CIBM Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 4.00%, 6-month CD rates at 2.52% and 3-month CD rates at 0.50%. Current savings rates are at 0.50% and money market rates are at 0.35%. Mortgage rates today on 30-year fixed loans are around 6.70%. Credit Card rates are at 12.90%. Personal Loan rates are at 10.99%. All these rates, and more, can be found in our database of rates. CIBM Bank's 7-9-Month CD special rates are at 5.00%, 36-Month CD special rates are at 4.25%, 60-Month CD rates are at 0.85%, 48-Month CD rates are at 0.75%, 36-Month CD rates are at 0.70%.

CIBM Bank

To see how these rates compare to CIBM Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from CIBM Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with CIBM Bank CD rates. You can also compare CIBM Bank savings rates, MMA rates and mortgage rates using our other rate lists.

CIBM Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at CIBM Bank? Share your experience about CIBM Bank by leaving a review below, or read customer reviews before you decide to use CIBM Bank.

CIBM Bank Texas Ratio

CIBM Bank's Texas Ratio is at 1.07%, which is considered excellent. The Texas Ratio for CIBM Bank is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, CIBM Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
0.45%
18-Month CD
N/A
24-Month CD
0.65%
36-Month CD
0.70%
48-Month CD
0.75%
60-Month CD
0.85%
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
CIBM Bank
2913 W Kirby Ave
Champaign, IL 61821
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

CIBM Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
CIBM Bank
CIBM Bank
7-9-Month CD special
5.00%
$25,000
CIBM Bank
CIBM Bank
36-Month CD special
4.25%
$25,000
CIBM Bank
CIBM Bank
60-Month CD
0.85%
$500
CIBM Bank
CIBM Bank
48-Month CD
0.75%
$500
CIBM Bank
CIBM Bank
36-Month CD
0.70%
$500
CIBM Bank
CIBM Bank
24-Month CD
0.65%
$500
CIBM Bank
CIBM Bank
12-Month CD
0.45%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare CIBM Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
FinWise Bank
FinWise Bank
15-Month CD Special
5.50%
$500
Enterprise Bank Allison Park, PA
Enterprise Bank Allison Park, PA
12-Month CD
5.17%
$500
Primis Bank
Primis Bank
Savings Account
5.07%
$1
Everence Trust Company
Everence Trust Company
15-Month CD special new money
5.00%
$500
Susser Bank
Susser Bank
6-Month CD
4.85%
$1,000
Toyota Financial Savings Bank
Toyota Financial Savings Bank
18-Month CD
4.73%
$1
Northeast Bank Portland, ME
Northeast Bank Portland, ME
Propel Preferred Savings
4.50%
$50
USAA Federal Savings Bank
USAA Federal Savings Bank
24-Month CD
4.40%
$1,000
Beal Bank
Beal Bank
24-Month CD
4.30%
$1,000
First State Bank of Beecher City
First State Bank of Beecher City
18-Month CD
4.08%
$500
The Clay City Banking Co.
The Clay City Banking Co.
3-Month CD
4.06%
$1,000
Home SB of Wapakoneta
Home SB of Wapakoneta
17-Month CD
4.00%
$500
Gainey Business Bank
Gainey Business Bank
48-Month CD
3.81%
$5,000
Mauch Chunk Trust Co.
12-Month CD
3.75%
$500
Synchrony Bank
Synchrony Bank
24 Month Bump Up CD
3.60%
$0
F&M State Bank Winterset, IA
F&M State Bank Winterset, IA
60-Month CD Jumbo
3.50%
$100,000
Bank of Zachary
Bank of Zachary
60-Month CD
3.24%
$2,500
Bank Forward
Bank Forward
60-Month CD
3.15%
$500
First Technology Federal Credit Union
First Technology Federal Credit Union
60-Month CD share certificate
3.05%
$500
First National Bank of Bastrop
First National Bank of Bastrop
18-Month CD
3.03%
$500
Liberty Bank, Inc.
Liberty Bank, Inc.
60-Month CD
3.00%
$1,000
Citizens State Bank Somerville, TX
Citizens State Bank Somerville, TX
24-Month CD
2.93%
$1,000
Cendera Bank
Cendera Bank
18-Month CD
2.89%
$1,000
FNB of Waterloo
FNB of Waterloo
24-Month CD
2.78%
$1,000
First National Bank of Hutchinson
First National Bank of Hutchinson
36-Month CD
2.77%
$5,000
Farmers Savings Bank Mineral Point, WI
Farmers Savings Bank Mineral Point, WI
Premier Savings Account
2.50%
$500,000
American Commerce Bank, N.A.
American Commerce Bank, N.A.
36-Month CD
2.50%
$500
Peoples Bank of Deer Lodge
Peoples Bank of Deer Lodge
24-Month CD
2.42%
$100
Bath Savings Institution
Bath Savings Institution
18-Month CD
2.38%
$500
First Bank Sterling, KS
First Bank Sterling, KS
Checking Account Free Kasasa Cash
2.25%
$50
Paramount Bank
Paramount Bank
24-Month CD
2.25%
$1,000
Grinnell State Bank
Grinnell State Bank
6-Month CD
2.06%
$1,000
Methuen Co-operative Bank
Methuen Co-operative Bank
48-Month CD
2.00%
$1,000
New Foundation SB
New Foundation SB
60-Month CD
1.75%
$1,000
Hocking Valley Bank
Hocking Valley Bank
60-Month CD
1.40%
$5,000
Bank of Stronghurst
Bank of Stronghurst
36-Month CD
1.36%
$500
North American Savings Bank (NASB)
North American Savings Bank (NASB)
36-Month CD in-branch
1.16%
$1,000
William Penn Bank
William Penn Bank
18-Month CD
1.01%
$500
Midland Community Bank
Midland Community Bank
6-Month CD
0.60%
$1,000
One Community Bank
One Community Bank
60-Month CD
0.60%
$500
Hcbt
Hcbt
Savings Account
0.50%
$50
HTLF Bank
HTLF Bank
12-Month CD
0.50%
$1,000
Main Street Bank
Main Street Bank
48-Month CD
0.50%
$1,000
FNB of Nevada, Missouri
FNB of Nevada, Missouri
48-Month CD
0.50%
$1,000
Altoona First Savings Bank
Altoona First Savings Bank
48-Month CD
0.45%
$1,000
Partners Bank of New England
18-Month CD Bump-Up
0.30%
$500
Oxford Bank
Oxford Bank
60-Month CD
0.29%
$500
Eagle Bank Everett, MA
Eagle Bank Everett, MA
6-Month CD
0.25%
$500
RadiFi Credit Union
RadiFi Credit Union
Regular Savings
0.10%
$100
Landmark Credit Union
Landmark Credit Union
VIP Savings
0.05%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 17, 2024

