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Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

Northwest Bank Warren, PA Rates & Review November 2026

Northwest Bank Warren, PA's savings rates are at 4.00%. Northwest Bank Warren, PA's money market rates are at 0.05%. Northwest Bank Warren, PA's checking rates are as high as 0.01%. Northwest Bank Warren, PA's savings rates are 430% higher than the MonitorBankRates national average, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Northwest Bank Warren, PA with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.99%. Rates last updated and verified on 11/06/2026.

Northwest Bank Warren, PA money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Northwest Bank Warren, PA? Share your experience about Northwest Bank Warren, PA by leaving a review below, or read customer reviews before you decide to use Northwest Bank Warren, PA.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Bank Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
3.99%
Excellent Lower than avg
Health Trend ?
Improving 12 quarters
Full history ›
Northwest Bank
100 Liberty St
Warren, PA 16365
https://www.northwest.bank/
MemberFDIC
Customer Reviews
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Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.

Northwest Bank Warren, PA Savings Rates

Product Rate APY View More
Performance Savings - 4.00%
Min Deposit $1
Details $1 minimum opening deposit; No minimum balance requirement; No monthly service fees; Interest compounded and credited monthly; APY accurate as of March 30, 2026; Available in eligible markets only
Last Updated 11/06/2026
Rate History
No change since Sep 19, 2026 · 4.00% APY · checked 13 times
3.50%4.00%4.50%Sep 19, 2026: 4.00% APYSep 19, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.99%
Holiday Club - 0.01%
Min Deposit $1
Min Balance $0
Details Online Only; Effective as of 08/18/2022; Minimum balance of $0.01 in the account each day to obtain the disclosed APY; Minimum deposit of $1 required to open Club accounts
Last Updated 11/06/2026
Rate History
No change since Oct 20, 2026 · 0.01% APY · checked 5 times
0.00%0.26%0.51%Oct 20, 2026: 0.01% APYOct 20, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.99%
Statement Savings - 0.01%
Min Balance $100
Details Online Only; Effective as of 08/18/2022; Minimum average daily balance of $100.00 to obtain the disclosed APY
Last Updated 11/06/2026
Rate History
No change since Oct 20, 2026 · 0.01% APY · checked 5 times
0.00%0.26%0.51%Oct 20, 2026: 0.01% APYOct 20, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.99%
Vacation Club - 0.01%
Min Deposit $1
Min Balance $0
Details Online Only; Effective as of 08/18/2022; Minimum balance of $0.01 in the account each day to obtain the disclosed APY; Minimum deposit of $1 required to open Club accounts
Last Updated 11/06/2026
Rate History
No change since Oct 20, 2026 · 0.01% APY · checked 5 times
0.00%0.26%0.51%Oct 20, 2026: 0.01% APYOct 20, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.99%

Northwest Bank Warren, PA Money Market Rates

Product Rate APY View More
Affinity Money Market - 0.05%
Min Deposit $25
Min Balance $0
Details Balance: $0.01 - $4,999.99; Rates effective as of 08/18/2022 (online accounts)
Last Updated 11/06/2026
Rate History
No change since Sep 24, 2026 · 0.05% APY · checked 11 times
0.00%0.28%0.55%Sep 24, 2026: 0.05% APYSep 24, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.99%

Northwest Bank Warren, PA Checking Rates

Product Rate APY View More
Affinity Plus Checking - 0.01%
Min Balance $1,500
Details Online Only; Rates effective as of 08/18/2022; Minimum average daily balance of $1,500.00 to obtain the disclosed APY
Last Updated 11/06/2026
Rate History
No change since Oct 20, 2026 · 0.01% APY · checked 5 times
0.00%0.26%0.51%Oct 20, 2026: 0.01% APYOct 20, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.99%
Affinity Premier Checking - 0.01%
Min Balance $1,500
Details Online Only; Rates effective as of 08/18/2022; Minimum average daily balance of $1,500.00 to obtain the disclosed APY
Last Updated 11/06/2026
Rate History
No change since Oct 20, 2026 · 0.01% APY · checked 5 times
0.00%0.26%0.51%Oct 20, 2026: 0.01% APYOct 20, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.99%

