Capitol Federal Savings Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
Today's 12-month CD rates can be found at 2.53%, 6-month CD rates at 3.89% and 3-month CD rates at 0.10%. Current savings rates are at 0.01% and money market rates are at 0.12%. Mortgage rates today on 30-year fixed loans are around 6.41%. Credit Card rates are at 7.99%. Personal Loan rates are at 12.15%. All these rates, and more, can be found in our database of rates. Capitol Federal Savings Bank's 6-Month CD rates are at 3.50%, 48-Month CD rates are at 3.25%, 36-Month CD rates are at 3.25%, 24-Month CD rates are at 3.00%, 12-Month CD rates are at 3.00%.
To see how these rates compare to Capitol Federal Savings Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Capitol Federal Savings Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Capitol Federal Savings Bank CD rates. You can also compare Capitol Federal Savings Bank savings rates, MMA rates and mortgage rates using our other rate lists. Capitol Federal Savings Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Capitol Federal Savings Bank? Share your experience about Capitol Federal Savings Bank by leaving a review below, or read customer reviews before you decide to use Capitol Federal Savings Bank. Capitol Federal Savings Bank Texas Ratio Capitol Federal Savings Bank's Texas Ratio is at 1.07%, which is considered excellent. The Texas Ratio for Capitol Federal Savings Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Capitol Federal Savings Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Rate
APY/APR
vs Avg
Capitol Federal Savings Bank CD Rates and Interest Rates
Capitol Federal Savings Bank
6-Month CD
3.50%
$1,000
Capitol Federal Savings Bank
36-Month CD
3.25%
$1,000
Capitol Federal Savings Bank
48-Month CD
3.25%
$1,000
Capitol Federal Savings Bank
30-Month CD
3.00%
$1,000
Capitol Federal Savings Bank
12-Month CD
3.00%
$1,000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare Capitol Federal Savings Bank Rates with Other Competitive Bank and Credit Union Rates
Silver Lake Bank
Kasasa Checking
5.00%
$0
Bank of Star Valley
12-Month CD
4.16%
$250
Ukrainian Selfreliance Federal Credit Union
9-Month CD
4.07%
$500
Main Bank
12-Month CD
4.05%
$1,000
AbbyBank
12-Month CD
3.90%
$1,500
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates November 19, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Capitol Federal Savings Bank InformationCapitol Federal Savings Bank
700 S Kansas AveTopeka, KS 66603 Shawnee Established Date: 01/01/1893 FDIC Certificate #: 27981 Date of FDIC Deposit Insurance: 08/09/1989 Bank Holding Company: CAPITOL FEDERAL FINANCIAL INC How Many Domestic U.S. Offices? 49 How Many Branches are There? 48 Website: https://www.capfed.com
Is Capitol Federal Savings Bank FDIC Insured? Yes
What is Capitol Federal Savings Bank's Cert number? 27981
What is the maximum amount for insured deposits? $250,000 per holder, per account
Capitol Federal Savings Bank FinancialsTotal Assets:
$9,733,351,000
Total Deposits:
$6,255,585,000
Equity Capital:
$943,135,000
Domestic Deposits:
$6,255,585,000
Net Income:
$13,708,000
Return on Assets:
-1.5548%
Quarterly Return on Assets:
0.5700%
Pretax Return on Assets:
0.7098%
Pretax Quarterly Return on Assets:
0.7100%
Return on Equity:
-16.5700%
Quarterly Return on Equity:
5.8400%
Common Equity Tier 1 Capital Ratio:
15.9731%
Tier 1 Risk-Based Capital Ratio:
15.9731%
Leverage Tier 1 (Core Capital) Ratio:
8.5409%
Total Risk-Based Capital Ratio (YTD):
16.4653%
Total Interest Income (YTD):
3.7723%
Headquarters:
Topeka
FDIC Field Office:
Kansas City
Regulator:
OCC
County:
Shawnee
# of Offices:
49
Metropolitan Statistical Area (MSA):
Topeka, KS
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsHigher mortgage rates in 2018, combined with a low number of homes available for sale across the U.S., are hurting buyers. Mortgage rates are higher this year because economic growth has been robust, the unemployment rate has declined, and the Federal Reserve has increased interest rates.
 Mortgage rates are mostly lower with the exception of 30 year jumbo mortgage rates which increased 5 basis points this week. Shorter term jumbo mortgage rates declined significantly this past week. 1 year jumbo adjustable mortgage rates are down 60 basis points averaging 5.35 percent in the latest Weekly Mortgage Rates report released by MonitorBankRates.com.
 The 5.00% CD rate is back! Dime Direct is offering a promotional 6 month CD that yields 5.00%. To qualify for this promo CD rate you will need to open a Prime Dime Checking Account. The offer is only available in New York, New Jersey and Connecticut.
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