What are the current interest rates at Santee Cooper Credit Union?

Current rates for Santee Cooper Credit Union include: Savings: 0.10%

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Santee Cooper Credit Union Rates & Review June 2026

Q: Is a member application needed to join Santee Cooper Credit Union?

Yes, to access services at Santee Cooper Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Santee Cooper Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: June 16, 2026

Santee Cooper Credit Union's savings rates are at 0.10%. MonitorBankRates evaluates the financial stability of Santee Cooper Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.33%. Rates were last updated on 06/16/2026.

Santee Cooper Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Santee Cooper Credit Union? Share your experience about Santee Cooper Credit Union by leaving a review below, or read customer reviews before you decide to use Santee Cooper Credit Union.

Verified Strong Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

2.33%

Excellent Lower than avg

Santee Cooper Credit Union
Santee Cooper Credit Union

612 Rembert C Dennis Blvd
Moncks Corner, SC 29461

https://www.santeecoopercreditunion.com/

Santee Cooper Credit Union Savings Rates

Product	Rate	APY
Christmas Club	-	0.15%
Min Balance $0 Last Updated 06/16/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.33%
Share Savings	-	0.15%
Min Balance $5 Last Updated 06/16/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.33%
Young Savers	-	0.15%
Min Balance $0 Last Updated 06/16/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.33%
IRA Savings - Traditional & Roth	-	0.10%
Min Balance $0 Last Updated 06/16/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.33%

Santee Cooper Credit Union Checking Rates

Product	Rate	APY	View More
Prime Checking	-	0.03%
Min Balance $500 Last Updated 06/16/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.33%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Santee Cooper Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Santee Cooper Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Santee Cooper Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Santee Cooper Credit Union

Website https://www.santeecoopercreditunion.com/

Address 612 Rembert C Dennis Blvd, Moncks Corner, SC 29461

Phone 843-761-4001

Fax 843-761-7011

President Rosa Deavers

CEO Travis Allen

Full-Time Employees 20

Part-Time Employees 0

Branch Locations 2

ATM Locations 3

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

2.33%

Return on Assets (ROA)

1.2597%

Return on Equity (ROE)

8.0285%

Non-Performing Loans Ratio (NPL)

0.54%

Total Assets

85,262,082

Total Amount of Shares and Deposits

71,177,541

Total Shares and Deposits < 1 Year

69,183,306

Total Shares and Deposits 1 3 Years

882,977

Total Shares and Deposits > 3 Years

1,111,258

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

4,394,006

Total Uninsured Shares and Deposits > $250K (F+J)

4,394,006

Total Insured Shares and Deposits > $250K (item 17 less item K)

66,783,535

Total Interest Expense (Sum of items 6 8)

541,262

Share Certificates

684

Number of Accounts for Share Drafts

3,299

IRA KEOGH Accounts

Number of Accounts for Regular Shares

9,211

Non Member Deposits

Net Income (unless the amount is already included in Undivided Earnings)

1,074,069

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

2,348,366

Total Liabilities

71,888,701

Source: NCUA — Last Updated 09/30/2025

2026 MBR Health & Safety Badge

Santee Cooper Credit Union earned the Verified Strong badge

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Frequently Asked Questions About Santee Cooper Credit Union

How many branches does Santee Cooper Credit Union operate?

Santee Cooper Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Santee Cooper Credit Union?

Yes, to access services at Santee Cooper Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Santee Cooper Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Santee Cooper Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Santee Cooper Credit Union offer online and mobile banking?

Most modern institutions like Santee Cooper Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.santeecoopercreditunion.com/.