Geddes Federal S&L CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 0.25%, 6-month CD rates at 3.46% and 3-month CD rates at 2.52%. Current savings rates are at 0.36% and money market rates are at 0.75%. Mortgage rates today on 30-year fixed loans are around 7.30%. Credit Card rates are at 13.50%. Personal Loan rates are at 10.50%. All these rates, and more, can be found in our database of rates. Geddes Federal S&L's 14-Month CD (special) rates are at 5.00%, 30-Month CD (special) rates are at 4.25%, 60-Month CD rates are at 2.12%, 48-Month CD rates are at 1.91%, 36-Month CD rates are at 1.86%. Geddes Federal S&L's savings rates are at 0.05%. Geddes Federal S&L's money market rates are at 0.80%. Geddes Federal S&L's 7-1 ARM rates are at 6.25%, 30-Year Fixed Bi-weekly rates are at 6.88%, 5-1 ARM rates are at 6.00%, 10-1 ARM rates are at 6.38%, 15-Year Fixed Bi-weekly rates are at 6.38%.

Geddes Federal S&L

To see how these rates compare to Geddes Federal S&L CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Geddes Federal S&L, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Geddes Federal S&L CD rates. You can also compare Geddes Federal S&L savings rates, MMA rates and mortgage rates using our other rate lists.

Geddes Federal S&L money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Geddes Federal S&L? Share your experience about Geddes Federal S&L by leaving a review below, or read customer reviews before you decide to use Geddes Federal S&L.

Geddes Federal S&L Texas Ratio

Geddes Federal S&L's Texas Ratio is at 1.83%, which is considered excellent. The Texas Ratio for Geddes Federal S&L is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Geddes Federal S&L is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
1.30%
18-Month CD
1.76%
24-Month CD
1.76%
36-Month CD
1.86%
48-Month CD
1.91%
60-Month CD
2.12%
Savings
0.05%
MMA
0.80%
30-Year Fixed
6.96%
Credit Card
N/A
Personal Loan
N/A
Geddes Federal S&L
2208 W Genesee St
Syracuse, NY 13219
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Geddes Federal S&L CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Geddes Federal S&L
Geddes Federal S&L
14-Month CD (special)
5.00%
$500
Geddes Federal S&L
Geddes Federal S&L
30-Month CD (special)
4.25%
$500
Geddes Federal S&L
Geddes Federal S&L
60-Month CD
2.12%
$500
Geddes Federal S&L
Geddes Federal S&L
48-Month CD
1.91%
$500
Geddes Federal S&L
Geddes Federal S&L
36-Month CD
1.86%
$500
Geddes Federal S&L
Geddes Federal S&L
18-Month CD
1.76%
$500
Geddes Federal S&L
Geddes Federal S&L
24-Month CD
1.76%
$500
Geddes Federal S&L
Geddes Federal S&L
6-Month CD
1.30%
$500
Geddes Federal S&L
Geddes Federal S&L
12-Month CD
1.30%
$500
Geddes Federal S&L
Geddes Federal S&L
Money Market
0.80%
$250,000
Geddes Federal S&L
Geddes Federal S&L
Super Now Checking
0.20%
$50,000
Geddes Federal S&L
Geddes Federal S&L
Statement Savings
0.05%
$25
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Geddes Federal S&L Mortgage Rates

Lender
Product
Rate
APR
Points
Geddes Federal S&L
Geddes Federal S&L
15-Year Fixed Bi-weekly
6.375%
6.510%
0.000
Geddes Federal S&L
Geddes Federal S&L
10-1 ARM
6.375%
6.861%
0.000
Geddes Federal S&L
Geddes Federal S&L
5-1 ARM
6.000%
6.961%
0.000
Geddes Federal S&L
Geddes Federal S&L
30-Year Fixed Bi-weekly
6.875%
6.962%
0.000
Geddes Federal S&L
Geddes Federal S&L
7-1 ARM
6.250%
6.973%
0.000

