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Peoria Bell Credit Union Rates & Review September 2026

Peoria Bell Credit Union's savings rates are at 0.30%. Peoria Bell Credit Union's Personal Loan Rates are as low as 6.75%. MonitorBankRates evaluates the financial stability of Peoria Bell Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.00%. Rates last updated and verified on 09/22/2026.

Peoria Bell Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Peoria Bell Credit Union? Share your experience about Peoria Bell Credit Union by leaving a review below, or read customer reviews before you decide to use Peoria Bell Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.00%
Perfect Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
Peoria Bell Credit Union
Peoria Bell Credit Union
8103 N University St
Peoria, IL 61615
https://www.peoriabell.org
Member NCUA

Peoria Bell Credit Union Savings Rates

Product Rate APY View More
Share Savings 0.35% 0.35%
Min Balance $20,000
Details Balance: $20,000.00 and Above
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Share Savings 0.30% 0.30%
Min Balance $5
Details Balance: $5.00 - $19,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Share Savings 0.30% 0.30%
Min Balance $5
Details Balance: $5.00 - $19,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Peoria Bell Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New Auto (2025, 2026, 2027) - - 4.00% 72 Months
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Used Auto (2024 - 2023) - - 4.25% 72 Months
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Used Auto 3-4 years old - - 4.25% 72 Months
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Used Auto (2022 - 2021) - - 4.50% 72 Months
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Used Auto 5-6 years old - - 4.50% 72 Months
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Used Auto (2020 - 2017) - - 5.50% 72 Months
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Used Auto 7-10 years old - - 5.50% 72 Months
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Used Auto (2016 - 2012) - - 6.50% 36 Months
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Used Auto 11-15 years old - - 6.50% 36 Months
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Peoria Bell Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
New RV, Boat/Trailers up to 2 years old Loan - 5.00% 72 Months
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
New Motorcycles and ATVs Loan - 6.00% 72 Months
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
New RV, Boat/Trailers up to 3-4 years old Loan - 6.00% 72 Months
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Used Motorcycles and ATVs 3-4 years old Loan - 6.00% 72 Months
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
New RV, Boat/Trailers up to 5-10 years old Loan - 7.00% 72 Months
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Used Motorcycles and ATVs over 5 years old Loan - 7.00% 72 Months
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Peoria Bell Credit Union Student Loan Rates

Product Rate Points APR Term View More
Higher Education Loan - - 4.75% 60 Months
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Peoria Bell Credit Union Personal Loan Rates

Product APR Term View More
Unsecured Loan 6.75% 60 Months
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Financial Health History

Peoria Bell Credit Union’s Texas Ratio stayed near 0.00% in Q2 2023 to 0.00% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 0.3% 2.0★ 0.5% 3.0★ 0.8% 4.0★ 1% 5.0★ Healthy zone – entire history below the 15% limit 0.00% A+ Q2 2023 A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 0.00% A+ Q1 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
March 31, 2026$6M0.00%5.0A+
December 31, 2025$6M0.00%5.0A+
September 30, 2025$6M0.00%5.0A+
June 30, 2025$6M0.01%5.0A+
March 31, 2025$6M0.01%5.0A+
December 31, 2024$6M0.00%5.0A+
September 30, 2024$6M0.00%5.0A+
June 30, 2024$6M0.00%5.0A+
March 31, 2024$6M0.00%5.0A+
December 31, 2023$6M0.00%5.0A+
September 30, 2023$6M0.00%5.0A+
June 30, 2023$6M0.00%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Peoria Bell Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Peoria Bell Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Peoria Bell Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Peoria Bell Credit Union
Address 8103 N University St, Peoria, IL 61615
Phone 309-692-8257
Fax 309-693-2274
President Justin Hesek
CEO Kim Reed
Full-Time Employees 2
Part-Time Employees 0
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.00%
Return on Assets (ROA)
-0.1539%
Return on Equity (ROE)
-0.3578%
Non-Performing Loans Ratio (NPL)
0.00%
Total Assets
5,969,664
Total Amount of Shares and Deposits
3,403,459
Total Shares and Deposits < 1 Year
3,403,459
Total Insured Shares and Deposits > $250K (item 17 less item K)
3,403,459
Total Interest Expense (Sum of items 6 8)
2,755
Number of Accounts for Share Drafts
80
Number of Accounts for Regular Shares
638
Net Income (unless the amount is already included in Undivided Earnings)
-9,188
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
435,545
Total Liabilities
3,402,632
Source: NCUA — Last Updated 03/31/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Peoria Bell Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

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  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Peoria Bell Credit Union

How many branches does Peoria Bell Credit Union operate?

Peoria Bell Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Peoria Bell Credit Union?

Yes, to access services at Peoria Bell Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Peoria Bell Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Peoria Bell Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Peoria Bell Credit Union offer online and mobile banking?

Most modern institutions like Peoria Bell Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.peoriabell.org.

Current Peoria Bell Credit Union Rates

  • Savings0.30%
Retrieved from our database of financial products. Rates subject to change.