auto Loan - - 5.99% Up to 66 Months
Details As Low As; Standard APR; Maximum Financing: 100% of MSRP + tax, lic, GAP; Used vehicles: models up to 11 years old
Last Updated 10/29/2026
Rate History
1 change since Sep 14, 2026 · 5.49% → 5.99% ▲ 0.50 pts · high 5.99% / low 5.49%
4.99%5.74%6.49%Sep 14, 2026: 5.49% APROct 9, 2026: 5.99% APRSep 14, 2026Nov 2, 2026
  • Oct 9, 20265.99%▲ from 5.49%
  • Sep 14, 20265.49%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.81%
Used Auto Loan - - 6.24% Up to 84 Months
Details As Low As; Standard APR; Maximum Financing: 100% of KBB Retail + tax, lic, GAP; Used vehicles: models up to 11 years old
Last Updated 10/29/2026
Rate History
1 change since Sep 14, 2026 · 5.74% → 6.24% ▲ 0.50 pts · high 6.24% / low 5.74%
5.24%5.99%6.74%Sep 14, 2026: 5.74% APROct 9, 2026: 6.24% APRSep 14, 2026Nov 2, 2026
  • Oct 9, 20266.24%▲ from 5.74%
  • Sep 14, 20265.74%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.81%

Priority One Credit Union South Pasadena, CA RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
Motorcycle Loan - New - 7.89% 84 Months
Details As Low As; Starting at 7.89% discounted APR; Standard APR as low as 8.39%; Discount Available (Max 0.50%): 0.25% for Automatic Payment + 0.25% for Checking/Direct Deposit or Loyalty Rewards
Last Updated 10/29/2026
Rate History
No change since Oct 26, 2026 · 7.89% APR · checked 2 times
7.39%7.89%8.39%Oct 26, 2026: 7.89% APROct 26, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.81%
RVs & Boats - New RVs Loan - 8.00% 180 Months
Details As Low As; Starting at 8.00% discounted APR; Standard APR as low as 8.50%; Discount Available (Max 0.50%): 0.25% for Automatic Payment + 0.25% for Checking/Direct Deposit or Loyalty Rewards
Last Updated 10/29/2026
Rate History
1 change since Oct 19, 2026 · 8.50% → 8.00% ▼ 0.50 pts · high 8.50% / low 8.00%
7.50%8.25%9.00%Oct 19, 2026: 8.50% APROct 26, 2026: 8.00% APROct 19, 2026Nov 2, 2026
  • Oct 26, 20268.00%▼ from 8.50%
  • Oct 19, 20268.50%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.81%
Motorcycle Loan - Used - 8.14% 84 Months
Details As Low As; Starting at 8.14% discounted APR; Standard APR as low as 8.64%; Discount Available (Max 0.50%): 0.25% for Automatic Payment + 0.25% for Checking/Direct Deposit or Loyalty Rewards
Last Updated 10/29/2026
Rate History
No change since Oct 26, 2026 · 8.14% APR · checked 2 times
7.64%8.14%8.64%Oct 26, 2026: 8.14% APROct 26, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.81%
RVs & Boats - Used RVs Loan - 8.25% 180 Months
Details As Low As; Starting at 8.25% discounted APR; Standard APR as low as 8.75%; Discount Available (Max 0.50%): 0.25% for Automatic Payment + 0.25% for Checking/Direct Deposit or Loyalty Rewards
Last Updated 10/29/2026
Rate History
1 change since Oct 19, 2026 · 8.75% → 8.25% ▼ 0.50 pts · high 8.75% / low 8.25%
7.75%8.50%9.25%Oct 19, 2026: 8.75% APROct 26, 2026: 8.25% APROct 19, 2026Nov 2, 2026
  • Oct 26, 20268.25%▼ from 8.75%
  • Oct 19, 20268.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.81%
RVs & Boats - New Boats Loan - 9.49% 180 Months
Details As Low As; Starting at 9.49% discounted APR; Standard APR as low as 9.99%; Discount Available (Max 0.50%): 0.25% for Automatic Payment + 0.25% for Checking/Direct Deposit or Loyalty Rewards
Last Updated 10/29/2026
Rate History
1 change since Oct 19, 2026 · 9.99% → 9.49% ▼ 0.50 pts · high 9.99% / low 9.49%
8.99%9.74%10.49%Oct 19, 2026: 9.99% APROct 26, 2026: 9.49% APROct 19, 2026Nov 2, 2026
  • Oct 26, 20269.49%▼ from 9.99%
  • Oct 19, 20269.99%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.81%
RVs & Boats - Used Boats Loan - 9.74% 180 Months
Details As Low As; Starting at 9.74% discounted APR; Standard APR as low as 10.24%; Discount Available (Max 0.50%): 0.25% for Automatic Payment + 0.25% for Checking/Direct Deposit or Loyalty Rewards
Last Updated 10/29/2026
Rate History
1 change since Oct 19, 2026 · 10.24% → 9.74% ▼ 0.50 pts · high 10.24% / low 9.74%
9.24%9.99%10.74%Oct 19, 2026: 10.24% APROct 26, 2026: 9.74% APROct 19, 2026Nov 2, 2026
  • Oct 26, 20269.74%▼ from 10.24%
  • Oct 19, 202610.24%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.81%

