Capitol Federal Savings Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 3.53%, 6-month CD rates at 1.05% and 3-month CD rates at 0.10%. Current savings rates are at 0.04% and money market rates are at 0.07%. Mortgage rates today on 30-year fixed loans are around 6.46%. Credit Card rates are at 18.00%. Personal Loan rates are at 12.74%. All these rates, and more, can be found in our database of rates. Capitol Federal Savings Bank's 6-Month CD rates are at 4.00%, 48-Month CD rates are at 3.60%, 36-Month CD rates are at 3.50%, 12-Month CD rates are at 3.25%, 30-Month CD rates are at 3.00%.

Capitol Federal Savings Bank

To see how these rates compare to Capitol Federal Savings Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Capitol Federal Savings Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Capitol Federal Savings Bank CD rates. You can also compare Capitol Federal Savings Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Capitol Federal Savings Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Capitol Federal Savings Bank? Share your experience about Capitol Federal Savings Bank by leaving a review below, or read customer reviews before you decide to use Capitol Federal Savings Bank.

Capitol Federal Savings Bank Texas Ratio

Capitol Federal Savings Bank's Texas Ratio is at 1.07%, which is considered excellent. The Texas Ratio for Capitol Federal Savings Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Capitol Federal Savings Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.25%
18-Month CD
N/A
24-Month CD
3.00%
36-Month CD
3.50%
48-Month CD
3.60%
60-Month CD
2.50%
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Capitol Federal Savings Bank
700 S Kansas Ave
Topeka, KS 66603
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Capitol Federal Savings Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Capitol Federal Savings Bank
Capitol Federal Savings Bank
6-Month CD
4.00%
$1,000
Capitol Federal Savings Bank
Capitol Federal Savings Bank
48-Month CD
3.60%
$1,000
Capitol Federal Savings Bank
Capitol Federal Savings Bank
36-Month CD
3.50%
$1,000
Capitol Federal Savings Bank
Capitol Federal Savings Bank
12-Month CD
3.25%
$1,000
Capitol Federal Savings Bank
Capitol Federal Savings Bank
30-Month CD
3.00%
$1,000
Capitol Federal Savings Bank
Capitol Federal Savings Bank
24-Month CD
3.00%
$1,000
Capitol Federal Savings Bank
Capitol Federal Savings Bank
3-Month CD
2.50%
$1,000
Capitol Federal Savings Bank
Capitol Federal Savings Bank
60-Month CD
2.50%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Capitol Federal Savings Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Community Commerce Bank
Community Commerce Bank
24-Month CD
4.13%
$10,000
Home Savings Bank Salt Lake City, UT
Home Savings Bank Salt Lake City, UT
18-Month
4.10%
$5,000
Susquehanna Community Bank
Susquehanna Community Bank
Eagle Premium Savings
4.07%
$100,000
OBannon Bank
OBannon Bank
18-Month CD
4.06%
$1,000
CorTrust Bank
CorTrust Bank
48-Month CD
3.75%
$500
Fayette Savings Bank, SSB
Fayette Savings Bank, SSB
12-Month CD
3.60%
$1,000
Vystar Credit Union
Vystar Credit Union
48-Month CD
3.50%
$500
Gainey Business Bank
Gainey Business Bank
18-Month CD
3.35%
$5,000
Bank of Rantoul
Bank of Rantoul
48-Month CD
3.34%
$500
Wintrust Bank
Wintrust Bank
26-Month CD
3.20%
$1,000
Home Savings Bank Salt Lake City, UT
Home Savings Bank Salt Lake City, UT
36-Month CD
3.00%
$5,000
Adrian Bank
Adrian Bank
48-Month CD
2.77%
$1,000
Farmers and Drovers Bank
Farmers and Drovers Bank
3-Month CD
2.75%
$500
Fayetteville Bank
Fayetteville Bank
24-Month CD
2.50%
$1,000
Metropolitan Capital B&T
Metropolitan Capital B&T
12-Month CD
2.50%
$5,000
Fairview State Banking Company
Fairview State Banking Company
48-Month CD
2.48%
$2,500
Ladysmith Federal S&L
60-Month CD
2.47%
$1,000
Frontier Bank Sioux Falls, SD
Frontier Bank Sioux Falls, SD
12-Month CD
1.35%
$1,000
Bank Plus
Bank Plus
48-Month CD
1.25%
$1,000
FNB of Brookfield
FNB of Brookfield
Passbook Savings
1.21%
$200
Essex Savings Bank
Essex Savings Bank
60-Month CD
1.17%
$500
Oakdale State Bank
Oakdale State Bank
36-Month CD
1.10%
$1,000
American Bank & Trust Co, Inc.
American Bank & Trust Co, Inc.
Statement Savings
1.00%
$100
FNB in Taylorville
FNB in Taylorville
36-Month CD
0.80%
$1,000
West Plains S&L
West Plains S&L
36-Month CD
0.80%
$1,000
Winter Hill Bank
Winter Hill Bank
60-Month CD
0.75%
$500
Greenstate Credit Union
Greenstate Credit Union
60-Month CD
0.75%
$500
Unico Bank
Unico Bank
60-Month CD
0.70%
$1,000
State Bank Freeport, IL
State Bank Freeport, IL
60-Month CD
0.65%
$1,000
Eclipse Bank
Eclipse Bank
48-Month CD
0.60%
$1,000
Newtown Savings Bank
Newtown Savings Bank
Money Market
0.50%
$5,000
Union State Bank Pell City, AL
Union State Bank Pell City, AL
Regular Savings
0.50%
$25
First FSB of Mascoutah
First FSB of Mascoutah
Platinum Checking
0.35%
$500
Delaware NB of Delhi
Delaware NB of Delhi
Money Market
0.30%
$1,000
Bath State Bank
Bath State Bank
24-Month CD
0.30%
$500
Volunteer State Bank
Volunteer State Bank
Premium Money Market
0.25%
$100
Navy Federal Credit Union
Navy Federal Credit Union
Share Savings
0.25%
$5
First Community Bank of Hillsboro
First Community Bank of Hillsboro
12-Month CD
0.20%
$1,000
Vermont State Bank
Vermont State Bank
Savings
0.20%
$25
Central Federal SLA
Central Federal SLA
60-Month CD
0.15%
$2,500
First Hope Bank
First Hope Bank
12-Month CD
0.15%
$2,500
Southwest National Bank
Southwest National Bank
Money Market
0.15%
$2,500
Eclipse Bank
Eclipse Bank
Money Market
0.15%
$2,500
American National Bank - Fox Cities
American National Bank - Fox Cities
Money Market
0.14%
$0
TruBank
TruBank
Regular Savings
0.10%
$100
Watertown Savings Bank Watertown, MA
Watertown Savings Bank Watertown, MA
18-Month CD
0.10%
$1,000
Champlain National Bank
Champlain National Bank
Checking
0.05%
$0
Geddes Federal S&L
Geddes Federal S&L
Statement Savings
0.05%
$25
Gogebic Range Bank
Gogebic Range Bank
Range Savings
0.03%
$100
Ohio State Bank
Ohio State Bank
Savings
0.01%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates March 20, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Capitol Federal Savings Bank Information

