International Bank of Chicago CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

  1. Home
  2. Banks
  3. International Bank of Chicago Deposit Rates
Today's 12-month CD rates can be found at 1.01%, 6-month CD rates at 4.70% and 3-month CD rates at 0.25%. Current savings rates are at 0.10% and money market rates are at 0.25%. Mortgage rates today on 30-year fixed loans are around 6.97%. Credit Card rates are at 15.24%. Personal Loan rates are at 12.99%. All these rates, and more, can be found in our database of rates. International Bank of Chicago's 60-Month CD rates are at 1.75%, 48-Month CD rates are at 1.75%, 36-Month CD rates are at 1.75%, 30-Month CD rates are at 1.75%, 24-Month CD rates are at 1.75%. International Bank of Chicago's savings rates are at 1.00%. International Bank of Chicago's money market rates are at 2.35%.

International Bank of Chicago

To see how these rates compare to International Bank of Chicago CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from International Bank of Chicago, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with International Bank of Chicago CD rates. You can also compare International Bank of Chicago savings rates, MMA rates and mortgage rates using our other rate lists.

International Bank of Chicago money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at International Bank of Chicago? Share your experience about International Bank of Chicago by leaving a review below, or read customer reviews before you decide to use International Bank of Chicago.

International Bank of Chicago Texas Ratio

International Bank of Chicago's Texas Ratio is at 22.84%, which is considered excellent. The Texas Ratio for International Bank of Chicago is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, International Bank of Chicago is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
1.75%
18-Month CD
1.75%
24-Month CD
1.75%
36-Month CD
1.75%
48-Month CD
1.75%
60-Month CD
1.75%
Savings
1.00%
MMA
2.35%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
International Bank of Chicago
5069 N Broadway St
Chicago, IL 60640
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

