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Intercity State Bank Rates & Review March 2026

Intercity State Bank's 36-Month CD rates are at 2.50%, 48-Month CD rates are at 2.50%, 60-Month CD rates are at 2.50%, 24-Month CD rates are at 2.25%, 12-Month CD rates are at 2.00%. Intercity State Bank's savings rates are at 0.25%. Intercity State Bank's money market rates are at 0.05%. Intercity State Bank's 15 Year Fixed rates are at 6.00%, 20 Year Fixed rates are at 6.50%, 30 Year Fixed rates are at 6.62%. MonitorBankRates evaluates the financial stability of Intercity State Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.13%. Rates were last updated on 03/27/2026.

Intercity State Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Intercity State Bank? Share your experience about Intercity State Bank by leaving a review below, or read customer reviews before you decide to use Intercity State Bank.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.13%
Excellent Lower than avg
Intercity State Bank
962 Grand Ave
Schofield, WI 54476
https://www.intercitystatebank.com
Member FDIC

Intercity State Bank CD Rates

Product Rate APY Term View More
36 Month CD 2.48% 2.50% 36
Min Deposit $1,000
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.13%
48 Month CD 2.48% 2.50% 48
Min Deposit $1,000
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.13%
60 Month CD 2.48% 2.50% 60
Min Deposit $1,000
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.13%
24 Month CD 2.23% 2.25% 24
Min Deposit $1,000
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.13%
12 Month CD 1.99% 2.00% 12
Min Deposit $1,000
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.13%
18 Month CD 1.99% 2.00% 18
Min Deposit $1,000
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.13%
06 Month CD 1.00% 1.00% 06
Min Deposit $1,000
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.13%
03 Month CD 0.50% 0.50% 03
Min Deposit $1,000
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.13%

Intercity State Bank Savings Rates

Product Rate APY View More
Health Savings Account 0.85% 0.85%
Min Deposit $50
Min Balance $25,000
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.13%
Health Savings Account 0.65% 0.65%
Min Balance $10,000
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.13%
Health Savings Account 0.55% 0.55%
Min Balance $2,500
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.13%
Health Savings Account 0.30% 0.30%
Details Qualifying balance up to $2,499.99
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.13%
Savings 0.25% 0.25%
Min Deposit $50
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.13%

Intercity State Bank Money Market Rates

Product Rate APY View More
Personal Investor Money Market 2.52% 2.55%
Min Deposit $10,000
Min Balance $300,000
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.13%
Personal Investor Money Market 1.24% 1.25%
Min Balance $150,000
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.13%
Personal Investor Money Market 1.00% 1.00%
Min Balance $75,000
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.13%
Money Market 0.30% 0.30%
Min Deposit $2,500
Min Balance $10,000
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.13%
Personal Investor Money Market 0.30% 0.30%
Min Balance $10,000
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.13%
Money Market 0.10% 0.10%
Min Balance $2,500
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.13%
Money Market 0.05% 0.05%
Min Balance $0
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.13%
Personal Investor Money Market 0.05% 0.05%
Min Balance $0
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.13%

Intercity State Bank Checking Rates

Product Rate APY View More
Super NOW Checking 0.10% 0.10%
Min Deposit $500
Min Balance $2,500
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.13%
Super NOW Checking 0.05% 0.05%
Min Balance $0
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.13%

Intercity State Bank Mortgage Rates

Product Rate Points APR Term View More
15 Year Fixed 6.00% - 6.16%
No additional details.
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.13%
20 Year Fixed 6.50% - 6.63%
No additional details.
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.13%
30 Year Fixed 6.63% - 6.72%
No additional details.
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.13%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Intercity State Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Intercity State Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Intercity State Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Intercity State Bank
Bank Holding Company BOSSHARD BANCO LTD
Address 962 Grand Ave, Schofield, WI 54476  ·  Marathon
FDIC Certificate # 17128
Established 07/14/1952
FDIC Insurance Date 07/14/1952
Domestic Offices 3
Total Branches 0
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 100/100
5.0
Exceptional Out of 5.0 Stars
0.13%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.1869%
Return on Equity (ROE) 5.8500%
Non-Performing Loans (NPL) 0.03%
Total Assets $260,455,000
Total Deposits $199,211,000
Equity Capital $60,156,000
Net Income $2,287,000
Headquarters Schofield
Total Offices 3
Source: FDIC  |  Last Updated 06/30/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Intercity State Bank

Is Intercity State Bank a safe place to deposit money?

Yes, Intercity State Bank is considered a safe financial institution. With a Texas Ratio of 0.13072143073659%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Intercity State Bank operate?

Intercity State Bank currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Intercity State Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Intercity State Bank provides members with tools to manage their accounts and build a solid financial history.

Does Intercity State Bank offer online and mobile banking?

Most modern institutions like Intercity State Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.intercitystatebank.com.

Current Intercity State Bank Rates

  • 12-Month CD2.00%
  • 18-Month CD2.00%
  • 24-Month CD2.25%
  • 36-Month CD2.50%
  • 48-Month CD2.50%
  • 60-Month CD2.50%
  • Savings0.25%
  • MMA0.05%
Retrieved from our database of financial products. Rates subject to change.