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Mission Bank Bakersfield, CA

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Mission Bank Bakersfield, CA Rates & Review March 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Mission Bank Bakersfield, CA provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: March 28, 2026

You can compare Mission Bank Bakersfield, CA rates to other rates in our database, including 12-month CD rates currently at 1.15%, 6-month CD rates at 2.53% and 3-month CD rates at 3.54%. Savings rates are at 0.11% and money market rates are at 0.05%. Mortgage rates on 30-year fixed loans are around 5.73%. All these rates can be compared to Mission Bank Bakersfield, CA rates. MonitorBankRates evaluates the financial stability of Mission Bank Bakersfield, CA with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 03/28/2026.

Mission Bank Bakersfield, CA money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Mission Bank Bakersfield, CA? Share your experience about Mission Bank Bakersfield, CA by leaving a review below, or read customer reviews before you decide to use Mission Bank Bakersfield, CA.

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

No Data No data

Mission Bank Bakersfield, CA

1301 17th St
Bakersfield, CA 93301

https://www.missionbank.bank

Current Rate Availability

We do not have Mission Bank Bakersfield, CA rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Mission Bank Bakersfield, CA is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Mission Bank Bakersfield, CA rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Mission Bank Bakersfield, CA's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Mission Bank Bakersfield, CA

Bank Holding Company MISSION BCORP

Address 1301 17th St, Bakersfield, CA 93301 · Kern

Website https://www.missionbank.bank

FDIC Certificate # 34805

Established 10/07/1998

FDIC Insurance Date 10/07/1998

Domestic Offices 8

Total Branches 7

Regulator FED

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 100/100

5.0

Exceptional Out of 5.0 Stars

0.00%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 1.9175%

Return on Equity (ROE) 20.1600%

Non-Performing Loans (NPL) 0.00%

Total Assets $1,884,030,000

Total Deposits $1,657,937,000

Equity Capital $211,447,000

Net Income $27,442,000

Headquarters Bakersfield

Total Offices 8

Source: FDIC | Last Updated 12/31/2025

Customer Reviews

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Average Rating

☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About Mission Bank Bakersfield, CA

Is Mission Bank Bakersfield, CA a safe place to deposit money?

Yes, Mission Bank Bakersfield, CA is considered a safe financial institution. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Mission Bank Bakersfield, CA operate?

Mission Bank Bakersfield, CA currently maintains approximately 7 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Mission Bank Bakersfield, CA does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Mission Bank Bakersfield, CA provides members with tools to manage their accounts and build a solid financial history.

Does Mission Bank Bakersfield, CA offer online and mobile banking?

Most modern institutions like Mission Bank Bakersfield, CA provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.missionbank.bank.