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Paris Hi-Way Credit Union

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Paris Hi-Way Credit Union Rates & Review April 2026

Q: Is a member application needed to join Paris Hi-Way Credit Union?

Yes, to access services at Paris Hi-Way Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Paris Hi-Way Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 27, 2026

You can compare Paris Hi-Way Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 0.10%, 6-month share certificate rates at 0.15% and 3-month share certificate rates at 2.65%. Savings rates are at 0.10% and money market rates are at 0.50%. Mortgage rates on 30-year fixed loans are around 6.16%. All these rates can be compared to Paris Hi-Way Credit Union rates. MonitorBankRates evaluates the financial stability of Paris Hi-Way Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.11%. Rates were last updated on 04/27/2026.

Paris Hi-Way Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Paris Hi-Way Credit Union? Share your experience about Paris Hi-Way Credit Union by leaving a review below, or read customer reviews before you decide to use Paris Hi-Way Credit Union.

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

0.11%

Excellent Lower than avg

Paris Hi-Way Credit Union
Paris Hi Way Credit Union

13473 IL Highway 133
Paris, IL 61944

Current Rate Availability

We do not have Paris Hi-Way Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Paris Hi-Way Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Paris Hi-Way Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Paris Hi-Way Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Paris Hi-Way Credit Union

Website

Address 13473 IL Highway 133, Paris, IL 61944

Phone 217-463-1772

Fax 217-463-2081

President Kensil Garnett

CEO JILL COOMBES

Full-Time Employees 1

Part-Time Employees 0

Branch Locations 1

ATM Locations 0

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (100/100)

Texas Ratio

0.11%

Return on Assets (ROA)

1.7155%

Return on Equity (ROE)

10.1873%

Non-Performing Loans Ratio (NPL)

0.03%

Total Assets

10,789,819

Total Amount of Shares and Deposits

8,915,445

Total Shares and Deposits < 1 Year

8,915,445

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

120,812

Total Uninsured Shares and Deposits > $250K (F+J)

120,812

Total Insured Shares and Deposits > $250K (item 17 less item K)

8,794,633

Total Interest Expense (Sum of items 6 8)

86,750

Share Certificates

257

Number of Accounts for Regular Shares

956

Net Income (unless the amount is already included in Undivided Earnings)

185,099

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

880,639

Total Liabilities

8,972,869

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews

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Frequently Asked Questions About Paris Hi-Way Credit Union

Is Paris Hi-Way Credit Union a safe place to deposit money?

Yes, Paris Hi-Way Credit Union is considered a safe financial institution. With a Texas Ratio of 0.10572662979168%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Paris Hi-Way Credit Union operate?

Paris Hi-Way Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Paris Hi-Way Credit Union?

Yes, to access services at Paris Hi-Way Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Paris Hi-Way Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Paris Hi-Way Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Paris Hi-Way Credit Union offer online and mobile banking?

Most modern institutions like Paris Hi-Way Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online.