☰

New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report See your state’s current score

Home›
Credit Unions›
Utilities Employees Credit Union

iAdvertiser Disclosure

Utilities Employees Credit Union Rates & Review November 2026

Q: What are the current interest rates at Utilities Employees Credit Union?

Current rates for Utilities Employees Credit Union include: Savings: 2.10%

Q: What CD terms does Utilities Employees Credit Union offer?

Utilities Employees Credit Union CD rates are 3.75% APY for a 2 year CD, 3.80% APY for a 30 month CD, 3.80% APY for a 3 year CD, 3.85% APY for a 4 year CD and 3.85% APY for a 5 year CD, verified by MonitorBankRates as of October 29, 2026. The institution may offer other terms or specials that are not listed here, so check with Utilities Employees Credit Union for its full lineup.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 29, 2026

Utilities Employees Credit Union's CD of Deposit - 48 mos rates are at 3.85%, CD of Deposit - 60 mos rates are at 3.85%, CD of Deposit - 30 mos rates are at 3.80%, CD of Deposit - 36 mos rates are at 3.80%, CD of Deposit - 24 mos rates are at 3.75%. Utilities Employees Credit Union's savings rates are at 2.10%. Utilities Employees Credit Union's Personal Loan Rates are as low as 9.45%. Utilities Employees Credit Union's Credit Card Rates are at 8.75%. Utilities Employees Credit Union's CD rates are 36% higher than the MonitorBankRates national average, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Utilities Employees Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.11%. Rates last updated and verified on 10/29/2026.

Utilities Employees Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Utilities Employees Credit Union? Share your experience about Utilities Employees Credit Union by leaving a review below, or read customer reviews before you decide to use Utilities Employees Credit Union.

Verified Healthy 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

4.11%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Utilities Employees Credit Union
Utilities Employees Credit Union

11 Meridian Blvd
Wyomissing, PA 19610

https://www.uecu.org

Customer Reviews

Be the first to review

Write a Review

Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Utilities Employees Credit Union CD Rates

