Premier Bank Omaha, NE Rates and Review March 2026

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Premier Bank Omaha, NE's Certificates of Deposit 30-Month rates are at 3.55%, Certificates of Deposit 36-Month rates are at 3.55%, IRA Certificates of Deposit 30-Month rates are at 3.55%, IRA Certificates of Deposit 36-Month rates are at 3.55%, Certificates of Deposit 12-Month rates are at 3.29%. Premier Bank Omaha, NE's savings rates are at 0.40%. Premier Bank Omaha, NE's money market rates are at 0.40%. MonitorBankRates evaluates the financial stability of Premier Bank Omaha, NE with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.07%. Rates were last updated on 03/05/2026.

Premier Bank Omaha, NE

Rate Updates and Availability

Premier Bank Omaha, NE money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Premier Bank Omaha, NE? Share your experience about Premier Bank Omaha, NE by leaving a review below, or read customer reviews before you decide to use Premier Bank Omaha, NE.

Premier Bank Omaha, NE Texas Ratio

Premier Bank Omaha, NE's Texas Ratio is at 0.07%, which is considered excellent. The Texas Ratio for Premier Bank Omaha, NE is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

MonitorBankRates Rating

5.0
Exceptional
Out of 5.0 Stars

Premier Bank Omaha, NE has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Overall, Premier Bank Omaha, NE is a exceptional bank worth considering, with an overall rating of 5.0 stars out of 5 stars.

Overall Health & Safety Grade

A+
Exceptional Health
Score: 100/100

Premier Bank Omaha, NE has earned an overall safety grade of A+. This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability.

Current Interest Rates

Rate
APY/APR
vs. Avg
12-Month CD
3.29%
18-Month CD
3.29%
24-Month CD
3.29%
36-Month CD
3.55%
48-Month CD
N/A
60-Month CD
3.03%
Savings
0.40%
MMA
0.40%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Rates Last Updated: 03/05/2026

Premier Bank Omaha, NE
16802 Burke St
Omaha, NE 68118
Member FDIC
MonitorBankRates
Official Financial Rating
5.0
★★★★★
EXCEPTIONAL
🏆

Credit Unions:
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Premier Bank Omaha, NE CD Rates

Product Rate APY Term View More
Certificates of Deposit 30 Month 3.50% 3.55% 30
Min Balance$1,000
Last Updated 03/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.07%
Certificates of Deposit 36 Month 3.50% 3.55% 36
Min Balance$1,000
Last Updated 03/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.07%
IRA Certificates of Deposit 30 Month 3.50% 3.55% 30
Min Balance$1,000
Last Updated 03/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.07%
IRA Certificates of Deposit 36 Month 3.50% 3.55% 36
Min Balance$1,000
Last Updated 03/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.07%
Certificates of Deposit 12 Month 3.25% 3.29% 12
Min Balance$1,000
Last Updated 03/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.07%
Certificates of Deposit 18 Month 3.25% 3.29% 18
Min Balance$1,000
Last Updated 03/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.07%
Certificates of Deposit 24 Month 3.25% 3.29% 24
Min Balance$1,000
Last Updated 03/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.07%
IRA Certificates of Deposit 12 Month 3.25% 3.29% 12
Min Balance$1,000
Last Updated 03/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.07%
IRA Certificates of Deposit 18 Month 3.25% 3.29% 18
Min Balance$1,000
Last Updated 03/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.07%
IRA Certificates of Deposit 24 Month 3.25% 3.29% 24
Min Balance$1,000
Last Updated 03/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.07%
Certificates of Deposit 60 Month 3.00% 3.03% 60
Min Balance$1,000
Last Updated 03/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.07%
IRA Certificates of Deposit 60 Month 3.00% 3.03% 60
Min Balance$1,000
Last Updated 03/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.07%
Certificates of Deposit 6 Month 2.75% 2.78% 6
Min Balance$1,000
Last Updated 03/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.07%
IRA Certificates of Deposit 6 Month 2.75% 2.78% 6
Min Balance$1,000
Last Updated 03/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.07%
Certificates of Deposit 3 Month 2.25% 2.27% 3
Min Balance$1,000
Last Updated 03/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.07%
IRA Certificates of Deposit 3 Month 2.25% 2.27% 3
Min Balance$1,000
Last Updated 03/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.07%