Lender
Product
Rate
APR
Points
10 Year Fixed
6.750%
0.000%
0.000
15 Year Fixed
7.000%
0.000%
0.000
20 Year Fixed
7.500%
0.000%
0.000
5.250%
0.000%
0.000
4.500%
4.666%
0.000
4.650%
4.766%
0.000
4.990%
5.287%
0.500
5.000%
5.363%
2.000
5.500%
5.570%
0.000
5.500%
5.614%
0.000
10-Year Power Rate Fixed
5.954%
5.625%
0.000
15-Year Fixed
5.625%
5.681%
0.000
5.500%
5.716%
0.500
15-Year Power Rate Fixed
5.974%
5.750%
0.000
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
15-Year Fixed
5.625%
5.877%
0.975
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
10-Year Fixed (LTV 90% or less)
5.675%
5.894%
0.000
5.625%
5.909%
1.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

CIBM Bank Information

CIBM Bank
2913 W Kirby Ave
Champaign, IL 61821
Champaign
Established Date: 01/01/1921
FDIC Certificate #: 11729
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: CIB MARINE BANCSHARES INC
How Many Domestic U.S. Offices? 10
How Many Branches are There? 10
Is CIBM Bank FDIC Insured? Yes
What is CIBM Bank's Cert number? 11729
What is the maximum amount for insured deposits? $250,000 per holder, per account

CIBM Bank Financials

Total Assets:
$779,283,000
Total Deposits:
$641,055,000
Equity Capital:
$76,729,000
Domestic Deposits:
$641,055,000
Net Income:
$443,000
Return on Assets:
0.5919%
Quarterly Return on Assets:
0.2300%
Pretax Return on Assets:
0.3091%
Pretax Quarterly Return on Assets:
0.3100%
Return on Equity:
5.7600%
Quarterly Return on Equity:
2.3100%
Common Equity Tier 1 Capital Ratio:
12.7141%
Tier 1 Risk-Based Capital Ratio:
12.7141%
Leverage Tier 1 (Core Capital) Ratio:
9.5753%
Total Risk-Based Capital Ratio (YTD):
13.9661%
Total Interest Income (YTD):
3.6268%
 
 
Headquarters:
Champaign
FDIC Field Office:
Champaign
Regulator:
FDIC
County:
Champaign
# of Offices:
10
Metropolitan Statistical Area (MSA):
Champaign-Urbana, IL
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC

Top 25 Twelve Month CD Rates as of 2/5/24

Below is a list of the top 25 Twelve Month CD rates as of February 5, 2024. You can search for and compare certificate of deposit rates for any terms by using our deposit rates tables. We have CD rates from thousands of financial institutions to make sure you're getting the best rates available today.

  • Peoples Bank of Seneca
  • 12-Month CD special
  •     Read more...

    Top 50 CD Rates on 12-Month Certificates of Deposit 1/6/24

    The 12-month CD rates listed here are significantly higher than the average 12-month rate of 2.82% in our database of rates as of 1/6/24. Right now the best CD rate on our 12-month list is at 6.00%, two credit unions are currently offering the top rate, City Credit Union Credit Human FCU. The third best rate is also from a credit union, All In Credit Union is offering a 12-month jumbo CD rate of 5.80%.

    The 4th best 12-month rate is from MyeBanc, currently offering a 12-month jumbo CD rate of 5.77% APY. Bayer Heritage FCU has the 5th best rate at 5.76% for a 12-month jumbo CD. The 6th best rate is a three-way tie at 5.75% APY, All In Credit Union, One World Bank and Washita State Bank are all offering a 5.75% APY for a regular 12-month CD. You can view the top 50 rates below, do your own search of our database for the best CD rates on 12-month CDs.

        Read more...

    Explore Other Rate Deals

    Average mortgage rates today are mixed as markets rally on GDP news and hopes of further economic stimulus from the Federal Reserve. Current mortgage rates are poised to move higher since 10 year bond yields are up a steep 8 basis points so far today.

    Bond yields across the globe have tumbled since U.K. voters voted yes to leave the European Union. Yields on German and Japanese bonds are negative, so investors are paying to hold those bonds instead of receiving interest. This week, long term U.S. bonds hit new record lows. 30 year yields have fallen to 2.09 percent and 10 year yields fell to 1.34 percent.

    current-mortgage-rates-at-518-10-year-treasury-yields-at-345Current mortgage rates are stable today as 10-year Treasury yields hover just below 3.50 percent. Today's conforming fixed 30-year mortgage rates have risen slightly to 5.18 percent from yesterday's rate of 5.15 percent. 15-year mortgage rates are averaging 4.58 percent currently, up from an average mortgage rate of  4.57 percent on Monday.

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