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1st Kansas Credit Union

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1st Kansas Credit Union Rates & Review April 2026

Q: How many branches does 1st Kansas Credit Union operate?

1st Kansas Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join 1st Kansas Credit Union?

Yes, to access services at 1st Kansas Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, 1st Kansas Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 14, 2026

You can compare 1st Kansas Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 1.45%, 6-month share certificate rates at 0.65% and 3-month share certificate rates at 2.00%. Savings rates are at 0.66% and money market rates are at 0.02%. Mortgage rates on 30-year fixed loans are around 6.01%. All these rates can be compared to 1st Kansas Credit Union rates. MonitorBankRates evaluates the financial stability of 1st Kansas Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.07%. Rates were last updated on 04/14/2026.

1st Kansas Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at 1st Kansas Credit Union? Share your experience about 1st Kansas Credit Union by leaving a review below, or read customer reviews before you decide to use 1st Kansas Credit Union.

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

0.07%

Excellent Lower than avg

1st Kansas Credit Union
1st Kansas Credit Union

400 S Kansas Ave Ste B
Topeka, KS 66603 3438

https://www.1stkansascu.com

Current Rate Availability

We do not have 1st Kansas Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for 1st Kansas Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather 1st Kansas Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with 1st Kansas Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name 1st Kansas Credit Union

Website https://www.1stkansascu.com

Address 400 S Kansas Ave Ste B, Topeka, KS 66603 3438

Phone 785-233-4323

Fax 785-233-4112

President ASHLEY HAMM

CEO Felicity Gorski

Full-Time Employees 2

Part-Time Employees 1

Branch Locations 1

ATM Locations 0

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (100/100)

Texas Ratio

0.07%

Return on Assets (ROA)

0.7092%

Return on Equity (ROE)

3.4004%

Non-Performing Loans Ratio (NPL)

0.03%

Total Assets

11,540,204

Total Amount of Shares and Deposits

9,143,494

Total Shares and Deposits < 1 Year

9,143,493

Total Insured Shares and Deposits > $250K (item 17 less item K)

9,143,494

Total Interest Expense (Sum of items 6 8)

160,855

Number of Accounts for Share Drafts

325

Number of Accounts for Regular Shares

1,132

All other shares

104

Money Market Shares

163

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

520,587

Total Liabilities

9,150,021

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for 1st Kansas Credit Union yet. Feel free to create one below.

Average Rating

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Total Reviews

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Frequently Asked Questions About 1st Kansas Credit Union

Is 1st Kansas Credit Union a safe place to deposit money?

Yes, 1st Kansas Credit Union is considered a safe financial institution. With a Texas Ratio of 0.065021423832076%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does 1st Kansas Credit Union operate?

1st Kansas Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join 1st Kansas Credit Union?

Yes, to access services at 1st Kansas Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, 1st Kansas Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, 1st Kansas Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does 1st Kansas Credit Union offer online and mobile banking?

Most modern institutions like 1st Kansas Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.1stkansascu.com.