Ponce Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 1.46%, 6-month CD rates at 2.75% and 3-month CD rates at 3.91%. Current savings rates are at 0.05% and money market rates are at 2.78%. Mortgage rates today on 30-year fixed loans are around 6.96%. Credit Card rates are at 16.24%. Personal Loan rates are at 8.00%. All these rates, and more, can be found in our database of rates. Ponce Bank's 24-Month CD rates are at 4.30%, 18-Month CD rates are at 4.27%, 12-Month CD rates are at 4.25%, 6-Month CD rates are at 3.80%, 60-Month CD rates are at 3.25%. Ponce Bank's savings rates are at 0.10%. Ponce Bank's money market rates are at 0.10%.

Ponce Bank

To see how these rates compare to Ponce Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Ponce Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Ponce Bank CD rates. You can also compare Ponce Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Ponce Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Ponce Bank? Share your experience about Ponce Bank by leaving a review below, or read customer reviews before you decide to use Ponce Bank.

Ponce Bank Texas Ratio

Ponce Bank's Texas Ratio is at 4.75%, which is considered excellent. The Texas Ratio for Ponce Bank is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Ponce Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.25%
18-Month CD
4.27%
24-Month CD
4.30%
36-Month CD
2.85%
48-Month CD
2.50%
60-Month CD
3.25%
Savings
0.10%
MMA
0.10%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Ponce Bank
2244 Westchester Ave
Bronx, NY 10462
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Ponce Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Ponce Bank
Ponce Bank
24-Month CD
4.30%
$1,000
Ponce Bank
Ponce Bank
18-Month CD
4.27%
$1,000
Ponce Bank
Ponce Bank
12-Month CD
4.25%
$1,000
Ponce Bank
Ponce Bank
6-Month CD
3.80%
$1,000
Ponce Bank
Ponce Bank
60-Month CD
3.25%
$1,000
Ponce Bank
Ponce Bank
36-Month CD
2.85%
$1,000
Ponce Bank
Ponce Bank
48-Month CD
2.50%
$1,000
Ponce Bank
Ponce Bank
Non-Profit Business Checking
2.50%
$0
Ponce Bank
Ponce Bank
Ponce Savings
0.10%
$0
Ponce Bank
Ponce Bank
Money Market
0.10%
$1
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Ponce Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Washita State Bank
Washita State Bank
6-Month CD
5.49%
$1,000
State Bank of Medora
State Bank of Medora
7-Month CD
5.12%
$500
Mascoma Bank
Mascoma Bank
9-Month CD special
5.00%
$500
Truliant Federal Credit Union
Truliant Federal Credit Union
High Yield Rewards Savings
5.00%
$5
First National Bank of America (FNBA)
First National Bank of America (FNBA)
24-Month CD
4.80%
$1,000
Golden Belt Bank, FSA
Golden Belt Bank, FSA
18-Month CD
4.50%
$1,000
First National Bank of Orwell
First National Bank of Orwell
12-Month CD
4.07%
$500
University Federal Credit Union
University Federal Credit Union
6-Month CD
4.00%
$1,000
Riverside Bank of Dublin
Riverside Bank of Dublin
15-Month CD special
4.00%
$500
Citizens Bank of Clovis
Citizens Bank of Clovis
36-Month CD
3.82%
$1,000
Main Bank
Main Bank
24-Month CD
3.50%
$1,000
Liberty Savings Bank
Liberty Savings Bank
30-Month CD
3.45%
$25,000
Farmers Insurance Federal Credit Union
Farmers Insurance Federal Credit Union
48-Month CD jumbo certificate
3.40%
$100,000
Addition Financial Credit Union
Addition Financial Credit Union
60-Month CD certificate
3.20%
$1,000
State Bank of De Kalb
State Bank of De Kalb
60-Month CD
3.09%
$500
Farmers State Bank Elmwood, IL
Farmers State Bank Elmwood, IL
24-Month CD
3.03%
$1,000
Century Bank Santa Fe, NM
Century Bank Santa Fe, NM
36-Month CD
3.00%
$1,000
Leighton State Bank
Leighton State Bank
60-Month CD
2.52%
$500
Axiom Bank
Axiom Bank
36-Month CD
2.50%
$500
Global Bank
Global Bank
18-Month CD
2.25%
$1,000
Ultima Bank Minnesota
Ultima Bank Minnesota
12-Month CD
2.25%
$1,000
BayVanguard Bank
BayVanguard Bank
36-Month CD
2.02%
$1,000
Northern Interstate Bank, N. A.
Northern Interstate Bank, N. A.
18-Month CD
1.91%
$1,000
Glen Burnie MSB
60-Month CD
1.76%
$500
First National Bank of Michigan
First National Bank of Michigan
3-Month CD
1.70%
$0
SouthernTrust Bank
SouthernTrust Bank
36-Month CD
1.51%
$1,000
Citizens-Farmers Bank of Cole Camp
Citizens-Farmers Bank of Cole Camp
6-Month CD
1.51%
$1,000
Premier Bank Dubuque, IA
Premier Bank Dubuque, IA
12-Month CD
1.50%
$1,000
Home National Bank Racine, OH
Home National Bank Racine, OH
18-Month CD
1.50%
$500
Bank of Herrin
Bank of Herrin
24-Month CD
1.32%
$1,000
C&SB of Millersburg, Ohio
C&SB of Millersburg, Ohio
36-Month CD
1.26%
$500
Commonwealth Community Bank, Inc.
Commonwealth Community Bank, Inc.
60-Month CD
1.01%
$0
Prevail Bank
Prevail Bank
Triumph Money Market
1.00%
$250,000
ValleyDirect
ValleyDirect
Valley All Access Savings
0.85%
$100
Peoples Trust Co. of St. Albans
Peoples Trust Co. of St. Albans
48-Month CD
0.85%
$500
OWB One World Bank
OWB One World Bank
60-Month CD
0.80%
$1,000
First Federal Community Bank N.A.
First Federal Community Bank N.A.
First Fed Plus Savings
0.71%
$1
Chelsea State Bank (CSB)
Chelsea State Bank (CSB)
Regular Statement Savings
0.70%
$1
DB&T
DB&T
36-Month CD
0.60%
$1,000
Bath State Bank
Bath State Bank
24-Month CD
0.31%
$500
Parke Bank
Parke Bank
Business Money Market
0.25%
$2,500
Maine Community Bank
Maine Community Bank
6-Month CD
0.20%
$500
Windsor Federal S&L
Windsor Federal S&L
12-Month CD
0.15%
$1,000
Osgood Bank OB
Osgood Bank OB
Personal Savings
0.10%
$10
121 Financial Credit Union
121 Financial Credit Union
Regular Shares Savings
0.10%
$100
SaviBank
SaviBank
Personal Money Market
0.05%
$0
United Southern Bank
United Southern Bank
Regular Savings
0.05%
$50
BankNewport
BankNewport
Money Market Savings
0.02%
$2,500
SSB Sherwood State Bank
SSB Sherwood State Bank
Statement Savings
0.02%
$50
Liberty Bank for Savings
Liberty Bank for Savings
Savings Account
0.01%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 17, 2024

