The Bank of the West CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 0.65%, 6-month CD rates at 3.90% and 3-month CD rates at 0.15%. Current savings rates are at 0.10% and money market rates are at 3.50%. Mortgage rates today on 30-year fixed loans are around 7.02%. Credit Card rates are at 15.40%. Personal Loan rates are at 12.99%. All these rates, and more, can be found in our database of rates. The Bank of the West's 12-Month CD rates are at 3.56%, 18-Month CD rates are at 3.04%, 24-Month CD rates are at 2.53%, 36-Month CD rates are at 2.02%, 48-Month CD rates are at 1.76%. The Bank of the West's savings rates are at 1.26%. The Bank of the West's money market rates are at 3.82%.

The Bank of the West

To see how these rates compare to The Bank of the West CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from The Bank of the West, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with The Bank of the West CD rates. You can also compare The Bank of the West savings rates, MMA rates and mortgage rates using our other rate lists.

The Bank of the West money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at The Bank of the West? Share your experience about The Bank of the West by leaving a review below, or read customer reviews before you decide to use The Bank of the West.

The Bank of the West Texas Ratio

The Bank of the West's Texas Ratio is at 3.53%, which is considered excellent. The Texas Ratio for The Bank of the West is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, The Bank of the West is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.56%
18-Month CD
3.04%
24-Month CD
2.53%
36-Month CD
2.02%
48-Month CD
1.76%
60-Month CD
N/A
Savings
1.26%
MMA
3.82%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
The Bank of the West
101 S Main St
Thomas, OK 73669
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

The Bank of the West CD Rates and Interest Rates

Bank
Product
APY
Min Dep
The Bank of the West
The Bank of the West
Money Market
3.82%
$1,500
The Bank of the West
The Bank of the West
12-Month CD
3.56%
$1,000
The Bank of the West
The Bank of the West
18-Month CD
3.04%
$1,000
The Bank of the West
The Bank of the West
24-Month CD
2.53%
$1,000
The Bank of the West
The Bank of the West
36-Month CD
2.02%
$1,000
The Bank of the West
The Bank of the West
48-Month CD
1.76%
$1,000
The Bank of the West
The Bank of the West
Savings
1.26%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare The Bank of the West Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Evans Bank
Evans Bank
Orange Saver Savings
5.00%
$0
Community Bank and Trust - West Georgia
Community Bank and Trust - West Georgia
6-Month CD
4.56%
$500
Community Commerce Bank
Community Commerce Bank
12-Month CD
4.39%
$10,000
University Federal Credit Union
University Federal Credit Union
24-Month CD
4.30%
$1,000
University Federal Credit Union
University Federal Credit Union
18-Month CD
4.20%
$1,000
Farm Bureau Bank FSB
Farm Bureau Bank FSB
6-Month CD (CDARS)
3.60%
$250,000
Bank of Brenham
Bank of Brenham
12-Month CD
3.50%
$1,000
Farmers and Drovers Bank
Farmers and Drovers Bank
12-Month CD
3.40%
$500
Silver Lake Bank
Silver Lake Bank
12-Month CD
3.25%
$500
National Bank of Blacksburg
National Bank of Blacksburg
60-Month CD
3.06%
$500
Community Bank of Cameron
Community Bank of Cameron
18-Month CD
3.03%
$1,000
Union State Bank of Everest
Union State Bank of Everest
24-Month CD
3.00%
$1,000
Cape Cod Five Cents Savings Bank
Cape Cod Five Cents Savings Bank
High Yield Savings
3.00%
$10,000
First National Bank of Hutchinson
First National Bank of Hutchinson
60-Month CD
2.97%
$5,000
First National Bank VA
First National Bank VA
18-Month CD
2.83%
$500
Bar Harbor SLA
Bar Harbor SLA
24-Month CD
2.73%
$500
Kish Bank
Kish Bank
Money Market
2.50%
$20,000
Bank of Brenham
Bank of Brenham
24-Month CD
2.50%
$1,000
Community Bank Bristow, OK
Community Bank Bristow, OK
36-Month CD
2.42%
$1,000
Jones Bank
Jones Bank
60-Month CD
2.25%
$500
Collinsville Bank
Collinsville Bank
36-Month CD
2.25%
$500
First National Bank of Shiner
First National Bank of Shiner
48-Month CD
2.25%
$1,000
Central Bank of Kansas City
Central Bank of Kansas City
6-Month CD
2.02%
$500
Maine Community Bank
Maine Community Bank
6-Month CD
2.00%
$500
Methuen Co-operative Bank
Methuen Co-operative Bank
24-Month CD
2.00%
$1,000
Home National Bank Racine, OH
Home National Bank Racine, OH
36-Month CD
1.75%
$500
La Salle State Bank
La Salle State Bank
12-Month CD
1.51%
$1,000
HomeBank
18-Month CD
1.31%
$2,500
Dieterich Bank
Dieterich Bank
Money Market Plus
1.06%
$500,000
Security Bank Laurel, NE
Security Bank Laurel, NE
SaveUp Savings
1.01%
$0
Fulton Bank
Fulton Bank
30-Month CD
1.01%
$1,000
Grove Bank
Grove Bank
Money Market
1.00%
$2,500
Winchester Co-operative Bank
Winchester Co-operative Bank
Statement Savings
1.00%
$1
C&SB of Millersburg, Ohio
C&SB of Millersburg, Ohio
24-Month CD
0.95%
$500
State Bank of Graymont
State Bank of Graymont
12-Month CD
0.90%
$1,000
T Bank
T Bank
T Savings
0.75%
$0
Mayville State Bank
Mayville State Bank
60-Month CD
0.70%
$1,000
Chester National Bank
Chester National Bank
48-Month CD
0.65%
$500
Spencer Savings Bank
Spencer Savings Bank
60-Month CD
0.65%
$1,000
FirstOak Bank
FirstOak Bank
6-Month CD
0.60%
$500
Commerce Bank Corinth, MS
Commerce Bank Corinth, MS
48-Month CD
0.45%
$500
Winter Hill Bank
Winter Hill Bank
Prestige Money Market
0.40%
$10
Minnstar Bank
Minnstar Bank
Money Market
0.25%
$0
Nebraska Bank of Commerce
Nebraska Bank of Commerce
Money Market
0.25%
$1,000
TTNB Turbotville Bank
TTNB Turbotville Bank
Money Market
0.25%
$2,500
Utah Independent Bank
Utah Independent Bank
Savings
0.20%
$25
Unity Bank
Unity Bank
24-Month CD
0.20%
$1,000
Cincinnatus S&L Co.
Cincinnatus S&L Co.
Statement Savings
0.05%
$100
Arundel Federal Savings Bank
Arundel Federal Savings Bank
Goal Maker Savings
0.04%
$5
Milford Bank
Milford Bank
Regular Savings
0.01%
$5
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates February 19, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.125%
5.230%
0.000
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.500%
5.614%
0.000
5.500%
5.654%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.750%
5.756%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.750%
5.793%
0.000
5.625%
5.797%
0.000
5.750%
5.801%
0.000
5.750%
5.801%
0.000
15-Year Fixed
5.750%
5.806%
0.000
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
5.500%
5.820%
0.000
5.750%
5.832%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

