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Liberty National Bank

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Liberty National Bank Rates & Review April 2026

Item: Liberty National Bank
Rating: 4
Author: Lorenzo Balducci

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 16, 2026

You can compare Liberty National Bank rates to other rates in our database, including 12-month CD rates currently at 2.25%, 6-month CD rates at 3.95% and 3-month CD rates at 1.20%. Savings rates are at 0.75% and money market rates are at 0.55%. Mortgage rates on 30-year fixed loans are around 6.13%. All these rates can be compared to Liberty National Bank rates. MonitorBankRates evaluates the financial stability of Liberty National Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.23%. Rates were last updated on 04/16/2026.

Liberty National Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Liberty National Bank? Share your experience about Liberty National Bank by leaving a review below, or read customer reviews before you decide to use Liberty National Bank.

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

2.23%

Excellent Lower than avg

Liberty National Bank

629 Sw C Ave
Lawton, OK 73501

https://www.weareliberty.bank

Liberty National Bank Checking Rates

Product	Rate	APY	View More
Reward Checking	-	4.00%
No additional details. Last Updated 04/16/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.23%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Liberty National Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Liberty National Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Liberty National Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Liberty National Bank

Bank Holding Company B O E BANCSHARES INC

Address 629 Sw C Ave, Lawton, OK 73501 · Comanche

Website https://www.weareliberty.bank

FDIC Certificate # 11522

Established 01/01/1902

FDIC Insurance Date 01/01/1934

Domestic Offices 9

Total Branches 9

Regulator OCC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 99/100

5.0

Exceptional Out of 5.0 Stars

2.23%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 1.5989%

Return on Equity (ROE) 20.3300%

Non-Performing Loans (NPL) 0.15%

Total Assets $1,329,703,000

Total Deposits $1,189,399,000

Equity Capital $134,443,000

Net Income $28,243,000

Headquarters Lawton

Total Offices 9

Source: FDIC | Last Updated 12/31/2025

Customer Reviews

Lorenzo Balducci

★★★★☆

November 9, 2023

Liberty bank really took good care of me

Average Rating

★★★★☆

Total Reviews

Add Your Rating and Review for Liberty National Bank

Frequently Asked Questions About Liberty National Bank

Is Liberty National Bank a safe place to deposit money?

Yes, Liberty National Bank is considered a safe financial institution. With a Texas Ratio of 2.2343960892397%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Liberty National Bank operate?

Liberty National Bank currently maintains approximately 9 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Liberty National Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Liberty National Bank provides members with tools to manage their accounts and build a solid financial history.

Does Liberty National Bank offer online and mobile banking?

Most modern institutions like Liberty National Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.weareliberty.bank.