International Bank of Chicago CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

  1. Home
  2. Banks
  3. International Bank of Chicago Deposit Rates
Today's 12-month CD rates can be found at 3.04%, 6-month CD rates at 2.00% and 3-month CD rates at 0.05%. Current savings rates are at 0.01% and money market rates are at 0.50%. Mortgage rates today on 30-year fixed loans are around 6.95%. Credit Card rates are at 8.75%. Personal Loan rates are at 10.99%. All these rates, and more, can be found in our database of rates. International Bank of Chicago's 12-Month CD rates are at 1.75%, 60-Month CD rates are at 1.75%, 48-Month CD rates are at 1.75%, 36-Month CD rates are at 1.75%, 30-Month CD rates are at 1.75%. International Bank of Chicago's savings rates are at 1.00%. International Bank of Chicago's money market rates are at 2.35%.

International Bank of Chicago

To see how these rates compare to International Bank of Chicago CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from International Bank of Chicago, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with International Bank of Chicago CD rates. You can also compare International Bank of Chicago savings rates, MMA rates and mortgage rates using our other rate lists.

International Bank of Chicago money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at International Bank of Chicago? Share your experience about International Bank of Chicago by leaving a review below, or read customer reviews before you decide to use International Bank of Chicago.

International Bank of Chicago Texas Ratio

International Bank of Chicago's Texas Ratio is at 22.84%, which is considered excellent. The Texas Ratio for International Bank of Chicago is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, International Bank of Chicago is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
1.75%
18-Month CD
1.75%
24-Month CD
1.75%
36-Month CD
1.75%
48-Month CD
1.75%
60-Month CD
1.75%
Savings
1.00%
MMA
2.35%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
International Bank of Chicago
5069 N Broadway St
Chicago, IL 60640
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