The Bank of the West Information

The Bank of the West
101 S Main St
Thomas, OK 73669
Custer
Established Date: 10/19/1984
FDIC Certificate #: 25703
Date of FDIC Deposit Insurance: 10/19/1984
Bank Holding Company: BANCWEST INC
How Many Domestic U.S. Offices? 4
How Many Branches are There? 4
Is The Bank of the West FDIC Insured? Yes
What is The Bank of the West's Cert number? 25703
What is the maximum amount for insured deposits? $250,000 per holder, per account

The Bank of the West Financials

Total Assets:
$170,052,000
Total Deposits:
$147,575,000
Equity Capital:
$21,240,000
Domestic Deposits:
$147,575,000
Net Income:
$1,171,000
Return on Assets:
2.5708%
Quarterly Return on Assets:
2.8300%
Pretax Return on Assets:
2.8271%
Pretax Quarterly Return on Assets:
2.8300%
Return on Equity:
20.0400%
Quarterly Return on Equity:
22.1200%
Common Equity Tier 1 Capital Ratio:
13.9383%
Tier 1 Risk-Based Capital Ratio:
13.9383%
Leverage Tier 1 (Core Capital) Ratio:
12.9016%
Total Risk-Based Capital Ratio (YTD):
15.1903%
Total Interest Income (YTD):
7.0298%
 
 
Headquarters:
Thomas
FDIC Field Office:
Oklahoma City
Regulator:
FDIC
County:
Custer
# of Offices:
4
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

CD rates and mortgage rates continue to head lower as poor economic data is released weekly. The latest weak economic data included an unexpected rise in first time claims for U.S. unemployment benefits which are now at a nine month high of 500,000 and a drop in manufacturing activity in the Philadelphia region.
Mortgage Rates Today in MarylandYou can find low mortgage rates today in Maryland if you're willing to do some research to get the lowest mortgage rates. Currently, on the rate table below, 30 year conventional Maryland mortgage rates are at 4.115 percent with 1.1o mortgage points. Today's 15 year conforming Maryland mortgage rates are at 3.24 percent with 1.10 mortgage points. Compare current mortgage rates in Maryland below and get the lowest rate for a home purchase or refinance.
Average bank CD rates are so low right now, today's 18 month CD rates are averaging only 1.13 percent. You can find CD rates higher than the national CD rates. Tennessee Commerce Bank has the best CD rate on our list of the top 18 month CD rates in San Antonia, TX.  TCB's current 18 month bank CD rate is 1.78 percent with an annual percentage yield of 1.80 percent. The minimum opening account balance is $2,500.

Bank or Credit Union Offers and Deals

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EverBank Money Market Account 25K Rates now at 0.61%
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Direction of CD Rates This Year
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Heritage Bank 3 Month Jumbo CD Rates now at 0.10%
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