Northwest Bank Warren, PA Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Loans - - 4.50%
Details As Low As; Annual Percentage Rate
Last Updated 11/06/2026
Rate History
1 change since Sep 15, 2026 · 4.25% → 4.50% ▲ 0.25 pts · high 4.50% / low 4.25%
3.75%4.38%5.00%Sep 15, 2026: 4.25% APROct 1, 2026: 4.50% APRSep 15, 2026Nov 9, 2026
  • Oct 1, 20264.50%▲ from 4.25%
  • Sep 15, 20264.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.99%

Financial Health History

Northwest Bank Warren, PA’s Texas Ratio fell from 5.26% in Q3 2023 to 3.99% in Q2 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a bank must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 4.1% 2.0★ 8.3% 3.0★ 12.4% 4.0★ 16.5% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 5.26% A+ Q3 2023 A Q4 2023 A Q1 2024 A Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A Q3 2025 A+ Q4 2025 A+ Q1 2026 3.99% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$17.2B3.99%5.0A+
March 31, 2026$16.9B4.05%5.0A+
December 31, 2025$16.8B4.94%5.0A+
September 30, 2025$16.4B6.38%5.0A
June 30, 2025$14.5B5.83%5.0A+
March 31, 2025$14.5B3.32%5.0A+
December 31, 2024$14.5B4.60%5.0A+
September 30, 2024$14.4B4.70%5.0A+
June 30, 2024$14.4B6.69%5.0A
March 31, 2024$14.6B6.30%5.0A
December 31, 2023$14.5B6.38%5.0A
September 30, 2023$14.4B5.26%5.0A+
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Northwest Bank Warren, PA is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Northwest Bank Warren, PA rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Northwest Bank Warren, PA's official website for the most current offers and terms.

Bank Profile & Overview

Bank Name Northwest Bank Warren, PA
Address 100 Liberty St, Warren, PA 16365  ·  Warren
Bank Holding Company NORTHWEST BANCSHARES INC
FDIC Certificate # 28178
Regulator FDIC
Established January 1, 1896
FDIC Insurance Date August 9, 1989
Domestic Offices 163
Total Branches 164
FDIC Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.99%
National Average Texas Ratio
5.85%
Return on Assets (ROA)
1.3237%
Return on Equity (ROE)
11.3500%
Non-Performing Loans Ratio (NPL)
0.53%
Total Assets
$17,206,047,000
Total Deposits
$14,386,113,000
Equity Capital
$1,996,087,000
Net Income
$112,274,000
Headquarters
Warren
Total Branches and Offices
163
Source: FDIC — Last Updated June 30, 2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Northwest Bank Warren, PA earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter, and this profile page always shows the latest results, so the code never needs to change.

<a href="https://www.monitorbankrates.com/banks/northwest-bank-warren-pa-rates-review-28178">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Frequently Asked Questions About Northwest Bank Warren, PA

What is the highest savings rate at Northwest Bank Warren, PA?

The highest Northwest Bank Warren, PA savings rate is its Performance Savings at 4.00% APY, verified by MonitorBankRates as of November 6, 2026.

What is the highest money market rate at Northwest Bank Warren, PA?

The highest Northwest Bank Warren, PA money market rate is its Affinity Money Market at 0.05% APY, verified by MonitorBankRates as of November 6, 2026.

What is the highest checking rate at Northwest Bank Warren, PA?

The highest Northwest Bank Warren, PA checking rate is its Affinity Plus Checking at 0.01% APY, verified by MonitorBankRates as of November 6, 2026.

How many branches does Northwest Bank Warren, PA operate?

Northwest Bank Warren, PA currently maintains approximately 164 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Northwest Bank Warren, PA does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Northwest Bank Warren, PA provides members with tools to manage their accounts and build a solid financial history.

Does Northwest Bank Warren, PA offer online and mobile banking?

Most modern institutions like Northwest Bank Warren, PA provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.northwest.bank/.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership or an existing account, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Northwest Bank Warren, PA rates compare?

Northwest Bank Warren, PA's savings rates are 430% higher than the MonitorBankRates national average, and it has an A+ health rating. Northwest Bank Warren, PA's top rates are its Performance Savings at 4.00% APY, its Affinity Money Market at 0.05% APY and its Affinity Plus Checking at 0.01% APY, verified by MonitorBankRates on November 6, 2026.

Current Northwest Bank Warren, PA Rates

  • Savings4.00%
  • MMA0.05%
Retrieved from our database of financial products. Rates subject to change.