Product	Rate	APY	Term
Certificate of Deposit - 20 mos Special	4.12%	4.20%	20 months
Min Deposit $500 Min Balance $500 Details Special rate; Balance: $500.00 - $9,999.99 Last Updated 10/29/2026 Rate History 1 change since Oct 13, 2026 · 4.00% → 4.20% ▲ 0.20 pts · high 4.20% / low 4.00% Oct 26, 20264.20%▲ from 4.00% Oct 13, 20264.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.11%
Certificate of Deposit - 20 mos Special	4.12%	4.20%	20 months
Min Deposit $500 Min Balance $10,000 Details Special rate; Balance: $10,000.00 - $74,999.99 Last Updated 10/29/2026 Rate History 1 change since Oct 13, 2026 · 4.00% → 4.20% ▲ 0.20 pts · high 4.20% / low 4.00% Oct 26, 20264.20%▲ from 4.00% Oct 13, 20264.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.11%
Certificate of Deposit - 20 mos Special	4.12%	4.20%	20 months
Min Deposit $500 Min Balance $75,000 Details Special rate; Balance: $75,000.00 and over Last Updated 10/29/2026 Rate History 1 change since Oct 13, 2026 · 4.00% → 4.20% ▲ 0.20 pts · high 4.20% / low 4.00% Oct 26, 20264.20%▲ from 4.00% Oct 13, 20264.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.11%
Certificate of Deposit - 13 mos Special	4.02%	4.10%	13 months
Min Deposit $500 Min Balance $500 Details Special rate; Balance: $500.00 - $9,999.99 Last Updated 10/29/2026 Rate History 1 change since Oct 13, 2026 · 4.00% → 4.10% ▲ 0.10 pts · high 4.10% / low 4.00% Oct 26, 20264.10%▲ from 4.00% Oct 13, 20264.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.11%
Certificate of Deposit - 13 mos Special	4.02%	4.10%	13 months
Min Deposit $500 Min Balance $10,000 Details Special rate; Balance: $10,000.00 - $74,999.99 Last Updated 10/29/2026 Rate History 1 change since Oct 13, 2026 · 4.00% → 4.10% ▲ 0.10 pts · high 4.10% / low 4.00% Oct 26, 20264.10%▲ from 4.00% Oct 13, 20264.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.11%
Certificate of Deposit - 13 mos Special	4.02%	4.10%	13 months
Min Deposit $500 Min Balance $75,000 Details Special rate; Balance: $75,000.00 and over Last Updated 10/29/2026 Rate History 1 change since Oct 13, 2026 · 4.00% → 4.10% ▲ 0.10 pts · high 4.10% / low 4.00% Oct 26, 20264.10%▲ from 4.00% Oct 13, 20264.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.11%
Certificate of Deposit - 48 mos	3.78%	3.85%	48 months
Min Deposit $500 Min Balance $75,000 Details Balance: $75,000.00 and over Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.85% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.11%
Certificate of Deposit - 60 mos	3.78%	3.85%	60 months
Min Deposit $500 Min Balance $75,000 Details Balance: $75,000.00 and over Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.85% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.11%
Certificate of Deposit - 30 mos	3.74%	3.80%	30 months
Min Deposit $500 Min Balance $75,000 Details Balance: $75,000.00 and over Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.80% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.11%
Certificate of Deposit - 36 mos	3.74%	3.80%	36 months
Min Deposit $500 Min Balance $75,000 Details Balance: $75,000.00 and over Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.80% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.11%
Certificate of Deposit - 24 mos	3.69%	3.75%	24 months
Min Deposit $500 Min Balance $75,000 Details Balance: $75,000.00 and over Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.75% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.11%
Certificate of Deposit - 48 mos	3.69%	3.75%	48 months
Min Deposit $500 Min Balance $10,000 Details Balance: $10,000.00 - $74,999.99 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.75% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.11%
Certificate of Deposit - 60 mos	3.69%	3.75%	60 months
Min Deposit $500 Min Balance $10,000 Details Balance: $10,000.00 - $74,999.99 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.75% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.11%
Certificate of Deposit - 12 mos	3.64%	3.70%	12 months
Min Deposit $500 Min Balance $75,000 Details Balance: $75,000.00 and over Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.70% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.11%
Certificate of Deposit - 18 mos	3.64%	3.70%	18 months
Min Deposit $500 Min Balance $75,000 Details Balance: $75,000.00 and over Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.70% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.11%
Certificate of Deposit - 30 mos	3.64%	3.70%	30 months
Min Deposit $500 Min Balance $10,000 Details Balance: $10,000.00 - $74,999.99 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.70% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.11%
Certificate of Deposit - 36 mos	3.64%	3.70%	36 months
