Emigrant Bank New York, NY CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Emigrant Bank New York, NYToday's 12-month CD rates can be found at 4.32%, 6-month CD rates at 1.25% and 3-month CD rates at 2.50%. Current savings rates are at 0.02% and money market rates are at 0.30%. Mortgage rates today on 30-year fixed loans are around 6.37%. Credit Card rates are at 12.50%. Personal Loan rates are at 10.99%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Emigrant Bank New York, NY CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Emigrant Bank New York, NY, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Emigrant Bank New York, NY CD rates. You can also compare Emigrant Bank New York, NY savings rates, MMA rates and mortgage rates using our other rate lists.

Emigrant Bank New York, NY money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Emigrant Bank New York, NY? Share your experience about Emigrant Bank New York, NY by leaving a review below, or read customer reviews before you decide to use Emigrant Bank New York, NY.

Emigrant Bank New York, NY Texas Ratio

Emigrant Bank New York, NY's Texas Ratio is at 11.89%, which is considered excellent. The Texas Ratio for Emigrant Bank New York, NY is higher than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Emigrant Bank New York, NY is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Emigrant Bank New York, NY
5 E 42nd St
New York, NY 10017
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Emigrant Bank New York, NY Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Grand Bank for Savings
Grand Bank for Savings
8-Month CD special
5.50%
$1,000
OSB Odin State Bank
OSB Odin State Bank
7-Month CD (special)
5.33%
$2,500
Vanguard
Vanguard
60-Month CD brokered
5.30%
$1,000
Trinity Bank, N.A.
Trinity Bank, N.A.
3-Month CD
5.00%
$1,000
First Federal S&L of McMinnville
First Federal S&L of McMinnville
6-Month CD
4.77%
$500
Northwestern Bank
Northwestern Bank
12-Month Jumbo CD
4.70%
$100,000
CNB Bank Direct, a div of Citizens National Bank
CNB Bank Direct, a div of Citizens National Bank
High Yield Savings Account
4.60%
$100
Deerwood Bank
Deerwood Bank
12-Month CD
4.52%
$1,000
Prime Alliance Bank
Prime Alliance Bank
24-Month CD
4.50%
$500
SpiritBank
SpiritBank
7-Month CD special
4.50%
$2,500
Midwest Bank Detroit Lakes, MN
Midwest Bank Detroit Lakes, MN
Money Market
4.25%
$5,000,000
HomePride Bank
HomePride Bank
12-Month CD
4.12%
$500
Peoples Bank of Deer Lodge
Peoples Bank of Deer Lodge
Money Market
4.06%
$150,000
Reliance State Bank
Reliance State Bank
12-Month CD
4.04%
$2,500
Discover Bank
Discover Bank
24-Month CD
4.00%
$2,500
The Citizens Bank of Georgia
The Citizens Bank of Georgia
24-Month CD
4.00%
$500
Freedom Bank of Virginia
Freedom Bank of Virginia
48-Month CD
4.00%
$500
EverBank
EverBank
3-Month CD
3.95%
$1,000
United States Senate Federal Credit Union
United States Senate Federal Credit Union
48-Month CD
3.82%
$1,000
VirtualBank
VirtualBank
48-Month CD
3.67%
$0
GTE Financial Credit Union
GTE Financial Credit Union
30-Month CD Jumbo
3.56%
$100,000
F&M Bank of Hutsonville
F&M Bank of Hutsonville
Platinum Money Market
3.56%
$500,000
Academy Bank
Academy Bank
18-Month CD
3.29%
$500
Jovia Federal Credit Union
Jovia Federal Credit Union
60-Month CD
3.25%
$100
NBT Financial Bank
NBT Financial Bank
24-Month CD (Jumbo)
3.03%
$250,000
Bogota Savings Bank
Bogota Savings Bank
18-Month CD
3.00%
$1,000
State Bank Waterloo, IL
State Bank Waterloo, IL
48-Month CD
3.00%
$1,000
Sacramento Deposit Bank
Sacramento Deposit Bank
30-Month CD
2.78%
$100
Cornerstone State Bank
Cornerstone State Bank
36-Month CD (Jumbo)
2.77%
$200,000
State Central Bank
State Central Bank
48-Month CD
2.77%
$10,000
Kaw Valley Bank
Kaw Valley Bank
12-Month CD
2.53%
$500
Metropolitan Capital B&T
Metropolitan Capital B&T
12-Month CD
2.50%
$5,000
Abound Federal Credit Union
Abound Federal Credit Union
6-Month CD
2.50%
$500
Foresight Bank
Foresight Bank
6-Month CD
2.12%
$500
Community First Bank Kansas City, KS
Community First Bank Kansas City, KS
12-Month CD
2.02%
$3,000
Nashville Savings Bank
Nashville Savings Bank
60-Month CD
2.02%
$1,000
BluPeak Credit Union
BluPeak Credit Union
18-Month CD
2.00%
$1,000
Madison County Bank
Madison County Bank
24-Month CD
1.75%
$500
CNB Bank Berkeley Springs, WV
CNB Bank Berkeley Springs, WV
24-Month CD
1.50%
$500
Brattleboro S&L
Brattleboro S&L
24-Month CD
1.50%
$500
Home SB of Wapakoneta
Home SB of Wapakoneta
24-Month CD
1.31%
$500
The Dime Bank
The Dime Bank
48-Month CD
0.80%
$2,500
Cornerstone State Bank
Cornerstone State Bank
Personal Savings
0.75%
$1
The Harrison B&L Assoc.
The Harrison B&L Assoc.
60-Month CD
0.75%
$1,000
The Honesdale National Bank
The Honesdale National Bank
24-Month CD
0.60%
$1,000
The Andover Bank
The Andover Bank
48-Month CD
0.35%
$1,000
FSB of Golva
FSB of Golva
Interest Checking
0.25%
$500
FNB of Grayson
FNB of Grayson
Savings
0.20%
$50
Altoona First Savings Bank
Altoona First Savings Bank
12-Month CD
0.15%
$1,000
BankOrion
BankOrion
Checking Account Now
0.10%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates May 28, 2024