Premier Bank Omaha, NE Savings Rates

Product Rate APY View More
Health Savings Account 0.40% 0.40%
Min Balance$500
Last Updated 03/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.07%
Premier Savings 0.40% 0.40%
No additional details.
Last Updated 03/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.07%

Premier Bank Omaha, NE Money Market Rates

Product Rate APY View More
IRA Money Market 2.30% 2.33%
Min Balance$500,000
Last Updated 03/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.07%
Premier Money Market 2.30% 2.33%
Min Balance$500,000
Last Updated 03/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.07%
IRA Money Market 1.80% 1.82%
Min Balance$100,000
Last Updated 03/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.07%
Premier Money Market 1.80% 1.82%
Min Balance$100,000
Last Updated 03/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.07%
IRA Money Market 0.80% 0.80%
Min Balance$50,000
Last Updated 03/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.07%
Premier Money Market 0.80% 0.80%
Min Balance$50,000
Last Updated 03/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.07%
IRA Money Market 0.55% 0.55%
Min Balance$10,000
Last Updated 03/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.07%
Premier Money Market 0.55% 0.55%
Min Balance$10,000
Last Updated 03/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.07%
IRA Money Market 0.40% 0.40%
No additional details.
Last Updated 03/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.07%
Premier Money Market 0.40% 0.40%
No additional details.
Last Updated 03/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.07%

Premier Bank Omaha, NE Checking Rates

Product Rate APY View More
Premier Platinum Checking 0.50% 0.50%
Min Balance$10,000
Last Updated 03/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.07%
Premier Plus Checking 0.50% 0.50%
Min Balance$10,000
Last Updated 03/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.07%
Premier Platinum Checking 0.30% 0.30%
Min Balance$1,000
Last Updated 03/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.07%
Premier Plus Checking 0.30% 0.30%
Min Balance$500
Last Updated 03/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.07%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Premier Bank Omaha, NE is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Premier Bank Omaha, NE rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Premier Bank Omaha, NE's official website for the most current offers and terms.

Bank Profile & Overview

Premier Bank Omaha, NE
16802 Burke St
Omaha, NE 68118
Douglas
Established Date: 08/01/1914
FDIC Certificate #: 12493
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: PREMIER BANCSHARES INC
How Many Domestic U.S. Offices? 5
How Many Branches are There? 5
Is Premier Bank Omaha, NE FDIC Insured? Yes
What is Premier Bank Omaha, NE's Cert number? 12493
What is the maximum amount for insured deposits? $250,000 per holder, per account

Financial Health & Assets

MonitorBankRates Star Rating:
5.0 / 5.0 ★
Overall Health & Safety Grade:
A+ (100/100)
Texas Ratio:
0.07%
Return on Assets (ROA):
1.4206%
Return on Equity (ROE):
11.4600%
Non-Performing Loans (NPL):
0.01%
Total Assets:
$336,828,000
Total Deposits:
$288,029,000
Equity Capital:
$41,078,000
Net Income:
$3,207,000
Headquarters:
Omaha
Regulator:
OCC
# of Offices:
5
Source: FDIC | Last Updated 12/31/2025

Customer Reviews

xdxi
★★★★★
December 17, 2025
QFxY
Average Rating
★★★★★
Total Reviews
1
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Frequently Asked Questions About Premier Bank Omaha, NE

How do I open an account at Premier Bank Omaha, NE?

You can typically open an account at Premier Bank Omaha, NE by visiting a local branch or applying through their official website.

Is there a first-time homebuyer program?

Currently, Premier Bank Omaha, NE provides a range of mortgage and home equity products.

Is Premier Bank Omaha, NE a safe place to deposit money?

Yes, Premier Bank Omaha, NE is considered a safe financial institution. Your accounts are federally insured by the FDIC up to $250,000 per depositor.

Does Premier Bank Omaha, NE offer online and mobile banking?

Most modern institutions like Premier Bank Omaha, NE provide digital access including online balance checks and transfers.

Current Premier Bank Omaha, NE Rates

ProductAPY
12-Month CD3.29%
18-Month CD3.29%
24-Month CD3.29%
36-Month CD3.55%
60-Month CD3.03%
Savings0.40%
MMA0.40%

Rates subject to change.