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Advertiser Disclosure
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 Genesis Employees Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 26, 2026
Genesis Employees Credit Union's 18 Month CDs rates are at 3.54%, 12 Month CDs rates are at 3.49%, 6 Month CDs rates are at 3.29%. Genesis Employees Credit Union's money market rates are at 2.27%. Genesis Employees Credit Union's Personal Loan Rates are at 9.99%. MonitorBankRates evaluates the financial stability of Genesis Employees Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.83%. Rates were last updated on 03/26/2026. Genesis Employees Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Genesis Employees Credit Union? Share your experience about Genesis Employees Credit Union by leaving a review below, or read customer reviews before you decide to use Genesis Employees Credit Union. Genesis Employees Credit Union
Genesis Employees Credit Union 830 Bethesda Dr
https://genesisecu.com Zanesville, OH 43701 1895 
Genesis Employees Credit Union CD Rates
Genesis Employees Credit Union Money Market Rates
Genesis Employees Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Genesis Employees Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Genesis Employees Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Genesis Employees Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Genesis Employees Credit Union
Website
https://genesisecu.com
Address
830 Bethesda Dr,
Zanesville, OH 43701 1895
Phone
740-454-4603
Fax
740-455-4935
President
Shane Jenkins
CEO
Michael King
Full-Time Employees
5
Part-Time Employees
0
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (97/100)
Texas Ratio
6.83%
Return on Assets (ROA)
1.0443%
Return on Equity (ROE)
7.2654%
Non-Performing Loans Ratio (NPL)
1.79%
Total Assets
21,102,824
Total Amount of Shares and Deposits
17,998,289
Total Shares and Deposits < 1 Year
17,847,715
Total Shares and Deposits 1 3 Years
150,574
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
138,649
Total Uninsured Shares and Deposits > $250K (F+J)
138,649
Total Insured Shares and Deposits > $250K (item 17 less item K)
17,859,640
Total Interest Expense (Sum of items 6 8)
165,013
Share Certificates
181
Number of Accounts for Share Drafts
548
Number of Accounts for Regular Shares
5,067
Money Market Shares
47
Net Income (unless the amount is already included in Undivided Earnings)
220,380
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
2,350,675
Total Liabilities
18,076,988
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Genesis Employees Credit UnionIs Genesis Employees Credit Union a safe place to deposit money?Yes, Genesis Employees Credit Union is considered a safe financial institution. With a Texas Ratio of 6.8343802243588%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Genesis Employees Credit Union operate?Genesis Employees Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Genesis Employees Credit Union?Yes, to access services at Genesis Employees Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Genesis Employees Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Genesis Employees Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Genesis Employees Credit Union offer online and mobile banking?Most modern institutions like Genesis Employees Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://genesisecu.com. Current Genesis Employees Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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