Lender
Product
Rate
APR
Points
4.990%
5.287%
0.500
5.500%
5.614%
0.000
5.500%
5.716%
0.500
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
15-Year Fixed
5.750%
5.910%
0.000
5.870%
5.970%
0.000
15-Year Fixed Jumbo
5.875%
5.970%
0.000
5.950%
5.998%
0.000
6.000%
6.043%
0.000
15 Year Fixed
5.750%
6.046%
1.000
3/5 Conforming ARM
5.000%
6.053%
0.250
6.000%
6.056%
0.000
5.000%
6.063%
0.250
10-Year Power Rate Fixed
5.750%
6.068%
0.000
5.875%
6.079%
1.000
6.000%
6.084%
0.000
6.000%
6.084%
0.000
15-Year Power Rate Fixed
5.875%
6.101%
0.000
6.000%
6.121%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Emigrant Bank New York, NY rate data right now, check back for updates, we are adding rates all the time.

Emigrant Bank New York, NY Information

Emigrant Bank New York, NY
5 E 42nd St
New York, NY 10017
New York
Established Date: 09/30/1850
FDIC Certificate #: 12054
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: NEW YORK PRIVATE B&T CORP
How Many Domestic U.S. Offices? 5
How Many Branches are There? 5
Is Emigrant Bank New York, NY FDIC Insured? Yes
What is Emigrant Bank New York, NY's Cert number? 12054
What is the maximum amount for insured deposits? $250,000 per holder, per account

Emigrant Bank New York, NY Financials

Total Assets:
$7,214,445,000
Total Deposits:
$5,658,347,000
Equity Capital:
$1,399,035,000
Domestic Deposits:
$5,658,347,000
Net Income:
$8,402,000
Return on Assets:
0.4038%
Quarterly Return on Assets:
0.4900%
Pretax Return on Assets:
0.6962%
Pretax Quarterly Return on Assets:
0.7000%
Return on Equity:
1.6900%
Quarterly Return on Equity:
2.3900%
Common Equity Tier 1 Capital Ratio:
21.8005%
Tier 1 Risk-Based Capital Ratio:
21.8005%
Leverage Tier 1 (Core Capital) Ratio:
24.1705%
Total Risk-Based Capital Ratio (YTD):
23.0028%
Total Interest Income (YTD):
5.2961%
 
 
Headquarters:
New York
FDIC Field Office:
New York City
Regulator:
FDIC
County:
New York
# of Offices:
5
Metropolitan Statistical Area (MSA):
New York-Newark-Jersey City, NY-NJ-PA
Consolidated Metropolitan Statistical Area (CMSA):
New York-Northern New Jersey-Long Island, NY-NJ-CT-PA
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC

Explore Other Rate Deals

The National Association of Realtors reported Pending Home Sales posted a strong increase in May, matching the highest level in two years. The NAR's Pending Home Sales Index, which is a forward-looking indicator based on contract signings, rose 5.9 percent to 101.1 in May from 95.5 in April.
The Federal Open Market Committee (FOMC) wrapped up their two day meeting yesterday and released a statement showing no changes in current monetary policy. The FOMC will continue to keep the fed funds rate near zero percent, buy $40 billion a month in agency mortgage-backed securities and $45 billion a month in long term Treasuries.
Right now on our 1 year list of national CD rates E-Loan.com has the best rate. E-Loan is offering 1 year bank CD rates at 1.25% with a bank CD yield of 1.26%. E-Loan's rate is more than double the current national average 12 month CD rate of 0.559% as reported by MonitorBankRates.com.

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