Pentucket Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 0.75%, 6-month CD rates at 3.07% and 3-month CD rates at 0.65%. Current savings rates are at 0.05% and money market rates are at 1.11%. Mortgage rates today on 30-year fixed loans are around 7.10%. Credit Card rates are at 8.90%. Personal Loan rates are at 11.90%. All these rates, and more, can be found in our database of rates. Pentucket Bank's 18-Month CD rates are at 4.00%, 12-Month CD rates are at 4.00%, 36-Month CD rates are at 3.75%, 24-Month CD rates are at 3.75%, 60-Month CD rates are at 3.00%. Pentucket Bank's savings rates are at 0.12%. Pentucket Bank's money market rates are at 1.13%.

Pentucket Bank

To see how these rates compare to Pentucket Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Pentucket Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Pentucket Bank CD rates. You can also compare Pentucket Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Pentucket Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Pentucket Bank? Share your experience about Pentucket Bank by leaving a review below, or read customer reviews before you decide to use Pentucket Bank.

Pentucket Bank Texas Ratio

Pentucket Bank's Texas Ratio is at 0.68%, which is considered excellent. The Texas Ratio for Pentucket Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Pentucket Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.00%
18-Month CD
4.00%
24-Month CD
3.75%
36-Month CD
3.75%
48-Month CD
3.00%
60-Month CD
3.00%
Savings
0.12%
MMA
1.13%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Pentucket Bank
1 Merrimack St
Haverhill, MA 01830
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Pentucket Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Pentucket Bank
Pentucket Bank
18-Month CD
4.00%
$500
Pentucket Bank
Pentucket Bank
12-Month CD
4.00%
$500
Pentucket Bank
Pentucket Bank
36-Month CD
3.75%
$500
Pentucket Bank
Pentucket Bank
24-Month CD
3.75%
$500
Pentucket Bank
Pentucket Bank
60-Month CD
3.00%
$500
Pentucket Bank
Pentucket Bank
48-Month CD
3.00%
$500
Pentucket Bank
Pentucket Bank
Money Market
1.13%
$1,000
Pentucket Bank
Pentucket Bank
Statement Savings
0.12%
$10
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Pentucket Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
NASA Federal Credit Union
NASA Federal Credit Union
6-Month CD
4.30%
$1,000
Global Bank
Global Bank
18-Month CD
4.15%
$1,000
First State Bank of Porter
First State Bank of Porter
12-Month CD (Jumbo)
3.66%
$100,000
Andrews Federal Credit Union
Andrews Federal Credit Union
36-Month CD
3.65%
$1,000
The Golden 1 Credit Union
The Golden 1 Credit Union
48-Month CD
3.65%
$500
Heritage Bank of St Tammany
Heritage Bank of St Tammany
24-Month CD (Bump Option)
3.56%
$500
RBAZ Republic Bank of Arizona
24-Month CD
3.50%
$1,000
Wintrust Bank
Wintrust Bank
23-Month CD
3.50%
$1,000
Brentwood Bank
Brentwood Bank
36-Month CD
3.30%
$2,000
All America Bank
All America Bank
36-Month CD
3.25%
$500
Volunteer State Bank
Volunteer State Bank
3-Month CD
3.25%
$1,000
State Bank Spirit Lake, IA
State Bank Spirit Lake, IA
36-Month CD
3.03%
$1,000
State Central Bank
State Central Bank
48-Month CD
2.77%
$10,000
First Shore Federal S&L
First Shore Federal S&L
36-Month CD
2.75%
$500
Badger Bank
Badger Bank
12-Month CD
2.74%
$1,000
Headwaters State Bank
Headwaters State Bank
24-Month CD
2.52%
$1,000
River Falls State Bank
River Falls State Bank
48-Month CD
2.47%
$500
Industry State Bank
Industry State Bank
60-Month CD
2.25%
$1,000
AbbyBank
AbbyBank
48-Month CD
2.25%
$1,500
A & S Federal Credit Union
A & S Federal Credit Union
24-Month CD
2.25%
$500
Forte Bank
Forte Bank
60-Month CD
2.02%
$1,000
First Federal S&L Pascagoula, MS
First Federal S&L Pascagoula, MS
12-Month CD
2.00%
$10,000
Pioneer Community Bank, Inc.
Pioneer Community Bank, Inc.
24-Month CD
1.76%
$1,000
Bank of Clovis
Bank of Clovis
Savings
1.51%
$100
Bank of Easton
Bank of Easton
48-Month CD
1.51%
$500
First Fidelity Bank Fort Payne, AL
First Fidelity Bank Fort Payne, AL
18-Month CD
1.50%
$1,000
Cayuga Lake National Bank
Cayuga Lake National Bank
48-Month CD
1.26%
$500
Eureka Savings Bank
Eureka Savings Bank
18-Month CD
1.26%
$1,000
Shelby County State Bank
Shelby County State Bank
48-Month CD
1.10%
$1,000
Kearny Bank
Kearny Bank
High Yield Checking
1.00%
$100
5 Star Community Credit Union
5 Star Community Credit Union
3-Month CD
1.00%
$500
First Federal S&L of Central Illinois, S.B.
First Federal S&L of Central Illinois, S.B.
Money Market
0.75%
$1,000
Union County Savings Bank Elizabeth, NJ
Union County Savings Bank Elizabeth, NJ
Rising Star Savings
0.60%
$1
Atkins Savings B&T
Atkins Savings B&T
3-Month CD
0.50%
$1,000
FNB Community Bank
FNB Community Bank
Money Market
0.50%
$10,000
Farmers and Merchants Bank Milford, NE
Farmers and Merchants Bank Milford, NE
6-Month CD
0.30%
$1,500
Pulaski Savings Bank
Pulaski Savings Bank
18-Month CD
0.30%
$500
United Bank of Philadelphia
United Bank of Philadelphia
60-Month CD
0.30%
$500
Union Bank, Inc.
Union Bank, Inc.
24-Month CD
0.25%
$1,000
Greenstate Credit Union
Greenstate Credit Union
3-Month CD
0.20%
$500
Clinton Bank
Clinton Bank
Savings
0.16%
$50
Farmers State Bank of Alto Pass, Ill.
Farmers State Bank of Alto Pass, Ill.
3-Month CD
0.10%
$1,000
RBT Rollstone B&T
RBT Rollstone B&T
Prime Saver Savings
0.10%
$100
America First Federal Credit Union
America First Federal Credit Union
Premium Checking
0.10%
$500
Marion Center Bank
Marion Center Bank
12-Month CD
0.10%
$1,000
Applied Bank
Applied Bank
6-Month CD
0.05%
$1,000
Kitsap Bank
Kitsap Bank
Statement Savings
0.05%
$100
Skowhegan Savings Bank
Skowhegan Savings Bank
Savings
0.04%
$25
The Andover Bank
The Andover Bank
Statement Savings
0.03%
$0
First Citizens Bank Luverne, AL
Savings
0.01%
$100
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates July 19, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.494%
0.000
4.750%
5.507%
0.000
5.375%
5.525%
0.750
5.000%
5.531%
0.000
5.250%
5.545%
1.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.500%
5.637%
0.000
5.625%
5.693%
0.000
5.500%
5.728%
1.125
30-Year Fixed
5.560%
5.730%
0.000
5.500%
5.759%
0.000
15-Year Fixed Jumbo
5.750%
5.776%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.250%
5.791%
2.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Pentucket Bank Information