Min Deposit $500 Min Balance $10,000 Details Balance: $10,000.00 - $74,999.99 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.70% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.11%
Certificate of Deposit - 6 mos	3.64%	3.70%	6 months
Min Deposit $500 Min Balance $75,000 Details Balance: $75,000.00 and over Last Updated 10/29/2026 Rate History 1 change since Oct 13, 2026 · 3.80% → 3.70% ▼ 0.10 pts · high 3.80% / low 3.70% Oct 26, 20263.70%▼ from 3.80% Oct 13, 20263.80%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.11%
Certificate of Deposit - 24 mos	3.59%	3.65%	24 months
Min Deposit $500 Min Balance $10,000 Details Balance: $10,000.00 - $74,999.99 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.65% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.11%
Certificate of Deposit - 48 mos	3.59%	3.65%	48 months
Min Deposit $500 Min Balance $500 Details Balance: $500.00 - $9,999.99 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.65% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.11%
Certificate of Deposit - 60 mos	3.59%	3.65%	60 months
Min Deposit $500 Min Balance $500 Details Balance: $500.00 - $9,999.99 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.65% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.11%
Certificate of Deposit - 12 mos	3.54%	3.60%	12 months
Min Deposit $500 Min Balance $10,000 Details Balance: $10,000.00 - $74,999.99 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.60% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.11%
Certificate of Deposit - 18 mos	3.54%	3.60%	18 months
Min Deposit $500 Min Balance $10,000 Details Balance: $10,000.00 - $74,999.99 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.60% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.11%
Certificate of Deposit - 3 mos	3.54%	3.60%	3 months
Min Deposit $500 Min Balance $75,000 Details Balance: $75,000.00 and over Last Updated 10/29/2026 Rate History 1 change since Oct 13, 2026 · 3.70% → 3.60% ▼ 0.10 pts · high 3.70% / low 3.60% Oct 26, 20263.60%▼ from 3.70% Oct 13, 20263.70%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.11%
Certificate of Deposit - 30 mos	3.54%	3.60%	30 months
Min Deposit $500 Min Balance $500 Details Balance: $500.00 - $9,999.99 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.60% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.11%
Certificate of Deposit - 36 mos	3.54%	3.60%	36 months
Min Deposit $500 Min Balance $500 Details Balance: $500.00 - $9,999.99 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.60% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.11%
Certificate of Deposit - 6 mos	3.54%	3.60%	6 months
Min Deposit $500 Min Balance $10,000 Details Balance: $10,000.00 - $74,999.99 Last Updated 10/29/2026 Rate History 1 change since Oct 13, 2026 · 3.70% → 3.60% ▼ 0.10 pts · high 3.70% / low 3.60% Oct 26, 20263.60%▼ from 3.70% Oct 13, 20263.70%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.11%
Certificate of Deposit - 24 mos	3.49%	3.55%	24 months
Min Deposit $500 Min Balance $500 Details Balance: $500.00 - $9,999.99 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.55% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.11%
Certificate of Deposit - 12 mos	3.45%	3.50%	12 months
Min Deposit $500 Min Balance $500 Details Balance: $500.00 - $9,999.99 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.50% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.11%
Certificate of Deposit - 18 mos	3.45%	3.50%	18 months
Min Deposit $500 Min Balance $500 Details Balance: $500.00 - $9,999.99 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.50% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.11%
Certificate of Deposit - 3 mos	3.45%	3.50%	3 months
Min Deposit $500 Min Balance $10,000 Details Balance: $10,000.00 - $74,999.99 Last Updated 10/29/2026 Rate History 1 change since Oct 13, 2026 · 3.60% → 3.50% ▼ 0.10 pts · high 3.60% / low 3.50% Oct 26, 20263.50%▼ from 3.60% Oct 13, 20263.60%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.11%
Certificate of Deposit - 6 mos	3.45%	3.50%	6 months
Min Deposit $500 Min Balance $500 Details Balance: $500.00 - $9,999.99 Last Updated 10/29/2026 Rate History 1 change since Oct 13, 2026 · 3.60% → 3.50% ▼ 0.10 pts · high 3.60% / low 3.50% Oct 26, 20263.50%▼ from 3.60% Oct 13, 20263.60%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.11%
Certificate of Deposit - 3 mos	3.35%	3.40%	3 months
Min Deposit $500 Min Balance $500 Details Balance: $500.00 - $9,999.99 Last Updated 10/29/2026 Rate History 1 change since Oct 13, 2026 · 3.50% → 3.40% ▼ 0.10 pts · high 3.50% / low 3.40% Oct 26, 20263.40%▼ from 3.50% Oct 13, 20263.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.11%

