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 Utilities Employees Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 24, 2026
Utilities Employees Credit Union's 5 mos Special CDs of Deposit (CDs)andIndividual Retirement Account (IRA) CDs rates are at 3.80%, 9 mos Special CDs of Deposit (CDs)andIndividual Retirement Account (IRA) CDs rates are at 3.80%, 12 mos CDs of Deposit (CDs)andIndividual Retirement Account (IRA) CDs rates are at 3.70%, 3 mos CDs of Deposit (CDs)andIndividual Retirement Account (IRA) CDs rates are at 3.70%, 6 mos CDs of Deposit (CDs)andIndividual Retirement Account (IRA) CDs rates are at 3.65%. Utilities Employees Credit Union's savings rates are at 0.45%. Utilities Employees Credit Union's Personal Loan Rates are at 9.20%. MonitorBankRates evaluates the financial stability of Utilities Employees Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.66%. Rates were last updated on 03/24/2026. Utilities Employees Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Utilities Employees Credit Union? Share your experience about Utilities Employees Credit Union by leaving a review below, or read customer reviews before you decide to use Utilities Employees Credit Union. Utilities Employees Credit Union
Utilities Employees Credit Union 11 Meridian Blvd
https://www.uecu.org Wyomissing, PA 19610 
Utilities Employees Credit Union CD Rates
Utilities Employees Credit Union Savings Rates
Utilities Employees Credit Union Home Equity & HELOC
Utilities Employees Credit Union Credit Card Rates
Utilities Employees Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Utilities Employees Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Utilities Employees Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Utilities Employees Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Utilities Employees Credit Union
Website
https://www.uecu.org
Address
11 Meridian Blvd,
Wyomissing, PA 19610
Phone
610-927-4000
Fax
610-927-4089
President
Thomas OBrien
CEO
Bret Krevolin
Full-Time Employees
124
Part-Time Employees
3
Branch Locations
2
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.66%
Return on Assets (ROA)
0.2492%
Return on Equity (ROE)
1.5996%
Non-Performing Loans Ratio (NPL)
1.12%
Total Assets
1,492,551,302
Total Amount of Shares and Deposits
1,247,105,290
Total Shares and Deposits < 1 Year
1,180,564,153
Total Shares and Deposits 1 3 Years
51,927,445
Total Shares and Deposits > 3 Years
14,613,692
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
68,385,094
Total Uninsured Shares and Deposits > $250K (F+J)
68,385,094
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,178,720,196
Total Interest Expense (Sum of items 6 8)
22,954,274
Share Certificates
9,902
Number of Accounts for Share Drafts
19,657
IRA KEOGH Accounts
3,226
Number of Accounts for Regular Shares
61,670
All other shares
374
Money Market Shares
6,833
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
47,480,656
Total Liabilities
1,312,544,212
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Utilities Employees Credit UnionIs Utilities Employees Credit Union a safe place to deposit money?Yes, Utilities Employees Credit Union is considered a safe financial institution. With a Texas Ratio of 3.6610578890861%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Utilities Employees Credit Union operate?Utilities Employees Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Utilities Employees Credit Union?Yes, to access services at Utilities Employees Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Utilities Employees Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Utilities Employees Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Utilities Employees Credit Union offer online and mobile banking?Most modern institutions like Utilities Employees Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.uecu.org. Current Utilities Employees Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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