Pentucket Bank
1 Merrimack St
Haverhill, MA 01830
Essex
Established Date: 01/01/1891
FDIC Certificate #: 90208
Date of FDIC Deposit Insurance: 08/09/1989
Bank Holding Company: RIVER RUN BCORP MHC
How Many Domestic U.S. Offices? 6
How Many Branches are There? 6
Is Pentucket Bank FDIC Insured? Yes
What is Pentucket Bank's Cert number? 90208
What is the maximum amount for insured deposits? $250,000 per holder, per account

Pentucket Bank Financials

Total Assets:
$1,032,548,000
Total Deposits:
$803,498,000
Equity Capital:
$103,390,000
Domestic Deposits:
$803,498,000
Net Income:
$1,165,000
Return on Assets:
0.2674%
Quarterly Return on Assets:
0.4500%
Pretax Return on Assets:
0.5497%
Pretax Quarterly Return on Assets:
0.5500%
Return on Equity:
2.5300%
Quarterly Return on Equity:
4.5000%
Leverage Tier 1 (Core Capital) Ratio:
12.0010%
Total Interest Income (YTD):
4.2026%
 
 
Headquarters:
Haverhill
FDIC Field Office:
North Boston
Regulator:
FDIC
County:
Essex
# of Offices:
6
Metropolitan Statistical Area (MSA):
Boston-Cambridge-Newton, MA-NH
Consolidated Metropolitan Statistical Area (CMSA):
Boston-Worcester-Lawrence, MA-NH-ME-CT
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

30-year-mortgage-rates-decrease-to-495-15-year-rates-at-43330 year mortgage rates were down in the latest mortgage survey released this morning. 30 year fixed mortgage rates averaged 4.95 percent for the week ending March 11, 2010 in the today's Primary Mortgage Market Survey released by Freddie Mac. Average mortgage discount points on 30 year mortgages remained the same at 0.7 points.
2016 will be a better year for deposit rates after many years of watching rates decline to historic lows. The Fed will most likely increase the fed funds rate at least 3 or 4 times in 2016, on top of the 1 rate increase in 2015. While banks and credit unions haven't increased rates yet, it's only a matter of time before they do.
Colorado Federal Savings Bank, headquartered in Greenwood Village, CO, consistently offers some of the highest CD interest rates available in Colorado or any other state. Colorado Federal Savings Bank’s current 1 year bank CD rate is 1.34 percent with a bank CD yield of 1.35 percent. Colorado FSB's 1 year CD interest rate is more than double the current national average 12 month CD rate of 0.63 percent.

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