CIBM Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

Today's 12-month CD rates can be found at 2.25%, 6-month CD rates at 3.85% and 3-month CD rates at 0.25%. Current savings rates are at 0.40% and money market rates are at 0.85%. Mortgage rates today on 30-year fixed loans are around 6.42%. Credit Card rates are at 11.90%. Personal Loan rates are at 16.74%. All these rates, and more, can be found in our database of rates. CIBM Bank's 60-Month CD rates are at 0.85%, 48-Month CD rates are at 0.75%, 36-Month CD rates are at 0.70%, 24-Month CD rates are at 0.65%, 12-Month CD rates are at 0.45%.

CIBM Bank

To see how these rates compare to CIBM Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from CIBM Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with CIBM Bank CD rates. You can also compare CIBM Bank savings rates, MMA rates and mortgage rates using our other rate lists.

CIBM Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at CIBM Bank? Share your experience about CIBM Bank by leaving a review below, or read customer reviews before you decide to use CIBM Bank.

CIBM Bank Texas Ratio

CIBM Bank's Texas Ratio is at 4.47%, which is considered excellent. The Texas Ratio for CIBM Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, CIBM Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate

APY/APR

vs Avg

12-Month CD

0.45%

2.52%

18-Month CD

N/A

2.27%

24-Month CD

0.65%

2.26%

36-Month CD

0.70%

2.19%

48-Month CD

0.75%

2.14%

60-Month CD

0.85%

2.29%

Savings

N/A

0.63%

MMA

N/A

0.88%

30-Year Fixed

N/A

6.84%

Credit Card

N/A

14.10%

Personal Loan

N/A

11.27%

CIBM Bank

2913 W Kirby Ave
Champaign, IL 61821

https://www.cibmbank.com

MonitorBankRates' Rating

5/5

★★★★★

Review CIBM Bank

CIBM Bank CD Rates and Interest Rates

CIBM Bank

60-Month CD

0.85%

$500

CIBM Bank

48-Month CD

0.75%

$500

CIBM Bank

36-Month CD

0.70%

$500

CIBM Bank

24-Month CD

0.65%

$500

CIBM Bank

12-Month CD

0.45%

$500

Disclaimer

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare CIBM Bank Rates with Other Competitive Bank and Credit Union Rates

Whatcom Educational Credit Union

First Step (Youth) Savings

7.00%

PSB of Plainview

Kasasa Cash Checking

5.00%

$25

Shoreham Bank

Soaring Savings

4.00%

$25,000

Wakefield Co-operative Bank

6-Month CD

4.00%

$500

NASA Federal Credit Union

36-Month CD

3.95%

$1,000

Volunteer State Bank

6-Month CD

3.85%

$1,000

First Nebraska Bank

Performance Checking

3.81%

Global Bank

12-Month CD

3.75%

$1,000

American Bank

36-Month CD

3.75%

$500

Bank 21

18-Month CD

3.50%

$500

LendingClub

18-Month CD

3.50%

$500

Community Bank of Marshall

60-Month CD

3.28%

$1,000

Beal Bank

Money Market

3.25%

$1,000

Friendship State Bank

24-Month CD

3.10%

$500

Academy Bank

60-Month CD

3.03%

$500

State Bank of Chilton

48-Month CD

3.02%

$1,000

Barrington Bank & Trust Company

33-Month CD

3.00%

$1,000

Bank 21

48-Month CD

3.00%

$500

First National Bank of Hutchinson

60-Month CD

2.97%

$5,000

Farmers State Bank Yale, IA

48-Month CD

2.93%

$500

Haddon Savings Bank

36-Month CD

2.70%

$500

600 Atlantic Federal Credit Union

48-Month CD

2.65%

$2,500

Bank Northwest

24-Month CD

2.52%

$500

Coffee County Bank

#1 Money Market

2.50%

$1,000,000

Lake-Osceola State Bank

36-Month CD

2.38%

$500

Security Bank Laurel, NE

48-Month CD

2.27%

$1,000

Southwest Missouri Bank

24-Month CD

2.00%

$500

Carson Bank

36-Month CD

1.71%

$500

Walden Savings Bank

48-Month CD

1.70%

$1,000

United Bank Zebulon, GA

36-Month CD

1.66%

$500

Portage Community Bank

60-Month CD

1.25%

$1,000

Home Loan State Bank

48-Month CD

1.21%

$1,000

Pathfinder Bank

48-Month CD

1.10%

$1,000

Bellevue State Bank

60-Month CD

1.10%

$5,000

Nevada B&T Co.