Utilities Employees Credit Union Savings Rates

Product	Rate	APY
Money Market Savings Account	-	2.10%
Details Up to 2.10% APY; dividend rate and APY stated as of 10/15/2026; dividend rate depends on balance tier; $10.00 service fee if balance falls below $2,500 Last Updated 10/29/2026 Rate History 1 change since Oct 9, 2026 · 2.00% → 2.10% ▲ 0.10 pts · high 2.10% / low 2.00% Oct 19, 20262.10%▲ from 2.00% Oct 9, 20262.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.11%
Regular Share Savings (Foundation for Membership)	-	0.45%
Details No minimum balance requirement; no fees; unlimited deposits; insured by NCUA up to $250,000; APY stated as of 10/15/2026 Last Updated 10/29/2026 Rate History No change since Oct 1, 2026 · 0.45% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.11%
Special Goal Savings Account	-	0.45%
Details Unlimited sub-accounts under member number; earns the same dividend rate as Share Savings; no fees; no minimum balance; unlimited deposits; insured by NCUA up to $250,000; APY stated as of 10/15/2026 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.45% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.11%

Utilities Employees Credit Union Money Market Rates

Product	Rate	APY	View More
Money Market Savings Account	-	2.10%
Details Up to 2.10% APY; dividend rate and APY stated as of 10/15/2026; dividend rate depends on balance tier; $10.00 service fee if balance falls below $2,500 Last Updated 10/29/2026 Rate History 1 change since Oct 9, 2026 · 2.00% → 2.10% ▲ 0.10 pts · high 2.10% / low 2.00% Oct 19, 20262.10%▲ from 2.00% Oct 9, 20262.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.11%

Utilities Employees Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term
Home Equity Fixed Rate Term Loan	-	-	5.74%	Up to 60 months
Details As Low As; Up to 90% LTV; Lowest rates for qualified applicants with active UECU Checking Account Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 5.74% APR · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.11%
Home Equity Fixed Rate Term Loan	-	-	6.24%	61 to 120 months
Details As Low As; Up to 90% LTV; Lowest rates for qualified applicants with active UECU Checking Account Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 6.24% APR · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.11%
Home Equity Fixed Rate Term Loan	-	-	6.49%	121 to 180 months
Details As Low As; Up to 90% LTV; Lowest rates for qualified applicants with active UECU Checking Account Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 6.49% APR · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.11%
Home Equity Fixed Rate Term Loan	-	-	6.74%	181 to 240 months
Details As Low As; Up to 90% LTV; Lowest rates for qualified applicants with active UECU Checking Account Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 6.74% APR · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.11%
Home Equity Fixed Rate Term Loan	-	-	7.99%	Up to 60 months
Details LTV tiers listed on page: Up to 90% LTV; 91% to 100% LTV (1st or 2nd lien); lowest rate for qualified applicants Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 5.74% → 7.99% ▲ 2.25 pts · high 7.99% / low 5.74% Oct 13, 20267.99%▲ from 5.74% Sep 14, 20265.74%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.11%
Home Equity Fixed Rate Term Loan	-	-	8.49%	61 to 120 months
Details LTV tiers listed on page: Up to 90% LTV; 91% to 100% LTV (1st or 2nd lien); lowest rate for qualified applicants Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 6.24% → 8.49% ▲ 2.25 pts · high 8.49% / low 6.24% Oct 13, 20268.49%▲ from 6.24% Sep 14, 20266.24%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.11%
Home Equity Fixed Rate Term Loan	-	-	8.99%	121 to 180 months
Details LTV tiers listed on page: Up to 90% LTV; 91% to 100% LTV (1st or 2nd lien); lowest rate for qualified applicants Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 6.49% → 8.99% ▲ 2.50 pts · high 8.99% / low 6.49% Oct 13, 20268.99%▲ from 6.49% Sep 14, 20266.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.11%
Home Equity Fixed Rate Term Loan	-	-	9.49%	181 to 240 months
Details LTV tiers listed on page: Up to 90% LTV; 91% to 100% LTV (1st or 2nd lien); lowest rate for qualified applicants Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 6.74% → 9.49% ▲ 2.75 pts · high 9.49% / low 6.74% Oct 13, 20269.49%▲ from 6.74% Sep 14, 20266.74%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.11%

