Bank of Fayette County CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

Today's 12-month CD rates can be found at 3.25%, 6-month CD rates at 3.53% and 3-month CD rates at 0.50%. Current savings rates are at 0.05% and money market rates are at 0.25%. Mortgage rates today on 30-year fixed loans are around 6.35%. Credit Card rates are at 13.04%. Personal Loan rates are at 14.85%. All these rates, and more, can be found in our database of rates. Bank of Fayette County's 9-Month CD rates are at 4.27%, 12-Month CD rates are at 4.00%, 18-Month CD rates are at 3.86%.

Bank of Fayette County

To see how these rates compare to Bank of Fayette County CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Bank of Fayette County, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Bank of Fayette County CD rates. You can also compare Bank of Fayette County savings rates, MMA rates and mortgage rates using our other rate lists.

Bank of Fayette County money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bank of Fayette County? Share your experience about Bank of Fayette County by leaving a review below, or read customer reviews before you decide to use Bank of Fayette County.

Bank of Fayette County Texas Ratio

Bank of Fayette County's Texas Ratio is at 9.52%, which is considered excellent. The Texas Ratio for Bank of Fayette County is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Bank of Fayette County is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate

APY/APR

vs Avg

12-Month CD

4.00%

2.52%

18-Month CD

3.86%

2.27%

24-Month CD

N/A

2.25%

36-Month CD

N/A

2.18%

48-Month CD

N/A

2.14%

60-Month CD

N/A

2.26%

Savings

N/A

0.62%

MMA

N/A

0.80%

30-Year Fixed

N/A

6.51%

Credit Card

N/A

14.10%

Personal Loan

N/A

11.27%

Bank of Fayette County

1265 Highway 57
Piperton, TN 38017

https://www.thebank1905.com

MonitorBankRates' Rating

4/5

★★★★☆

Review Bank of Fayette County

Bank of Fayette County CD Rates and Interest Rates

Bank of Fayette County

9-Month CD

4.27%

$1,000

Bank of Fayette County

12-Month CD

4.00%

$1,000

Bank of Fayette County

18-Month CD

3.86%

$1,000

Disclaimer

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Bank of Fayette County Rates with Other Competitive Bank and Credit Union Rates

First FarmBank

12-Month CD

4.00%

$1,000

Beacon Community Bank

18-Month CD

3.95%

$250

A+ Federal Credit Union

36-Month CD

3.76%

$1,000

Abington Bank

6-Month CD

3.75%

$1,000

Investment Savings Bank

12-Month CD

3.68%

$500

Touchmark Bank

6-Month CD

3.65%

$1,000

The Golden 1 Credit Union

48-Month CD

3.65%

$500

Harrison County Bank

36-Month CD

3.60%

$1,000

Ridgewood Savings Bank

60-Month CD

3.35%

$100

The Seymour Bank

48-Month CD

3.29%

$1,000

Boonville Federal Savings Bank

24-Month CD

3.03%

$500

Cleveland State Bank

60-Month CD

3.02%

$1,000

Camp Grove State Bank

24-Month CD

3.00%

$1,000

National Bank of Malvern

36-Month CD

3.00%

$500

4U Federal Credit Union

24-Month CD

2.79%

$1,000

Triad Bank, N.A.

36-Month CD

2.52%

$1,000

Gate City Bank

12-Month CD

2.50%

$1,000

River Falls State Bank

48-Month CD

2.47%

$500

Root River State Bank

60-Month CD

2.35%

$300

KeySavings Bank

30-Month CD

2.27%

$500

FCNB of St. Paris

18-Month CD

2.22%

$1,000

Timberland Bank

48-Month CD

2.02%

$500

G. W. Jones Exchange Bank

36-Month CD

1.96%

$500

FNB of Pandora

48-Month CD

1.76%

$1,000

SouthernTrust Bank

60-Month CD

1.56%

$1,000

Milli Bank

Savings

1.50%

Meridian Bank

Essential Savings

1.50%

$25

Bluff View Bank

24-Month CD

1.46%

$500

America First Federal Credit Union

Money Market

1.30%

$10,000

Round Top State Bank

60-Month CD

1.25%

$1,000

The Apple Creek Banking Company

24-Month CD

1.25%

$500

Jewett City Savings Bank

12-Month CD

1.00%

$1,000

American Bank & Trust Co, Inc.

Statement Savings

1.00%

$100

Texas Heritage National Bank

Money Market

1.00%

1st Colonial Community Bank

Statement Savings

0.60%

Hometown National Bank

Statement Savings

0.50%

$1,000

ESB Bank

Money Market

0.50%

Warsaw Federal S&L

30-Month CD

0.45%

$500

Commerce Bank Corinth, MS

36-Month CD

0.40%

$500

Peoples Bank of Kentucky

12-Month CD

0.30%

$1,000

Aberdeen Proving Ground FCU

Regular Savings

0.25%

Milford Bank

24-Month CD

0.15%

$1,000

Eastern Connecticut Savings Bank

Money Market

0.10%

$500

Boone Bank & Trust Co.