Money Market

1.00%

$2,500

Nashville Savings Bank

18-Month CD

0.90%

$1,000

Boonville Federal Savings Bank

12-Month CD

0.70%

$500

Bank of Springfield

18-Month CD

0.51%

$1,000

Conway National Bank (CNB)

Passbook Savings

0.35%

Miami Savings Bank

24-Month CD

0.30%

$1,000

North Country Savings Bank

48-Month CD

0.25%

$1,000

San Luis Valley Federal Bank

Money Market

0.20%

$1,000

Citizens Bank & Trust Company NE

Direct Checking

0.15%

$50

Stock Exchange Bank, Caldwell, KS

Regular Passbook Savings

0.13%

$100

Eastern Connecticut Savings Bank

Money Market

0.10%

$500

Marion County State Bank

Statement Savings

0.10%

SSB Sherwood State Bank

12-Month CD

0.10%

$1,000

Franklin Bank

Premier Checking

0.05%

$500

Savings Bank of Walpole

Savings

0.05%

$100

Wakefield Co-operative Bank

Statement Savings

0.01%

$10

Disclaimer

Mortgage Rates June 15, 2025

1st Northern California Credit Union

7-Year Fixed

3.990%

4.357%

0.750

1st Northern California Credit Union

10-Year Fixed

4.250%

4.514%

0.750

1st Northern California Credit Union

15-Year Fixed

4.500%

4.685%

0.750

Americas First Federal Credit Union

15-Year Fixed

5.560%

5.250%

0.000

Lakewood Credit Union

15 Year Fixed

5.300%

5.390%

0.000

Pioneer Federal Credit Union

15-Year Fixed

5.250%

5.491%

0.000

State Employees Credit Union

10-Year Fixed

5.300%

5.494%

0.000

North Carolina Press Association Federal Credit Union

10 Year Fixed

5.300%

5.494%

0.000

Savings Bank of Danbury

5/1 ARM

4.750%

5.507%

0.000

1st Northern California Credit Union

15-Year Fixed (Jumbo)

5.375%

5.525%

0.750

Savings Bank of Danbury

7/1 ARM

5.000%

5.531%

0.000

DCU Digital Federal Credit Union

10-Year Fixed

5.250%

5.545%

1.000

First FSB of Champaign Urbana

10-Year Fixed

5.500%

5.569%

0.000

Mutual Security Credit Union

5/1 ARM

5.500%

5.614%

0.000

Hatboro Federal Savings

15-Year Fixed

5.250%

5.629%

2.000

State Employees Credit Union

15-Year Fixed

5.500%

5.637%

0.000

North Carolina Press Association Federal Credit Union

15 Year Fixed

5.500%

5.637%

0.000

North Carolina Press Association Federal Credit Union

5 Year ARM

5.500%

5.658%

0.000

Chartway Credit Union

5/1 ARM

5.625%

5.693%

0.000

DCU Digital Federal Credit Union

15-Year Fixed

5.500%

5.728%

1.125

PNB of Kewanee

30-Year Fixed

5.560%

5.730%

0.000

Piedmont Advantage Credit Union

15-Year Fixed

5.500%

5.759%

0.000

Abound Federal Credit Union

15-Year Fixed Jumbo

5.750%

5.776%

0.000

PNB of Kewanee

15-Year Fixed

5.500%

5.785%

0.000

Hatboro Federal Savings

10-Year Fixed

5.250%

5.791%

2.000

Disclaimer

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

CIBM Bank Information

CIBM Bank

2913 W Kirby Ave
Champaign, IL 61821
Champaign
Established Date: 01/01/1921
FDIC Certificate #: 11729
Date of FDIC Deposit Insurance: 01/01/1934

