Idaho First Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
To see how these rates compare to Idaho First Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Idaho First Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Idaho First Bank CD rates. You can also compare Idaho First Bank savings rates, MMA rates and mortgage rates using our other rate lists. Idaho First Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Idaho First Bank? Share your experience about Idaho First Bank by leaving a review below, or read customer reviews before you decide to use Idaho First Bank. Idaho First Bank Texas Ratio Idaho First Bank's Texas Ratio is at 0.00%, which is considered excellent. The Texas Ratio for Idaho First Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Idaho First Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Compare Idaho First Bank Rates with Other Competitive Bank and Credit Union Rates
Citizens Savings Bank Spillville, IA
6-Month CD
4.15%
$1,000
Citizens National Bank of Albion
15-Month CD
4.06%
$1,000
mph.bank, a division of Liberty Savings Bank
Money Market
4.06%
$1
American Bank & Trust Co, Inc.
18-Month CD
4.00%
$1,000
International Bank of Chicago
Premier Money Market
4.00%
$250,000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates May 20, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Our apologies, we do not have Idaho First Bank rate data right now, check back for updates, we are adding rates all the time. Idaho First Bank InformationIdaho First Bank
475 E Deinhard LnMccall, ID 83638 Valley Established Date: 10/03/2005 FDIC Certificate #: 58095 Date of FDIC Deposit Insurance: 10/03/2005 Bank Holding Company: BAWAG GROUP AG How Many Domestic U.S. Offices? 8 How Many Branches are There? 8 Website: https://www.idahofirstbank.com
Is Idaho First Bank FDIC Insured? Yes
What is Idaho First Bank's Cert number? 58095
What is the maximum amount for insured deposits? $250,000 per holder, per account
Idaho First Bank FinancialsTotal Assets:
$655,354,000
Total Deposits:
$577,097,000
Equity Capital:
$68,557,000
Domestic Deposits:
$577,097,000
Net Income:
$1,614,000
Return on Assets:
0.9968%
Quarterly Return on Assets:
1.0000%
Pretax Return on Assets:
1.3540%
Pretax Quarterly Return on Assets:
1.3500%
Return on Equity:
11.3900%
Quarterly Return on Equity:
9.5300%
Common Equity Tier 1 Capital Ratio:
10.5268%
Tier 1 Risk-Based Capital Ratio:
10.5268%
Leverage Tier 1 (Core Capital) Ratio:
9.1516%
Total Risk-Based Capital Ratio (YTD):
11.7556%
Total Interest Income (YTD):
5.8822%
Headquarters:
Mccall
FDIC Field Office:
Salt Lake City
Regulator:
FDIC
County:
Valley
# of Offices:
8
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
San Francisco
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsThe average 30 year mortgage refinance rate is slightly lower this week over last week. 30 year mortgage refinance rates have been under 5.00 percent for three consecutive weeks. 30 year refinance interest rates are averaging 4.93 percent, down from last week’s average refinance rate of 4.95 percent. 15 year mortgage refinance rates were unchanged this week over last. The average 15 year mortgage refinance loan rate is averaging 4.35 percent.
 Believe it or not there is a fight brewing over CD Rates. The American Bankers Association's (ABA) President & CEO, Edward Yingling, sent a letter to the FDIC's Chairwoman, Sheila Bair, basically saying the FDIC needs to do it's job and stop Ally Bank (formally GMAC Bank) from offering some of the highest CD rates in the nation. Bank CD rates which are more than double the national average for some CD deposits
Current mortgage rates today are lower, after moving higher the past two weeks. Thankfully, bond yields fell late last week on news House Republicans were voting to raise the debt ceiling for another three months. 10 year bond yields fell 5 basis points to 1.84 percent after touching a high for the week at 1.89 percent on Thursday.
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Today's 12-month CD rates can be found at 0.20%, 6-month CD rates at 0.75% and 3-month CD rates at 0.55%. Current savings rates are at 0.05% and money market rates are at 2.27%. Mortgage rates today on 30-year fixed loans are around 7.01%. Credit Card rates are at 14.24%. Personal Loan rates are at 8.99%. All these rates, and more, can be found in our database of rates. 
