Lumbee Guaranty Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Lumbee Guaranty BankToday's 12-month CD rates can be found at 0.70%, 6-month CD rates at 4.40% and 3-month CD rates at 0.95%. Current savings rates are at 0.05% and money market rates are at 0.40%. Mortgage rates today on 30-year fixed loans are around 6.16%. Credit Card rates are at 17.20%. Personal Loan rates are at 11.00%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Lumbee Guaranty Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Lumbee Guaranty Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Lumbee Guaranty Bank CD rates. You can also compare Lumbee Guaranty Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Lumbee Guaranty Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Lumbee Guaranty Bank? Share your experience about Lumbee Guaranty Bank by leaving a review below, or read customer reviews before you decide to use Lumbee Guaranty Bank.

Lumbee Guaranty Bank Texas Ratio

Lumbee Guaranty Bank's Texas Ratio is at 2.71%, which is considered excellent. The Texas Ratio for Lumbee Guaranty Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Lumbee Guaranty Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Lumbee Guaranty Bank
403 E 3rd St
Pembroke, NC 28372
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Compare Lumbee Guaranty Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Presidential Bank
Presidential Bank
Advantage Checking
4.62%
$500
Wells River Savings Bank
Wells River Savings Bank
12-Month CD
4.59%
$200
Presidential Bank
Presidential Bank
Advantage Savings
4.50%
$100
USAlliance Financial
USAlliance Financial
12-Month CD
4.40%
$500
Liberty Bank, Inc.
Liberty Bank, Inc.
12-Month CD
4.25%
$1,000
American Bank of Baxter Springs
American Bank of Baxter Springs
3-Month CD
4.18%
$1,000
Belt Valley Bank
Belt Valley Bank
18-Month CD
4.13%
$500
Winchester Co-operative Bank
Winchester Co-operative Bank
30-Month CD
4.00%
$500
Ridgewood Savings Bank
Ridgewood Savings Bank
12-Month CD
3.85%
$100
Investment Savings Bank
Investment Savings Bank
12-Month CD
3.75%
$500
The Citizens Bank of Weston
The Citizens Bank of Weston
24-Month CD
3.75%
$500
American Bank
American Bank
36-Month CD
3.75%
$500
First National Bank in Olney
First National Bank in Olney
60-Month CD
3.56%
$500
VisionBank Saint Louis Park, MN
VisionBank Saint Louis Park, MN
60-Month CD
3.45%
$1,000
Needham Bank
Needham Bank
36-Month CD
3.44%
$1,000
Security Bank USA
Security Bank USA
48-Month CD
3.44%
$25,000
GTE Financial Credit Union
GTE Financial Credit Union
36-Month CD
3.25%
$500
EvaBank
EvaBank
60-Month CD
3.05%
$1,000
Farmers Bank Buhl, ID
Farmers Bank Buhl, ID
24-Month CD
3.00%
$500
Northumberland Bank
Northumberland Bank
48-Month CD
3.00%
$5,000
TriCentury Bank
TriCentury Bank
18-Month CD
3.00%
$1,000
Mauch Chunk Trust Company
48-Month CD
2.81%
$500
OSB Odin State Bank
OSB Odin State Bank
48-Month CD
2.77%
$10,000
M.Y. Safra Bank
M.Y. Safra Bank
24-Month CD
2.75%
$500
Altoona First Savings Bank
Altoona First Savings Bank
60-Month CD
2.75%
$1,000
Haddon Savings Bank
Haddon Savings Bank
36-Month CD
2.70%
$500
The Bank of Steinauer
The Bank of Steinauer
36-Month CD
2.47%
$500
Reliance State Bank
Reliance State Bank
48-Month CD
2.11%
$2,500
Lyons Federal Bank
Lyons Federal Bank
12-Month CD
2.01%
$50,000
Warren-Boynton State Bank
Warren-Boynton State Bank
36-Month CD
2.01%
$1,000
Artisans Bank
Artisans Bank
48-Month CD
2.00%
$1,500
Colonial Savings, F.A.
Colonial Savings, F.A.
36-Month CD
1.38%
$1,000
Community Bank of Oelwein
Community Bank of Oelwein
24-Month CD
1.30%
$1,000
First State Bank Nebraska
First State Bank Nebraska
30-Month CD
1.25%
$5,000
FNB of Litchfield
FNB of Litchfield
18-Month CD
1.00%
$1,000
T Bank
T Bank
T Savings
0.75%
$0
Chester National Bank
Chester National Bank
48-Month CD
0.65%
$500
Spencer Savings Bank
Spencer Savings Bank
60-Month CD
0.65%
$1,000
Catskill Hudson Bank
Catskill Hudson Bank
36-Month CD
0.60%
$500
Ulster Savings Bank
Ulster Savings Bank
48-Month CD
0.45%
$500
Kennebunk Savings Bank
Kennebunk Savings Bank
12-Month CD
0.25%
$500
Johnson State Bank
Johnson State Bank
NOW Checking
0.20%
$0
Bank of Pontiac
Bank of Pontiac
3-Month CD
0.20%
$2,500
Fidelity Federal S&L of Delaware
Fidelity Federal S&L of Delaware
Statement Savings
0.10%
$25
Spring Valley City Bank
Savings
0.10%
$50
North Shore Bank
North Shore Bank
Statement Savings
0.08%
$0
Cape Cod Five Cents Savings Bank
Cape Cod Five Cents Savings Bank
48-Month CD
0.08%
$1,000
Centreville Bank
Centreville Bank
Premium Checking
0.05%
$100
Jefferson Security Bank
Jefferson Security Bank
Simple Savings
0.05%
$0
Town & Country B&T Co.
Town & Country B&T Co.
Money Market
0.05%
$2,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates December 9, 2024