International Bank of Chicago CD Rates and Interest Rates

Bank
Product
APY
Min Dep
International Bank of Chicago
International Bank of Chicago
Premier Money Market
4.00%
$250,000
International Bank of Chicago
International Bank of Chicago
Money Market
2.35%
$2,500
International Bank of Chicago
International Bank of Chicago
12-Month CD
1.75%
$1,000
International Bank of Chicago
International Bank of Chicago
18-Month CD
1.75%
$1,000
International Bank of Chicago
International Bank of Chicago
24-Month CD
1.75%
$1,000
International Bank of Chicago
International Bank of Chicago
30-Month CD
1.75%
$1,000
International Bank of Chicago
International Bank of Chicago
36-Month CD
1.75%
$1,000
International Bank of Chicago
International Bank of Chicago
48-Month CD
1.75%
$1,000
International Bank of Chicago
International Bank of Chicago
60-Month CD
1.75%
$1,000
International Bank of Chicago
International Bank of Chicago
NOW Checking
1.25%
$1,000
International Bank of Chicago
International Bank of Chicago
Savings
1.00%
$200
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare International Bank of Chicago Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
University Federal Credit Union
University Federal Credit Union
48-Month CD
4.00%
$1,000
Mountain Pacific Bank
Mountain Pacific Bank
12-Month CD
4.00%
$500
FinWise Bank
FinWise Bank
18-Month CD
3.95%
$500
Heritage Bank Minnesota
Heritage Bank Minnesota
18-Month CD
3.85%
$250
S&T Bank
S&T Bank
24-Month CD
3.75%
$500
EverBank
EverBank
30-Month CD
3.50%
$1,000
BLC Community Bank
BLC Community Bank
60-Month CD
3.40%
$2,500
Fidelity Co-operative Bank
Fidelity Co-operative Bank
Earn More Savings
3.40%
$5,000
Kish Bank
Kish Bank
36-Month CD
3.30%
$2,000
Customers Bank
Customers Bank
60-Month CD
3.25%
$500
The Grant County Bank
The Grant County Bank
36-Month CD
3.05%
$500
State Bank of Chilton
State Bank of Chilton
60-Month CD
3.02%
$1,000
National Bank of Malvern
National Bank of Malvern
36-Month CD
3.00%
$500
Portage Community Bank
Portage Community Bank
24-Month CD
2.75%
$1,000
Haddon Savings Bank
Haddon Savings Bank
48-Month CD
2.70%
$500
Bank of Hartington
Bank of Hartington
48-Month CD (TDC)
2.52%
$1,000
State Bank & Trust Company
State Bank & Trust Company
36-Month CD
2.27%
$1,000
Union Federal S&L
60-Month CD
2.25%
$200
First Bank Elk River
First Bank Elk River
24-Month CD
2.08%
$1
M.Y. Safra Bank
M.Y. Safra Bank
Platinum Money Market
2.00%
$5,000
Armstrong County Building and Loan Association
Armstrong County Building and Loan Association
12-Month CD
2.00%
$500
International Bank of Chicago
International Bank of Chicago
48-Month CD
1.75%
$1,000
FNB Of Nokomis
FNB Of Nokomis
24-Month CD
1.61%
$1,000
Southwest National Bank
Southwest National Bank
48-Month CD
1.55%
$500
North Shore Bank of Commerce
North Shore Bank of Commerce
12-Month CD
1.50%
$1,000
Fidelity State Bank and Trust Company
Fidelity State Bank and Trust Company
18-Month CD
1.26%
$1,000
FNB of Waverly
FNB of Waverly
48-Month CD
1.26%
$1,000
Mid-Missouri Bank
Mid-Missouri Bank
Kasasa Savings
1.00%
$100
Lincoln FSB of Nebraska
Lincoln FSB of Nebraska
18-Month CD
0.90%
$5,000
Columbus Bank and Trust Company
Columbus Bank and Trust Company
Savings
0.80%
$25,000
Farmers Bank Nicholasville, KY
Farmers Bank Nicholasville, KY
Savings
0.75%
$50
Teachers Federal Credit Union
Teachers Federal Credit Union
Money Market
0.75%
$2,500
Security Savings Bank
Security Savings Bank
Savings Round Up
0.70%
$0
Bank of Botetourt
Bank of Botetourt
24-Month CD
0.65%
$500
PSB Provident Savings Bank
PSB Provident Savings Bank
48-Month CD
0.63%
$1,000
DB&T
DB&T
48-Month CD
0.60%
$1,000
FNB in Taylorville
FNB in Taylorville
Money Market
0.50%
$2,500
Queenstown Bank
Queenstown Bank
48-Month CD
0.50%
$500
West Plains S&L
West Plains S&L
6-Month CD
0.45%
$1,000
NVE Bank
NVE Bank
60-Month CD
0.26%
$1,000
BankWest Of Kansas
BankWest Of Kansas
6-Month CD
0.25%
$0
First Hope Bank
First Hope Bank
18-Month CD
0.25%
$2,500
Peoples Savings Bank Urbana OH
Peoples Savings Bank Urbana OH
Statement Savings
0.20%
$100
First Hope Bank
First Hope Bank
12-Month CD
0.15%
$2,500
Cambridge Trust Company
Cambridge Trust Company
60-Month CD
0.15%
$500
United Bank of Philadelphia
United Bank of Philadelphia
12-Month CD
0.10%
$500
Dieterich Bank
Dieterich Bank
Save Green Personal Savings
0.10%
$0
Firstrust Savings Bank
Firstrust Savings Bank
Basic Savings
0.05%
$0
FNB of Peterstown
FNB of Peterstown
Savings
0.03%
$25
First Savings Bank of Hegewisch
First Savings Bank of Hegewisch
Variable Savings
0.02%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates February 19, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.125%
5.230%
0.000
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.500%
5.614%
0.000
5.500%
5.654%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.750%
5.756%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.750%
5.793%
0.000
5.625%
5.797%
0.000
5.750%
5.801%
0.000
5.750%
5.801%
0.000
15-Year Fixed
5.750%
5.806%
0.000
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
5.500%
5.820%
0.000
5.750%
5.832%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

International Bank of Chicago Information

International Bank of Chicago
5069 N Broadway St
Chicago, IL 60640
Cook
Established Date: 10/26/1992
FDIC Certificate #: 33708
Date of FDIC Deposit Insurance: 10/26/1992
Bank Holding Company: IBC BCORP INC
How Many Domestic U.S. Offices? 6
How Many Branches are There? 6
Is International Bank of Chicago FDIC Insured? Yes
What is International Bank of Chicago's Cert number? 33708
What is the maximum amount for insured deposits? $250,000 per holder, per account

