|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
WTNM Atlantic Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 23, 2026
You can compare WTNM Atlantic Federal Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 3.28%, 6-month share certificate rates at 2.50% and 3-month share certificate rates at 0.15%. Savings rates are at 0.50% and money market rates are at 0.80%. Mortgage rates on 30-year fixed loans are around 6.20%. All these rates can be compared to WTNM Atlantic Federal Credit Union rates. MonitorBankRates evaluates the financial stability of WTNM Atlantic Federal Credit Union with a 4.3 Star Rating, an B- Overall Health Grade, and a Texas Ratio of 23.01%. Rates were last updated on 04/23/2026. WTNM Atlantic Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at WTNM Atlantic Federal Credit Union? Share your experience about WTNM Atlantic Federal Credit Union by leaving a review below, or read customer reviews before you decide to use WTNM Atlantic Federal Credit Union. WTNM Atlantic Federal Credit Union
WT NM Atlantic Federal Credit Union 320 E Broadway ST Ste B
Denver City, TX 79323 3254 
Current Rate AvailabilityWe do not have WTNM Atlantic Federal Credit Union rates right now, but we are constantly updating our database so check back often for updated rates. Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for WTNM Atlantic Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather WTNM Atlantic Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with WTNM Atlantic Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
WTNM Atlantic Federal Credit Union
Address
320 E Broadway ST Ste B,
Denver City, TX 79323 3254
Phone
806-592-9225
Fax
806-592-3330
President
Kay Grandon
CEO
Joe English
Full-Time Employees
1
Part-Time Employees
1
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
4.3 / 5.0 ★
Overall Health & Safety Grade
B- (82/100)
Texas Ratio
23.01%
Return on Assets (ROA)
1.3047%
Return on Equity (ROE)
5.6264%
Non-Performing Loans Ratio (NPL)
8.46%
Total Assets
1,899,401
Total Amount of Shares and Deposits
1,441,944
Total Shares and Deposits < 1 Year
1,441,944
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,441,944
Total Interest Expense (Sum of items 6 8)
19,267
Share Certificates
22
Number of Accounts for Regular Shares
377
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
237,782
Total Liabilities
1,458,957
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About WTNM Atlantic Federal Credit UnionIs WTNM Atlantic Federal Credit Union a safe place to deposit money?Yes, WTNM Atlantic Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 23.007113443891%, the institution's financial health is rated as stable. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does WTNM Atlantic Federal Credit Union operate?WTNM Atlantic Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join WTNM Atlantic Federal Credit Union?Yes, to access services at WTNM Atlantic Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, WTNM Atlantic Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, WTNM Atlantic Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does WTNM Atlantic Federal Credit Union offer online and mobile banking?Most modern institutions like WTNM Atlantic Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. Compare to Other Credit Unions
C A S E
Modern Employees Federal Credit Union
SAFE Credit Union
DuTrac Community Credit Union
Minnesota Power Employees Credit Union
Presto Lewiston Employees Credit Union
Electrical Workers No 22 Federal Credit Union
Ecco Credit Union
VULCRAFT EMPLOYEES
Vision Financial Federal Credit Union
McKeesport Bell Federal Credit Union
PVHMC Federal Credit Union
Faith Cooperative Federal Credit Union
Holy Trinity Baptist Federal Credit Union
Galveston School Employees Federal Credit Union
Priority Plus Federal Credit Union
ACBA Federal Credit Union
Acadia Federal Credit Union
Postal Employees Credit Union
Healthcare Employees Federal Credit Union
LES
|