Utilities Employees Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
Auto Loan - 2022 and Newer Models (new or used)	-	-	4.24%	up to 36 Months
Details As Low As; Model Year: 2022 and Newer (new or used); Daily Periodic Rate: 0.011616% Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 4.24% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.11%
Auto Loan - 2022 and Newer Models (new or used)	-	-	4.99%	37 to 60 Months
Details As Low As; Model Year: 2022 and Newer (new or used); Daily Periodic Rate: 0.013671% Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 4.99% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.11%
Auto Loan - 2019 to 2021 Models	-	-	5.24%	up to 36 Months
Details As Low As; Daily Periodic Rate: 0.014356%; Lowest rates for qualified applicants with active UECU Checking Account Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 5.24% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.11%
Auto Loan - 2019 to 2021 Models	-	-	5.49%	37 to 60 Months
Details As Low As; Daily Periodic Rate: 0.015041%; Lowest rates for qualified applicants with active UECU Checking Account Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 5.49% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.11%
Auto Loan - 2022 and Newer Models (new or used)	-	-	5.49%	61 to 72 Months
Details As Low As; Model Year: 2022 and Newer (new or used); Daily Periodic Rate: 0.015041% Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 5.49% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.11%
Auto Loan - 2024 and Newer Models	-	-	5.99%	73 to 84 months
Details As Low As; Model Year: 2024 and Newer; Daily Periodic Rate: 0.016411%; Lowest rates for qualified applicants with an active UECU Checking Account Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 5.99% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.11%
Auto Loan - 2018 and Older Models	-	-	7.99%	up to 36 Months
Details As Low As; Model Year: 2018 and Older; Daily Periodic Rate: 0.021890% Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 7.99% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.11%
Adventure Sports Vehicle Loan	-	-	8.74%	Up to 36 months
Details As Low As; Model Years: 2019 to 2022; Daily Periodic Rate: .023945% Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 8.24% → 8.74% ▲ 0.50 pts · high 8.74% / low 8.24% Oct 26, 20268.74%▲ from 8.24% Sep 14, 20268.24%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.11%
Auto Loan - 2018 and Older Models	-	-	8.99%	37 to 60 Months
Details As Low As; Model Year: 2018 and Older; Daily Periodic Rate: 0.024630% Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 8.99% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.11%
Adventure Sports Vehicle Loan	-	-	9.24%	37 to 48 months
Details As Low As; Model Years: 2019 to 2022; Daily Periodic Rate: .025315% Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 9.24% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.11%

Utilities Employees Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
Boat Loans - 2023 and Newer Models	-	7.99%	Up to 36 months
Details As Low As; Daily Periodic Rate: 0.021890% Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 7.99% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.11%
Motorcycle Loan - 2023 and Newer Models	-	7.99%	Up to 60 months
Details As Low As; Model Year: 2023 and Newer (new or used); Daily Periodic Rate: 0.021890%; Lowest rates require qualified applicant and active UECU Checking Account (excluding Green Light Checking) with at least one transaction per month Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 7.99% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.11%
Boat Loans - 2019 to 2022 Models	-	8.24%	Up to 36 months
Details As Low As; Daily Periodic Rate: 0.022575% Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 8.24% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.11%
Motorcycle Loan - 2023 and Newer Models	-	8.24%	61 to 72 months
Details As Low As; Model Year: 2023 and Newer (new or used); Daily Periodic Rate: 0.022575%; Lowest rates require qualified applicant and active UECU Checking Account (excluding Green Light Checking) with at least one transaction per month Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 8.24% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.11%
Boat Loans - 2019 to 2022 Models	-	8.49%	37 to 60 months
Details As Low As; Daily Periodic Rate: 0.023260% Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 8.49% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.11%
Boat Loans - 2023 and Newer Models	-	8.49%	37 to 60 months
Details As Low As; Daily Periodic Rate: 0.023260% Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 8.49% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.11%
Motorcycle Loan - 2026 and Newer Models	-	8.74%	73 to 84 months
Details As Low As; Daily Periodic Rate: 0.023945%; Model Year: 2026 and Newer; Lowest rates for qualified applicants with an active UECU Checking Account (excluding Green Light Checking) and at least one transaction per month Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 8.74% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.11%
Boat Loans - 2023 and Newer Models	-	8.99%	61 to 72 months
Details As Low As; Daily Periodic Rate: 0.024630% Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 8.99% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.11%
Motorcycle Loan - 2019 to 2022 Models	-	8.99%	Up to 36 months
Details As Low As; Model Year: 2019 to 2022; Daily Periodic Rate: 0.024630% Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 8.99% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.11%
Motorcycle Loan - 2019 to 2022 Models	-	9.49%	37 to 60 months
Details As Low As; Model Year: 2019 to 2022; Daily Periodic Rate: 0.026000% Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 9.49% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.11%
Boat Loans - 2026 and Newer Models	-	9.99%	73 to 84 months
Details As Low As; Model Year: 2026 and Newer; Daily Periodic Rate: 0.027370% Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 9.99% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.11%
Boat Loans - 2026 and Newer Models	-	11.49%	85 to 96 months
Details As Low As; Model Year: 2026 and Newer; Daily Periodic Rate: 0.031479% Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 11.49% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.11%
Boat Loans - 2026 and Newer Models	-	12.49%	97 to 120 months
Details As Low As; Model Year: 2026 and Newer; Daily Periodic Rate: 0.034219% Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 12.49% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.11%

