Mid America Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
To see how these rates compare to Mid America Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Mid America Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Mid America Bank CD rates. You can also compare Mid America Bank savings rates, MMA rates and mortgage rates using our other rate lists. Mid America Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Mid America Bank? Share your experience about Mid America Bank by leaving a review below, or read customer reviews before you decide to use Mid America Bank. Mid America Bank Texas Ratio Mid America Bank's Texas Ratio is at 0.41%, which is considered excellent. The Texas Ratio for Mid America Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Mid America Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars. Compare Mid America Bank Rates with Other Competitive Bank and Credit Union Rates
Napoleon State Bank
3-Month CD
4.20%
$1,000
My eBanc, a division of Bradesco Bank
18-Month CD
4.10%
$5,000
Farm Bureau Bank FSB
48-Month CD
4.10%
$1,000
CFG Bank
18-Month CD
4.00%
$500
Goldwater Bank
High Yield Savings
4.00%
$100
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates July 16, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Our apologies, we do not have Mid America Bank rate data right now, check back for updates, we are adding rates all the time. Mid America Bank InformationMid America Bank
1511 Friendship RdJefferson City, MO 65101 Cole Established Date: 04/12/1914 FDIC Certificate #: 11459 Date of FDIC Deposit Insurance: 01/01/1934 Bank Holding Company: FRIENDSHIP BANCSHARES INC How Many Domestic U.S. Offices? 10 How Many Branches are There? 10 Website: https://www.midambk.com
Is Mid America Bank FDIC Insured? Yes
What is Mid America Bank's Cert number? 11459
What is the maximum amount for insured deposits? $250,000 per holder, per account
Mid America Bank FinancialsTotal Assets:
$989,559,000
Total Deposits:
$840,466,000
Equity Capital:
$108,259,000
Domestic Deposits:
$840,466,000
Net Income:
$4,866,000
Return on Assets:
1.8078%
Quarterly Return on Assets:
2.0000%
Pretax Return on Assets:
1.9983%
Pretax Quarterly Return on Assets:
2.0000%
Return on Equity:
16.0200%
Quarterly Return on Equity:
18.1800%
Leverage Tier 1 (Core Capital) Ratio:
11.2192%
Total Interest Income (YTD):
5.3038%
Headquarters:
Jefferson City
FDIC Field Office:
Columbia Mo
Regulator:
FDIC
County:
Cole
# of Offices:
10
Metropolitan Statistical Area (MSA):
Jefferson City, MO
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024
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 CD rates have gone down again this week. Continuing the slow decent started last year when the Federal Open Market Committee started cutting the fed funds rate to stimulate the economy and rescue us from the worst recession since the 1930s.
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Today's 12-month CD rates can be found at 1.50%, 6-month CD rates at 1.00% and 3-month CD rates at 1.51%. Current savings rates are at 0.80% and money market rates are at 0.25%. Mortgage rates today on 30-year fixed loans are around 6.59%. Credit Card rates are at 8.99%. Personal Loan rates are at 12.74%. All these rates, and more, can be found in our database of rates. 