Capitol Federal Savings Bank
700 S Kansas Ave
Topeka, KS 66603
Shawnee
Established Date: 01/01/1893
FDIC Certificate #: 27981
Date of FDIC Deposit Insurance: 08/09/1989
Bank Holding Company: CAPITOL FEDERAL FINANCIAL INC
How Many Domestic U.S. Offices? 49
How Many Branches are There? 48
Is Capitol Federal Savings Bank FDIC Insured? Yes
What is Capitol Federal Savings Bank's Cert number? 27981
What is the maximum amount for insured deposits? $250,000 per holder, per account

Capitol Federal Savings Bank Financials

Total Assets:
$9,733,351,000
Total Deposits:
$6,255,585,000
Equity Capital:
$943,135,000
Domestic Deposits:
$6,255,585,000
Net Income:
$13,708,000
Return on Assets:
-1.5548%
Quarterly Return on Assets:
0.5700%
Pretax Return on Assets:
0.7098%
Pretax Quarterly Return on Assets:
0.7100%
Return on Equity:
-16.5700%
Quarterly Return on Equity:
5.8400%
Common Equity Tier 1 Capital Ratio:
15.9731%
Tier 1 Risk-Based Capital Ratio:
15.9731%
Leverage Tier 1 (Core Capital) Ratio:
8.5409%
Total Risk-Based Capital Ratio (YTD):
16.4653%
Total Interest Income (YTD):
3.7723%
 
 
Headquarters:
Topeka
FDIC Field Office:
Kansas City
Regulator:
OCC
County:
Shawnee
# of Offices:
49
Metropolitan Statistical Area (MSA):
Topeka, KS
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

mba-30-year-mortgage-rates-at-502-mortgage-applications-dropThe Mortgage Bankers Association (MBAs,) released its weekly Mortgage Applications Survey showing applications for mortgages decreasing and mortgage rates going up  for the week ending October 9, 2009.
Average CD rates across are higher this week over last as banks increase rates to attract deposits. Banks have an incentive to lock in deposits at lower rates now before CD rates move sharply higher in the coming years. Average rates on certificates of deposit with terms of 3 months to 5 years moved higher.
credit-score-raising-your-fico-credit-scoreLet's face it, whether you like it or not credit is a fact of life. You can keep the amount of credit cards you have to a minimum and pay cash for everything but unless you have the cash to make all purchases outright - including buying a home - sooner or later you're going to have to use credit.

Bank or Credit Union Offers and Deals

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Capitol Federal Savings Bank Reviews

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