Citizens State Bank Miles, TX CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Citizens State Bank Miles, TXToday's 12-month CD rates can be found at 0.50%, 6-month CD rates at 4.07% and 3-month CD rates at 0.50%. Current savings rates are at 1.26% and money market rates are at 0.20%. Mortgage rates today on 30-year fixed loans are around 7.24%. Credit Card rates are at 29.24%. Personal Loan rates are at 9.20%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Citizens State Bank Miles, TX CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Citizens State Bank Miles, TX, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Citizens State Bank Miles, TX CD rates. You can also compare Citizens State Bank Miles, TX savings rates, MMA rates and mortgage rates using our other rate lists.

Citizens State Bank Miles, TX money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Citizens State Bank Miles, TX? Share your experience about Citizens State Bank Miles, TX by leaving a review below, or read customer reviews before you decide to use Citizens State Bank Miles, TX.

Citizens State Bank Miles, TX Texas Ratio

Citizens State Bank Miles, TX's Texas Ratio is at 0.00%, which is considered excellent. The Texas Ratio for Citizens State Bank Miles, TX is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Citizens State Bank Miles, TX is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Citizens State Bank Miles, TX
111 S Robinson St
Miles, TX 76861
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Citizens State Bank Miles, TX Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
36-Month CD
4.00%
$1,000
Ally Bank
Ally Bank
12-Month CD
3.90%
$0
St. Ansgar State Bank
St. Ansgar State Bank
60-Month CD
3.84%
$5,000
Hibernia Bank
Hibernia Bank
12-Month CD
3.75%
$1,000
Hyperion Bank
Hyperion Bank
18-Month CD
3.75%
$500
Act 1st Federal Credit Union
Act 1st Federal Credit Union
18-Month CD
3.56%
$500
PSB of Plainview
PSB of Plainview
36-Month CD
3.44%
$10,000
FSB of Randolph County
FSB of Randolph County
24-Month CD
3.35%
$500
Kearney Trust Company
Kearney Trust Company
36-Month CD
3.30%
$100
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
48-Month CD
3.30%
$500
Citizens Federal S&L Assoc
Citizens Federal S&L Assoc
High Yield Savings
3.25%
$25,000
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
24-Month CD
3.25%
$500
Thomaston Savings Bank
Thomaston Savings Bank
60-Month CD
3.15%
$1,000
Centreville Bank
Centreville Bank
36-Month CD
3.00%
$1,000
Mountain Pacific Bank
Mountain Pacific Bank
36-Month CD
3.00%
$500
TSB Bank
TSB Bank
24-Month CD
3.00%
$500
Transpecos Banks
Transpecos Banks
36-Month CD
2.85%
$1,000
Bellevue State Bank
Bellevue State Bank
36-Month CD
2.77%
$2,500
Perennial Bank
Perennial Bank
30-Month CD
2.52%
$1,000
Citizens-Farmers Bank of Cole Camp
Citizens-Farmers Bank of Cole Camp
48-Month CD
2.52%
$1,000
Peoples Bank of Deer Lodge
Peoples Bank of Deer Lodge
24-Month CD
2.42%
$100
Warren-Boynton State Bank
Warren-Boynton State Bank
48-Month CD
2.26%
$1,000
American Bank & Trust Co, Inc.
American Bank & Trust Co, Inc.
Business Money Market
2.25%
$2,500
Northern Interstate Bank, N. A.
Northern Interstate Bank, N. A.
48-Month CD
2.12%
$1,000
First Bank Elk River
First Bank Elk River
18-Month CD
2.07%
$1
Hendricks County Bank and Trust
Hendricks County Bank and Trust
24-Month CD
2.07%
$1,000
New Market Bank
New Market Bank
48-Month CD
2.05%
$500
Columbia Bank
Columbia Bank
Yield Money Market
2.00%
$25,000
Second Federal S&L
Second Federal S&L
Money Market
2.00%
$50,000
Credit Human Federal Credit Union
Credit Human Federal Credit Union
Money Market
2.00%
$10,000
OAB One American Bank
OAB One American Bank
48-Month CD
1.96%
$500
PSB Wellsburg, IA
PSB Wellsburg, IA
48-Month CD
1.95%
$1,000
New Peoples Bank
New Peoples Bank
Money Market
1.65%
$250,000
Midland Community Bank
Midland Community Bank
60-Month CD
1.26%
$1,000
Colonial Savings, F.A.
Colonial Savings, F.A.
60-Month CD
1.13%
$1,000
Parkway Bank and Trust Company
Parkway Bank and Trust Company
24-Month CD
1.10%
$1,000
Bank of Springfield
Bank of Springfield
36-Month CD
0.91%
$1,000
Bogota Savings Bank
Bogota Savings Bank
48-Month CD
0.75%
$1,000
First National Bank of Steeleville
First National Bank of Steeleville
Money Market
0.60%
$250,000
Miami Savings Bank
Miami Savings Bank
48-Month CD
0.50%
$1,000
Peoples Bank of Kentucky
Peoples Bank of Kentucky
12-Month CD
0.30%
$1,000
WCB West Central Bank
WCB West Central Bank
NOW Checking
0.30%
$1,500
Town & Country Bank Ravenna, NE
Town & Country Bank Ravenna, NE
Hometown Savings
0.25%
$25
Parke Bank
Parke Bank
Personal Money Market
0.25%
$1,000
First Southern Bank Florence, AL
First Southern Bank Florence, AL
18-Month CD
0.20%
$1,000
WaFd Bank
WaFd Bank
36-Month CD
0.20%
$1,000
Collinsville Building and Loan Association
Collinsville Building and Loan Association
18-Month CD
0.15%
$1,000
Pulaski Savings Bank
Pulaski Savings Bank
Savings
0.15%
$50
Wells River Savings Bank
Wells River Savings Bank
3-Month CD
0.15%
$200
Sturdy Savings Bank
Sturdy Savings Bank
36-Month CD
0.06%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates January 20, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.375%
5.435%
0.000
5.250%
5.491%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.125%
5.600%
0.000
5.500%
5.614%
0.000
15-Year Fixed (Power Rate)
5.847%
5.625%
0.000
5.500%
5.654%
0.000
5.625%
5.673%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.750%
5.756%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.750%
5.793%
0.000
5.750%
5.801%
0.000
15-Year Fixed
5.750%
5.806%
0.000
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
5.500%
5.820%
0.000
5.750%
5.834%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Citizens State Bank Miles, TX rate data right now, check back for updates, we are adding rates all the time.