Priority One Credit Union South Pasadena, CA Credit Card Rates

Product Rate APR View More
Platinum Credit Card - 12.75%
Details As Low As; Maximum Limits: $500 - $20,000
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 12.75% APR · checked 10 times
12.25%12.75%13.25%Sep 14, 2026: 12.75% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.81%
Classic Credit Card - 16.25%
Details As Low As; Maximum Limits: $500 - $10,000
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 16.25% APR · checked 10 times
15.75%16.25%16.75%Sep 14, 2026: 16.25% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.81%
Secured Credit Card - 19.75%
Details As Low As; Maximum Limits: $500 - $5,000
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 19.75% APR · checked 10 times
19.25%19.75%20.25%Sep 14, 2026: 19.75% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.81%

Priority One Credit Union South Pasadena, CA Personal Loan Rates

Product APR Term View More
Signature Loan 12.49% 1 to 60 Months
Details As Low As; Maximum Financing: $20,000
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 12.49% APR · checked 10 times
11.99%12.49%12.99%Sep 14, 2026: 12.49% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.81%

Priority One Credit Union South Pasadena, CA Other Rates

Product Rate Points APY/APR Term View More
IRA 0.40% - 0.40%
Min Deposit $20
Last Updated 10/29/2026
Rate History
No change since Oct 19, 2026 · 0.40% APY · checked 3 times
0.00%0.45%0.90%Oct 19, 2026: 0.40% APYOct 19, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.81%
Platinum Club (age 65 and over) 0.28% - 0.28% 3 Months
Min Deposit $1,000
Details Eligibility: age 65 and over; Minimum Balance to Open: $1,000
Last Updated 10/29/2026
Rate History
No change since Oct 26, 2026 · 0.28% APY · checked 2 times
0.00%0.39%0.78%Oct 26, 2026: 0.28% APYOct 26, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.81%
Platinum Club (age 65 and over) 0.33% - 0.33% 6 Months
Min Deposit $1,000
Details Eligibility: age 65 and over; Minimum Balance to Open: $1,000
Last Updated 10/29/2026
Rate History
No change since Oct 26, 2026 · 0.33% APY · checked 2 times
0.00%0.42%0.83%Oct 26, 2026: 0.33% APYOct 26, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.81%
Platinum Club (age 65 and over) 0.38% - 0.38% 12 Months
Min Deposit $1,000
Details Eligibility: age 65 and over; Minimum Balance to Open: $1,000
Last Updated 10/29/2026
Rate History
No change since Oct 26, 2026 · 0.38% APY · checked 2 times
0.00%0.44%0.88%Oct 26, 2026: 0.38% APYOct 26, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.81%
Platinum Club (age 65 and over) 0.58% - 0.58% 24 Months
Min Deposit $1,000
Details Eligibility: age 65 and over; Minimum Balance to Open: $1,000
Last Updated 10/29/2026
Rate History
No change since Oct 26, 2026 · 0.58% APY · checked 2 times
0.08%0.58%1.08%Oct 26, 2026: 0.58% APYOct 26, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.81%
Platinum Club (age 65 and over) 0.63% - 0.63% 36 Months
Min Deposit $1,000
Details Eligibility: age 65 and over; Minimum Balance to Open: $1,000
Last Updated 10/29/2026
Rate History
No change since Oct 26, 2026 · 0.63% APY · checked 2 times
0.13%0.63%1.13%Oct 26, 2026: 0.63% APYOct 26, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.81%

Financial Health History

Priority One Credit Union South Pasadena, CA’s Texas Ratio stayed near 0.83% in Q3 2023 to 0.81% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 0.5% 2.0★ 1.1% 3.0★ 1.6% 4.0★ 2.1% 5.0★ Healthy zone – entire history below the 15% limit 0.83% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 0.81% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$206M0.81%5.0A+
March 31, 2026$206M1.06%5.0A+
December 31, 2025$207M0.80%5.0A+
September 30, 2025$205M1.32%5.0A+
June 30, 2025$200M1.14%5.0A+
March 31, 2025$202M1.26%5.0A+
December 31, 2024$195M1.25%5.0A+
September 30, 2024$194M1.25%5.0A+
June 30, 2024$194M1.02%5.0A+
March 31, 2024$197M1.20%5.0A+
December 31, 2023$192M1.58%5.0A+
September 30, 2023$196M0.83%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Priority One Credit Union South Pasadena, CA is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Priority One Credit Union South Pasadena, CA rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Priority One Credit Union South Pasadena, CA's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Priority One Credit Union South Pasadena, CA
Address 1631 Huntington Dr, South Pasadena, CA 91030-4746
Phone 877-762-8663
Fax 626-441-1756
President Bobby Thomas
CEO Charles Wiggington, Sr.
Full-Time Employees 41
Part-Time Employees 2
Branch Locations 3
ATM Locations 3
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.81%
Return on Assets (ROA)
0.5062%
Return on Equity (ROE)
3.6289%
Non-Performing Loans Ratio (NPL)
0.25%
Total Assets
205,885,251
Total Amount of Shares and Deposits
178,593,970
Total Shares and Deposits < 1 Year
176,514,642
Total Shares and Deposits 1 3 Years
1,691,312
Total Shares and Deposits > 3 Years
388,016
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
7,154,364
Total Uninsured Shares and Deposits > $250K (F+J)
7,154,364
Total Insured Shares and Deposits > $250K (item 17 less item K)
171,439,606
Total Interest Expense (Sum of items 6 8)
613,687
Share Certificates
553
Number of Accounts for Share Drafts
12,018
IRA KEOGH Accounts
418
Number of Accounts for Regular Shares
18,581
Non Member Deposits
4
Money Market Shares
162
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
34,571,068
Total Liabilities
179,991,478
Source: NCUA — Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Priority One Credit Union South Pasadena, CA earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter, and this profile page always shows the latest results, so the code never needs to change.