Bank Holding Company: CIB MARINE BANCSHARES INC

How Many Domestic U.S. Offices? 9

How Many Branches are There? 9

Website: https://www.cibmbank.com

Is CIBM Bank FDIC Insured? Yes

What is CIBM Bank's Cert number? 11729

What is the maximum amount for insured deposits? $250,000 per holder, per account

CIBM Bank Financials

Total Assets:

$889,402,000

Total Deposits:

$780,726,000

Equity Capital:

$78,537,000

Domestic Deposits:

$780,726,000

Net Income:

$402,000

Return on Assets:

0.4016%

Quarterly Return on Assets:

0.1800%

Pretax Return on Assets:

0.2152%

Pretax Quarterly Return on Assets:

0.2200%

Return on Equity:

4.1900%

Quarterly Return on Equity:

2.0500%

Common Equity Tier 1 Capital Ratio:

11.0553%

Tier 1 Risk-Based Capital Ratio:

11.0553%

Leverage Tier 1 (Core Capital) Ratio:

9.0518%

Total Risk-Based Capital Ratio (YTD):

12.3067%

Total Interest Income (YTD):

4.8564%

Headquarters:

Champaign

FDIC Field Office:

Champaign

Regulator:

FDIC

County:

Champaign

# of Offices:

Metropolitan Statistical Area (MSA):

Champaign-Urbana, IL

Consolidated Metropolitan Statistical Area (CMSA):

OTS Region:

Central

FDIC Region:

Chicago

Source: FDIC Last Updated 03/31/2024

Top 25 Twelve Month CD Rates as of 2/5/24

Below is a list of the top 25 Twelve Month CD rates as of February 5, 2024. You can search for and compare certificate of deposit rates for any terms by using our deposit rates tables. We have CD rates from thousands of financial institutions to make sure you're getting the best rates available today.

Peoples Bank of Seneca

12-Month CD special

Top 50 CD Rates on 12-Month Certificates of Deposit 1/6/24

The 12-month CD rates listed here are significantly higher than the average 12-month rate of 2.82% in our database of rates as of 1/6/24. Right now the best CD rate on our 12-month list is at 6.00%, two credit unions are currently offering the top rate, City Credit Union Credit Human FCU. The third best rate is also from a credit union, All In Credit Union is offering a 12-month jumbo CD rate of 5.80%.

The 4th best 12-month rate is from MyeBanc, currently offering a 12-month jumbo CD rate of 5.77% APY. Bayer Heritage FCU has the 5th best rate at 5.76% for a 12-month jumbo CD. The 6th best rate is a three-way tie at 5.75% APY, All In Credit Union, One World Bank and Washita State Bank are all offering a 5.75% APY for a regular 12-month CD. You can view the top 50 rates below, do your own search of our database for the best CD rates on 12-month CDs.

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Bank of Oak Ridge Mortgage Rates

Bank of Oak Ridge mortgage rates are very low right now and beat most online mortgage rates today. 30 year mortgage rates at Bank of Oak Ridge are at 4.375 percent with 0.25 points and $853 in fees. 15 year mortgage rates from Bank of Oak Ridge are currently at 3.75 percent with no mortgage points and $853 in fees. Most other lenders' 15 year mortgage rates that low require you to pay points upfront. 20 year mortgage rates from Bank of Oak Ridge, which is a less popular mortgage term, are offered at 4.25 percent with 0.25 points and the same $853 in fees.

1/29 Mortgage Rates and Refinancing Rates Mixed Today: 30 Year Mortgage Rates Averaging 4.80%, 30 Year Mortgage Rates in California Averaging 4.93%

Conforming mortgage rates and refinancing rates are lower this morning while jumbo mortgage rates and refi rates are higher. 30 year mortgage rates and refinancing rates today are averaging 4.80 percent, a decrease from yesterday’s average 30 year mortgage rate and refinance rate of 4.82 percent. Conforming 30 year mortgage refinancing rates and mortgage loan rates in California are higher than the current national average rate. Today's 30 year mortgage rates and refinancing mortgage rates in California are averaging 4.93 percent.