Utilities Employees Credit Union Credit Card Rates

Product	Rate	APR	View More
Visa Power Card	-	8.75%
Details APR range: 8.75% to 18.00%; Regular APR variable based on WSJ Prime Rate plus or minus margin; Daily Periodic Rate: .023973% to .049315%; Rate will not exceed 18%; Rate quoted as of 10/16/2026 Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 8.75% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.11%

Utilities Employees Credit Union Personal Loan Rates

Product	APR	Term
Personal Line of Credit	9.45%
Details Daily Periodic Rate: 0.025890%; variable rate based on WSJ Prime plus margin; maximum lifetime rate 18% APR Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 9.20% → 9.45% ▲ 0.25 pts · high 9.45% / low 9.20% Oct 9, 20269.45%▲ from 9.20% Sep 14, 20269.20%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.11%
Personal / Signature Loan	9.99%	Up to 36 months
Details As Low As; Daily Periodic Rate: 0.027370% Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 9.99% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.11%
Personal / Signature Loan	10.99%	37 to 60 months
Details As Low As; Daily Periodic Rate: 0.030110% Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 10.99% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.11%

Utilities Employees Credit Union Other Rates

Product	Rate	Points	APY/APR	Term
Work Equipment Loan - 2026 and Newer	-	-	9.74%	85 to 96 months
Details As Low As; Model Year: 2026 and Newer; Daily Periodic Rate: 0.026685% Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 9.74% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.11%
Work Equipment Loan - 2026 and Newer	-	-	9.99%	97 to 120 months
Details As Low As; Model Year: 2026 and Newer; Daily Periodic Rate: 0.027370% Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 9.99% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.11%
Work Equipment Loans - 2023 and Newer	-	-	8.49%	Up to 36 months
Details As Low As; Daily Periodic Rate: 0.023260% Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 8.49% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.11%
Work Equipment Loans - 2023 and Newer	-	-	8.99%	37 to 60 months
Details As Low As; Daily Periodic Rate: 0.024630% Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 8.99% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.11%
Work Equipment Loans - 2023 and Newer	-	-	9.49%	61 to 72 months
Details As Low As; Daily Periodic Rate: 0.026000% Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 9.49% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.11%
Work Equipment Loans - 2023 and Newer	-	-	9.74%	73 to 84 months
Details As Low As; Daily Periodic Rate: 0.026685% Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 9.74% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.11%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Utilities Employees Credit Union’s Texas Ratio rose from 0.93% in Q3 2023 to 4.11% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$1.5B	4.11%	5.0	A+
March 31, 2026	$1.5B	3.38%	5.0	A+
December 31, 2025	$1.5B	3.54%	5.0	A+
September 30, 2025	$1.5B	3.55%	5.0	A+
June 30, 2025	$1.5B	1.37%	5.0	A+
March 31, 2025	$1.5B	1.16%	5.0	A+
December 31, 2024	$1.3B	1.62%	5.0	A+
September 30, 2024	$1.3B	1.31%	5.0	A+
June 30, 2024	$1.3B	1.61%	5.0	A+
March 31, 2024	$1.3B	0.94%	5.0	A+
December 31, 2023	$1.3B	1.05%	5.0	A+
September 30, 2023	$1.3B	0.93%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Utilities Employees Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Utilities Employees Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Utilities Employees Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Utilities Employees Credit Union

