The Bank of the West CD Rates, Savings & MMA, Mortgage & Loan Rates, ReviewsTo see how these rates compare to The Bank of the West CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from The Bank of the West, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with The Bank of the West CD rates. You can also compare The Bank of the West savings rates, MMA rates and mortgage rates using our other rate lists. The Bank of the West money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at The Bank of the West? Share your experience about The Bank of the West by leaving a review below, or read customer reviews before you decide to use The Bank of the West. The Bank of the West Texas Ratio The Bank of the West's Texas Ratio is at 3.53%, which is considered excellent. The Texas Ratio for The Bank of the West is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, The Bank of the West is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. The Bank of the West CD Rates and Interest Rates![]() The Bank of the West
Money Market
3.82%
$1,500
![]() The Bank of the West
12-Month CD
3.56%
$1,000
![]() The Bank of the West
18-Month CD
3.04%
$1,000
![]() The Bank of the West
24-Month CD
2.53%
$1,000
![]() The Bank of the West
36-Month CD
2.02%
$1,000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare The Bank of the West Rates with Other Competitive Bank and Credit Union Rates![]() Evans Bank
Orange Saver Savings
5.00%
$0
![]() Community Bank and Trust - West Georgia
6-Month CD
4.56%
$500
![]() Community Commerce Bank
12-Month CD
4.39%
$10,000
![]() University Federal Credit Union
24-Month CD
4.30%
$1,000
![]() University Federal Credit Union
18-Month CD
4.20%
$1,000
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates February 19, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. The Bank of the West InformationThe Bank of the West
101 S Main StThomas, OK 73669 Custer Established Date: 10/19/1984 FDIC Certificate #: 25703 Date of FDIC Deposit Insurance: 10/19/1984 Bank Holding Company: BANCWEST INC How Many Domestic U.S. Offices? 4 How Many Branches are There? 4 Website: https://www.thebankofthewest.com
Is The Bank of the West FDIC Insured? Yes
What is The Bank of the West's Cert number? 25703
What is the maximum amount for insured deposits? $250,000 per holder, per account
The Bank of the West FinancialsTotal Assets:
$170,052,000
Total Deposits:
$147,575,000
Equity Capital:
$21,240,000
Domestic Deposits:
$147,575,000
Net Income:
$1,171,000
Return on Assets:
2.5708%
Quarterly Return on Assets:
2.8300%
Pretax Return on Assets:
2.8271%
Pretax Quarterly Return on Assets:
2.8300%
Return on Equity:
20.0400%
Quarterly Return on Equity:
22.1200%
Common Equity Tier 1 Capital Ratio:
13.9383%
Tier 1 Risk-Based Capital Ratio:
13.9383%
Leverage Tier 1 (Core Capital) Ratio:
12.9016%
Total Risk-Based Capital Ratio (YTD):
15.1903%
Total Interest Income (YTD):
7.0298%
Headquarters:
Thomas
FDIC Field Office:
Oklahoma City
Regulator:
FDIC
County:
Custer
# of Offices:
4
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024
Explore Other Rate Deals![]() ![]() Average bank CD rates are so low right now, today's 18 month CD rates are averaging only 1.13 percent. You can find CD rates higher than the national CD rates. Tennessee Commerce Bank has the best CD rate on our list of the top 18 month CD rates in San Antonia, TX. TCB's current 18 month bank CD rate is 1.78 percent with an annual percentage yield of 1.80 percent. The minimum opening account balance is $2,500.
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