International Bank of Chicago Financials

Total Assets:
$983,774,000
Total Deposits:
$826,437,000
Equity Capital:
$96,025,000
Domestic Deposits:
$826,437,000
Net Income:
$1,544,000
Return on Assets:
1.2935%
Quarterly Return on Assets:
0.6400%
Pretax Return on Assets:
0.6473%
Pretax Quarterly Return on Assets:
0.6500%
Return on Equity:
13.7400%
Quarterly Return on Equity:
6.4400%
Common Equity Tier 1 Capital Ratio:
16.7004%
Tier 1 Risk-Based Capital Ratio:
16.7004%
Leverage Tier 1 (Core Capital) Ratio:
10.7419%
Total Risk-Based Capital Ratio (YTD):
17.9628%
Total Interest Income (YTD):
5.0069%
 
 
Headquarters:
Chicago
FDIC Field Office:
Chicago
Regulator:
FDIC
County:
Cook
# of Offices:
6
Metropolitan Statistical Area (MSA):
Chicago-Naperville-Elgin, IL-IN-WI
Consolidated Metropolitan Statistical Area (CMSA):
Chicago-Gary-Kenosha, IL-IN-WI
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024

FDIC List of Troubled Banks and the Texas Ratio

The Federal Deposit Insurance Corporation (FDIC) maintains a list of problem banks that isn't published or shared with anyone else. So how can the average depositor or lender know if their bank is a problem bank about to fail?

The Texas Ratio is one measure that might offer a clue. The ratio was developed by RBC Capital Markets analyst Gerard Cassidy in the 1980's to forecast which banks could fail during the 1980's real estate bubble...Deja vu, anyone?

The ratio is devised by comparing a bank's troubled loans to its capital. If the amount of bad loans equals or exceeds its capital, a ratio of 100% or higher, the bank might not have enough capital to cover its losses related to the bad loans on its books. Updated Failed Bank List Below:

    Read more...

Explore Other Rate Deals

Current-Mortgage-Rates-Above-5.00-for-30-Year-MortgagesMortgage rates are lower this week compared to last week but conforming 30 year mortgage rates are back above 5.00%. Despite the Federal Reserve's announcement that it was going to gradually slow down the pace of buying mortgage-backed securities, mortgage rates have been slowly drifting down the past several weeks.
Haven Savings Bank of Hoboken, New Jersey, is advertising regular certificates of deposit and an 18 month Individual Retirement Account (IRA) certificate of deposit.
First Federal Savings & Loan of Independence, Kansas, is advertising regular CD rates, IRA CD rates and jumbo CD rates. First Federal Savings is also two Special CD Rates. The two Special CDs include their 12 Month Millenium CD and their 18 Month Mascot CD.

Bank or Credit Union Offers and Deals

Home Sales
Mortgage Rates Set to Move Lower on QE3
Fultdirect.com 6 Month CD Rates now at 0.15%
Refinance Rates and Mortgage Rates Higher This Week: 30 Year Conforming Mortgage Rates Averaging 4.49%, 30 Year Jumbo Mortgage Rates Averaging 5.02%
Mortgage Rates and Refinacing Rates Today, January 21, 2011: 30 Year Mortgage Rates and Refinance Rates Averaging 4.77%
EverBank Savings Account and Money Market Account Review
FirstFedDirect Bank Savings Account
Bangor Savings Bank 1 Year CD Rates now at 0.15%
ableBanking, a division of Northeast Bank 2 Year CD Rates now at 0.70%
Luana Savings Bank Rates and Reviews

Alternative Bank and Credit Union Offers to Explore

Top 1 Year CD Rate Now at 1.35 Percent
Recent CD Rate Changes Are Mostly Lower
Is a Brokered CD the Right Investment?
Current Mortgage Rates Decline: 30 Year Jumbo Mortgage Rates Averaging 4.22% Today
New Federal Reserve Rules for Home Mortgage Loans
Mortgage Rates Drop Again: 30 Year Mortgage Rates Averaging 4.76%
Breakdown of the Top Savings Rates and Money Market Rates This Week
Mortgage Rates Mostly Lower This Week 4/25: 30 Year Mortgage Rates at 4.85%
Dime Direct 6 Month Certificate of Deposit Rate
Highest Savings Yields and Money Market Account Yields in Charlotte, NC

International Bank of Chicago Reviews

There are no reviews for International Bank of Chicago yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for International Bank of Chicago
Your Name:
Your Rating:

See how International Bank of Chicago Compares to other banks