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Hoyne Savings Bank Rates & Review April 2026

Hoyne Savings Bank's 7-Month Certificate rates are at 2.50%, 14-Month Certificate rates are at 2.00%, 3.5 3 1/2 Year Certificate rates are at 2.00%, 2.5 2 1/2 Year Certificate rates are at 1.50%, 5 Year Certificate rates are at 0.50%. Hoyne Savings Bank's savings rates are at 0.20%. Hoyne Savings Bank's money market rates are at 0.50%. MonitorBankRates evaluates the financial stability of Hoyne Savings Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.92%. Rates were last updated on 04/17/2026.

Hoyne Savings Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Hoyne Savings Bank? Share your experience about Hoyne Savings Bank by leaving a review below, or read customer reviews before you decide to use Hoyne Savings Bank.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.92%
Excellent Lower than avg
Hoyne Savings Bank
4786 N Milwaukee Ave
Chicago, IL 60630
https://www.hoyne.bank
Member FDIC

Hoyne Savings Bank CD Rates

Product Rate APY Term View More
7 Month Certificate 2.44% 2.50% 7
Min Deposit $1,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.92%
14 Month Certificate 1.96% 2.00% 14
Min Deposit $500
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.92%
3 1/2 Year Certificate 1.95% 2.00% 3.5
Min Deposit $500
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.92%
2 1/2 Year Certificate 1.47% 1.50% 2.5
Min Deposit $500
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.92%
5 Year Certificate 0.50% 0.50% 5
Min Deposit $500
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.92%
2 Year Certificate 0.35% 0.35% 2
Min Deposit $500
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.92%
1 1/2 Year Certificate 0.25% 0.25% 1.5
Min Deposit $500
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.92%
1 Year Certificate 0.20% 0.20% 1
Min Deposit $500
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.92%
182 Day Certificate 0.10% 0.10% 182
Min Deposit $1,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.92%
91 Day Certificate 0.05% 0.05% 91
Min Deposit $1,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.92%

Hoyne Savings Bank Savings Rates

Product Rate APY View More
Statement Savings 0.20% 0.20%
Min Deposit $100
Min Balance $100
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.92%

Hoyne Savings Bank Money Market Rates

Product Rate APY View More
Money Market Deposit Account 1.00% 1.00%
Min Deposit $1,000
Min Balance $100,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.92%
Money Market Deposit Account 0.94% 0.94%
Min Deposit $1,000
Min Balance $50,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.92%
Money Market Deposit Account 0.77% 0.77%
Min Deposit $1,000
Min Balance $25,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.92%
Money Market Deposit Account 0.55% 0.55%
Min Deposit $1,000
Min Balance $10,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.92%
Money Market Deposit Account 0.50% 0.50%
Min Deposit $1,000
Min Balance $0
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.92%

Hoyne Savings Bank Checking Rates

Product Rate APY View More
N.O.W. Checking 0.01% 0.01%
Min Deposit $500
Min Balance $0
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.92%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Hoyne Savings Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Hoyne Savings Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Hoyne Savings Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Hoyne Savings Bank
Bank Holding Company HOYNE BCORP INC
Address 4786 N Milwaukee Ave, Chicago, IL 60630  ·  Cook
FDIC Certificate # 28747
Established 01/01/1887
FDIC Insurance Date 08/09/1989
Domestic Offices 7
Total Branches 7
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 99/100
5.0
Exceptional Out of 5.0 Stars
2.92%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) -0.0070%
Return on Equity (ROE) -0.0400%
Non-Performing Loans (NPL) 0.34%
Total Assets $489,885,000
Total Deposits $357,250,000
Equity Capital $122,682,000
Net Income $1,490,000
Headquarters Chicago
Total Offices 7
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Frequently Asked Questions About Hoyne Savings Bank

Is Hoyne Savings Bank a safe place to deposit money?

Yes, Hoyne Savings Bank is considered a safe financial institution. With a Texas Ratio of 2.9155266757866%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Hoyne Savings Bank operate?

Hoyne Savings Bank currently maintains approximately 7 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Hoyne Savings Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Hoyne Savings Bank provides members with tools to manage their accounts and build a solid financial history.

Does Hoyne Savings Bank offer online and mobile banking?

Most modern institutions like Hoyne Savings Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.hoyne.bank.

Current Hoyne Savings Bank Rates

  • 12-Month CD0.20%
  • 24-Month CD0.25%
  • 60-Month CD0.50%
  • Savings0.20%
  • MMA0.50%
Retrieved from our database of financial products. Rates subject to change.