Climate First Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 3.28%, 6-month CD rates at 1.00% and 3-month CD rates at 1.51%. Current savings rates are at 0.25% and money market rates are at 0.25%. Mortgage rates today on 30-year fixed loans are around 7.32%. Credit Card rates are at 11.75%. Personal Loan rates are at 5.49%. All these rates, and more, can be found in our database of rates. Climate First Bank's money market rates are at 4.46%.

Climate First Bank

To see how these rates compare to Climate First Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Climate First Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Climate First Bank CD rates. You can also compare Climate First Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Climate First Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Climate First Bank? Share your experience about Climate First Bank by leaving a review below, or read customer reviews before you decide to use Climate First Bank.

Climate First Bank Texas Ratio

Climate First Bank's Texas Ratio is at 0.00%, which is considered excellent. The Texas Ratio for Climate First Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Climate First Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
4.46%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Climate First Bank
182 37th Ave N
Saint Petersburg, FL 33704
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Climate First Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Climate First Bank
Climate First Bank
Money Market
4.46%
$50,000
Climate First Bank
Climate First Bank
Impact Checking
4.01%
$0

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Climate First Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
The Community State Bank
The Community State Bank
12-Month CD
3.80%
$1,000
The Harrison B&L Assoc.
The Harrison B&L Assoc.
6-Month CD
3.79%
$2,500
CorTrust Bank
CorTrust Bank
48-Month CD
3.75%
$500
Coastal Heritage Bank
Coastal Heritage Bank
12-Month CD
3.70%
$1,000
Spring Bank Brookfield, WI
Spring Bank Brookfield, WI
36-Month CD
3.70%
$1,000
Cape Ann Savings Bank
Cape Ann Savings Bank
12-Month CD
3.55%
$500
First National Bank of Eastern Arkansas
First National Bank of Eastern Arkansas
18-Month CD
3.50%
$1,000
Merchants Bank of Indiana
Merchants Bank of Indiana
24-Month CD
3.37%
$1,000
First National Bank of Clarksdale
First National Bank of Clarksdale
Investment Checking
3.25%
$200,000
Utah Independent Bank
Utah Independent Bank
18-Month CD
3.24%
$500
Bank of Luxemburg
Bank of Luxemburg
Investors Savings
3.00%
$250,000
Charles River Bank
Charles River Bank
30-Month CD
3.00%
$1,000
Citizens Bank of Clovis
Citizens Bank of Clovis
36-Month CD
2.94%
$1,000
Sacramento Deposit Bank
Sacramento Deposit Bank
30-Month CD
2.78%
$1,000
Mound City Bank
Mound City Bank
36-Month CD
2.64%
$2,500
WMB Wilson & Muir B&T Co.
WMB Wilson & Muir B&T Co.
12-Month CD
2.53%
$1,000
Town & Country Bank Ravenna, NE
Town & Country Bank Ravenna, NE
6-Month CD
2.25%
$100
Bank of Kampsville
Bank of Kampsville
60-Month CD
2.04%
$1,000
Bay State Savings Bank
Bay State Savings Bank
24-Month CD
2.00%
$1,000
Hyperion Bank
Hyperion Bank
48-Month CD
1.95%
$500
Classic Bank
Classic Bank
Money Market
1.51%
$2,500
Bank Northwest
Bank Northwest
3-Month CD
1.51%
$500
FNB Bank, Inc. Romney, WV
FNB Bank, Inc. Romney, WV
30-Month CD
1.50%
$1,000
Lincoln FSB of Nebraska
Lincoln FSB of Nebraska
60-Month CD
1.50%
$5,000
United Valley Bank
United Valley Bank
Preferred Savings
1.50%
$0
Farmers State Bank of Western Illinois
Farmers State Bank of Western Illinois
60-Month CD
1.26%
$500
Forte Bank
Forte Bank
12-Month CD
1.00%
$1,000
PennCrest Bank
PennCrest Bank
18-Month CD
1.00%
$1,000
State Bank of Canton
State Bank of Canton
6-Month CD
0.75%
$500
Security Bank of Southwest Missouri
Security Bank of Southwest Missouri
Money Market Checking
0.65%
$25,000
FirsTier Bank
FirsTier Bank
30-Month CD
0.60%
$0
1st Bank Yuma
1st Bank Yuma
36-Month CD
0.55%
$1,000
Investment Savings Bank
Investment Savings Bank
36-Month CD
0.50%
$500
Maspeth Federal S&L
Maspeth Federal S&L
Money Market
0.50%
$2,500
Citizens Savings Bank Clarks Summit, PA
Citizens Savings Bank Clarks Summit, PA
60-Month CD
0.50%
$1,000
Century Next Bank
Century Next Bank
Regular Savings
0.50%
$50
Pillar Bank
Pillar Bank
48-Month CD
0.40%
$500
Pioneer Bank Albany, NY
Pioneer Bank Albany, NY
18-Month CD
0.35%
$500
American Savings Bank, FSB
American Savings Bank, FSB
36-Month CD
0.30%
$1,000
VisionBank Of Iowa
VisionBank Of Iowa
Savings
0.30%
$100
First Federal S&L Pascagoula, MS
First Federal S&L Pascagoula, MS
First Catastrophe Savings
0.25%
$1,000
Heartland State Bank Edgeley, ND
Heartland State Bank Edgeley, ND
Super NOW Checking
0.20%
$2,500
TFB Tecumseh Federal Bank
TFB Tecumseh Federal Bank
Bonus Money Market
0.20%
$2,500
5 Star Bank
5 Star Bank
3-Month CD
0.20%
$500
Cambridge Trust Company
Cambridge Trust Company
12-Month CD
0.10%
$500
BayVanguard Bank
BayVanguard Bank
Statement Savings
0.05%
$50
First FSB of Angola
First FSB of Angola
Hi-Fi Money Market
0.05%
$1
Westbury Bank
Westbury Bank
Money Market
0.05%
$0
Clinton Savings Bank
Clinton Savings Bank
Passbook Savings
0.02%
$10
Katahdin Trust Company
Katahdin Trust Company
Statement Savings
0.01%
$10
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates June 15, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.494%
0.000
4.750%
5.507%
0.000
5.375%
5.525%
0.750
5.000%
5.531%
0.000
5.250%
5.545%
1.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.500%
5.637%
0.000
5.625%
5.693%
0.000
5.500%
5.728%
1.125
30-Year Fixed
5.560%
5.730%
0.000
5.500%
5.759%
0.000
15-Year Fixed Jumbo
5.750%
5.776%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.250%
5.791%
2.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Climate First Bank Information

