Ponce Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
Today's 12-month CD rates can be found at 2.47%, 6-month CD rates at 4.45% and 3-month CD rates at 1.61%. Current savings rates are at 0.30% and money market rates are at 2.00%. Mortgage rates today on 30-year fixed loans are around 6.29%. Credit Card rates are at 17.20%. Personal Loan rates are at 11.50%. All these rates, and more, can be found in our database of rates. Ponce Bank's 24-Month CD rates are at 4.30%, 18-Month CD rates are at 4.27%, 12-Month CD rates are at 4.25%, 6-Month CD rates are at 3.80%, 60-Month CD rates are at 3.25%. Ponce Bank's savings rates are at 0.10%. Ponce Bank's money market rates are at 0.10%.
To see how these rates compare to Ponce Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Ponce Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Ponce Bank CD rates. You can also compare Ponce Bank savings rates, MMA rates and mortgage rates using our other rate lists. Ponce Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Ponce Bank? Share your experience about Ponce Bank by leaving a review below, or read customer reviews before you decide to use Ponce Bank. Ponce Bank Texas Ratio Ponce Bank's Texas Ratio is at 3.64%, which is considered excellent. The Texas Ratio for Ponce Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Ponce Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Ponce Bank CD Rates and Interest Rates
Ponce Bank
24-Month CD
4.30%
$1,000
Ponce Bank
18-Month CD
4.27%
$1,000
Ponce Bank
12-Month CD
4.25%
$1,000
Ponce Bank
6-Month CD
3.80%
$1,000
Ponce Bank
60-Month CD
3.25%
$1,000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare Ponce Bank Rates with Other Competitive Bank and Credit Union Rates
IAM Federal Credit Union
24-Month CD
4.75%
$1,000
Rising Bank
6-Month CD
4.40%
$1,000
A+ Federal Credit Union
18-Month CD
3.97%
$1,000
Finance Factors
12-Month CD (eCD)
3.85%
$1,000
Port Richmond Savings
48-Month CD
3.75%
$500
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates March 20, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Ponce Bank InformationPonce Bank
2244 Westchester AveBronx, NY 10462 Bronx Established Date: 03/31/1960 FDIC Certificate #: 31189 Date of FDIC Deposit Insurance: 08/09/1989 Bank Holding Company: PONCE FINANCIAL GROUP INC How Many Domestic U.S. Offices? 14 How Many Branches are There? 14 Website: https://www.poncebank.com
Is Ponce Bank FDIC Insured? Yes
What is Ponce Bank's Cert number? 31189
What is the maximum amount for insured deposits? $250,000 per holder, per account
Ponce Bank FinancialsTotal Assets:
$2,803,740,000
Total Deposits:
$1,611,631,000
Equity Capital:
$453,360,000
Domestic Deposits:
$1,611,631,000
Net Income:
$3,502,000
Return on Assets:
0.2630%
Quarterly Return on Assets:
0.5100%
Pretax Return on Assets:
0.7357%
Pretax Quarterly Return on Assets:
0.7400%
Return on Equity:
1.5000%
Quarterly Return on Equity:
3.1000%
Common Equity Tier 1 Capital Ratio:
23.8507%
Tier 1 Risk-Based Capital Ratio:
23.8507%
Leverage Tier 1 (Core Capital) Ratio:
17.5074%
Total Risk-Based Capital Ratio (YTD):
25.1047%
Total Interest Income (YTD):
5.0781%
Headquarters:
Bronx
FDIC Field Office:
New York City
Regulator:
OCC
County:
Bronx
# of Offices:
14
Metropolitan Statistical Area (MSA):
New York-Newark-Jersey City, NY-NJ-PA
Consolidated Metropolitan Statistical Area (CMSA):
New York-Northern New Jersey-Long Island, NY-NJ-CT-PA
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC Last Updated 03/31/2024
Explore Other Rate Deals Mortgage rates continue to drift down this week, continuing the trend of the past couple of weeks. Freddie Mac has conforming 30 year mortgage rates at 4.97 percent for the week ending February 11, 2010. The Mortgage Bankers Association has the average contract 30 year mortgage rate at 4.94 percent.
 5/1 mortgage rates are at record lows these days. This past week, 5/1 mortgage rates averaged 4.85 percent, with an average 0.6 point, ( you pay points to buy down the mortgage rate) down from last week when it averaged 4.88 percent. A year ago, the 5/1 mortgage rates averaged 5.68 percent. With a 5/1 adjustable rate mortgage (ARM) the interest rate is fixed for the first 5 years then the rate adjusts every year after
First Central Savings Bank based in Glen Cove, New York, is offering some of the best CD rates available from any bank or credit union. First Central Savings Bank's certificates of deposit have terms ranging between 3 months and 5 years. The minimum opening CD account balance is $500.
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