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CSD Credit Union

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CSD Credit Union Rates & Review July 2026

Q: How many branches does CSD Credit Union operate?

CSD Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join CSD Credit Union?

Yes, to access services at CSD Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Is there a first-time homebuyer program?

Currently, CSD Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, CSD Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: July 11, 2026

You can compare CSD Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 1.26%, 6-month share certificate rates at 3.68% and 3-month share certificate rates at 3.50%. Savings rates are at 0.05% and money market rates are at 0.20%. Mortgage rates on 30-year fixed loans are around 5.61%. All these rates can be compared to CSD Credit Union rates. MonitorBankRates evaluates the financial stability of CSD Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.09%. Rates were last updated on 07/11/2026.

CSD Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at CSD Credit Union? Share your experience about CSD Credit Union by leaving a review below, or read customer reviews before you decide to use CSD Credit Union.

Verified Strong Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

1.09%

Excellent Lower than avg

CSD Credit Union
CSD CREDIT UNION

8510 E BANNISTER RD
KANSAS CITY, MO 64134 1841

https://www.csdcu.org

Current Rate Availability

We do not have CSD Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for CSD Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather CSD Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with CSD Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name CSD Credit Union

Website https://www.csdcu.org

Address 8510 E BANNISTER RD, KANSAS CITY, MO 64134 1841

Phone 816-763-4020

Fax 816-966-8743

President FREDA MARKLEY

CEO EDWARD WATTS

Full-Time Employees 14

Part-Time Employees 3

Branch Locations 1

ATM Locations 1

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

1.09%

Return on Assets (ROA)

0.5750%

Return on Equity (ROE)

4.8686%

Non-Performing Loans Ratio (NPL)

0.29%

Total Assets

83,147,243

Total Amount of Shares and Deposits

72,853,878

Total Shares and Deposits < 1 Year

70,881,752

Total Shares and Deposits 1 3 Years

1,815,657

Total Shares and Deposits > 3 Years

156,468

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

2,249,659

Total Uninsured Shares and Deposits > $250K (F+J)

2,249,659

Total Insured Shares and Deposits > $250K (item 17 less item K)

70,604,219

Total Interest Expense (Sum of items 6 8)

898,035

Share Certificates

749

Number of Accounts for Share Drafts

3,040

IRA KEOGH Accounts

199

Number of Accounts for Regular Shares

6,382

Money Market Shares

379

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

5,292,187

Total Liabilities

73,326,544

Source: NCUA — Last Updated 09/30/2025

2026 MBR Health & Safety Badge

CSD Credit Union earned the Verified Strong badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

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Customer Reviews

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Frequently Asked Questions About CSD Credit Union

How many branches does CSD Credit Union operate?

CSD Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join CSD Credit Union?

Yes, to access services at CSD Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, CSD Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, CSD Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does CSD Credit Union offer online and mobile banking?

Most modern institutions like CSD Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.csdcu.org.