Bank of Fayette County CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

Today's 12-month CD rates can be found at 1.26%, 6-month CD rates at 1.26% and 3-month CD rates at 0.55%. Current savings rates are at 1.00% and money market rates are at 1.00%. Mortgage rates today on 30-year fixed loans are around 6.49%. Credit Card rates are at 9.90%. Personal Loan rates are at 11.24%. All these rates, and more, can be found in our database of rates. Bank of Fayette County's 9-Month CD rates are at 4.27%, 12-Month CD rates are at 4.00%, 18-Month CD rates are at 3.86%.

Bank of Fayette County

To see how these rates compare to Bank of Fayette County CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Bank of Fayette County, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Bank of Fayette County CD rates. You can also compare Bank of Fayette County savings rates, MMA rates and mortgage rates using our other rate lists.

Bank of Fayette County money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bank of Fayette County? Share your experience about Bank of Fayette County by leaving a review below, or read customer reviews before you decide to use Bank of Fayette County.

Bank of Fayette County Texas Ratio

Bank of Fayette County's Texas Ratio is at 9.52%, which is considered excellent. The Texas Ratio for Bank of Fayette County is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Bank of Fayette County is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate

APY/APR

vs Avg

12-Month CD

4.00%

2.56%

18-Month CD

3.86%

2.29%

24-Month CD

N/A

2.29%

36-Month CD

N/A

2.21%

48-Month CD

N/A

2.14%

60-Month CD

N/A

2.26%

Savings

N/A

0.65%

MMA

N/A

1.04%

30-Year Fixed

N/A

6.63%

Credit Card

N/A

14.10%

Personal Loan

N/A

11.27%

Bank of Fayette County

1265 Highway 57
Piperton, TN 38017

https://www.thebank1905.com

MonitorBankRates' Rating

4/5

★★★★☆

Review Bank of Fayette County

Bank of Fayette County CD Rates and Interest Rates

Bank of Fayette County

9-Month CD

4.27%

$1,000

Bank of Fayette County

12-Month CD

4.00%

$1,000

Bank of Fayette County

18-Month CD

3.86%

$1,000

Disclaimer

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Bank of Fayette County Rates with Other Competitive Bank and Credit Union Rates

Metz Banking Company

12-Month CD

4.08%

$1,000

Perennial Bank

12-Month CD

4.04%

$1,000

Complex Community Federal Credit Union

6-Month CD

3.98%

$500

Peoples Savings Bank Urbana OH

12-Month CD

3.82%

$500

OBannon Bank

24-Month CD

3.80%

$1,000

First National Bank in Olney

12-Month CD

3.71%

$500

Colorado Federal Savings Bank

3-Month CD

3.50%

$5,000

Jarrettsville Federal S&L

18-Month CD

3.50%

$500

Beal Bank

24-Month CD

3.45%

$1,000

Sandy Spring Bank

60-Month CD

3.16%

$1,000

New Tripoli Bank

24-Month CD

3.00%

$500

Empire State Bank

18-Month CD

3.00%

$1,000

QNB Bank

6-Month CD

2.96%

$500

AAA Federal Credit Union

12-Month CD

2.95%

$500

Citizens State Bank Somerville, TX

24-Month CD

2.93%

$1,000

Mauch Chunk Trust Company

36-Month CD

2.83%

$500

Corebank

24-Month CD

2.78%

$1,000

Rising Bank

36-Month CD

2.75%

$1,000

Senath State Bank

Money Market

2.53%

$100,000

Farmers State Bank (Marion, IA)

6-Month CD

2.50%

$1,000

Superior National Bank

12-Month CD

2.50%

$500

Reliance State Bank

60-Month CD

2.11%

$2,500

Exchange State Bank Ames, IA

24-Month CD

2.00%

$1,000

Coastal Heritage Bank

60-Month CD

2.00%

$1,000

Seattle Bank

Business Interest Checking

1.90%

$250,000

Toyota Financial Savings Bank

Business Money Market

1.81%

$100,000

Security Bank of Southwest Missouri

60-Month CD

1.76%

$1,000

Peoples State Bank Ellettsville, IN

30-Month CD

1.66%

$500

Community Bank of Oelwein

60-Month CD

1.65%

$500

FNB Bank, Inc. Romney, WV

24-Month CD

1.25%

$1,000

Susquehanna Community Bank

24-Month CD

0.70%

$500

MCS Bank

120-Month CD

0.60%

$1,000

Mercer Savings Bank

60-Month CD

0.55%

$100

Lone Star Bank

Personal Money Market

0.50%

$25,000

St. Ansgar State Bank

Savings

0.50%

Alliance Bank IN

Money Market

0.45%

$100,000

Nebraska State Bank and Trust Company

Prestige Interest Checking

0.40%

$1,500

PCSB Bank

36-Month CD

0.30%

$500

USLA Union S&L

12-Month CD

0.30%

$1,000

Collinsville Building and Loan Association

48-Month CD

0.25%

$500

F&M Bank & Trust Burlington, IA

18-Month CD

0.25%

$500

Clinton Savings Bank

18-Month CD

0.25%

$10

Equitable S&L Co.

