United Bank of Iowa CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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United Bank of IowaToday's 12-month CD rates can be found at 3.25%, 6-month CD rates at 0.05% and 3-month CD rates at 1.00%. Current savings rates are at 0.10% and money market rates are at 0.05%. Mortgage rates today on 30-year fixed loans are around 7.05%. Credit Card rates are at 8.50%. Personal Loan rates are at 10.00%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to United Bank of Iowa CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from United Bank of Iowa, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with United Bank of Iowa CD rates. You can also compare United Bank of Iowa savings rates, MMA rates and mortgage rates using our other rate lists.

United Bank of Iowa money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at United Bank of Iowa? Share your experience about United Bank of Iowa by leaving a review below, or read customer reviews before you decide to use United Bank of Iowa.

United Bank of Iowa Texas Ratio

United Bank of Iowa's Texas Ratio is at 4.22%, which is considered excellent. The Texas Ratio for United Bank of Iowa is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, United Bank of Iowa is a good bank worth considering, with an overall rating of 3 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
United Bank of Iowa
501 2nd St
Ida Grove, IA 51445
Member FDIC
MonitorBankRates' Rating
3/5
★★★☆☆

Compare United Bank of Iowa Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Western Nebraska Bank
Western Nebraska Bank
3-Month CD
5.09%
$250
Mound City Bank
Mound City Bank
3-Month CD (IntraFi)
4.79%
$10,000
JD Bank
JD Bank
10-Month CD Special
4.75%
$1,000
USAlliance Financial
USAlliance Financial
24-Month CD
4.50%
$500
FSB of St. Charles, MO
FSB of St. Charles, MO
7-Month CD (special)
4.50%
$5,000
Wintrust Bank
Wintrust Bank
23-Month CD
4.25%
$1,000
SaviBank
SaviBank
12-Month CD
4.25%
$500
Commerce Bank & Trust Winter Park, FL
Commerce Bank & Trust Winter Park, FL
24-Month CD
4.07%
$0
Achieva Credit Union
Achieva Credit Union
18-Month CD
4.00%
$500
American Bank, N.A. Le Mars, IA
American Bank, N.A. Le Mars, IA
36-Month CD Flex
3.75%
$10,000
Security Bank Tulsa, OK
Security Bank Tulsa, OK
Security Platinum 55 Checking
3.71%
$0
FNB of Bangor
FNB of Bangor
24-Month CD
3.55%
$1,000
Greene County Commercial Bank
Greene County Commercial Bank
7-Month CD
3.50%
$1,000
Monroe Federal S&L
Monroe Federal S&L
24-Month CD
3.50%
$1,000
The Grant County Bank
The Grant County Bank
18-Month CD
3.35%
$500
BankGloucester
BankGloucester
30-Month CD
3.34%
$500
Bank of Rantoul
Bank of Rantoul
48-Month CD
3.34%
$500
Jovia Federal Credit Union
Jovia Federal Credit Union
60-Month CD
3.25%
$100
Dieterich Bank
Dieterich Bank
18-Month CD
3.25%
$500
FSB Louise, TX
FSB Louise, TX
60-Month CD
3.03%
$1,000
Chesapeake Bank
Chesapeake Bank
6-Month CD
3.00%
$1,000
First National Bank of Hutchinson
First National Bank of Hutchinson
36-Month CD
2.77%
$5,000
Phelps County Bank
Phelps County Bank
60-Month CD
2.52%
$1,000
Monroe Savings Bank
Monroe Savings Bank
60-Month CD
2.50%
$500
State Bank of India US
State Bank of India US
60-Month CD
2.27%
$1,000
FNB of Pandora
FNB of Pandora
60-Month CD
2.27%
$1,000
Time Bank
Time Bank
36-Month CD
2.10%
$2,500
Frontier Community Bank
Frontier Community Bank
60-Month CD
1.80%
$1,000
Carson Bank
Carson Bank
36-Month CD
1.71%
$500
FNB of Groton
FNB of Groton
60-Month CD
1.61%
$1,000
Madison Valley Bank
Madison Valley Bank
12-Month CD
1.60%
$500
Home Loan Investment Bank
Home Loan Investment Bank
Premier Checking
1.50%
$2,500
F&M Bank of Hutsonville
F&M Bank of Hutsonville
36-Month CD
1.26%
$500
Hocking Valley Bank
Hocking Valley Bank
24-Month CD
1.20%
$1,000
Longview Bank
Longview Bank
Money Market
1.00%
$25,000
WVS West View SB
WVS West View SB
36-Month CD
1.00%
$500
Evergreen Federal Bank
Evergreen Federal Bank
24-Month CD
1.00%
$1,000
F&M Bank & Trust Burlington, IA
F&M Bank & Trust Burlington, IA
60-Month CD
0.77%
$500
FNB of Hope
Money Market
0.75%
$50,000
Fulton Bank
Fulton Bank
12-Month CD
0.70%
$1,000
Eclipse Bank
Eclipse Bank
48-Month CD
0.60%
$1,000
FSB of St. Charles, MO
FSB of St. Charles, MO
Savings
0.50%
$100
Hancock County SB
Hancock County SB
18-Month CD
0.50%
$500
Sullivan Bank
Sullivan Bank
24-Month CD
0.50%
$1,000
Citizens State Bank Hudson, WI
Citizens State Bank Hudson, WI
36-Month CD
0.37%
$500
Eagle Bank Everett, MA
Eagle Bank Everett, MA
24-Month CD
0.35%
$500
The Valley State Bank
The Valley State Bank
12-Month CD
0.25%
$500
Heartland State Bank Edgeley, ND
Heartland State Bank Edgeley, ND
Statement Savings
0.20%
$25
First Security State Bank Evansdale, IA
First Security State Bank Evansdale, IA
Savings
0.10%
$0
Haverhill Bank
Haverhill Bank
NOW Checking
0.05%
$10
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates May 28, 2024

