Geddes Federal S&L CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
Today's 12-month CD rates can be found at 3.50%, 6-month CD rates at 3.64% and 3-month CD rates at 3.75%. Current savings rates are at 0.10% and money market rates are at 0.30%. Mortgage rates today on 30-year fixed loans are around 6.28%. Credit Card rates are at 8.50%. Personal Loan rates are at 10.65%. All these rates, and more, can be found in our database of rates. Geddes Federal S&L's 60-Month CD rates are at 2.12%, 48-Month CD rates are at 1.91%, 36-Month CD rates are at 1.86%, 24-Month CD rates are at 1.76%, 18-Month CD rates are at 1.76%. Geddes Federal S&L's savings rates are at 0.05%. Geddes Federal S&L's money market rates are at 0.70%. Geddes Federal S&L's 30-Year Fixed Bi-weekly rates are at 6.69%, 7/1 ARM rates are at 6.50%, 5/1 ARM rates are at 6.50%, 15-Year Fixed Bi-weekly rates are at 6.00%.
To see how these rates compare to Geddes Federal S&L CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Geddes Federal S&L, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Geddes Federal S&L CD rates. You can also compare Geddes Federal S&L savings rates, MMA rates and mortgage rates using our other rate lists. Geddes Federal S&L money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Geddes Federal S&L? Share your experience about Geddes Federal S&L by leaving a review below, or read customer reviews before you decide to use Geddes Federal S&L. Geddes Federal S&L Texas Ratio Geddes Federal S&L's Texas Ratio is at 1.42%, which is considered excellent. The Texas Ratio for Geddes Federal S&L is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Geddes Federal S&L is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars. Geddes Federal S&L CD Rates and Interest Rates
Geddes Federal S&L
60-Month CD
2.12%
$500
Geddes Federal S&L
48-Month CD
1.91%
$500
Geddes Federal S&L
36-Month CD
1.86%
$500
Geddes Federal S&L
18-Month CD
1.76%
$500
Geddes Federal S&L
24-Month CD
1.76%
$500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Geddes Federal S&L Mortgage Rates
Geddes Federal S&L
15-Year Fixed Bi-weekly
6.000%
6.119%
0.000
Geddes Federal S&L
5/1 ARM
6.498%
6.125%
0.000
Geddes Federal S&L
7/1 ARM
6.504%
6.250%
0.000
Geddes Federal S&L
30-Year Fixed Bi-weekly
6.694%
6.625%
0.000
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Compare Geddes Federal S&L Rates with Other Competitive Bank and Credit Union Rates
Gesa Credit Union
SmartPlus Savings
5.00%
$0
TTNB Turbotville Bank
6-Month CD
4.25%
$5,000
SchoolsFirst Federal Credit Union
18-Month CD
4.15%
$500
Cornhusker Bank
60-Month CD
4.06%
$1,000
Kish Bank
12-Month CD
3.90%
$2,000
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Geddes Federal S&L Mortgage RatesShow More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Geddes Federal S&L InformationGeddes Federal S&L
2208 W Genesee StSyracuse, NY 13219 Onondaga Established Date: 01/01/1948 FDIC Certificate #: 30397 Date of FDIC Deposit Insurance: 08/09/1989 How Many Domestic U.S. Offices? 1 How Many Branches are There? 1 Website: https://www.geddesfederal.com
Is Geddes Federal S&L FDIC Insured? Yes
What is Geddes Federal S&L's Cert number? 30397
What is the maximum amount for insured deposits? $250,000 per holder, per account
Geddes Federal S&L FinancialsTotal Assets:
$649,326,000
Total Deposits:
$458,243,000
Equity Capital:
$99,026,000
Domestic Deposits:
$458,243,000
Net Income:
$211,000
Return on Assets:
0.2007%
Quarterly Return on Assets:
0.1300%
Pretax Return on Assets:
0.1582%
Pretax Quarterly Return on Assets:
0.1600%
Return on Equity:
1.2600%
Quarterly Return on Equity:
0.8500%
Leverage Tier 1 (Core Capital) Ratio:
15.8872%
Total Interest Income (YTD):
3.6912%
Headquarters:
Syracuse
FDIC Field Office:
Syracuse
Regulator:
OCC
County:
Onondaga
# of Offices:
1
Metropolitan Statistical Area (MSA):
Syracuse, NY
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsBy now you have probably heard the Fed didn't increase the fed funds rate this month so deposit rates have mostly remained the same. There is still hope for an increase in October's meeting but a lot will depend on September's employment report due to be released on Friday. Marathon Bank of New York is advertising some of the best CD rates currently available. Marathon Bank has been in business since 1989 and certificates of deposit are insured by the FDIC. Marathon Bank is advertising regular CD rates, jumbo CD rates and Individual Retirement Account (IRA) CD rates. The minimum opening deposit for regular CDs and IRA CDs is $1,000. Jumbo CDs have a minimum opening balance of $100,000.
Interest rates on certificates of deposit continue to move higher as banks and credit unions increase rates. The current increases are small but the big increases will come when the Federal Reserve increases the federal funds rate, sometime in 2015.
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