Premier Checking

0.10%

$25

FNB of South Carolina

Regular Savings

0.05%

$50

Milford Federal Bank

Regular Savings

0.05%

$10

OBC Bank

3-Month CD

0.05%

$1,000

NBT Bank

Statement Savings

0.03%

$25

Ohio State Bank

Money Market

0.01%

$2,500

Timberland Bank

Savings

0.01%

$50

Disclaimer

Mortgage Rates November 19, 2025

1st Northern California Credit Union

7-Year Fixed

3.990%

4.357%

0.750

1st Northern California Credit Union

10-Year Fixed

4.250%

4.514%

0.750

1st Northern California Credit Union

15-Year Fixed

4.500%

4.685%

0.750

DCU Digital Federal Credit Union

10-Year Fixed

4.875%

5.195%

1.125

State Employees Credit Union

10-Year Fixed

5.050%

5.243%

0.000

North Carolina Press Association Federal Credit Union

10 Year Fixed

5.050%

5.243%

0.000

Piedmont Advantage Credit Union

15-Year Fixed

5.000%

5.255%

0.000

Luana Savings Bank

15-Year Fixed

5.250%

5.299%

0.000

Navy Federal Credit Union

15-Year Fixed

5.125%

5.317%

0.250

First FSB of Champaign Urbana

10-Year Fixed

5.250%

5.319%

0.000

Mutual Security Credit Union

5/1 ARM

5.250%

5.362%

0.000

DCU Digital Federal Credit Union

15-Year Fixed

5.125%

5.370%

1.250

North Carolina Press Association Federal Credit Union

5 Year ARM

5.375%

5.378%

0.000

State Employees Credit Union

15-Year Fixed

5.250%

5.386%

0.000

North Carolina Press Association Federal Credit Union

15 Year Fixed

5.250%

5.386%

0.000

Abound Federal Credit Union

15-Year Fixed Jumbo

5.375%

5.400%

0.000

Sikorsky Credit Union

15-Year Fixed

5.375%

5.431%

0.000

A+ Federal Credit Union

15-Year Fixed

5.375%

5.476%

0.000

Abound Federal Credit Union

15-Year Fixed

5.375%

5.512%

0.000

1st Northern California Credit Union

15-Year Fixed (Jumbo)

5.375%

5.525%

0.750

Catskill Hudson Bank

15-Year Fixed

5.375%

5.528%

0.623

American Eagle Financial Credit Union

15-Year Fixed

5.375%

5.544%

0.000

GTE Federal Credit Union

15 Year Fixed

5.375%

5.547%

0.500

First FSB of Champaign Urbana

15-Year Fixed

5.500%

5.549%

0.000

American Bank, N.A. Le Mars, IA

10-Year Fixed

5.375%

5.552%

0.500

Disclaimer

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Bank of Fayette County Information

Bank of Fayette County

1265 Highway 57
Piperton, TN 38017
Shelby
Established Date: 04/26/1905
FDIC Certificate #: 10308
Date of FDIC Deposit Insurance: 01/01/1934

Bank Holding Company: MOSCOW BANCSHARES INC

How Many Domestic U.S. Offices? 13

How Many Branches are There? 13

Website: https://www.thebank1905.com

Is Bank of Fayette County FDIC Insured? Yes

What is Bank of Fayette County's Cert number? 10308

What is the maximum amount for insured deposits? $250,000 per holder, per account

Bank of Fayette County Financials

Total Assets:

$924,008,000

Total Deposits:

$772,615,000

Equity Capital:

$85,924,000

Domestic Deposits:

$772,615,000

Net Income:

$2,415,000

Return on Assets:

1.0450%

Quarterly Return on Assets:

1.0600%

Pretax Return on Assets:

1.3186%

Pretax Quarterly Return on Assets:

1.3200%

Return on Equity:

11.3700%

Quarterly Return on Equity:

11.3700%

Leverage Tier 1 (Core Capital) Ratio:

10.2274%

Total Interest Income (YTD):

6.0121%

Headquarters:

Piperton

FDIC Field Office:

Nashville

Regulator:

FED

County:

Shelby

# of Offices:

Metropolitan Statistical Area (MSA):

Memphis, TN-MS-AR

Consolidated Metropolitan Statistical Area (CMSA):

OTS Region:

Southeast

FDIC Region:

Dallas

Source: FDIC Last Updated 03/31/2024

FDIC List of Troubled Banks and the Texas Ratio

The Federal Deposit Insurance Corporation (FDIC) maintains a list of problem banks that isn't published or shared with anyone else. So how can the average depositor or lender know if their bank is a problem bank about to fail?

The Texas Ratio is one measure that might offer a clue. The ratio was developed by RBC Capital Markets analyst Gerard Cassidy in the 1980's to forecast which banks could fail during the 1980's real estate bubble...Deja vu, anyone?

The ratio is devised by comparing a bank's troubled loans to its capital. If the amount of bad loans equals or exceeds its capital, a ratio of 100% or higher, the bank might not have enough capital to cover its losses related to the bad loans on its books. Updated Failed Bank List Below:

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