Lender
Product
Rate
APR
Points
4.990%
5.287%
0.500
5.500%
5.614%
0.000
5.500%
5.716%
0.500
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
15-Year Fixed
5.750%
5.910%
0.000
5.870%
5.970%
0.000
15-Year Fixed Jumbo
5.875%
5.970%
0.000
5.950%
5.998%
0.000
6.000%
6.043%
0.000
15 Year Fixed
5.750%
6.046%
1.000
3/5 Conforming ARM
5.000%
6.053%
0.250
6.000%
6.056%
0.000
5.000%
6.063%
0.250
10-Year Power Rate Fixed
5.750%
6.068%
0.000
5.875%
6.079%
1.000
6.000%
6.084%
0.000
6.000%
6.084%
0.000
15-Year Power Rate Fixed
5.875%
6.101%
0.000
6.000%
6.121%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have United Bank of Iowa rate data right now, check back for updates, we are adding rates all the time.

United Bank of Iowa Information

United Bank of Iowa
501 2nd St
Ida Grove, IA 51445
Ida
Established Date: 02/04/1932
FDIC Certificate #: 958
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: IDA GROVE BANCSHARES INC
How Many Domestic U.S. Offices? 36
How Many Branches are There? 36
Is United Bank of Iowa FDIC Insured? Yes
What is United Bank of Iowa's Cert number? 958
What is the maximum amount for insured deposits? $250,000 per holder, per account

United Bank of Iowa Financials

Total Assets:
$2,316,503,000
Total Deposits:
$1,833,949,000
Equity Capital:
$171,129,000
Domestic Deposits:
$1,833,949,000
Net Income:
$6,675,000
Return on Assets:
1.2423%
Quarterly Return on Assets:
1.1500%
Pretax Return on Assets:
1.1984%
Pretax Quarterly Return on Assets:
1.2000%
Return on Equity:
14.4600%
Quarterly Return on Equity:
16.0700%
Leverage Tier 1 (Core Capital) Ratio:
9.5552%
Total Interest Income (YTD):
3.3171%
 
 
Headquarters:
Ida Grove
FDIC Field Office:
Sioux City
Regulator:
FDIC
County:
Ida
# of Offices:
36
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Kansas City
Source: FDIC

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American Bank Money Market Account rates are now at 0.25 percent with a yield of 0.25 percent. View current Money Market Account rates at American Bank below.

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