Crystal Lake Bank and Trust Co., N.A CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 0.65%, 6-month CD rates at 5.06% and 3-month CD rates at 5.00%. Current savings rates are at 2.25% and money market rates are at 3.50%. Mortgage rates today on 30-year fixed loans are around 7.26%. Credit Card rates are at 16.74%. Personal Loan rates are at 16.74%. All these rates, and more, can be found in our database of rates. Crystal Lake Bank and Trust Co., N.A's 18-Month CD rates are at 0.05%, 12-Month CD rates are at 0.05%. Crystal Lake Bank and Trust Co., N.A's savings rates are at 0.15%. Crystal Lake Bank and Trust Co., N.A's money market rates are at 0.10%.

Crystal Lake Bank and Trust Co., N.A

To see how these rates compare to Crystal Lake Bank and Trust Co., N.A CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Crystal Lake Bank and Trust Co., N.A, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Crystal Lake Bank and Trust Co., N.A CD rates. You can also compare Crystal Lake Bank and Trust Co., N.A savings rates, MMA rates and mortgage rates using our other rate lists.

Crystal Lake Bank and Trust Co., N.A money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Crystal Lake Bank and Trust Co., N.A? Share your experience about Crystal Lake Bank and Trust Co., N.A by leaving a review below, or read customer reviews before you decide to use Crystal Lake Bank and Trust Co., N.A.

Crystal Lake Bank and Trust Co., N.A Texas Ratio

Crystal Lake Bank and Trust Co., N.A's Texas Ratio is at 6.05%, which is considered excellent. The Texas Ratio for Crystal Lake Bank and Trust Co., N.A is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Crystal Lake Bank and Trust Co., N.A is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
0.05%
18-Month CD
0.05%
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
0.15%
MMA
0.10%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Crystal Lake Bank and Trust Co., N.A
70 N Williams St
Crystal Lake, IL 60014
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Crystal Lake Bank and Trust Co., N.A CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Crystal Lake Bank and Trust Co., N.A
Crystal Lake Bank and Trust Co., N.A
Statement Savings
0.15%
$0
Crystal Lake Bank and Trust Co., N.A
Crystal Lake Bank and Trust Co., N.A
Money Market
0.10%
$0
Crystal Lake Bank and Trust Co., N.A
Crystal Lake Bank and Trust Co., N.A
12-Month CD
0.05%
$1,000
Crystal Lake Bank and Trust Co., N.A
Crystal Lake Bank and Trust Co., N.A
18-Month CD
0.05%
$1,000

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Crystal Lake Bank and Trust Co., N.A Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Coastal Bank & Trust
Coastal Bank & Trust
6-Month CD
4.86%
$500
Toyota Financial Savings Bank
Toyota Financial Savings Bank
6-Month CD
4.78%
$1
Schaumburg Bank & Trust Company
Schaumburg Bank & Trust Company
11-Month CD
4.75%
$1,000
Grove Bank
Grove Bank
6-Month CD
4.65%
$1,000
Sloan State Bank
Sloan State Bank
12-Month CD (special)
4.58%
$20,000
Merrick Bank
Merrick Bank
48-Month CD
4.10%
$25,000
Alliant Credit Union
Alliant Credit Union
48-Month CD jumbo certificate
4.10%
$75,000
Generations Bank
Generations Bank
18-Month CD
4.00%
$500
First County Bank
First County Bank
6-Month CD
4.00%
$1,000
Commercial Bank De Kalb, MS
Commercial Bank De Kalb, MS
36-Month CD
4.00%
$1,000
WVS West View SB
WVS West View SB
12-Month CD
4.00%
$500
United States Senate Federal Credit Union
United States Senate Federal Credit Union
60-Month CD Plus Jumbo
3.92%
$200,000
Citizens Savings Bank Spillville, IA
Citizens Savings Bank Spillville, IA
36-Month CD
3.75%
$1,000
705 Federal Credit Union
705 Federal Credit Union
24-Month CD certificate
3.55%
$1,000
Acme Continental Credit Union
Acme Continental Credit Union
3-Month CD share certificate
3.30%
$1,000
Pentagon Federal Credit Union
Pentagon Federal Credit Union
48-Month CD
3.20%
$1,000
First State Bank of Harvey
First State Bank of Harvey
12-Month CD
3.14%
$1,000
Integrity Bank & Trust
Integrity Bank & Trust
3-Month CD
3.09%
$500
Headwaters State Bank
Headwaters State Bank
48-Month CD
3.02%
$1,000
Bruning Bank
Bruning Bank
Premier Checking <-$10,000
3.00%
$0
Clear Lake Bank and Trust Company
Clear Lake Bank and Trust Company
48-Month CD
3.00%
$1,000
Global Bank
Global Bank
Money Market
3.00%
$100
Ascendia Bank
Ascendia Bank
Welcome Money Market Checking
3.00%
$250,000
Pathfinder Bank
Pathfinder Bank
Cash Management Sweep Account
3.00%
$0
Bellevue State Bank
Bellevue State Bank
36-Month CD
2.77%
$2,500
FSB Louise, TX
FSB Louise, TX
18-Month CD
2.68%
$1,000
First Federal S&L Newark, OH
First Federal S&L Newark, OH
30-Month CD
2.51%
$500
Axiom Bank
Axiom Bank
36-Month CD
2.50%
$500
American Commerce Bank, N.A.
American Commerce Bank, N.A.
24-Month CD
2.50%
$500
Tinker Federal Credit Union
Tinker Federal Credit Union
Click Checking
2.47%
$0
WCB West Central Bank
WCB West Central Bank
24-Month CD
2.32%
$1,000
Southwest Missouri Bank
Southwest Missouri Bank
36-Month CD
2.00%
$500
FNB of Hope
24-Month CD
1.40%
$500
Madison County Bank
Madison County Bank
Christmas Club Savings
1.30%
$10
Iowa Falls State Bank
Iowa Falls State Bank
Super Saver Savings
1.25%
$25,000
cfsbank
cfsbank
48-Month CD
1.10%
$1,000
Iowa State Bank
Iowa State Bank
Savings Account
0.75%
$2,500
First National B&T Co. of Bottineau
First National B&T Co. of Bottineau
Money Market
0.75%
$2,500
First Arkansas Bank and Trust
First Arkansas Bank and Trust
36-Month CD
0.75%
$500
National Bank of Coxsackie
National Bank of Coxsackie
48-Month CD
0.55%
$500
Peoples B&T Co. Ryan, OK
Peoples B&T Co. Ryan, OK
12-Month CD
0.50%
$500
FLC Bank
FLC Bank
36-Month CD
0.45%
$2,000
Peoples Bank Chestertown, MD
Peoples Bank Chestertown, MD
36-Month CD
0.40%
$500
Bank of Botetourt
Bank of Botetourt
Personal Savings
0.15%
$100
FNB of Brownstown
Money Market
0.10%
$1,500
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
Max Savings
0.10%
$100
Brentwood Bank
Brentwood Bank
Statement Savings
0.05%
$50
First FSB of Angola
First FSB of Angola
Passbook Savings
0.05%
$10
Florence Bank
Florence Bank
Money Market
0.05%
$1,000
First State Bank (MI)
First State Bank (MI)
18-Month CD
0.05%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates May 28, 2024