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Geddes Federal S&L Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Riverside Bank of Dublin
Riverside Bank of Dublin
3-Month CD
5.60%
$500
EagleBank
EagleBank
12-Month CD
5.30%
$1,000
ProGrowth Bank
ProGrowth Bank
9-Month CD
5.15%
$10,000
Acadia Federal Credit Union
Acadia Federal Credit Union
12-Month CD
5.15%
$1,000
Quontic
Quontic
Money Market
5.00%
$100
Forte Bank
Forte Bank
15-Month CD (special)
4.58%
$1,000
ABCO Federal Credit Union
ABCO Federal Credit Union
24-Month CD
4.58%
$1,000
Mauch Chunk Trust Company
8-Month CD
4.50%
$10,000
Aroostook County FS&L Assoc.
Aroostook County FS&L Assoc.
24-Month CD
4.35%
$500
The Berkshire Bank
The Berkshire Bank
Gold Money Market
4.22%
$5,000,000
Cross River Bank
Cross River Bank
3-Month CD
4.15%
$500
Vast Bank
Vast Bank
Platinum Savings
4.05%
$0
Sallie Mae
Sallie Mae
36-Month CD
4.00%
$2,500
State Bank of Southern Utah
State Bank of Southern Utah
18-Month CD
4.00%
$500
Liberty Bank Poulsbo, WA
Liberty Bank Poulsbo, WA
36-Month CD (Jumbo)
3.92%
$100,000
The Bank of Tescott
The Bank of Tescott
12-Month CD
3.52%
$0
Finworth
Finworth
36-Month CD
3.30%
$50,000
Ivy Bank, a div of Cambridge Savings Bank
Ivy Bank, a div of Cambridge Savings Bank
36-Month CD
3.25%
$1,000
Riverside Savings Bank
Riverside Savings Bank
8-Month CD (special)
3.25%
$10,000
First Federal Bank Littlefield, Texas
First Federal Bank Littlefield, Texas
60-Month CD
2.98%
$1,000
PSECU
PSECU
60-Month CD
2.95%
$500
Haddon Savings Bank
Haddon Savings Bank
24-Month CD
2.75%
$500
First State Bank Tahlequah, OK
First State Bank Tahlequah, OK
60-Month CD
2.17%
$1,000
USAA
USAA
84-Month CD
2.02%
$1,000
First State Bank of Porter
First State Bank of Porter
36-Month CD
2.02%
$1,000
Timberland Bank
Timberland Bank
12-Month CD
2.02%
$500
WaFd Bank
WaFd Bank
High Yield Money Market
2.00%
$500,000
ACBLA
ACBLA
12-Month CD
2.00%
$500
State Bank of Graymont
State Bank of Graymont
Tiered Money Market
1.87%
$75,000
La Salle State Bank
La Salle State Bank
18-Month CD
1.51%
$1,000
American State Bank (TX)
American State Bank (TX)
18-Month CD
1.51%
$1,000
North Side Federal S&L of Chicago
North Side Federal S&L of Chicago
60-Month CD
1.50%
$2,000
Dundee Bank
Dundee Bank
60-Month CD
1.45%
$500
C&SB of Millersburg, Ohio
C&SB of Millersburg, Ohio
36-Month CD
1.26%
$500
Community Bank of Oelwein
Community Bank of Oelwein
12-Month CD
1.20%
$1,000
Peoples B&T Co. Ryan, OK
Peoples B&T Co. Ryan, OK
36-Month CD
1.00%
$500
Home SB of Wapakoneta
Home SB of Wapakoneta
12-Month CD
0.80%
$500
Lisle Savings Bank
Lisle Savings Bank
18-Month CD
0.60%
$2,000
North Valley Bank Zanesville, OH
North Valley Bank Zanesville, OH
36-Month CD
0.55%
$1,000
State Bank of the Lakes
State Bank of the Lakes
18-Month CD
0.50%
$1,000
Alliance Bank IN
Alliance Bank IN
Money Market
0.45%
$100,000
West Plains S&L
West Plains S&L
Passbook Savings
0.25%
$50
Commerce Bank Corinth, MS
Commerce Bank Corinth, MS
12-Month CD
0.20%
$500
Acadian Federal Credit Union
Acadian Federal Credit Union
Money Market
0.20%
$2,500
GN Bank
GN Bank
30-Month CD
0.15%
$1,000
Bangor Savings Bank
Bangor Savings Bank
Market Rate Savings
0.15%
$5,000
Cleveland State Bank
Cleveland State Bank
Savings Account
0.10%
$100
Union Federal S&L
Savings
0.10%
$100
FNB of Waterloo
FNB of Waterloo
Check Plus Checking
0.05%
$0
Mayville State Bank
Mayville State Bank
Passbook Savings
0.02%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Geddes Federal S&L Mortgage Rates

Lender
Product
Rate
APR
Points
4.990%
5.287%
0.500
4.750%
5.507%
0.000
5.000%
5.531%
0.000
5.500%
5.614%
0.000
5.500%
5.716%
0.500
5.625%
5.777%
0.500
5.625%
5.786%
0.000
15-Year Fixed
5.625%
5.799%
0.000
5.625%
5.820%
0.250
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
5.675%
5.894%
0.000
15 Year Fixed
5.625%
5.941%
1.000
5.750%
5.954%
1.000
5.750%
5.957%
0.000
5.875%
5.970%
0.000
15-Year Fixed (Jumbo)
5.875%
5.970%
0.000
5.950%
5.998%
0.000
5.875%
6.031%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Geddes Federal S&L Information

Geddes Federal S&L
2208 W Genesee St
Syracuse, NY 13219
Onondaga
Established Date: 01/01/1948
FDIC Certificate #: 30397
Date of FDIC Deposit Insurance: 03/30/1949
How Many Domestic U.S. Offices? 1
How Many Branches are There? 1
Is Geddes Federal S&L FDIC Insured? Yes
What is Geddes Federal S&L's Cert number? 30397
What is the maximum amount for insured deposits? $250,000 per holder, per account

Geddes Federal S&L Financials

Total Assets:
$609,396,000
Total Deposits:
$434,982,000
Equity Capital:
$98,670,000
Domestic Deposits:
$434,982,000
Net Income:
$532,000
Return on Assets:
0.4966%
Quarterly Return on Assets:
0.3500%
Pretax Return on Assets:
0.4326%
Pretax Quarterly Return on Assets:
0.4300%
Return on Equity:
3.1200%
Quarterly Return on Equity:
2.1600%
Leverage Tier 1 (Core Capital) Ratio:
16.0437%
Total Interest Income (YTD):
3.2267%
 
 
Headquarters:
Syracuse
FDIC Field Office:
Syracuse
Regulator:
OCC
County:
Onondaga
# of Offices:
1
Metropolitan Statistical Area (MSA):
Syracuse, NY
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC

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