Crystal Lake Bank and Trust Co., N.A CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Crystal Lake Bank and Trust Co., N.AToday's 12-month CD rates can be found at 2.94%, 6-month CD rates at 0.10% and 3-month CD rates at 3.50%. Current savings rates are at 1.11% and money market rates are at 0.80%. Mortgage rates today on 30-year fixed loans are around 6.48%. Credit Card rates are at 11.75%. Personal Loan rates are at 8.99%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Crystal Lake Bank and Trust Co., N.A CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Crystal Lake Bank and Trust Co., N.A, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Crystal Lake Bank and Trust Co., N.A CD rates. You can also compare Crystal Lake Bank and Trust Co., N.A savings rates, MMA rates and mortgage rates using our other rate lists.

Crystal Lake Bank and Trust Co., N.A money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Crystal Lake Bank and Trust Co., N.A? Share your experience about Crystal Lake Bank and Trust Co., N.A by leaving a review below, or read customer reviews before you decide to use Crystal Lake Bank and Trust Co., N.A.

Crystal Lake Bank and Trust Co., N.A Texas Ratio

Crystal Lake Bank and Trust Co., N.A's Texas Ratio is at 4.82%, which is considered excellent. The Texas Ratio for Crystal Lake Bank and Trust Co., N.A is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Crystal Lake Bank and Trust Co., N.A is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Crystal Lake Bank and Trust Co., N.A
70 N Williams St
Crystal Lake, IL 60014
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Crystal Lake Bank and Trust Co., N.A Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Great Plains State Bank
Great Plains State Bank
Kasasa Checking
5.00%
$100
Bread Financial
Bread Financial
High Yield Savings
4.35%
$100
Stearns Bank Upsala N.A.
Stearns Bank Upsala N.A.
12-Month CD
4.16%
$500
First Arkansas Bank and Trust
First Arkansas Bank and Trust
Prime Checking
4.13%
$0
BankPurley
BankPurley
Money Market
4.00%
$25,000
BankGloucester
BankGloucester
12-Month CD
4.00%
$500
ESB Bank
ESB Bank
60-Month CD
3.85%
$10,000
Financial Partners CU
Financial Partners CU
18-Month CD
3.85%
$1,000
VirtualBank
VirtualBank
48-Month CD
3.67%
$0
The Bank of Protection
The Bank of Protection
12-Month CD
3.63%
$500
Fayetteville Bank
Fayetteville Bank
9-Month CD
3.60%
$1,000
Peoples Savings Bank Urbana OH
Peoples Savings Bank Urbana OH
12-Month CD
3.56%
$500
Beal Bank
Beal Bank
24-Month CD
3.45%
$1,000
The Clay City Banking Co.
The Clay City Banking Co.
48-Month CD
3.44%
$1,000
PSB Indianola, IA
PSB Indianola, IA
18-Month CD
3.35%
$1,000
Shoreham Bank
Shoreham Bank
48-Month CD
3.25%
$1,000
Artisans Bank
Artisans Bank
18-Month CD
3.25%
$500
Heartland State Bank Edgeley, ND
Heartland State Bank Edgeley, ND
24-Month CD
3.15%
$500
Salem Five Direct
Salem Five Direct
18-Month CD
2.95%
$500
State Bank of De Kalb
State Bank of De Kalb
36-Month CD
2.78%
$500
Frost Bank
Frost Bank
24-Month CD
2.60%
$1,000
Farmers State Bank Center, TX
Farmers State Bank Center, TX
24-Month CD
2.58%
$1,000
Altoona First Savings Bank
Altoona First Savings Bank
Money Market
2.53%
$100,000
First State Bank Nebraska
First State Bank Nebraska
48-Month CD
2.50%
$5,000
State Bank & Trust Company
State Bank & Trust Company
36-Month CD
2.27%
$1,000
North Star Bank
North Star Bank
24-Month CD
2.21%
$500
Maine Community Bank
Maine Community Bank
18-Month CD
2.00%
$500
Southwest Missouri Bank
Southwest Missouri Bank
24-Month CD
2.00%
$500
State Bank of Industry
State Bank of Industry
24-Month CD
1.76%
$1,000
Wallkill Valley Federal S&L
Wallkill Valley Federal S&L
18-Month CD
1.76%
$500
Home National Bank Racine, OH
Home National Bank Racine, OH
24-Month CD
1.50%
$500
Clinton Bank
Clinton Bank
12-Month CD
1.41%
$500
Oxford Bank
Oxford Bank
Money Market
1.12%
$1,000
SSB State Street Bank
SSB State Street Bank
12-Month CD
1.00%
$1,000
FSB of Wyoming
12-Month CD
1.00%
$1,000
Raritan State Bank
Raritan State Bank
Passbook Savings
0.70%
$10
Woodsville Guaranty Savings Bank
Woodsville Guaranty Savings Bank
24-Month CD
0.60%
$1,000
Complex Community Federal Credit Union
Complex Community Federal Credit Union
Money Market
0.58%
$2,000
Federation Bank
Federation Bank
12-Month CD
0.55%
$500
Henderson State Bank
Henderson State Bank
Money Market
0.50%
$10
Mid-Missouri Bank
Mid-Missouri Bank
Money Market
0.20%
$0
Peoples Savings Bank Urbana OH
Peoples Savings Bank Urbana OH
Statement Savings
0.20%
$100
FNB of Absecon
FNB of Absecon
24-Month CD
0.15%
$0
Woodlands National Bank
Woodlands National Bank
Savings
0.15%
$50
MidCountry Bank
MidCountry Bank
48-Month CD
0.10%
$1,000
Brattleboro S&L
Brattleboro S&L
Statement Savings
0.10%
$250
William Penn Bank
William Penn Bank
Money Market
0.10%
$1,000
Tennessee State Bank
Tennessee State Bank
Savings
0.10%
$100
First Federal S&L Bath
First Federal S&L Bath
Savings
0.05%
$10
KeySavings Bank
KeySavings Bank
Blue Ribbon Checking
0.03%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates June 15, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.494%
0.000
4.750%
5.507%
0.000
5.375%
5.525%
0.750
5.000%
5.531%
0.000
5.250%
5.545%
1.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.500%
5.637%
0.000
5.625%
5.693%
0.000
5.500%
5.728%
1.125
30-Year Fixed
5.560%
5.730%
0.000
5.500%
5.759%
0.000
15-Year Fixed Jumbo
5.750%
5.776%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.250%
5.791%
2.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Crystal Lake Bank and Trust Co., N.A rate data right now, check back for updates, we are adding rates all the time.