Climate First Bank
182 37th Ave N
Saint Petersburg, FL 33704
Pinellas
Established Date: 06/01/2021
FDIC Certificate #: 59257
Date of FDIC Deposit Insurance: 06/01/2021
Bank Holding Company: CLIMATE FIRST BCORP INC
How Many Domestic U.S. Offices? 3
How Many Branches are There? 3
Is Climate First Bank FDIC Insured? Yes
What is Climate First Bank's Cert number? 59257
What is the maximum amount for insured deposits? $250,000 per holder, per account

Climate First Bank Financials

Total Assets:
$612,739,000
Total Deposits:
$554,232,000
Equity Capital:
$56,063,000
Domestic Deposits:
$554,232,000
Net Income:
$401,000
Return on Assets:
-0.4780%
Quarterly Return on Assets:
0.2800%
Pretax Return on Assets:
0.3879%
Pretax Quarterly Return on Assets:
0.3900%
Return on Equity:
-3.9300%
Quarterly Return on Equity:
3.0100%
Common Equity Tier 1 Capital Ratio:
9.6131%
Tier 1 Risk-Based Capital Ratio:
9.6131%
Leverage Tier 1 (Core Capital) Ratio:
9.9678%
Total Risk-Based Capital Ratio (YTD):
10.8493%
Total Interest Income (YTD):
6.0391%
 
 
Headquarters:
Saint Petersburg
FDIC Field Office:
Tampa
Regulator:
FDIC
County:
Pinellas
# of Offices:
3
Metropolitan Statistical Area (MSA):
Tampa-St. Petersburg-Clearwater, FL
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC Last Updated 03/31/2024

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