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Battle Creek State Bank Rates & Review April 2026

You can compare Battle Creek State Bank rates to other rates in our database, including 12-month CD rates currently at 2.27%, 6-month CD rates at 3.51% and 3-month CD rates at 0.95%. Savings rates are at 0.10% and money market rates are at 3.30%. Mortgage rates on 30-year fixed loans are around 6.03%. All these rates can be compared to Battle Creek State Bank rates. MonitorBankRates evaluates the financial stability of Battle Creek State Bank with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 04/04/2026.

Battle Creek State Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Battle Creek State Bank? Share your experience about Battle Creek State Bank by leaving a review below, or read customer reviews before you decide to use Battle Creek State Bank.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
--
No Data No data
Battle Creek State Bank
202 W Main St
Battle Creek, NE 68715
https://www.battlecreekstatebank.com
Member FDIC

Current Rate Availability

We do not have Battle Creek State Bank rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Battle Creek State Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Battle Creek State Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Battle Creek State Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Battle Creek State Bank
Bank Holding Company LOGAN VALLEY INVESTMENTS LLC
Address 202 W Main St, Battle Creek, NE 68715  ·  Madison
FDIC Certificate # 16330
Established 09/01/1943
FDIC Insurance Date 10/24/1945
Domestic Offices 1
Total Branches 1
Regulator FED
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 100/100
5.0
Exceptional Out of 5.0 Stars
0.00%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.7503%
Return on Equity (ROE) 6.2200%
Non-Performing Loans (NPL) 0.00%
Total Assets $53,974,000
Total Deposits $44,215,000
Equity Capital $9,573,000
Net Income $273,000
Headquarters Battle Creek
Total Offices 1
Source: FDIC  |  Last Updated 12/31/2025

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Frequently Asked Questions About Battle Creek State Bank

Is Battle Creek State Bank a safe place to deposit money?

Yes, Battle Creek State Bank is considered a safe financial institution. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Battle Creek State Bank operate?

Battle Creek State Bank currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Battle Creek State Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Battle Creek State Bank provides members with tools to manage their accounts and build a solid financial history.

Does Battle Creek State Bank offer online and mobile banking?

Most modern institutions like Battle Creek State Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.battlecreekstatebank.com.