☰

Home›
Banks›
Bank of Fayette County

iAdvertiser Disclosure

Bank of Fayette County Rates & Review August 2026

Item: Bank of Fayette County
Rating: 9788
Author: Lvsz

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: August 29, 2026

Bank of Fayette County rates are not currently in our database, but you can compare rates from other banks and credit unions we track: 12-month CD rates are currently at 2.92%, 6-month CD rates at 2.77% and 3-month CD rates at 2.55%. Savings rates are at 0.84% and money market rates are at 1.17%. Mortgage rates on 30-year fixed loans are around 6.69%. These rates come from our rate database, not Bank of Fayette County, and you can see how they compare in the Bank of Fayette County rate tables below. MonitorBankRates evaluates the financial stability of Bank of Fayette County with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 9.51%. Database rates last updated and verified on 08/29/2026.

Bank of Fayette County money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bank of Fayette County? Share your experience about Bank of Fayette County by leaving a review below, or read customer reviews before you decide to use Bank of Fayette County.

Overall Health & Safety Grade

Excellent Health Score: 95/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

9.51%

Excellent Higher than avg

The Bank of Fayette County

1265 Highway 57
Piperton, TN 38017

https://www.thebank1905.com

Current Rate Availability

We're not currently displaying rates for Bank of Fayette County, but our database is updated constantly — check back soon for the latest offers.

Are you with Bank of Fayette County? We'd love to add your institution's rates. Contact us to get your institution's rates listed on MonitorBankRates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Bank of Fayette County is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Bank of Fayette County rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Bank of Fayette County's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Bank of Fayette County

Bank Holding Company MOSCOW BANCSHARES INC

Address 1265 Highway 57, Piperton, TN 38017 · Shelby

Website https://www.thebank1905.com

FDIC Certificate # 10308

Established 04/26/1905

FDIC Insurance Date 01/01/1934

Domestic Offices 15

Total Branches 15

Regulator FED

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

Overall Health Grade Score: 95/100

5.0

Exceptional Out of 5.0 Stars

9.51%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 1.0450%

Return on Equity (ROE) 11.3700%

Non-Performing Loans (NPL) 0.70%

Total Assets $1,095,717,000

Total Deposits $947,061,000

Equity Capital $100,577,000

Net Income $10,551,000

Headquarters Piperton

Total Branches and Offices 15

Source: FDIC | Last Updated 12/31/2025

Customer Reviews

Lvsz

★★★★★

December 17, 2025

wVnE

Log in to reply Are you from Bank of Fayette County and want to reply to a review? Log in or register and verify yourself to reply as a representative from Bank of Fayette County.

Want to discuss Bank of Fayette County with other members? Visit our Community Reviews hub to see all reviews, ask questions, and join the conversation.

Average Rating

★★★★★

Total Reviews

Add Your Rating and Review for Bank of Fayette County

Frequently Asked Questions About Bank of Fayette County

How many branches does Bank of Fayette County operate?

Bank of Fayette County currently maintains approximately 15 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Bank of Fayette County does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Bank of Fayette County provides members with tools to manage their accounts and build a solid financial history.

Does Bank of Fayette County offer online and mobile banking?

Most modern institutions like Bank of Fayette County provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.thebank1905.com.