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Farmers Bank of Lohman, Missouri Rates & Review March 2026

Farmers Bank of Lohman, Missouri's savings rates are at 0.20%. MonitorBankRates evaluates the financial stability of Farmers Bank of Lohman, Missouri with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.99%. Rates were last updated on 03/18/2026.

Farmers Bank of Lohman, Missouri money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Farmers Bank of Lohman, Missouri? Share your experience about Farmers Bank of Lohman, Missouri by leaving a review below, or read customer reviews before you decide to use Farmers Bank of Lohman, Missouri.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.99%
Excellent Lower than avg
Farmers Bank of Lohman, Missouri
103 Lomo Dr
Jefferson City, MO 65109
https://www.farmersbankoflohman.com
Member FDIC

Farmers Bank of Lohman, Missouri Savings Rates

Product Rate APY View More
FBL Savings 0.40% 0.40%
Details Earn a higher rate when you open a savings account at the same time as your checking account. All it takes is a $10 minimum transfer from checking to savings each statement cycle.
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.99%
FBL Savings 0.20% 0.20%
No additional details.
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.99%

Farmers Bank of Lohman, Missouri Checking Rates

Product Rate APY View More
Rewards Checking Tier 1 0.25% 1.00%
Min Balance $10,000
Details Qualifications Required; Qualifying balance up to $10,000.00
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.99%
Rewards Checking Tier 2 0.50% 0.50%
No additional details.
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.99%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Farmers Bank of Lohman, Missouri is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Farmers Bank of Lohman, Missouri rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Farmers Bank of Lohman, Missouri's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Farmers Bank of Lohman, Missouri
FDIC Certificate # 8268
Address 103 Lomo Dr, Jefferson City, MO 65109  ·  Cole
Established 02/23/1909
FDIC Insurance Date 01/01/1934
Domestic Offices 2
Total Branches 2
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 99/100
5.0
Exceptional Out of 5.0 Stars
1.99%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.8668%
Return on Equity (ROE) 7.3000%
Non-Performing Loans (NPL) 0.00%
Total Assets $80,568,000
Total Deposits $67,755,000
Equity Capital $12,446,000
Net Income $1,007,000
Headquarters Jefferson City
Total Offices 2
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Frequently Asked Questions About Farmers Bank of Lohman, Missouri

Is Farmers Bank of Lohman, Missouri a safe place to deposit money?

Yes, Farmers Bank of Lohman, Missouri is considered a safe financial institution. With a Texas Ratio of 1.9852855307719%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Farmers Bank of Lohman, Missouri operate?

Farmers Bank of Lohman, Missouri currently maintains approximately 2 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Farmers Bank of Lohman, Missouri does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Farmers Bank of Lohman, Missouri provides members with tools to manage their accounts and build a solid financial history.

Does Farmers Bank of Lohman, Missouri offer online and mobile banking?

Most modern institutions like Farmers Bank of Lohman, Missouri provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.farmersbankoflohman.com.

Current Farmers Bank of Lohman, Missouri Rates

  • Savings0.20%
Retrieved from our database of financial products. Rates subject to change.