International Bank of Chicago CD Rates and Interest Rates

Bank
Product
APY
Min Dep
International Bank of Chicago
International Bank of Chicago
Premier Money Market
4.00%
$250,000
International Bank of Chicago
International Bank of Chicago
Money Market
2.35%
$2,500
International Bank of Chicago
International Bank of Chicago
12-Month CD
1.75%
$1,000
International Bank of Chicago
International Bank of Chicago
18-Month CD
1.75%
$1,000
International Bank of Chicago
International Bank of Chicago
24-Month CD
1.75%
$1,000
International Bank of Chicago
International Bank of Chicago
30-Month CD
1.75%
$1,000
International Bank of Chicago
International Bank of Chicago
36-Month CD
1.75%
$1,000
International Bank of Chicago
International Bank of Chicago
48-Month CD
1.75%
$1,000
International Bank of Chicago
International Bank of Chicago
60-Month CD
1.75%
$1,000
International Bank of Chicago
International Bank of Chicago
NOW Checking
1.25%
$1,000
International Bank of Chicago
International Bank of Chicago
Savings
1.00%
$200
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare International Bank of Chicago Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Spring Valley City Bank
12-Month CD
4.01%
$1,000
Ixonia Bank
Ixonia Bank
12-Month CD
4.00%
$1,000
Compass Savings Bank
Compass Savings Bank
6-Month CD
3.92%
$500
Winchester Co-operative Bank
Winchester Co-operative Bank
18-Month CD
3.90%
$500
Union Bank, Inc.
Union Bank, Inc.
6-Month CD
3.70%
$2,500
NCS Bank
NCS Bank
60-Month CD
3.55%
$500
FSB of Burnet
FSB of Burnet
12-Month CD
3.49%
$1,000
Bonanza Valley State Bank
Bonanza Valley State Bank
60-Month CD
3.40%
$500
Central State Bank State Center, IA
Central State Bank State Center, IA
48-Month CD
3.33%
$1,500
Kearney Trust Company
Kearney Trust Company
36-Month CD
3.30%
$100
The Bank of Romney
The Bank of Romney
24-Month CD
3.30%
$1,000
Main Bank
Main Bank
24-Month CD
3.20%
$1,000
Putnam County State Bank
Putnam County State Bank
12-Month CD
3.04%
$500
Circuit Federal Credit Union
Circuit Federal Credit Union
24-Month CD
3.04%
$1,000
Adrian Bank
Adrian Bank
48-Month CD
2.77%
$1,000
5Star Bank
5Star Bank
30-Month CD
2.60%
$1,000
Western Nebraska Bank
Western Nebraska Bank
60-Month CD
2.52%
$250
First Security Bank of Deer Lodge
First Security Bank of Deer Lodge
30-Month CD
2.02%
$1,000
Gorham Savings Bank
Gorham Savings Bank
24-Month CD
2.00%
$500
Department of Commerce FCU
Department of Commerce FCU
24-Month CD
1.92%
$500
Achieva Credit Union
Achieva Credit Union
36-Month CD
1.80%
$500
Cross River Bank
Cross River Bank
I Connect/E Connect Savings
1.75%
$0
MutualOne Bank
MutualOne Bank
18-Month CD
1.75%
$500
InFirst Bank
InFirst Bank
60-Month CD
1.75%
$500
Education Credit Union
Education Credit Union
Super Money Market
1.65%
$2,500
Security FSB
Security FSB
60-Month CD
1.55%
$500
Northwest Community Bank
Northwest Community Bank
60-Month CD
1.50%
$500
Fremont Bank
Fremont Bank
18-Month CD
1.25%
$2,500
FNB of Waverly
FNB of Waverly
12-Month CD
1.11%
$1,000
First Harvest Federal Credit Union
First Harvest Federal Credit Union
12-Month CD
1.00%
$1,000
Citizens State Bank Sheldon, IA
Citizens State Bank Sheldon, IA
24-Month CD
0.75%
$500
Commonwealth Community Bank, Inc.
Commonwealth Community Bank, Inc.
36-Month CD
0.75%
$0
The Harrison B&L Assoc.
The Harrison B&L Assoc.
60-Month CD
0.75%
$1,000
Primebank
Primebank
Money Market
0.70%
$2,500
Clare Bank
Clare Bank
60-Month CD
0.65%
$500
USB Union Savings Bank
USB Union Savings Bank
48-Month CD
0.55%
$1,000
Greenville Federal
Greenville Federal
60-Month CD
0.50%
$500
Hancock County SB
Hancock County SB
18-Month CD
0.50%
$500
Freehold Bank
Freehold Bank
24-Month CD
0.45%
$500
Freedom Bank, Inc.
Freedom Bank, Inc.
12-Month CD
0.40%
$500
Nebraska State Bank and Trust Company
Nebraska State Bank and Trust Company
Prestige Interest Checking
0.35%
$1
Greenville National Bank
Greenville National Bank
Premier Money Market
0.30%
$5,000
North Shore Bank
North Shore Bank
48-Month CD
0.25%
$1,000
Heartland State Bank Edgeley, ND
Heartland State Bank Edgeley, ND
Super NOW Checking
0.20%
$2,500
Union Federal S&L
Savings
0.10%
$100
Citizens State Bank Sheldon, IA
Citizens State Bank Sheldon, IA
Super Savings
0.05%
$1,500
New Haven Bank
New Haven Bank
Money Market
0.05%
$1,000
North Shore Bank Co-op
Savings
0.05%
$10
Commercial Bank and Trust of PA
Commercial Bank and Trust of PA
Money Market
0.05%
$0
Mercer County State Bank
Savings
0.03%
$50
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates June 15, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.494%
0.000
4.750%
5.507%
0.000
5.375%
5.525%
0.750
5.000%
5.531%
0.000
5.250%
5.545%
1.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.500%
5.637%
0.000
5.625%
5.693%
0.000
5.500%
5.728%
1.125
30-Year Fixed
5.560%
5.730%
0.000
5.500%
5.759%
0.000
15-Year Fixed Jumbo
5.750%
5.776%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.250%
5.791%
2.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

International Bank of Chicago Information

International Bank of Chicago
5069 N Broadway St
Chicago, IL 60640
Cook
Established Date: 10/26/1992
FDIC Certificate #: 33708
Date of FDIC Deposit Insurance: 10/26/1992
Bank Holding Company: IBC BCORP INC
How Many Domestic U.S. Offices? 6
How Many Branches are There? 6
Is International Bank of Chicago FDIC Insured? Yes
What is International Bank of Chicago's Cert number? 33708
What is the maximum amount for insured deposits? $250,000 per holder, per account

