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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
HAWAIIAN ELECTRIC EMPLOYEES Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 27, 2026
HAWAIIAN ELECTRIC EMPLOYEES's 7 Month CDs rates are at 4.00%, 11 Month CDs rates are at 3.75%, 3 Year CDs rates are at 3.50%, 2 Year CDs rates are at 3.25%, 1 Year CDs rates are at 3.00%. HAWAIIAN ELECTRIC EMPLOYEES's Personal Loan Rates are at 3.70%. MonitorBankRates evaluates the financial stability of HAWAIIAN ELECTRIC EMPLOYEES with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.32%. Rates were last updated on 03/27/2026. HAWAIIAN ELECTRIC EMPLOYEES money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at HAWAIIAN ELECTRIC EMPLOYEES? Share your experience about HAWAIIAN ELECTRIC EMPLOYEES by leaving a review below, or read customer reviews before you decide to use HAWAIIAN ELECTRIC EMPLOYEES. Union State Bank Arkansas City, KS
HAWAIIAN ELECTRIC EMPLOYEES FCU 770 KAPIOLANI BLVD STE 514
http://www.hecoefcu.org HONOLULU, HI 96813 
HAWAIIAN ELECTRIC EMPLOYEES CD Rates
HAWAIIAN ELECTRIC EMPLOYEES Home Equity & HELOC
HAWAIIAN ELECTRIC EMPLOYEES Auto Loan Rates
HAWAIIAN ELECTRIC EMPLOYEES Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for HAWAIIAN ELECTRIC EMPLOYEES is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather HAWAIIAN ELECTRIC EMPLOYEES rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with HAWAIIAN ELECTRIC EMPLOYEES's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
HAWAIIAN ELECTRIC EMPLOYEES
Website
http://www.hecoefcu.org
Address
770 KAPIOLANI BLVD STE 514,
HONOLULU, HI 96813
Phone
808-451-3693
Fax
808-441-0007
President
Kenneth Pang
CEO
Pam Sumimoto
Full-Time Employees
4
Part-Time Employees
1
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.32%
Return on Assets (ROA)
0.7099%
Return on Equity (ROE)
3.7803%
Non-Performing Loans Ratio (NPL)
0.53%
Total Assets
35,008,752
Total Amount of Shares and Deposits
28,157,235
Total Shares and Deposits < 1 Year
26,130,351
Total Shares and Deposits 1 3 Years
2,026,883
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
139,456
Total Uninsured Shares and Deposits > $250K (F+J)
139,456
Total Insured Shares and Deposits > $250K (item 17 less item K)
28,017,779
Total Interest Expense (Sum of items 6 8)
210,125
Share Certificates
233
Number of Accounts for Share Drafts
521
IRA KEOGH Accounts
9
Number of Accounts for Regular Shares
1,709
Non Member Deposits
12
Net Income (unless the amount is already included in Undivided Earnings)
81,749
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
935,294
Total Liabilities
28,434,660
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About HAWAIIAN ELECTRIC EMPLOYEESIs HAWAIIAN ELECTRIC EMPLOYEES a safe place to deposit money?Yes, HAWAIIAN ELECTRIC EMPLOYEES is considered a safe financial institution. With a Texas Ratio of 1.3239090660733%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does HAWAIIAN ELECTRIC EMPLOYEES operate?HAWAIIAN ELECTRIC EMPLOYEES currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join HAWAIIAN ELECTRIC EMPLOYEES?Yes, to access services at HAWAIIAN ELECTRIC EMPLOYEES, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, HAWAIIAN ELECTRIC EMPLOYEES does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, HAWAIIAN ELECTRIC EMPLOYEES provides members with tools to manage their accounts and build a solid financial history. Does HAWAIIAN ELECTRIC EMPLOYEES offer online and mobile banking?Most modern institutions like HAWAIIAN ELECTRIC EMPLOYEES provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.hecoefcu.org. Current HAWAIIAN ELECTRIC EMPLOYEES Rates
Retrieved from our database of financial products. Rates subject to change.
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