Crystal Lake Bank and Trust Co., N.A Information

Crystal Lake Bank and Trust Co., N.A
70 N Williams St
Crystal Lake, IL 60014
Mchenry
Established Date: 12/19/1997
FDIC Certificate #: 34681
Date of FDIC Deposit Insurance: 12/19/1997
Bank Holding Company: WINTRUST FINANCIAL CORP
How Many Domestic U.S. Offices? 6
How Many Branches are There? 6
Is Crystal Lake Bank and Trust Co., N.A FDIC Insured? Yes
What is Crystal Lake Bank and Trust Co., N.A's Cert number? 34681
What is the maximum amount for insured deposits? $250,000 per holder, per account

Crystal Lake Bank and Trust Co., N.A Financials

Total Assets:
$1,642,880,000
Total Deposits:
$1,341,854,000
Equity Capital:
$153,981,000
Domestic Deposits:
$1,341,854,000
Net Income:
$6,889,000
Return on Assets:
2.0097%
Quarterly Return on Assets:
1.6800%
Pretax Return on Assets:
2.2660%
Pretax Quarterly Return on Assets:
2.2700%
Return on Equity:
22.4900%
Quarterly Return on Equity:
17.5300%
Common Equity Tier 1 Capital Ratio:
11.3292%
Tier 1 Risk-Based Capital Ratio:
11.3292%
Leverage Tier 1 (Core Capital) Ratio:
10.0130%
Total Risk-Based Capital Ratio (YTD):
11.9814%
Total Interest Income (YTD):
5.9900%
 
 
Headquarters:
Crystal Lake
FDIC Field Office:
Chicago
Regulator:
OCC
County:
Mchenry
# of Offices:
6
Metropolitan Statistical Area (MSA):
Chicago-Naperville-Elgin, IL-IN-WI
Consolidated Metropolitan Statistical Area (CMSA):
Chicago-Gary-Kenosha, IL-IN-WI
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024

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