12-Month CD

0.15%

$500

Carson Bank

Savings

0.10%

$100

Community Bank Delaware

Safe Harbor Savings

0.10%

$100

Gouverneur S&L

Interest Checking

0.05%

$600

North Central Bank

Statement Savings

0.05%

$50

Westfield Bank

Classic Statement Savings

0.05%

$10

Grand Rapids SB

Interest Checking

0.03%

$500

Buckeye Community Bank

Statement Savings

0.01%

$50

Disclaimer

Mortgage Rates March 25, 2025

1st Northern California Credit Union

7-Year Fixed

3.990%

4.357%

0.750

1st Northern California Credit Union

10-Year Fixed

4.250%

4.514%

0.750

1st Northern California Credit Union

15-Year Fixed

4.500%

4.685%

0.750

Catskill Hudson Bank

15-Year Fixed

5.125%

5.243%

0.625

Americas First Federal Credit Union

15-Year Fixed

5.560%

5.250%

0.000

Lakewood Credit Union

15 Year Fixed

5.300%

5.390%

0.000

Sikorsky Credit Union

15-Year Fixed

5.375%

5.431%

0.000

DCU Digital Federal Credit Union

10-Year Fixed

5.125%

5.447%

1.125

Navy Federal Credit Union

15-Year Fixed

5.250%

5.482%

0.500

Pioneer Federal Credit Union

15-Year Fixed

5.250%

5.491%

0.000

Piedmont Advantage Credit Union

15-Year Fixed

5.250%

5.506%

0.000

Pittsford Federal Credit Union

15-Year Fixed

5.375%

5.507%

0.000

State Employees Credit Union

10-Year Fixed

5.300%

5.518%

0.000

North Carolina Press Association Federal Credit Union

10 Year Fixed

5.300%

5.518%

0.000

1st Northern California Credit Union

15-Year Fixed (Jumbo)

5.375%

5.525%

0.750

Abound Federal Credit Union

15-Year Fixed Jumbo

5.500%

5.526%

0.000

Pittsford Federal Credit Union

10-Year Fixed

5.375%

5.563%

0.000

First FSB of Champaign Urbana

10-Year Fixed

5.500%

5.569%

0.000

Nuvision Federal Credit Union

15-Year Fixed

5.250%

5.570%

1.250

DCU Digital Federal Credit Union

15-Year Fixed

5.375%

5.582%

1.000

Mutual Security Credit Union

5/1 ARM

5.500%

5.614%

0.000

Hawaii State Federal Credit Union

15 Year Fixed

5.250%

5.615%

1.750

Hatboro Federal Savings

15-Year Fixed

5.250%

5.629%

2.000

Abound Federal Credit Union

15-Year Fixed

5.500%

5.638%

0.000

Norfolk Community Federal Credit Union

10 Year Fixed

5.500%

5.639%

0.250

Disclaimer

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Bank of Fayette County Information

Bank of Fayette County

1265 Highway 57
Piperton, TN 38017
Shelby
Established Date: 04/26/1905
FDIC Certificate #: 10308
Date of FDIC Deposit Insurance: 01/01/1934

Bank Holding Company: MOSCOW BANCSHARES INC

How Many Domestic U.S. Offices? 13

How Many Branches are There? 13

Website: https://www.thebank1905.com

Is Bank of Fayette County FDIC Insured? Yes

What is Bank of Fayette County's Cert number? 10308

What is the maximum amount for insured deposits? $250,000 per holder, per account

Bank of Fayette County Financials

Total Assets:

$924,008,000

Total Deposits:

$772,615,000

Equity Capital:

$85,924,000

Domestic Deposits:

$772,615,000

Net Income:

$2,415,000

Return on Assets:

1.0450%

Quarterly Return on Assets:

1.0600%

Pretax Return on Assets:

1.3186%

Pretax Quarterly Return on Assets:

1.3200%

Return on Equity:

11.3700%

Quarterly Return on Equity:

11.3700%

Leverage Tier 1 (Core Capital) Ratio:

10.2274%

Total Interest Income (YTD):

6.0121%

Headquarters:

Piperton

FDIC Field Office:

Nashville

Regulator:

FED

County:

Shelby

# of Offices:

Metropolitan Statistical Area (MSA):

Memphis, TN-MS-AR

Consolidated Metropolitan Statistical Area (CMSA):

OTS Region:

Southeast

FDIC Region:

Dallas

Source: FDIC Last Updated 03/31/2024

FDIC List of Troubled Banks and the Texas Ratio

The Federal Deposit Insurance Corporation (FDIC) maintains a list of problem banks that isn't published or shared with anyone else. So how can the average depositor or lender know if their bank is a problem bank about to fail?

The Texas Ratio is one measure that might offer a clue. The ratio was developed by RBC Capital Markets analyst Gerard Cassidy in the 1980's to forecast which banks could fail during the 1980's real estate bubble...Deja vu, anyone?

The ratio is devised by comparing a bank's troubled loans to its capital. If the amount of bad loans equals or exceeds its capital, a ratio of 100% or higher, the bank might not have enough capital to cover its losses related to the bad loans on its books. Updated Failed Bank List Below:

Explore Other Rate Deals

CFG Community Bank CD Rates and Review: 12-Month Rate at 4.75% APY

Top Deposit Rates Still Offered by Online Banks

Average savings rates and money market rates continue to fall ever so slightly this month. While average rates have moved lower, savvy savers can find deposit rates much higher than the averages. The best rate deals these days are from online banks which offer rates much higher than the averages and much higher than traditional brick and mortar banks.

Highest 1 Year Bank Certificate of Deposit Rate Increased to 1.20% APY

Synchrony Bank is the latest bank to increase certificate of deposit rates before the expected 2015 fed funds rate increase by the Federal Reserve. Synchrony Bank has increased their 1 year CD rate to 1.19 percent with an APY of 1.20 percent. This rate is now the highest 1 year rate from a bank in our database.