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
10-Year Fixed (Power Rate)
4.875%
5.180%
0.000
5.050%
5.315%
0.000
15-Year Fixed (Power Rate)
5.125%
5.341%
0.000
5.125%
5.389%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.375%
5.435%
0.000
5.250%
5.438%
0.000
5.250%
5.491%
0.000
5.375%
5.525%
0.750
15-Year Fixed
5.500%
5.556%
0.000
5.250%
5.562%
0.000
5.375%
5.602%
0.750
5.500%
5.604%
0.000
5.500%
5.614%
0.000
5.375%
5.632%
0.000
15 Year Fixed
5.375%
5.637%
1.000
15-Year Fixed
5.500%
5.641%
0.000
5.625%
5.673%
0.000
5.500%
5.714%
0.375
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Lumbee Guaranty Bank rate data right now, check back for updates, we are adding rates all the time.

Lumbee Guaranty Bank Information

Lumbee Guaranty Bank
403 E 3rd St
Pembroke, NC 28372
Robeson
Established Date: 12/22/1971
FDIC Certificate #: 20568
Date of FDIC Deposit Insurance: 12/22/1971
How Many Domestic U.S. Offices? 15
How Many Branches are There? 15
Is Lumbee Guaranty Bank FDIC Insured? Yes
What is Lumbee Guaranty Bank's Cert number? 20568
What is the maximum amount for insured deposits? $250,000 per holder, per account

Lumbee Guaranty Bank Financials

Total Assets:
$513,827,000
Total Deposits:
$459,487,000
Equity Capital:
$41,971,000
Domestic Deposits:
$459,487,000
Net Income:
$1,201,000
Return on Assets:
1.1809%
Quarterly Return on Assets:
0.9300%
Pretax Return on Assets:
1.0396%
Pretax Quarterly Return on Assets:
1.0400%
Return on Equity:
15.3200%
Quarterly Return on Equity:
11.4000%
Leverage Tier 1 (Core Capital) Ratio:
10.9942%
Total Interest Income (YTD):
4.0499%
 
 
Headquarters:
Pembroke
FDIC Field Office:
Raleigh
Regulator:
FDIC
County:
Robeson
# of Offices:
15
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Virtual Bank is advertising several different types of CD rates. Virtual Bank is advertising Regular CD rates, eCD rates and Institutional CD rates. In addition to those CD rates the bank is also featuring a 3 month eCD rate. The current 3 month CD rate is 0.70 percent with an annual percentage yield of 0.70 percent. The minimum opening certificate of deposit balance is $10,000 for all CD accounts at Virtural Bank.
Fixed home mortgage rates are mixed in the latest mortgage survey released this morning by the Mortgage Bankers Association (MBA). 30 year fixed mortgage rates are higher and 15 year fixed mortgage rates are lower for the week ending October 29, 2010. 30 year fixed home mortgage rates increased to 4.28 percent for the week ending October 29, 2010, an increase from the previous week’s average of 4.25 percent. Average mortgage discount points on 30 year home mortgage loans increased to 10.7 points, up from the prior week’s average of 1.00 points.
Banesco USA CD RatesBanesco USA CD rates are some of the best CD rates available today from any online bank. Current 12 month CD rates at Banesco USA are at 2.85 percent with a minimum deposit of $1,500. 6 month CD rates from Banesco USA are also very high right now. The current 6 month CD rate from Banesco USA is at 2.40 percent a minimum opening deposit of $1,500.

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Lumbee Guaranty Bank Reviews

Michael
★★★★★
April 5, 2024
Always excellent service
Average Rating
★★★★★
Total Reviews
1
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