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Amplify Credit Union Rates & Review March 2026

Amplify Credit Union's 18 month CD rates are at 3.75%, 12 month CD rates are at 3.70%, 24 month CD rates are at 3.70%, 60 month CD rates are at 3.70%, 36 month CD rates are at 3.65%. Amplify Credit Union's savings rates are at 0.00%. Amplify Credit Union's money market rates are at 0.10%. Amplify Credit Union's Personal Loan Rates are at 10.75%. MonitorBankRates evaluates the financial stability of Amplify Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.63%. Rates were last updated on 03/26/2026.

Amplify Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Amplify Credit Union? Share your experience about Amplify Credit Union by leaving a review below, or read customer reviews before you decide to use Amplify Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.63%
Excellent Lower than avg
Amplify Credit Union
Parmer HQ
3600 W Parmer Ln
Austin, TX 78727
https://www.goamplify.com
Member NCUA

Amplify Credit Union CD Rates

Product Rate APY Term View More
18 month Certificate 3.70% 3.75% 18
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.63%
12 month Certificate 3.65% 3.70% 12
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.63%
24 month Certificate 3.65% 3.70% 24
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.63%
60 month Certificate 3.65% 3.70% 60
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.63%
36 month Certificate 3.60% 3.65% 36
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.63%
9 month Certificate 3.60% 3.65% 9
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.63%
6 month Certificate 3.55% 3.60% 6
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.63%
3 month Certificate 2.97% 3.00% 3
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.63%

Amplify Credit Union Savings Rates

Product Rate APY View More
Business High-Yield Savings Account - 4.00%
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.63%
Share Savings Account 0.30% 0.30%
Min Balance $250,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.63%
Share Savings Account 0.25% 0.25%
Min Balance $100,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.63%
Share Savings Account 0.20% 0.20%
Min Balance $50,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.63%
Share Savings Account 0.15% 0.15%
Min Balance $25,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.63%
Share Savings Account 0.10% 0.10%
Min Balance $10,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.63%
Share Savings Account 0.05% 0.05%
Min Balance $100
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.63%
Share Savings Account - 0.00%
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.63%

Amplify Credit Union Money Market Rates

Product Rate APY View More
Business Money Market 0.30% 0.30%
Min Balance $250,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.63%
Business Money Market 0.25% 0.25%
Min Balance $100,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.63%
Business Money Market 0.20% 0.20%
Min Balance $50,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.63%
Business Money Market 0.15% 0.15%
Min Balance $25,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.63%
Business Money Market 0.10% 0.10%
Min Balance $1,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.63%

Amplify Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loan - - 4.80% 0 - 48
Details As Low As
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.63%
Auto Loan - - 5.00% 49 - 66
Details As Low As
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.63%
Auto Loan - - 5.20% 67 - 75
Details As Low As
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.63%
Auto Loan - - 6.00% 76 - 84
Details As Low As
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.63%
Used Auto Loan - - 9.75% 0 - 36
Details As Low As
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.63%
Used Auto Loan - - 10.75% 0 - 36
Details As Low As
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.63%
Used Auto Loan - - 11.50% 61 - 84
Details As Low As
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.63%
Used Auto Loan - - 11.95% 37 - 60
Details As Low As
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.63%
Used Auto Loan - - 12.70% 61 - 84
Details As Low As
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.63%

Amplify Credit Union Personal Loan Rates

Product Rate APR View More
Personal Loan - 10.75%
Details As Low As
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.63%
Personal Lines of Credit - 12.99%
Details As Low As
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.63%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Amplify Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Amplify Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Amplify Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Amplify Credit Union
Address 3600 W Parmer Ln, Austin, TX 78727
Phone 512-836-5901
Fax
President Kendel Martin
CEO Kendall Garrison
Full-Time Employees 210
Part-Time Employees 2
Branch Locations 4
ATM Locations 5
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.63%
Return on Assets (ROA)
-0.0960%
Return on Equity (ROE)
-0.8872%
Non-Performing Loans Ratio (NPL)
0.42%
Total Assets
1,271,284,187
Total Amount of Shares and Deposits
920,161,388
Total Shares and Deposits < 1 Year
888,136,911
Total Shares and Deposits 1 3 Years
29,564,494
Total Shares and Deposits > 3 Years
2,459,984
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
81,207,794
Total Uninsured Shares and Deposits > $250K (F+J)
81,576,874
Total Insured Shares and Deposits > $250K (item 17 less item K)
838,584,514
Total Interest Expense (Sum of items 6 8)
23,877,177
Share Certificates
3,014
Number of Accounts for Share Drafts
36,290
IRA KEOGH Accounts
364
Number of Accounts for Regular Shares
56,213
Non Member Deposits
865
Money Market Shares
2,158
Net Income (unless the amount is already included in Undivided Earnings)
-1,220,178
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
125,427,773
Total Liabilities
1,141,218,307
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About Amplify Credit Union

Is Amplify Credit Union a safe place to deposit money?

Yes, Amplify Credit Union is considered a safe financial institution. With a Texas Ratio of 2.6255760363386%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Amplify Credit Union operate?

Amplify Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Amplify Credit Union?

Yes, to access services at Amplify Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Amplify Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Amplify Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Amplify Credit Union offer online and mobile banking?

Most modern institutions like Amplify Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.goamplify.com.

Current Amplify Credit Union Rates

  • 12-Month CD3.70%
  • 18-Month CD3.75%
  • 24-Month CD3.70%
  • 60-Month CD3.70%
  • Savings0.00%
  • MMA0.10%
Retrieved from our database of financial products. Rates subject to change.