Lender
Product
Rate
APR
Points
10 Year Fixed
6.750%
0.000%
0.000
15 Year Fixed
7.000%
0.000%
0.000
20 Year Fixed
7.500%
0.000%
0.000
5.250%
0.000%
0.000
4.500%
4.666%
0.000
4.650%
4.766%
0.000
4.990%
5.287%
0.500
5.000%
5.363%
2.000
5.500%
5.570%
0.000
5.500%
5.614%
0.000
10-Year Power Rate Fixed
5.954%
5.625%
0.000
15-Year Fixed
5.625%
5.681%
0.000
5.500%
5.716%
0.500
15-Year Power Rate Fixed
5.974%
5.750%
0.000
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
15-Year Fixed
5.625%
5.877%
0.975
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
10-Year Fixed (LTV 90% or less)
5.675%
5.894%
0.000
5.625%
5.909%
1.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Ponce Bank Information

Ponce Bank
2244 Westchester Ave
Bronx, NY 10462
Bronx
Established Date: 03/31/1960
FDIC Certificate #: 31189
Date of FDIC Deposit Insurance: 08/09/1989
Bank Holding Company: PONCE FINANCIAL GROUP INC
How Many Domestic U.S. Offices? 14
How Many Branches are There? 14
Is Ponce Bank FDIC Insured? Yes
What is Ponce Bank's Cert number? 31189
What is the maximum amount for insured deposits? $250,000 per holder, per account

Ponce Bank Financials

Total Assets:
$2,527,056,000
Total Deposits:
$1,378,381,000
Equity Capital:
$442,729,000
Domestic Deposits:
$1,378,381,000
Net Income:
$1,147,000
Return on Assets:
-0.9904%
Quarterly Return on Assets:
0.1900%
Pretax Return on Assets:
0.3094%
Pretax Quarterly Return on Assets:
0.3100%
Return on Equity:
-5.5600%
Quarterly Return on Equity:
1.0400%
Common Equity Tier 1 Capital Ratio:
32.1315%
Tier 1 Risk-Based Capital Ratio:
32.1315%
Leverage Tier 1 (Core Capital) Ratio:
22.9062%
Total Risk-Based Capital Ratio (YTD):
33.3882%
Total Interest Income (YTD):
4.3796%
 
 
Headquarters:
Bronx
FDIC Field Office:
New York City
Regulator:
OCC
County:
Bronx
# of Offices:
14
Metropolitan Statistical Area (MSA):
New York-Newark-Jersey City, NY-NJ-PA
Consolidated Metropolitan Statistical Area (CMSA):
New York-Northern New Jersey-Long Island, NY-NJ-CT-PA
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC

Explore Other Rate Deals

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Chase Bank is offering some of the highest Certificate of Deposit rates, to qualify for these rates you must have a Chase checking account. The special rate is for the initial term of the CD, after maturity, the CD will be renewed with the same term at the regular prevailing interest rate at the time.

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