Citizens State Bank Miles, TX Information

Citizens State Bank Miles, TX
111 S Robinson St
Miles, TX 76861
Runnels
Established Date: 08/02/1937
FDIC Certificate #: 15519
Date of FDIC Deposit Insurance: 08/02/1937
Bank Holding Company: CSB FINANCIAL CORP
How Many Domestic U.S. Offices? 2
How Many Branches are There? 2
Is Citizens State Bank Miles, TX FDIC Insured? Yes
What is Citizens State Bank Miles, TX's Cert number? 15519
What is the maximum amount for insured deposits? $250,000 per holder, per account

Citizens State Bank Miles, TX Financials

Total Assets:
$234,349,000
Total Deposits:
$211,231,000
Equity Capital:
$22,490,000
Domestic Deposits:
$211,231,000
Net Income:
$1,287,000
Return on Assets:
2.3396%
Quarterly Return on Assets:
2.2200%
Pretax Return on Assets:
2.2156%
Pretax Quarterly Return on Assets:
2.2200%
Return on Equity:
24.8600%
Quarterly Return on Equity:
23.2000%
Common Equity Tier 1 Capital Ratio:
13.8589%
Tier 1 Risk-Based Capital Ratio:
13.8589%
Leverage Tier 1 (Core Capital) Ratio:
9.9538%
Total Risk-Based Capital Ratio (YTD):
15.0477%
Total Interest Income (YTD):
5.5659%
 
 
Headquarters:
Miles
FDIC Field Office:
Lubbock
Regulator:
FDIC
County:
Runnels
# of Offices:
2
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Current Mortgage Rates: 30 Year Mortgage Rates at 4.02%Mortgage rates are higher today as 30 year conventional mortgage rates are back above 4.00%. Current mortgage rates on 30 year loans are averaging 4.02%, an increase from yesterday's average 30 year mortgage rate of 3.90%. Mortgage rates on 15 year home loans are averaging 3.31%, an increase from yesterday's average 15 year mortgage rate of 3.23%.
Current refinance rates declined as 10 year bond yields are down by 3 basis points on weak economic news on China's trade growth. Average refinance rates on 30 year loans are at 3.63 percent, down from yesterday's average refinance rate of 3.65 percent.
Best CD Rates - Chirstmas EveThe best CD rates on Christmas Eve are stable, no new highs to report on even though the fed funds rate was increased last week. Here is a list of the best CD rates on short term certificates of deposit of 1 year or less. The best 1 month CD rates are at 1.35 percent from Colorado Federal Savings Bank. The best CD rates on 3 month certificates of deposit are at 2.15 percent from Popular Bank. The highest CD rates on 6 month CDs are at 2.46 percent from VirtualBank. The top 9 month CD rate is at 2.31 percent from Luana Savings Bank. The highest 1 year CD rate is at 2.90 percent from ablebanking.

Bank or Credit Union Offers and Deals

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