<a href="https://www.monitorbankrates.com/credit-unions/priority-one-credit-union-rates-review-60024">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

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Frequently Asked Questions About Priority One Credit Union South Pasadena, CA

Does Priority One Credit Union South Pasadena, CA offer CDs?

Yes. Priority One Credit Union South Pasadena, CA current CD rates include its Long Term CD Accounts - 60 month at 0.83% APY, its Term CD Account - 36 month at 0.68% APY and its 36 Month Term CD Account at 0.63% APY, verified by MonitorBankRates as of October 29, 2026.

Are CDs from Priority One Credit Union South Pasadena, CA NCUA insured?

Yes. Priority One Credit Union South Pasadena, CA is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at Priority One Credit Union South Pasadena, CA?

The highest Priority One Credit Union South Pasadena, CA CD rate is its IRA CD Accounts - 60 month at 0.98% APY, verified by MonitorBankRates as of October 29, 2026.

What CD terms does Priority One Credit Union South Pasadena, CA offer?

Priority One Credit Union South Pasadena, CA CD rates are 0.33% APY for a 12 month CD, 0.43% APY for a 2 year CD, 0.68% APY for a 3 year CD, 0.63% APY for a 4 year CD and 0.83% APY for a 5 year CD, verified by MonitorBankRates as of October 29, 2026. The institution may offer other terms or specials that are not listed here, so check with Priority One Credit Union South Pasadena, CA for its full lineup.

What is the highest money market rate at Priority One Credit Union South Pasadena, CA?

The highest Priority One Credit Union South Pasadena, CA money market rate is its Money Market Tier 3 at 0.45% APY, verified by MonitorBankRates as of October 29, 2026.

What is the highest checking rate at Priority One Credit Union South Pasadena, CA?

The highest Priority One Credit Union South Pasadena, CA checking rate is its Premier Checking at 0.01% APY, verified by MonitorBankRates as of October 29, 2026.

What is the lowest auto loan rate at Priority One Credit Union South Pasadena, CA?

The lowest Priority One Credit Union South Pasadena, CA auto loan rate is its Used Auto Loan at 5.00% APR, verified by MonitorBankRates as of October 29, 2026.

What is the lowest personal loan rate at Priority One Credit Union South Pasadena, CA?

The lowest Priority One Credit Union South Pasadena, CA personal loan rate is its Signature Loan at 12.49% APR, verified by MonitorBankRates as of October 29, 2026.

What is the lowest credit card APR at Priority One Credit Union South Pasadena, CA?

The lowest Priority One Credit Union South Pasadena, CA credit card APR is its Platinum Credit Card at 12.75% APR, verified by MonitorBankRates as of October 29, 2026.

How many branches does Priority One Credit Union South Pasadena, CA operate?

Priority One Credit Union South Pasadena, CA currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Priority One Credit Union South Pasadena, CA?

Yes, to access services at Priority One Credit Union South Pasadena, CA, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Priority One Credit Union South Pasadena, CA does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Priority One Credit Union South Pasadena, CA provides members with tools to manage their accounts and build a solid financial history.

Does Priority One Credit Union South Pasadena, CA offer online and mobile banking?

Most modern institutions like Priority One Credit Union South Pasadena, CA provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.priorityonecu.org.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Priority One Credit Union South Pasadena, CA rates compare?

Priority One Credit Union South Pasadena, CA's CD rates are 80% lower than the MonitorBankRates national average, and it has an A+ health rating. Priority One Credit Union South Pasadena, CA's top rates are its IRA CD Accounts - 60 month at 0.98% APY, its Money Market Tier 3 at 0.45% APY, its Premier Checking at 0.01% APY, its Signature Loan at 12.49% APR and its Platinum Credit Card at 12.75% APR, verified by MonitorBankRates on October 29, 2026.

Current Priority One Credit Union South Pasadena, CA Rates

  • 12-Month CD0.33%
  • 24-Month CD0.43%
  • 60-Month CD0.83%
  • MMA0.45%
Retrieved from our database of financial products. Rates subject to change.