International Bank of Chicago Financials

Total Assets:
$983,774,000
Total Deposits:
$826,437,000
Equity Capital:
$96,025,000
Domestic Deposits:
$826,437,000
Net Income:
$1,544,000
Return on Assets:
1.2935%
Quarterly Return on Assets:
0.6400%
Pretax Return on Assets:
0.6473%
Pretax Quarterly Return on Assets:
0.6500%
Return on Equity:
13.7400%
Quarterly Return on Equity:
6.4400%
Common Equity Tier 1 Capital Ratio:
16.7004%
Tier 1 Risk-Based Capital Ratio:
16.7004%
Leverage Tier 1 (Core Capital) Ratio:
10.7419%
Total Risk-Based Capital Ratio (YTD):
17.9628%
Total Interest Income (YTD):
5.0069%
 
 
Headquarters:
Chicago
FDIC Field Office:
Chicago
Regulator:
FDIC
County:
Cook
# of Offices:
6
Metropolitan Statistical Area (MSA):
Chicago-Naperville-Elgin, IL-IN-WI
Consolidated Metropolitan Statistical Area (CMSA):
Chicago-Gary-Kenosha, IL-IN-WI
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024

FDIC List of Troubled Banks and the Texas Ratio

The Federal Deposit Insurance Corporation (FDIC) maintains a list of problem banks that isn't published or shared with anyone else. So how can the average depositor or lender know if their bank is a problem bank about to fail?

The Texas Ratio is one measure that might offer a clue. The ratio was developed by RBC Capital Markets analyst Gerard Cassidy in the 1980's to forecast which banks could fail during the 1980's real estate bubble...Deja vu, anyone?

The ratio is devised by comparing a bank's troubled loans to its capital. If the amount of bad loans equals or exceeds its capital, a ratio of 100% or higher, the bank might not have enough capital to cover its losses related to the bad loans on its books. Updated Failed Bank List Below:

    Read more...

Explore Other Rate Deals

Current actions by The Bank of Japan (BOJ) will help force mortgage rates in the United States lower. The BOJ has started down an unprecedented path of stimulus by announcing their plan to purchase more than ¥100 trillion of Japanese government debt over the next two years. As a result of the BOJ's actions, investors are retreating from the Japanese bond market and looking for higher yields elsewhere in Europe and the United States.
Right now on our 1 year list of national CD rates E-Loan.com has the best rate. E-Loan is offering 1 year bank CD rates at 1.25% with a bank CD yield of 1.26%. E-Loan's rate is more than double the current national average 12 month CD rate of 0.559% as reported by MonitorBankRates.com.
Radius Bank Savings rates are now at 1.00 percent with a yield of 1.00 percent. View current Savings rates at Radius Bank below.

Bank or Credit Union Offers and Deals

Interest Rates are Stable as Fed Drops Asset Buys to $45 Billion a Month
Texas CD Rates: Top 12 Month CD Rate 1.25% APY 1.26%
Mortgage Rates Today Increase for the Third Consecutive Week
Mortgage Rates Fall and Applications Rise
Savings Rates Set to Increase in the 2nd or 3rd Quarter
Certificate of Deposit Calculator
Northwest Hills CU Savings Interest Accounts and Money Market Accounts
Heritage Bank 3 Month Jumbo CD Rates now at 0.10%
Mortgage Rates Drop Again as FOMC Continues Tapering
Fixed Mortgage Rates Increase but Remain Near Record Lows

Alternative Bank and Credit Union Offers to Explore

Mortgage Rates Decline, Lowest 30 Year Mortgage Rates at 3.875%
29.00% APY Leap Year CD Special at Motion Federal Credit Union
Colorado Federal Savings Bank CD Interest Rates and CD Yields
Auto Loan Rates in Virginia
Park National Bank CD Rates
Mortgage Rates: Updated May 4th
Mortgage Rates: Near Record Low Mortgage Rates Today, 30 Year Mortgage Rates at 4.17%
Bank Of Internet USA CD Interest Rates
Mortgage Rates Barely Change: 30 Year Mortgage Rates at 4.87%, 5 Year Adjustable Mortgage Rates at 3.72%
Annuities 101: Some Basics about a Misunderstood Product

International Bank of Chicago Reviews

There are no reviews for International Bank of Chicago yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for International Bank of Chicago
Your Name:
Your Rating:

See how International Bank of Chicago Compares to other banks