Lender
Product
Rate
APR
Points
4.990%
5.287%
0.500
5.500%
5.614%
0.000
5.500%
5.716%
0.500
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
15-Year Fixed
5.750%
5.910%
0.000
5.870%
5.970%
0.000
15-Year Fixed Jumbo
5.875%
5.970%
0.000
5.950%
5.998%
0.000
6.000%
6.043%
0.000
15 Year Fixed
5.750%
6.046%
1.000
3/5 Conforming ARM
5.000%
6.053%
0.250
6.000%
6.056%
0.000
5.000%
6.063%
0.250
10-Year Power Rate Fixed
5.750%
6.068%
0.000
5.875%
6.079%
1.000
6.000%
6.084%
0.000
6.000%
6.084%
0.000
15-Year Power Rate Fixed
5.875%
6.101%
0.000
6.000%
6.121%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Crystal Lake Bank and Trust Co., N.A Information

Crystal Lake Bank and Trust Co., N.A
70 N Williams St
Crystal Lake, IL 60014
Mchenry
Established Date: 12/19/1997
FDIC Certificate #: 34681
Date of FDIC Deposit Insurance: 12/19/1997
Bank Holding Company: WINTRUST FINANCIAL CORP
How Many Domestic U.S. Offices? 6
How Many Branches are There? 6
Is Crystal Lake Bank and Trust Co., N.A FDIC Insured? Yes
What is Crystal Lake Bank and Trust Co., N.A's Cert number? 34681
What is the maximum amount for insured deposits? $250,000 per holder, per account

Crystal Lake Bank and Trust Co., N.A Financials

Total Assets:
$1,577,469,000
Total Deposits:
$1,316,878,000
Equity Capital:
$143,656,000
Domestic Deposits:
$1,316,878,000
Net Income:
$8,432,000
Return on Assets:
1.0953%
Quarterly Return on Assets:
2.1700%
Pretax Return on Assets:
2.9525%
Pretax Quarterly Return on Assets:
2.9500%
Return on Equity:
12.1300%
Quarterly Return on Equity:
24.3400%
Common Equity Tier 1 Capital Ratio:
10.5372%
Tier 1 Risk-Based Capital Ratio:
10.5372%
Leverage Tier 1 (Core Capital) Ratio:
9.6093%
Total Risk-Based Capital Ratio (YTD):
11.2020%
Total Interest Income (YTD):
3.2002%
 
 
Headquarters:
Crystal Lake
FDIC Field Office:
Chicago
Regulator:
OCC
County:
Mchenry
# of Offices:
6
Metropolitan Statistical Area (MSA):
Chicago-Naperville-Elgin, IL-IN-WI
Consolidated Metropolitan Statistical Area (CMSA):
Chicago-Gary-Kenosha, IL-IN-WI
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC

Explore Other Rate Deals

The average savings rate is 0.44 percent for account balances of at least $10,000, down from last week's average rate of 0.45 percent. While average rates declined this week, the best savings account rates remain unchanged.
Mortgage Rates: 30 Year Mortgage Rates at 5.07% and 15 Year Mortgage Rates at 4.39%Mortgage rates were mixed in our latest Mortgage Rate Survey. 30 year conforming mortgage rates are unchanged at 5.07 percent and 15 year conforming mortgage rates are down to 4.39 percent.
Best Mortgage Rates in December 2018The best mortgage rates in December 2018 just keep getting better as mortgage rates decline. The best mortgage rates at the beginning of December for 30 year conforming loans were around 4.80 percent. By the end of the 1st week in December, the best mortgage rates declined to around the 4.63 percent range. Right now the best mortgage rate is even lower at 4.55 percent. Mortgage rates in December declined because bond yields were moving lower all month long. We don't expect current mortgage rates will move much lower this month so you should lock in a rate today. You can compare current December mortgage rates to get the lowest possible rate.

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