Website https://www.uecu.org

Address 11 Meridian Blvd, Wyomissing, PA 19610

Phone 610-927-4000

Fax 610-927-4089

President Thomas O'Brien

CEO Bret Krevolin

Full-Time Employees 123

Part-Time Employees 2

Branch Locations 2

ATM Locations 0

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (98/100)

Texas Ratio

4.11%

Return on Assets (ROA)

0.2715%

Return on Equity (ROE)

1.7265%

Non-Performing Loans Ratio (NPL)

1.26%

Total Assets

1,508,239,932

Total Amount of Shares and Deposits

1,261,374,117

Total Shares and Deposits < 1 Year

1,184,820,186

Total Shares and Deposits 1 3 Years

61,681,354

Total Shares and Deposits > 3 Years

14,872,577

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

72,644,248

Total Uninsured Shares and Deposits > $250K (F+J)

72,644,248

Total Insured Shares and Deposits > $250K (item 17 less item K)

1,188,729,869

Total Interest Expense (Sum of items 6 8)

14,638,039

Share Certificates

10,319

Number of Accounts for Share Drafts

19,501

IRA KEOGH Accounts

3,225

Number of Accounts for Regular Shares

61,535

All other shares

374

Money Market Shares

6,585

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

36,554,209

Total Liabilities

1,326,887,106

Source: NCUA — Last Updated 06/30/2026

2026 MBR Health & Safety Badge

Utilities Employees Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter, and this profile page always shows the latest results, so the code never needs to change.

<a href="https://www.monitorbankrates.com/credit-unions/utilities-employees-credit-union-rates-review-64896">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>

Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for Utilities Employees Credit Union yet. Feel free to create one below.

Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.

Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for Utilities Employees Credit Union

Frequently Asked Questions About Utilities Employees Credit Union

Does Utilities Employees Credit Union offer CDs?

Yes. Utilities Employees Credit Union current CD rates include its CD of Deposit - 48 mos at 3.85% APY, its CD of Deposit - 60 mos at 3.85% APY and its CD of Deposit - 30 mos at 3.80% APY, verified by MonitorBankRates as of October 29, 2026.

Are CDs from Utilities Employees Credit Union NCUA insured?

Yes. Utilities Employees Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at Utilities Employees Credit Union?

The highest Utilities Employees Credit Union CD rate is its CD of Deposit - 20 mos Special at 4.20% APY, verified by MonitorBankRates as of October 29, 2026.

What CD terms does Utilities Employees Credit Union offer?

Utilities Employees Credit Union CD rates are 3.75% APY for a 2 year CD, 3.80% APY for a 30 month CD, 3.80% APY for a 3 year CD, 3.85% APY for a 4 year CD and 3.85% APY for a 5 year CD, verified by MonitorBankRates as of October 29, 2026. The institution may offer other terms or specials that are not listed here, so check with Utilities Employees Credit Union for its full lineup.

What is the highest savings rate at Utilities Employees Credit Union?

The highest Utilities Employees Credit Union savings rate is its Regular Savings (Foundation for Membership) at 0.45% APY, verified by MonitorBankRates as of October 29, 2026.

What is the highest money market rate at Utilities Employees Credit Union?

The highest Utilities Employees Credit Union money market rate is its Money Market Savings Account at 2.10% APY, verified by MonitorBankRates as of October 29, 2026.

