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iAdvertiser Disclosure
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 Howard University Employees Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 11, 2026
Howard University Employees Federal Credit Union's 11-month CDs rates are at 4.30%. Howard University Employees Federal Credit Union's Personal Loan Rates are at 4.74%. MonitorBankRates evaluates the financial stability of Howard University Employees Federal Credit Union with a 1.0 Star Rating, an F Overall Health Grade, and a Texas Ratio of 56.17%. Rates were last updated on 04/11/2026. Howard University Employees Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Howard University Employees Federal Credit Union? Share your experience about Howard University Employees Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Howard University Employees Federal Credit Union. Howard University Employees Federal Credit Union
Howard University Employees Federal Credit Union 2244 10th St NW
https://www.huefcu.org Washington, DC 20001 4012 
Howard University Employees Federal Credit Union CD Rates
Howard University Employees Federal Credit Union Home Equity & HELOC
Howard University Employees Federal Credit Union Auto Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Howard University Employees Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Howard University Employees Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Howard University Employees Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Howard University Employees Federal Credit Union
Website
https://www.huefcu.org
Address
2244 10th St NW,
Washington, DC 20001 4012
Phone
202-806-6128
Fax
202-806-4511
President
Lincoln Brown Jr
CEO
Michael Hines
Full-Time Employees
3
Part-Time Employees
0
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
1.0 / 5.0 ★
Overall Health & Safety Grade
F (32/100)
Texas Ratio
56.17%
Return on Assets (ROA)
-0.6880%
Return on Equity (ROE)
-13.0348%
Non-Performing Loans Ratio (NPL)
8.69%
Total Assets
10,591,046
Total Amount of Shares and Deposits
10,157,103
Total Shares and Deposits < 1 Year
10,154,338
Total Shares and Deposits 1 3 Years
2,765
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
46,598
Total Uninsured Shares and Deposits > $250K (F+J)
46,598
Total Insured Shares and Deposits > $250K (item 17 less item K)
10,110,505
Total Interest Expense (Sum of items 6 8)
10,911
Share Certificates
1
Number of Accounts for Share Drafts
427
IRA KEOGH Accounts
3
Number of Accounts for Regular Shares
1,457
Non Member Deposits
1
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
585,587
Total Liabilities
10,198,824
Source: NCUA — Last Updated 03/31/2024
Frequently Asked Questions About Howard University Employees Federal Credit UnionIs Howard University Employees Federal Credit Union a safe place to deposit money?Yes, Howard University Employees Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 56.166256440485%, the institution's financial health is rated as stable. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Howard University Employees Federal Credit Union operate?Howard University Employees Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Howard University Employees Federal Credit Union?Yes, to access services at Howard University Employees Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Howard University Employees Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Howard University Employees Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Howard University Employees Federal Credit Union offer online and mobile banking?Most modern institutions like Howard University Employees Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.huefcu.org. Current Howard University Employees Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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