What is the lowest auto loan rate at Utilities Employees Credit Union?

The lowest Utilities Employees Credit Union auto loan rate is its Auto Loan - 2022 and Newer Models (new or used) at 4.24% APR, verified by MonitorBankRates as of October 29, 2026.

What is the lowest personal loan rate at Utilities Employees Credit Union?

The lowest Utilities Employees Credit Union personal loan rate is its Personal Line of Credit at 9.45% APR, verified by MonitorBankRates as of October 29, 2026.

What is the lowest credit card APR at Utilities Employees Credit Union?

The lowest Utilities Employees Credit Union credit card APR is its Visa Power Card Credit Card at 8.75% APR, verified by MonitorBankRates as of October 29, 2026.

How many branches does Utilities Employees Credit Union operate?

Utilities Employees Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Utilities Employees Credit Union?

Yes, to access services at Utilities Employees Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Utilities Employees Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Utilities Employees Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Utilities Employees Credit Union offer online and mobile banking?

Most modern institutions like Utilities Employees Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.uecu.org.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Utilities Employees Credit Union rates compare?

Utilities Employees Credit Union's CD rates are 36% higher than the MonitorBankRates national average, and it has an A+ health rating. Utilities Employees Credit Union's top rates are its CD of Deposit - 20 mos Special at 4.20% APY, its Money Market Savings Account at 2.10% APY, its Personal Line of Credit at 9.45% APR and its Visa Power Card Credit Card at 8.75% APR, verified by MonitorBankRates on October 29, 2026.

Current Utilities Employees Credit Union Rates

Savings2.10%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

Italo American Credit Union Patelco Credit Union Unified Homeowners of Illinois Federal Credit Union Co-Lib Credit Union Maine Media Federal Credit Union Land Of Lincoln Credit Union Interstate Credit Union Central Vermont Medical Centerinc Credit Union Best Financial Credit Union Preston Federal Credit Union Strip Steel Community Federal Credit Union Fedmont Credit Union Northwestern Federal Credit Union CommunityAmerica Credit Union ORLEX Government Employees Credit Union Rally Credit Union KeyPoint Credit Union Public Service Credit Union VA Pittsburgh Employees Federal Credit Union Safe Harbor Credit Union Altra Federal Credit Union

Utilities Employees Credit Union Rates & Review November 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Utilities Employees Credit Union Texas Ratio

Utilities Employees Credit Union Health Trend

Utilities Employees Credit Union CD Rates

Utilities Employees Credit Union Savings Rates

Utilities Employees Credit Union Money Market Rates

Utilities Employees Credit Union Home Equity & HELOC

Utilities Employees Credit Union Auto Loan Rates

Utilities Employees Credit Union RV, Boat and Powersport Loan Rates

Utilities Employees Credit Union Credit Card Rates

Utilities Employees Credit Union Personal Loan Rates

Utilities Employees Credit Union Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

Utilities Employees Credit Union earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Utilities Employees Credit Union

Does Utilities Employees Credit Union offer CDs?

Are CDs from Utilities Employees Credit Union NCUA insured?

What is the highest CD rate at Utilities Employees Credit Union?

What CD terms does Utilities Employees Credit Union offer?

What is the highest savings rate at Utilities Employees Credit Union?

What is the highest money market rate at Utilities Employees Credit Union?

What is the lowest auto loan rate at Utilities Employees Credit Union?

What is the lowest personal loan rate at Utilities Employees Credit Union?

What is the lowest credit card APR at Utilities Employees Credit Union?

How many branches does Utilities Employees Credit Union operate?

Is a member application needed to join Utilities Employees Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Utilities Employees Credit Union offer online and mobile banking?

Are all CD rates listed on MonitorBankRates federally insured?

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Why are some CD offers not available for me to open?

How do Utilities Employees Credit Union rates compare?

Current Utilities Employees Credit Union Rates

Compare to Other Credit Unions